Answer:
Charles X
Explanation:
Charles X was a king of France between 1824 and 1830 and for the greater part of his life was known as the Count of Artois. During his reign as king, Charles X, whose full name is Charles Phillipe, lowered interest bonds to create funds to pay survivors of the emigres who forfeited their lands. He also restores primogeniture(the right of succession of the throne by first borns). He also enacted the law of death or imprisonment for sacrilege in his support of the Roman Catholic Church.
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In the context of segmentation of customers in database marketing,__________is a variable thatincludes gender, age, income, and marital status.
(A) strategical information
(B) geographical information
(C) psychographic information(
D) demographic information
Answer:
D) demographic information
Explanation:
Geographical information is a variable that includes where customers live.
Psychographic information is a variable that includes the consumers' beliefs, values and motivations.
I hope my answer helps you
In pre-colonial Central America, the cocoa seed served as a medium of exchange. The use of cocoa seed for transactions was possible because it was:
Answer:
It was accepted as a method of payment among the natives.
Explanation:
The main reason why an item is taken as currency is that all parties involved accepted as a medium of exchange.
Also it retain his value over time. As the seed is not alter as time pass
For saving reasonings it may be more harder as the seed eventually losses their properties but in these economies the savings weren't as much. People would plant most of the seed and use the remmanent for trade.
Chemical labels must contain a product identifier, signal word and a pictogram to represent the hazards. What other information is required on a chemical label?
Select all that apply.
Precautionary Statements
Hazard Statements
Contact Information
Danger
Answer:
The other information required on a chemical label are;
Precautionary Statements
Hazard Statements
Contact Information
Explanation:
Precautionary statement describes recommended measures that should be taken to minimize or prevent adverse effect resulting from exposure to the hazardous chemical
Hazard statement describes the nature of the hazard of the chemical.
Contact information; the name, Address and telephone number of the chemical manufacturer, importer or other responsible party.
A chemical label must carry a product identifier, signal word, and a pictogram. It should also have Hazard Statements, Precautionary Statements, and the supplier's Contact Information. 'Danger' is a signal word, not a separate category. Option 4 is correct.
Explanation:According to the Globally Harmonized System of Classification and Labelling of Chemicals (GHS), a chemical label must contain requisite information to inform users about potential hazards. The label certainly must boast a product identifier, signal word, and a pictogram as mentioned.
Additionally, the label should include Hazard Statements that describe the nature and degree of hazard, Precautionary Statements which provide advice on how to handle, store and dispose of the chemical safely, and Contact Information of the supplier or manufacturer. Please note,(Option 4) 'Danger' serves as a signal word, warning of extreme hazard, and does not exist as a separate category.
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Demonstrate connections between company actions and results (e.g., influencing consumer buying behavior, gaining market share, etc.) (
Answer:
The answer for the following question is given below :Explanation:
Business activities impacting customers include: ads, price, product mix, products availability, distribution and discounts, product development and enhancement, product safety, payment choices etc.Company acts influencing competitiveness include: advertisement, packaging, product mix, products availability, sales and discounts, strategies and places for delivery, etc.Group activities that impact workers include: organizational ethics, operational principles, organizing and scheduling development, risk management, recruitment, etc.Other activities to be regarded include actions by companies that affect such things as the ecosystem, the world economy, etc.A(n) _____ is a business that is based primarily in a single country but acquires some meaningful share of its resources or revenues (or both) from other countries.
Answer: International business
Explanation:
The international business is the term that is refers to the trade of the various types of products, technology and the services at international level.
The internal business encompasses all the activities as it is promoting the various types of ideas about the resources, products, revenue and the technologies across the international boundaries.
According to the given question, the international business is basically acquired the various types of resources from the other countries easily and more efficiently.
Therefore, International business is the correct answer.
Identify nancial statement by type of information) Assume Malcolm Tech, Inc., is expanding into China. The company must decide where to locate and how to nance the expansion. Identify the nancial statement where these decision makers can nd the following information about Malcolm Tech, Inc. In some cases, more than one statement will report the needed data.
a. Revenue
b. Dividends
c. Ending cash balance
d. Total assets
e. Selling, general, and administrative expense
f. Adjustments to reconcile net income to net cash provided by operations
g. Cash spent to acquire the building
h. Current liabilities
i. Income tax expense
j. Net income
k. Common stock
l. Ending balance of retained earnings
m. Income tax payable
n. Long-term debt
Answer:
Income and all the costs and adjustments to these figure will go to Income Statement
These include Revenue, Selling, general, and administrative expenses, Adjustments to reconcile net income to net cash provided by operations and Income tax expense. Net income will be calculated by simply deducting costs from the sales amount.
