what is the time value of money?

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Answer 1
The time value of money  is the idea that money available at the present time is worth more than the same amount in the future due to its potential earning capacity.
Answer 2
A time value of money of 8% per year also tells us that receiving $1,080 one year from now is comparable to receiving $1,000. With a time value of money of 8% per year, accountants will state that receiving $1,080 in one year has a present value of $1,000.


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Related Questions

How did women's suffrage change the role of women in society?

Answers

women were able to play a role in the public and run for government spots

What does francis say about atticus how do his comments illustrate that racism exists not just in the other residents of maycomb but within the finch family as well?

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Final answer:

In 'To Kill a Mockingbird,' Francis's comments about Atticus reveal the presence of racism within the Finch family and the wider Maycomb community.

Explanation:

In Harper Lee's novel, 'To Kill a Mockingbird,' Francis comments about Atticus, illustrating that racism exists not only in the other residents of Maycomb but also within the Finch family. Francis criticizes Atticus for defending Tom Robinson, a black man accused of assaulting a white woman, and says that Atticus should not associate with black people.

These comments demonstrate that racism is pervasive in Maycomb society and even within the Finch family because Francis, who is a member of the family, holds prejudiced views. His comments reflect the prevailing racist attitudes of the time, as well as the deeply ingrained nature of racism within the community.

The process by which people disengage from important social roles is termed role exit
a. True
b. False

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The correct answer is (a) True

What is role exit?When an individual stops engaging in a role which was previously central to their identity and begins the process of establishing a new identity.hence  (a) True is the correct answer

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Which kind of family consists of an adult couple and their children?

Answers

this is a nuclear type family

How did the United States Government respond to the 'Great Railroad Strike'?

A) They took no action and allowed the workers and owners to settle the dispute.

B) They sent federal troops to end the strike.

C) They passed the Sherman Anti-strike Act.

D) They passed the Interstate Commerce Act.

Answers

B. They gathered militias and federal troops to assist the militia to end the strikes.

-Lucky
How did the United States Government respond to the 'Great Railroad Strike'?


B) They sent federal troops to end the strike.

The idea that different languages produce different patterns of thought is known as the _____ hypothesis.

Answers

It is known as the Sapir-Whorf hypothesis.

Sapir-Whorf hypothesis has an interesting history of how it got the name, as two people contributed towards the hypothesis. In 1929 Edward Sapir originally presented the hypothesis and later Benjamin Whorf developed it (Sapir-Whorf). This is a hypothesis that the pattern of a language regulates the native speaker’s opinion of an experience. 

Do painkillers serve as 'hillbilly heroin' for rural adults with high levels of psychosocial stress?.

Answers

In a way,yes. Painkillers are generally one of the most consumed prescription drugs and people that consume them liberally are at a high risk of developing a dependency on them.

According to Holmes, what factor made Schenck’s actions, which at other times would have been protected by the First Amendment, illegal at the time he performed them?

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In Schenck v United States 1919, the US Supreme Court begat the expression "obvious risk" to cover "free discourse" cases that could sensibly bring about mischief or peril. 
Charles Schenck and Elizabeth Baer were individuals from the Executive Committee of the Socialist Party in Philadelphia amid World War I. They printed pamphlets with the messages, "Don't submit to terrorizing", "Declare your rights", "On the off chance that you don't attest and bolster your rights, you are denying or stigmatize rights which it is the serious obligation of all subjects and inhabitants of the United States to hold." They were encouraging men to reject the draft.

James Polk domestic policies?

Answers

Can you give a better explanation please

Final answer:

James K. Polk had several domestic policies during his presidency, including territorial expansion, annexation of Texas, acquiring the Oregon Territory, and engaging in the Mexican-American War.

Explanation:

James K. Polk, the 11th president of the United States, had several key domestic policies during his presidency from 1845 to 1849. One of his primary goals was territorial expansion, which he achieved by annexing Texas and acquiring the Oregon Territory. Polk's administration also played a significant role in the Mexican-American War, which resulted in the United States gaining more land and solidifying its control over much of North America.

Moreover, Polk was a strong advocate for the establishment of an independent treasury system. This system aimed to separate the federal government's funds from private banks and ensure the safety of public money. It involved the creation of sub-treasuries across the country where government funds were stored. He also recognized the importance of infrastructure development for the growth of the nation. During his presidency, he advocated for the construction of roads, canals, and railroads to improve transportation and facilitate economic development.

