How does taxation and legislation impact positively and negatively on insurance companies?

Answers

Answer 1

Taxation Success or the positive impact is it will lead to a success to an insurance company because they have fixed rate of tax and as they have a large number of people in a business they make more profit. While the negative impact or failure is if there is a crisis in a business they could make a less profit and pay tax while the legislation success it will lead to a success because in a business employees could be protected due to the act while the legislation failure is it must also hold an AGM and that could be an extra cost, financial statement may expose information to competitors which may limit success Also, taxation decreases the revenue earned by a firm by 28% it means this affects the business negatively. And when taxation is paid it positively improve the economic growth.

Related Questions

When making a major purchase, first determine your _______ income by subtracting the deductions from your gross pay.

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The answer is "net income".


Net income is equivalent to net earnings (benefit) determined as deals less expense of merchandise sold, moving, general and authoritative costs, working costs, deterioration, intrigue, charges and different costs. This number shows up on an organization's pay proclamation and is a vital proportion of how productive the organization is.  

Net income additionally alludes to a person's salary in the wake of considering expenses and derivations.  


When making a major purchase, first determine your net income by subtracting the deductions from your gross pay.

Why is it important to budget your net pay rather than your gross pay?

When creating a budget, it's crucial to consider net pay as opposed to gross income because it helps you determine how much you can buy and how much you might be able to deduct for taxes. Name two techniques for setting up a budget that can be used to start or modify one.

Before taxes and other deductions are taken out, your gross income is what is shown on your pay stub. Your take-home pay, sometimes referred to as the amount of money that is still available to you after deductions and taxes have been taken out, is your net income. Taxes, employee benefit premiums, and wage garnishments are all possible reductions from net income.

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In a ____, a market rarely remains the domain of one organization for long; thus, competition ensues almost immediately

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In a free enterprise system, a market rarely remains the domain of one organization for long. Thus, competition ensues almost immediately. It is a type of economy wherein the determination of products, services and prices are done by the market rather than being done by the government. It is an economy  that is not being controlled by the government.

Water can remain in the ground as groundwater for up to 10,000 years. this is called the __________.

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The type of water that can remain in the ground as groundwater for up to 10,000 years is called fossil water. This type of water is usually contained in an undisturbed place usually underground. This water is usually infiltrated for millennia and often different from the present. 

An agreement to settle a debt for less than the sum claimed is referred to as?

a. ?rescission.

b. a satisfaction.

c. ?an accord.

d. ?a promisory estoppel.

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An agreement to settle a debt for less than is owed is called an Accord and Satisfaction. this is because the accord is the original debt, and the term for the re-structured settlement. The satisfaction is the actual payment of that debt. Therefore, accord and satisfaction could be re-written as new agreement and payment.

What kind of hulls do most sailboats and large cruisers have?

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Most sailboats and large cruisers have displacement hull. This type of hull push the water aside. Boats with displacement hull are limited to slower speeds. Smaller boats on the other hand, like personal water-crafts and vessels have planing hulls. Planing hulls rise up and glide on top of the water and allow the boat to move faster.

What is the maximum legal speed when the operator's view is obstructed or safe operation is impaired because of people or gear on board the vessel?

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The maximum legal speed in this case is PLANE SPEED. A vessel is operating at a plane speed when its weight is predominate supported by hydrodynamic lift instead of hydrostatic lift, at this state the boat will ride on the bow wave leaving the stern wave behind. This speed has to be maintained in order to reduce the risk of having an accident. 

The manager's fiduciary duty refers to _____. 2012books.lardbucket.org

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The answer is the moral duty managers have to act as responsible agents to the owners. A person with a Fiduciary Duty is somebody in whom another person has placed the greatest trust and confidence to manage and guard property or money. The Fiduciary Relationship defines a relationship in which one individual has a duty to act for another's benefit. In other words, in a fiduciary relationship a manager's main obligation or duty is to act towards the benefit of the shareholders. 

Final answer:

The manager's fiduciary duty refers to their obligation to act in the best interest of the shareholders or all stakeholders, depending on whether one adheres to the shareholder primacy theory or the stakeholder theory, respectively.

Explanation:

The manager's fiduciary duty essentially refers to the responsibility to act in the best interests of another party, typically the shareholders of a company. This comes from the principle of shareholder primacy, which posits that managers should function solely to promote the interests of shareholders. This perspective is based on the understanding that shareholders own a portion of the company and have invested capital into it, making it only right for their interests to be prioritized.