The above mentioned will go to Income statement.
The remainder are part of balance sheet and in the balance sheet we record Assets, Liabilities and Equity transactions.
Following are Assets:
Ending cash balance, Total assets and Cash spent to acquire the building,.
Following are the Liabilities:
Current liabilities, Income tax payable and Long-term debt.
Following are the Equity items
Common stock and Ending balance of retained earnings.
These mentioned above relates to Balance sheet and will be reported there.
Keithomp, a company that manufactures and exports candies, sells different flavors of candy depending on the taste preferences of the country that it supplies to. Each country has a dedicated manufacturing facility that functions as a separate department. In this scenario, which of the following organizational structures does Keithomp most likely follow?
A) Functional departmentalization
B) Geographic departmentalization
C) Customer departmentalization
D) Product departmentalization
Answer:
B) Geographic departmentalization
Explanation:
Geographic departmentalization is when departments are created based on different countries, states or regions the company serves.
Functional departmentalization is when departments are created based on functions e.g. accounting department, hr department
Customer departmentalization is when departments are created based on different groups of customers the company serves.
Product departmentalization exists in a company that produces multiple products. Each department is created based on each product.
I hope my answer helps you
In deciding how to spend an hour of his time, John has identified four activities he can choose from. The opportunity cost of choosing activity A is defined as the benefit he would have received from all of the other activities. True or False?
Answer:
False
Explanation:
His opportunity cost would be the cost of the next best option forgone when alternative A is chosen.
The above statement is false because activity A is defined as the benefit he would have to receive, but not an opportunity.
What is opportunity cost?In economics, Opportunity cost is defined as the cost of next best alternatives.
The opportunity cost of a specific activity option is the failure of value or benefit that would be incurred by operating in that activity, relative to engaging in an alternative activity offering a higher return in value or benefit.
Here, John has identified the four activities for choosing any activity and john choose the activity A which is the benefit which he would have received from all the other commodities, it is only a benefit but not an opportunity for john.
Therefore, the above statement is false.
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In estimating projected rate of return, an individual who is thinking about leaving a $150,000-per-year job to start a new firm requires a higher rate of return than the person thinking of leaving a $______-per-year job.
Answer:
$149,999 or any other amount below $150,000
Explanation:
The opportunity cost for an individual that earns $150,000 and wants to quit his/her job is $150,000, so any other individual earning $149,999 or below will have a lower opportunity cost. The opportunity cost adds to the economic costs of a project, so a high opportunity cost reduces the expected return.
*Opportunity cost is defined as the cost of choosing one alternative investment or activity over another.
Bledsoe Company received $15,000 cash from the issue of stock on January 1, 2013. During 2013 Year 1, Bledsoe earned $8,500 of revenue on account. The company collected $6,000 cash from accounts receivable and paid $5,400 cash for operating expenses. Based on this information alone, during Year 1.
a) total asset increased by $24,100.
b) total asset increased by $600.
c) total asset increased by $18,100.
d) total asset did not change.
Answer:
(C) total asset increased by $18,100
Explanation:
The effects of the events on assets, liabilities and equity are as follows.
Bledsoe Company received $15,000 cash from the issue of stock on January 1, 2013
Assets (cash) increase by $15,000; Equity increase by $15,000.
During 2013 Year 1, Bledsoe earned $8,500 of revenue on account.
Assets (cash; receivables) increase by $8,500; Equity (profit) increase by $8,500.
The company collected $6,000 cash from accounts receivable
Assets (cash) increase by $6,000; Assets (receivables) decrease by $6,000.
The company paid $5,400 cash for operating expenses
Assets (cash) decrease by $5,400; Equity (increasing expenses is reducing profit) decreases by $5,400.
Net effect: +15,000 + 8,500 + 6,000 - 6,000 - 5,400 = +18,000
Therefore, total assets will increase by $18,100.
The economic interdependence among countries as reflected in the free movement of goods, services, financial capital and knowledge across geographic borders is characteristic of __________? a. a domestic economy b. an integrated cost-leadership and differentiation strategy c. a sustainable competitive advantage d. globalization
Answer:
d. globalization
Explanation:
Globalization is the process of increased interaction, interdependence, integration among people worldwide.