According to 1950s functionalist theorist talcott parsons, failure to find adequate roles for the elderly in u.s. society will cause them to

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According to 1950s functionalist theorist Talcott Parsons, failure to find adequate roles for the elderly in u.s. society will cause them to feel discouraged and alienated from society.

Billy has trouble sitting still in class, so his teacher implements a program in which she praises billy for staying in his seat. billy's sitting behavior increases, and the teacher concludes her praise was responsible. the teacher does not realize billy has started taking medication that causes fatigue. the medication would be an example of a(n) ______ variable.

Answers

Of a controlled variable

Oksana is excited when she receives a telephone call from her granny on her birthday. when granny asks how old she is, oksana holds up three fingers in front of the phone. oksana's belief that because she can see her fingers, so can granny, reflects piaget's concept of

Answers

Final answer:

Oksana's behavior of showing three fingers to her granny on the phone represents egocentrism, indicating she is in Piaget's preoperational stage. It shows her developing understanding of theory-of-mind, a cognitive ability that matures as children realize that others have different perspectives and beliefs.

Explanation:

Oksana's assumption that her granny can see her holding up three fingers through the phone illustrates the concept of egocentrism, which is a characteristic of Piaget's preoperational stage of cognitive development. During this stage, typically from ages 2 to 7, children have difficulty understanding different perspectives and believe that others see the world as they do. This egocentric thinking prevents them from realizing that their granny cannot see them through the telephone.

By showing three fingers, Oksana demonstrates a lack of theory-of-mind (TOM), which is the ability to recognize that others have thoughts, feelings, and beliefs different from one's own. Children usually develop this cognitive milestone between the ages of 3 and 5. The incident with Oksana reflects a natural stage in cognitive development where she is beginning to learn that others have distinct viewpoints.

Nova video questions hunting the elements where does an element take its identity from

Answers

Elements will take its identity From tiny particles or protons from the nucleus.
In chemistry, elements will always identified through the number of protons in their atomic nuclei.
Elements are grouped in the periodic table based on these numbers and their valencies (which cause similar attributes among these elements)

An element takes its identity from its number of protons. The number of protons within the core of a particle decides which component it is.

The number of neutrons in a molecule can alter, but the number of protons continuously remains the same. This is often regularly why different isotopes of the same component can exist.

The number of electrons in a particle can as well alter, but it continuously rises to the number of protons within the center. Usually regularly since the negative charge of the electrons equalizations out the positive charge of the protons.

So, Components will take their character from modest particles or protons from the core. In chemistry, components will continuously be recognized through the number of protons in their nuclear cores.

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When it comes to religion, the lower classes tend to be attracted toWhen it comes to religion, the lower classes tend to be attracted to?

Answers

The lower class join sects since sects emphasize that the rewards come in the next life, and that even though one may be lacking material comfort in the world they live in all will be better in the next life. In addition, sects emphasize the presence of a god active in their daily lives. This helps them to know that despite the material misery, God has not abandoned them. 

How do cnidarians use their tentacles? A. to attach to rocks B. to aid in digestion C. to capture food D. to remove waste

Answers

Your answer is C To Capture food because it uses it tentacles to get a grip on its prey so the prey won't get away from it also its not B because it doesn't help it to digestive its prey its not A because it doesn't need to attach to rocks that just float in the water when it came down to rather C, or D I choose D because its not D because its doesn't remove waste by its tentacles.

Your answer is C.

to capture food         is the answer

While male and female speakers are equally capable, female speakers often are viewed as more influential and persuasive.
a. true
b. false?

Answers

it may be the 2 answers but the asnwer is true since females are more visaulized

Which model emphasizes the efficient arrest and conviction of criminal offenders? crime control model due process model conflict model consensus model?

Answers

The answer is: Crime control model

Final answer:

The model that emphasizes efficient arrest and conviction of criminal offenders is the crime control model. It prioritizes the quick response to criminal behavior to suppress crime, unlike the due process model which focuses on protecting individuals' rights.