However, this is not the only viewpoint. An alternative perspective is the stakeholder theory, which argues that a manager's duty should not be solely to the shareholders but to all stakeholders involved. A stakeholder, in this context, includes anyone who has an interest in the firm - this could range from employees, to customers, to the local community. This theory necessitates a balance in catering to the interests of all stakeholders, not just shareholders.

Regardless of the adopted viewpoint, the key element here is that managers have a fiduciary duty. They are obliged to act in the best interest of others (either shareholders or all stakeholders), and their actions should reflect this responsibility.

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Which of the following is a suggested practice to engage families in two-way communication?

A. Journal B. Advocacy events C. Take-home backpacks D. Weekly newsletters

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I believe that take-home backpacks is a good way to engage parents and children in two- way communication. The parent will go through the back pack and see the information that the school has sent home. Then in the evening or at dinner the parent and child can discuss the information that the school has sent home. The parent can show the information to the child and the child can explain. Hopefully this can not place the child on the defensive

On a recreational boat, the location of emergency equipment (life jackets, fire extinguishers, visual distress signals, radio, etc.) should be reviewed before departure with which persons

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The location of emergency equipment should be reviewed before departure with EVERYONE ABOARD the boat. This will make it possible for everyone in the boat to know where to get these equipment in case of emergency needs.

Final answer:

Before departing on a recreational boat, it is essential to review the location of emergency equipment with all persons on board to ensure their safety. This includes life jackets, radio, first aid kit, and other items necessary for survival and communication in case of an emergency.

Explanation:

On a recreational boat, the location of emergency equipment such as life jackets, fire extinguishers, visual distress signals, radio, first aid kit, and additional safety items should be reviewed before departure with all persons who will be onboard. This is a critical safety protocol to ensure everyone is aware of the safety procedures and where the equipment is located, which can be crucial in an emergency situation.

Items like prescription and non-prescription medication, water bottles and treatment supplies, waterproof matches, and emergency blankets should be included in the safety briefing. It's also important to have a portable NOAA weather radio to stay informed of weather conditions and to ensure that flashlights are available for each person, with extra batteries securely stored. By being prepared and ensuring all individuals are knowledgeable about the equipment and emergency procedures, the safety of everyone on board can be significantly enhanced.

Which is the oldest form of money still in existence today?

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the oldest form of money that still exist today is: Metallic money.
In the past, money is used in the form of Gold and silver coins. (Gold tend to be higher in value compared to silver)
Even though the amount of metallic money that we use today is far lesser compared to the past, we still use pennies for making small purchase

Final answer:

The oldest form of money still in existence today is the cowrie shell, used extensively since 700 B.C., particularly in regions like China, India, and Africa. Money has greatly evolved over the centuries to meet changing economic demands, but it has maintained its core functions in commerce and trade.

Explanation:

The oldest form of money that is still recognized in existence today is the cowrie shell. Cowries have a significant history of use that spans various cultures and continents, starting as early as 700 B.C. in China. These shells became a widely accepted medium for commerce across the broadest geographic areas including India, Africa, and even parts of Europe over the course of many centuries. Remarkably, cowrie shells maintained their value in certain parts of the world up to the early twentieth century, which is much longer than any form of metal-based or paper money that followed.

Money has evolved significantly from these ancient times. From cowrie shells to metal coins and more recently, to fiat currency and digital money like bitcoins, its form adapts to the needs of society and technology advances. Despite the many forms that money has taken, whether as cowrie shells, gold, silver, or modern fiat currency, the essential function of money has remained: to facilitate trade, act as a store of value, and serve as a unit of account.

Your grandparents have both been interested in solving puzzles playing card games, watching educational television, and reading books. how do these activities affect the primary aging process

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These activities affect the primary aging process in a way that it will enhance their mental abilities and to be able to slow the cognitive decline that usually happens in an old age. It is because the activities that they are doing involves of exercising their brain, that will make it more enhance in terms of their mental abilities.

A company that announces a manufacturer's suggested retail price and then offers a discount off that price is using ________ pricing.

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A company that announces a manufacturer's suggested retail price and then offers a discount off that price is using reference pricing.
Reference price is announced by purchaser. It is also known as competitive price. Reference pricing or the competitive pricing is the amount, a consumer wants to pay for something in relation to other competitors.

The ___________________ is the part of the labor-management agreement that states that employees who receive union benefits must join the union, or at least pay dues to it.

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The UNION SECURITY CLAUSE is the part of the labor management who receive union benefits must join the union or at least pay dues to it.

An exclusive control like in a business A. Bureaucracy B. Balance and Trade C. Monopoly D. Checks and Balances

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Monopoly. This means that you have control of all goods in one industry, or a great majority.

monopoly because you are playing with many things such as businesses and property  

A debtor and a creditor have negotiated new terms on a note. how can you determine whether the restructuring is a troubled debt restructure?