Which of the following statements is CORRECT?a. The most important difference between spot markets versus futures markets is the maturity of the instrumentsthat are traded. Spot market transactions involve securities that have maturities of less than one year whereas futures markets transactions involve securities with maturities greater than one year.b. Capital market transactions involve only preferred stock or common stock.c. If General Electric were to issue new stock this year, this would be considered a secondary market transaction since the company already has stock outstanding.d. Both NASDAQ dealers and "specialists" on the NYSE hold inventories of stocks.e. Money market transactions do not involve securities denominated in currencies other than the U.S. dollar.
The given statement " Both NASDAQ dealers and "specialists" on the NYSE hold inventories of stocks " is Correct
Explanation:
Nasdaq is an IT network based on multiple marketers — brokers who are clients of the exchange. A specialist is a kind of market manufacturer working on the NYSE floor and specialising in trading specific stocks.
Business suppliers and consultants help to keep the stock exchange open and orderly.
Nasdaq is a computer network based on several market manufacturers—broker distributors who are members of the exchange.
A specialist is a type of market maker who works on the floor of the NYSE and specializes in trading specific stocks.
The correct option among the given statements is that both NASDAQ dealers and 'specialists' on the NYSE carry stock inventories in order to ensure liquidity in these markets. The other options provided have inaccuracies concerning spot and futures markets, primary and secondary market transactions, and capital and money markets.
Explanation:The correct statement among those given is: d. Both NASDAQ dealers and 'specialists' on the NYSE hold inventories of stocks.
To provide some explanation, dealers in market exchanges such as NASDAQ and NYSE do hold inventories of stocks that they can buy or sell from/to investors. This is part of their role in the market to ensure liquidity. Other statements are incorrect because the spot and futures markets' difference does not primarily lie in the maturities of traded instruments. Capital markets are not limited to preferred or common stocks - they also include bonds and other securities. If General Electric issues new stock, it would be a primary market transaction, not a secondary one. Money market transactions can involve securities denominated in other currencies besides the U.S. dollar.
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Julie Newmar recognizes that her company needs to provide better customer service and trim distribution costs through teamwork, both inside the company and among all the marketing channel organizations. Julie will begin the practice of ________.a. intermediation
b. customer relationship management
c. supply chain management
d. horizontal marketing system management
Answer:
C) supply chain management
Explanation:
Downstream supply chain management tries to optimize the distribution of goods and the exchange of customers information in order to both:
lower distribution costs and time: eliminate unnecessary steps and channelsprovide better customer service: the whole customer service experience is enhanced when goods are delivered more rapidly and accurately.Julie Newmar will be implementing supply chain management for her company to improve customer service and reduce distribution costs. This integrates various tactics, methodologies, and systems to manage the procurement, storage, and transportation of goods.
Explanation:If Julie Newmar wants to improve customer service and minimize the costs of distribution by enhancing intra-company and marketing channel collaboration, she will be practicing supply chain management. Supply chain management (c) includes tactics, processes, and methodologies to manage and synchronize the supply, storage, and transport of goods from the point of origin to consumption.
While customer relationship management (b) could be a part of this process by improving communication with customers, and horizontal marketing system management (d) could also help by coordinating marketing efforts, supply chain management is the only option that explicitly addresses both cost reduction in distribution and enhanced team cooperation.
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the extent to which a firm engages in the various value chain activities, from initial activities all the way to after-sales activities, is called
a. a joint venture partnership
b. product outsourcing
c. vertical scope
d. horizontal scope
e. vertical integration
Answer:
c. vertical scope
Explanation:
The extent to which a firm engages in the various value chain activities, from initial activities all the way to after-sales activities, is called Vertical Scope
Vertical integration or scope is a practice through which a company owns or regulates the assets or supply chain of its manufacturers, dealers, or retail stores. Vertical integration benefits businesses by enabling them to control the process, cut costs, and improve efficiency.
Answer:
(e) Vertical integration
Explanation:
A Joint Venture partnership is simply the joining of two or more enterprises for a fruitful undertaking of a commercial project.Product Outsourcing means the specialized rendering of production services by a third party instead of the company branding the product in the market in its own name. This is done by the company in order to save costs and focus on its own expertise better.Vertical scope is another name of vertical integration.Horizontal scope is another name of horizontal integration, which implies building more capacity at the same level of a particular product related activity from procuring raw materials for production to after sales services.Vertical integration implies the owning of all the operations involved with respect to a product from procuring raw materials for production to after sales services, by a single company. Hence, we can say that vertical integration is the extent to which a firm engages in the various value chain activities, from initial activities all the way to after-sales activities.