Explanation:

The model that emphasizes the efficient arrest and conviction of criminal offenders is the crime control model. This model focuses on the suppression of crime by concentrating on the arrest, prosecution, and conviction of criminals. It operates on the principle that the repression of criminal conduct is the most important function of the criminal justice system, hence providing a quick response to criminal behavior.

Contrarily, the due process model emphasizes ensuring that the rights of individuals are protected and that legal procedures are followed before someone can be declared guilty and punished for a crime. In contrast, the conflict model suggests that criminal justice reflects the conflicts of interest of different groups and the ongoing struggle for power in society, while the consensus model assumes that the components of the criminal justice system work together to achieve justice.

Out of the various approaches to crime control, such as retribution, incapacitation, prevention, rehabilitation, and restoration, countries typically choose to implement a blend based on their unique circumstances and the relative costs and benefits of each method.

Proponents of _______________ believe that reading should be taught by presenting the basic skills that underlie reading. question 24 options:

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Proponents of "code-based approach of reading" believe that reading should be taught by presenting the basic skills that underlie reading.
For example the sounds of letters, phonics, and the way how letters and sounds are joined to make words etc. A growing mount of evidence shows that this method of reading is superior. 

________ is the understanding of the feelings and concerns of others, while ________ describes the feelings of anger, distrust, and dislike toward another person.

Answers

(1) empathy (2) antipathy These two terms are antonyms, as indicated by the root and suffix. Empathy describes being able to understand the feelings of others, and therefore potentially trusting and liking another person. Antipathy describes the lack of empathy and the subsequent anger, distrust, and dislike towards another person.

The general term preferred by some native peoples for person with a third or fourth gender identity is

Answers

Answer: Two Spirit
Two-Spirit is a term used to describe some north americans  indigenous who, in their communities, fulfill a traditional third and fourth gender .
Third and fourth gender roles embodied by two spirits, a male and a female spirit living in the same body, include working and wearing clothing associated with both genders.

Jarod was in a motorcycle accident that left him unable to recognize and discriminate objects visually. when his therapist tosses a crumpled piece of paper toward his head he can move out of the way but he cannot identify the tossed object. jarod is demonstrating the phenomenon known as:

Answers

This is a known activation of the flight or fight response which is a physiological reaction to the sensing of an impending harm. Though Jared can't discern what object is coming at him, he knows there is an object coming at him. Because of that, his flight or fight response initiates a muscle memory reaction that causes him to dodge.

What is the right of privacy? the most controversial application of the right occurs in cases involving what?

Answers

The right of privacy gives you the right to have personal concealment of anything, such as information.

People who marry and stay married accumulate only half as much wealth as people who remain single

Answers

that's not true, depending on what job you work then you can make more than a married couple

A/an ________ is a group that helps us understand or make sense of our position in society relative to other groups. a. social network b. reference group c. secondary group d. small group

Answers

The answer is b. Reference group

A/a reference group is a group that helps us understand or make sense of our position in society relative to other groups. Thus, option (b) is correct.

What is group?

The term group refers to the two or more people are the involved on the particular activity. A group is an involved of the person are the based on the informal group. It was the people are to enjoy the person to the another person company.

An individual or even another group is assessed according to the reference group, which is used by psychologists to refer to any cohort that an individual uses as a standard for judging themselves and their own conduct. It was the knowledge of society in relation to other groups.

As a result, the reference group is a group that helps us understand or make sense of our position in society relative to other groups.

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The hunger games that explores the interest in suffering as entertainment, comparing it to one or more current reality television shows in which participants also suffer.

Answers

I don't really see it comparing to other TV shows. Is that your question?

My actual answer to this question is the show "Naked and Afraid" because contestants suffer from all types of things on the show from bug bites to sprang ankles all to survive 21 days, naked, in the wilderness. Then my own personal answer wants to be "The Purge" even though that is not a reality show in the sense that you are asking.

Both jennifer and tony experienced traumatic head injuries. while jennifer finds it difficult to understand others, tony is able to understand what others are saying, but finds it difficult to speak even though there is nothing wrong with the muscles that control his speech. both jennifer and tony are suffering from _____.

Answers

Out of the choices provided above, it can be concluded to state that both Jennifer and Tony might be victims of concussion due to traumatic head injuries faced by them. Therefore, the option A holds true.

What is the significance of a concussion?