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If the present value of the restructured flows using the original interest rate is less than the book value of the debt at the date of the restructure.

Debt restructuring is a procedure that permits a private or open organization, or a sovereign substance confronting income issues and money related trouble to lessen and renegotiate its reprobate obligations to enhance or reestablish liquidity with the goal that it can proceed with its operations.

A TDR or troubled debt restructuring is a debt restructuring in which a creditor, for financial or legal reasons connected to a debtor's financial difficulties, grants a concession to the debtor that it would not otherwise consider. You will know it by if the present value of the restructured flows using the original interest rate is less than the book value of the debt at the date of the restructure.

What should tom notice about the cholesterol content of these foods?

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Given:

Canned salmon without bones or skin: 2 oz, Calories 60, total fat 0.5 grams, saturated fat 0 grams, trans fat 0 grams, cholesterol 20 milligrams, protein 13 grams. 

Cheddar cheese: 1 oz, Calories 110, total fat 9 grams, saturated fat 5 grams, trans fat 0 grams, cholesterol 30 milligrams, protein 7 grams.

Lite Havarti cheese: 1 oz, Calories 80, total fat 4 grams, saturated fat 3 grams, trans fat 0 grams, cholesterol 15 milligrams, protein 8 grams. 

Pepperoni: 10 slices, Calories 130, total fat 11 grams, saturated fat 4.5 grams, trans fat 0 grams, cholesterol 30 milligrams, protein 7 gram.

Peanut butter: 2 T, Calories 200, total fat 15 grams, saturated fat 3 grams, trans fat 0 grams, cholesterol 0 milligrams, protein 9 grams. 

Egg: 1 whole, Calories 80, total fat 5 grams, saturated fat 1.5 grams, trans fat 0 grams, cholesterol 200 milligrams, protein 7 grams.

Sliced deli roast beef: 2 oz, Calories 80, total fat 2 grams, saturated fat 0.5 grams, trans fat 0 grams, cholesterol 25 milligrams, protein 13 grams. 

 

Tom noticed that all these foods contains high cholesterol, such as:

Canned salmon without bones or skin cholesterol 20 milligrams

Cheddar cheese cholesterol 30 milligrams

Lite Havarti cheese cholesterol 15 milligrams

Pepperoni cholesterol 30 milligrams

Egg cholesterol 200 milligrams, and;

Sliced deli roast beef cholesterol 25 milligrams

Companies that successfully implement customer relationship management tend to

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Companies that successfully implement customer relationship management tend to customize the goods and services offered to their customers.
These companies have a good relationship with the consumers and they often interact with them in order to know what their customers are interested in and what they want to buy. This way, the company can change its products if needed so as to appeal to their customers more.

Extrinsic motivation is defined as ________. the pursuit of an activity for external reward the pursuit of an activity for its own sake the pursuit of an activity to relieve the state of tension caused by deprivation the pursuit of an activity in order to increase one's competence and skills

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Extrinsic motivation is defined as THE PURSUIT OF AN ACTIVITY FOR EXTERNAL REWARD. Extrinsic motivation refers to behaviours that are driven by external rewards such as money, fame, praise, etc. Such behaviours arise from outside the individuals. 

Extrinsic motivation is defined as the pursuit of an activity for external reward, such as recognition, money, or praise, rather than for the inherent satisfaction or enjoyment of the activity itself. Therefore, option A is correct.

Extrinsic motivation is a psychological concept that refers to the drive or incentive to engage in an activity for external rewards or outcomes.

Unlike intrinsic motivation, which comes from within and is driven by personal interest or enjoyment, extrinsic motivation is derived from external factors such as tangible rewards, recognition, or social approval.

It involves seeking external validation or tangible benefits as a primary source of motivation. Extrinsic motivation can vary in its effectiveness and may have both positive and negative impacts on individuals' behavior and performance.

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Your client wants to increase the number of people visiting his website. when analyzing the data for search campaign, which metric do you most want to improve?

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 when analyzing the data for search campaign, the metric do you most want to improve would be: Clickthrough rate (CTR)
Clickthrough rate (CTR) measures the amount of people that click into your advertising banners after it appears on the screen. For today's industry standard, a CTR more than 2% is still considered a successful advertising.

Which of the following is not affected by alcohol? IQ Emotions or Sleep

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The answer is IQ. You can have swerving emotions when you drink alcohol, and you can feel drowsy.
Final answer:

Alcohol is a depressant that primarily affects emotions and sleep. It can cause feelings of euphoria, reduce alertness and behavioral control  and significantly affect the quality of sleep. Although it might negatively impact cognitive abilities, it does not conclusively reduce a person's baseline IQ.