Bonita Industries purchased equipment for $46400. Sales tax on the purchase was $2784. Other costs incurred were freight charges of $696, repairs of $406 for damage during installation, and installation costs of $774. What is the cost of the equipment
Answer:
Cost Of the Equipment = $ 51,060
Explanation:
Equipment = $46400.
Add
Sale tax= $ 2784
Freight charges $696
Repairs $406
Installation costs $774
Cost Of the Equipment = $ 51,060
The cost of equipment includes all charges that makes it ready for use. These maybe the installation charges the sales tax paid, freight charges any repairs on damage during installation.
All costs incurred to make the equipment operational are included in the cost of the machinery.
The definition of an open economy is that it a. has flexible exchange rates. b. allows private ownership of capital. c. conducts trade with other countries. d. has fixed exchange rates.
Answer:
The correct answer is C
Explanation:
Open economy is the kind or type of an economy, in which the economic activities among the outside people or business and the domestic community could trade in the services and goods with other people in the international community and the funds could flow as the investments across the border.
In the open economy, the the trade conducts or performed with other countries.
Sheila has recently been promoted to a senior position in the HR department of a multinational company. According to her new job description, she will be responsible for building networks across countries to provide local support for the company's operations in various countries. Which of the following HR competency groups is most likely to enable Sheila to fulfill her job responsibilities effectively?
a. Critical evaluation and consultation
b. Global and cultural effectiveness and relationship management
c. Leadership and navigation and relationship management
d. Human resource expertise and consultation
Answer:
b. Global and cultural effectiveness and relationship management
Explanation:
The HR competency group that is most likely to enable Sheila to fulfill her job responsibilities effectively is Global and cultural effectiveness and relationship management because she will be responsible for building networks across countries to provide local support for the company's operations and she will need to be aware of cultural differences and how to handle them and be able to adapt to every environment that she might find in each country. Also, she will need to have the tools to manage in a professional and adequate form the relationships with all the employees.
Scarcity is a condition that is everywhere and always, since it is based upon two assumptions that reflect permanent universal conditions. The assumptions are that more output will satisfy more wants and _________.a. there are limited wants.
b. the world has limited productive resources.
c. the world has unlimited productive resources.
Answer:
Scarcity is a condition that is everywhere and always, since it is based upon two assumptions that reflect permanent universal conditions. The assumptions are that more output will satisfy more wants and the world has limited productive resources
Explanation:
Due to the fact that there is high demand in market and there is limited productive resources which in turns affect the demand, hence; causing scarcity
Scarcity is the economic problem of unlimited human wants in a world with limited resources, requiring the need to make decisions on allocation. The world has limited productive resources, leading to the necessity of choosing how best to use these scarce resources.
Explanation:Scarcity is a fundamental economic problem of having seemingly unlimited human wants in a world of limited resources. It states that society has insufficient productive resources to fulfill all human wants and needs. The second assumption that reflects permanent universal conditions, alongside the understanding that more output will satisfy more wants, is b. the world has limited productive resources. Resources such as land, oil, and factories are limited, while our wants and desires for the goods and services these resources produce are essentially without end.
The issue of scarcity necessitates making decisions on how to optimally allocate these limited resources to meet our needs and wants. This is where the entire study of economics revolves and where concepts like opportunity cost come into play. Individuals, companies, and governments all face decisions that involve prioritising different objectives due to the constraints imposed by scarcity.
As the evolution of personal selling continues, which of the following is not a predicted sales force response to an expected changeA. More emphasis will be placed on developing and maintaining trust-based long-term customer relationships.B. Greater emphasis will be placed on team selling.C. There will be an increase in the use of technology (e.g., laptop computers, electronic mail, fax machines).D. More sales dollars will be spent on advertising.E. There will be an increase in the globalization of sales efforts.
Answer:
D.
Explanation:
Based on the information provided within the question it can be said that the answer that is not a predicted response would be that more sales dollars will be spent on advertising. This is because the amount of money that is placed on advertising depends on various factors, such as the amount of money available for advertising , as well as amount of awareness/profit that those advertisements are generating.
Other things remaining the same, if a large part of the population decided against having soda for health reasons, this would result in:
a.an increase in the quantity of soda supplied.
b.an increase in the quantity supplied of complements like fries and burgers.
c.a decrease in the price of soda.
d.a rightward shift of the demand curve for soda.
e.a decrease in the quantity demanded of substitutes like mineral water
Answer:
The correct answer is option c.