A concussion can be referred to or considered as a condition wherein the situation of a serious or a traumatic head injury takes place. In concussion, a person is completely in his or her senses, however, there are some temporary difficulties in performing normal activities.

In the situation given above, it can be observed that both Jennifer and Tony have undergone head injuries, and are finding difficulties in speaking, which may be temporary. Thus, they are also known to have a concussion. They should consult a doctor asap.

Therefore, the option A holds true and states regarding the significance of a concussion.

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The missing choices are added below,

A. Concussion

B. Mental disorder

C. Brain dysfunction

D. None of these

Individual differences in locus of control and the reporting of lucid dreaming

Answers

Is this True Or False? Well, True.

The most recent nsduh results show that _____ use is more common among male youths compared to their female counterparts.

Answers

The appropriate response is marijuana. Marijuana is the most ordinarily utilized illegal medication in the United States.1 Its utilization is far-reaching among youngsters. In 2015, more than 11 million youthful grown-ups ages 18 to 25 utilized pot in the previous year. As indicated by the Monitoring the Future study, rates of cannabis use among the center and secondary school understudies have dropped or leveled off in a previous couple of years following quite a while of increment.

Who could be described as the driving force of england's scientific establishment?

Answers

Thomas Henry Huxley is the person who can be described as the driving force of England’s scientific establishment because of his ambitious ways. He was a vigorous supporter of Darwin and due to that he was also known as "“Darwin’s bulldog,”. His lectures, writings and spirit can truly be called the driving force for modern science.

Because she mistakenly believes that the herbal remedy she is using will help her lose weight, mrs. redding is feeling a considerable reduction in her appetite. this best illustrates:

Answers

The placebo effect. Hope this helps 
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Tony started a blanket business. He purchased a sewing machine and some fabric to get started, and then sold each blanket for the same price. The expression 450+12x450+12x represents the profit that Tony has earned based on the number of blankets sold. Which expression represents the total amount Tony earns from selling blankets? x 12x -450+12x 12 Self-report tests are useful because they have good: To what degree does geography determine culture According to erik erikson, older adults can most effectively cope with the prospect of their own death if they have achieved a sense of _____. In Spanish Latin America, people who were of mixed European and Indian ancestry were calledcriollos.mulattoes.mestizos.peninsulares. Why does miss narwin decide to stay home from school? why does philip decide to not return to harrison high? Diane serves breakfast to two groups of children at a daycare center. One box of Oaties contains 12 cups of cereal. She needs 1/3 cup for each younger child and 3/4 for each older child. Todays group includes 11 younger children and 10 older children. Is one box of oaties enough for everyone A square kitchen floor has an area of 500 ft. estimate the length of one wall to the nearest 10th of a foot what are some ideas i can promise as student body president A 6-ounce can of frozen juice costs 84. Give the unit price in cents per ounce. If your friend says they know that someone in your class has a crush on you, but you say you don't believe them, according to signal detection theory, you have committed a ______. You want to embroider a square design. You have an embroidery hoop with a 6 inch diameter. Find the largest value of x so that the entire square will fit in the hoop. Round to the nearest tenth What does the musical marking D.C. (Da capo) tell you to do?A. go back to the sign and continue until the end of the pieceB. go back to the beginning and start againC. go back to the beginning and play the codaD. skip to the end of the musicWhoever answers, I appreciate it, thank you. I'll put thanks and five stars :) Patellar responses often strengthen with diversion how do you explain this observation The Sons of Liberty, a group that vocally rebelled against the British prior to the American Revolution, would be most supported by what group?'A)LoyalistsB)PatriotsC)RoyalistsD)Tories What big ideas about government came from the Mayflower Compact and Thomas Paines Common Sense? 2. [02.06] Which of the following is an equivalent form of the compound inequality 22 > 5x 7 3? (1 point) 5x 7 < 22 and 5x 7 3 5x 7 > 22 and 5x 7 3 5x > 22 and 7 3 5x 7 < 22 and 5x 7 3 tom ate 1/4 of a pizza. He divided the leftover pizza into pieces each equal to 1/12 of the Original Pizza. After he gave some friends one piece each 1/6 of the Original Pizza remained. How many friends got pizza? How is vapor pressure influenced by the strength of intermolecular forces? Describe the motion of a biker as shown by the velocity time graph in figure 1b Steam Workshop Downloader