Explanation:

Of the three options provided (IQ, Emotions, or Sleep), IQ is the factor that is least affected by alcohol. Alcohol is a depressant that primarily affects a person's emotions and sleep. The acute administration of alcohol can lead to feelings of euphoria at lower doses and to sedation at higher doses. It also reduces alertness and behavioral control, and may significantly affect the quality of sleep.

Long-term excessive alcohol use can negatively influence the brain's function and structure, potentially decreasing cognitive abilities, but it has not been conclusively proven to reduce a person's baseline IQ. Meanwhile, studies have shown that moderate sleep deprivation can impact cognitive and motor performance, mimicking the effects of alcohol intoxication.

Moreover, sleep is vital for many cognitive functions, including creative thinking, language learning, and the processing of emotional information; aspects of sleep might be disrupted by alcohol usage. Hence, while alcohol can influence many aspects of a person's mental state and cognitive function, the overall IQ is relatively resilient against the impacts of alcohol.

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During which stage in team formation is there a high dependence on the leader for guidance and direction?

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During the FORMING STAGE. Team formation is divided into four stages which are: forming, storming, norming and performing. During the forming stage, which is the first stage, the leader is highly dependent upon to set the ball rolling for the team. 

The answer is: forming stage

During the forming stage of the team formation, members of the team are still familiar with one another. They do not know the capabilities of their team partners and have not fully understand the team's goals.

During this stage, they need the guidance from the leaders to teach them about what the team wish to achieve. They also need the instruction regarding the roles division between each members of the team.

Building equity in a home is a good thing because

Answers

Equity in a home increases a homeowners assets

equity in a home increases the homeowners net worth

Holly and matt want to use the "nonworking" spouse method to determine the amount of life insurance coverage they need. if their youngest child is 5 years old, how much do they need

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The best answer for this question would be:

 

$150,000

 

Because in the method of the “non-working” spouse method, they are given a calculation of (18 - youngest child's age) × $10,000 (18 being the legal age)

 

Resulting that the solution would be:

 (18 - 3) × $10,000 = $150,000

Final answer:

Using the 'nonworking' spouse method, Holly and Matt need to calculate life insurance coverage based on the non-income earning spouse's life expectancy times the estimated annual child-rearing costs. With a youngest child of 5 years old, that means they need coverage for about 75 years of costs.

Explanation:

The 'nonworking' spouse method to calculate life insurance coverage stipulates that a life insurance policy should equal to the non-income earning spouse's years of life expectancy multiplied by the estimated annual child-rearing costs. Given that their youngest child is 5 years old and the average life expectancy could be assumed to be about 80 years, this means Holly or Matt should prepare a coverage base for about 75 years worth of child-rearing expenses. However, this is a rough estimation and does not take into account factors such as inflation and potential change in lifestyle.

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Shale oil mining corporation is a us employer shale oil and other us employers must perform 1-9 verifications for

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Shale oil mining corporation is a us employer shale oil and other us employers must perform 1-9 verifications for new hires who work under the employer's direct supervision including contractors and day workers.
1-9 verifications is required for all employee from another country to work in united states. This verification is required by homeland security in order to control the background check

Read the sentence.

Manny wishes to sell candy bars to his classmates to earn extra money.

Which economic question identifies his consumers?


why to produce
for whom to produce
what to produce

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Answer:

How to produce

The economic question identifies his consumers is for whom to produce. the appropriate response is option B.

What are economic questions?

These three issues are addressed by economists:

(1) What products and services ought to be created to satisfy customer demands?

(2) How to produce ?

3) For whom to produce?

The economic system of a nation determines the answers to these queries.

For whom to produce is the economic conundrum that takes into account the consumers. To make a profit by selling the goods and services they are making, the company must ascertain or assess the goods and services they are producing, for whom they are producing, whether for consumers or other companies.

Manny wants to sell the candy bars to the classmates under the following conditions, thus they are making for the classmates (they specify who they are producing for) in order to make extra money.

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Which answer below lists the two main sources of air pollution in urban areas? vehicles and industries vehicles and volcanoes agriculture and vehicles industries and agriculture?

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The first one; vehicles and industries.
Vehicles, obviously, can produce harmful amounts of chemicals that can seep into the atmosphere, and industries is a term that relates to factories and fuel burning buildings, which cause even higher amounts of damage. Plus, both are concepts seen in mostly urban areas. Agriculture is actually quite helpful to the environment, unless dangerously high amounts of pesticides are used, and volcanoes are nowhere near urban areas.

Different budgeting periods and explain each one

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Budgeting period is an allocation of time to plan for your money and how or where it's gonna be used. There are two types of budgeting period: Short term and Long term.

Short-term Budgeting period

This budgeting period covers from 6 months to a year, depending on the nature of the business. For seasonal businesses, it should cover at least one seasonal cycle. For wholesale and retail businesses, 6 month is enough.

Long-term Budgeting Period

This covers more than a year of operating. It focuses on the futuristic performance of a business or company. Factors used are market trends, economic growth, inflation rates and industrial production. These factors help foresee profit or problems that may arise. Consequently, this will also help you in your present decisions.

Being a​ ________ is a major factor underlying repeat sales.

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Being a customer advocate is a major factor underlying repeat sales.
If you always vouch for your customers, and try to provide them with goods of best quality, they will be more likely to buy more of your stuff and always return to your company for products. Thus, it is good to be on friendly terms with your customers.

Organizations specialize in finding bits of information and using them to make inferences about what people like to buy or do or even be is called

Answers

DATA MINING. Data mining involves using existing information about behavior in a way that takes many small snapshots of a person's decision-making and aggregates it into a larger model from which behavior can be predicted.

Traditional advertisements for cookware have always focused on appealing to women consumers. such advertisements make use of consumer differences arising out of microcultures based on different _____.

Answers

 such advertisements make use of consumer differences arising out of micro cultures based on different Sex Roles.
Another example of this would be the advertisements of Guns that is aimed to be appealing to Men because the 'sex roles' as the protector seems to be had by Men
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Kraft produces lunchables, a prepackaged meal usually consisting of several crackers, small slices of meat, and small slices of cheese. some items in the product line contain capri sun drinks, water, or a small portion of dole fruit. the box is bright yellow and the quantity of food contained within it is small. the target market for kraft lunchables is most likely: When do national party conventions meet? What was john wilkes booth responsible for doing? Prove that there does not exist integers m and n such that 2m+4n=7 Gillian earns $7.50 an hour babysitting on the weekends.Last week she babysat for 2.2 hours on Saturday and 3.5 hours on Sunday.How much did Gillian earn Ayesha has a theory about 2 digit numbers that have a larger tens digit than ones digit she says that reversing the digits and subtracting the reversed number from the original number will always generate a number that is a multiple of 9 is ayesha right? If so why do you think this works? If not,why not? Wordsworth is best known for saying all good poetry is the spontaneous overflow of powerful What is the best translation for the following sentence?The leather bags are less colorful than the plastic ones.Las bolsas de cuero tienen menos color que los de plstico.Las bolsas de plstico tienen menos color que las de cuero.Las bolsas de cuero tienen ms color que los de plstico. Why doesn\'t oil dissolve in water? g oil molecules covalently bond together, forming droplets that separate from water? 2. The _______ is a factor that's affected by changes in the independent variable. A. experiment B. dependent variable C. hypothesis D. control Which of the models shown below best represents the modern understanding of the structure of the atom? Which number contains a sentence error?1.Peregrine falcons are great fliers, and they help keep the pigeon population down in some cities.2.Peregrine falcons are great fliers, they help keep the pigeon population down in some cities.3.Peregrine falcons are great fliers; they help keep the pigeon population down in some cities.4.Peregrine falcons are great fliers. They help keep the pigeon population down in some cities. Which of the following side measurements could make an equilateral triangle and isosceles triangle? A.12, 12, 14B. 4, 5, 6C. 2, 2, 2D. 2, 2, 4 The concept of separation of powers is a means to what end? Which of the following would be considered synonymous with the CSA? A. the Federals B. the Yankees C. the Union D. the Rebels Identify the sentence that has faulty parallel structure. Michael's favorite sports are skiing, surfing, and to snow board. I have always wanted to learn to water ski and to surf. There are normally eight steps in the troop-leading process. what is step eight? Write the inverse of the conditional statement. Determine whether the inverse is true or false. If it is false, find a counterexample.Independence Day in the United States is July 4.Select one:a. July 4 is not Independence Day in the United States. False; it is Independence Day.b. Non-Independence Day in the United States is not July 4. Truec. Non-Independence Day in the United States is July 4. False; July 4 is Independence Day in the United States.d. Non-July 4 is not Independence Day in the United States. True A variable used to model the effect of categorical independent variables in a regression model which generally takes only the value zero or one is called select one:a. a residual.b. interaction.c. the coefficient of determination.d. a dummy variable. where is Harlem and what was the renaissance that was associated with this place in the 1920's ? Steam Workshop Downloader