Explanation:
If a large part of the population realizes that soda is bad for health, they will stop consuming soda. This will cause the demand for soda to decline.
A decrease in demand will cause the demand curve to shift to the left, this leftward shift in the demand curve will cause the price of soda to decline.
This has been shown in the graph given below.
The awareness that helps us understand that there is a connection between losing our job and the high unemployment rate in the region in which we live is an example of the sociological imagination. a. True b. False
Answer: True.
Explanation:
Social imagination is a method of thinking where an individual links his/her immediate challenges to the greater challenges being faced in the society where they live. As in the case of the question, the individual considers that job loss is not option because of the lack of jobs opportunities in the individual's society.
In which stage of the product life cycle will promotional expenditures be significantly high in an attempt to create consumer awareness of a product and its features?
Introduction Stage of the product life cycle will promotional expenditures be significantly high in an attempt to create consumer awareness of a product and its features.
Explanation:
We buy millions of goods every year as customers. And these goods have a life cycle just as we do.
The process of life of the product has 4 stages, each of which has specific characteristics, which mean different for the organisation trying to handle the life cycle of its individual products.
Introduction Stage : This stage of the cycle could make the company announcing a new product the most expensive. The item's market size is too small, which means that sales are weak, but they will be rise.
Growth Stage: The growth phase usually features a significant increase in sales and earnings, which will boost the gross margin as well as the general profit ratio as the enterprise will continue to benefit from economy of scale in manufacturing.
Maturity Stage: The product will now be developed during the maturity stage, and the manufacturer's goal will now be to maintain their market share.
Decline Stage: Ultimately, a commodity demand may continue to decrease, and this is known as the period of decrease.
The introduction stage of the product life cycle sees significantly high promotional expenditures aimed at creating consumer awareness and persuading them to purchase the new product. This phase involves various advertising efforts to establish product presence and brand recognition in the market, amidst competition and potential barriers for new entrants.
In which stage of the product life cycle will promotional expenditures be significantly high in an attempt to create consumer awareness of a product and its features? The stage of the product life cycle in which promotional expenditures are significantly high to create consumer awareness and inform potential buyers about a product and its features is the introduction stage. During this phase, businesses face the crucial task of building product awareness and convincing consumers to consider their new offering. This requires intensive promotion and advertising efforts, encompassing a range of strategies from mass media advertising to direct marketing, free samples, and social media campaigns. The logic behind such hefty promotional spending lies in the necessity to make potential consumers aware of the product's existence and persuade them to allocate their resources towards purchasing it. Moreover, in markets characterized by tight oligopolies, the intensity of advertising may surge to levels well beyond merely informing buyers, as firms strive to establish and maintain strong brand recognition. This is a competitive tactic to create barriers for new entrants and assert dominance in the market. A notable aspect of such promotional strategies is that they not only aim to inform but also to persuade and ensure repeat purchases by establishing a brand's repute for quality, thereby encouraging customer loyalty and preventing market erosion by short-term entrants or substitutes.
Current assets on the common-size balance sheet over the past three years have increased from 32 to 35 percent while current liabilities have decreased from 29 to 25%. This indicates the firm has increased its ______.
The firm's increased current assets and decreased current liabilities indicate an improvement in liquidity, signaling stronger financial health and better capability to meet short-term obligations.
Explanation:The question pertains to the analysis of a firm's common-size balance sheet alterations over a three-year period. The increase in current assets from 32 to 35 percent and the decrease in current liabilities from 29 to 25 percent imply that the firm has bolstered its liquidity.
This indicates the firm’s capability to cover short-term obligations with its short-term assets has improved. The business is potentially in a healthier financial position than in previous years. Increased liquidity may contribute to better stability and financial flexibility, offering a buffer against unforeseen expenses or economic downturns. By analyzing the annual report as detailed in the provided excerpts, students can comprehend the impact of these changes on the business operations and the firm's financial resilience.
Employee resistance to change may be caused:_______.A. By coercion. B. By bad timing. C. By manipulation of information or events. D. Only by simple surprise or by inertia.
Answer: Bad timing.
Explanation:
The employees of a company may resist change if the timing is not favorable to them. An example of resistance to change caused by bad timing occurs, when an employee just transfered to a company's branch, receives another transfer instruction to leave for a new branch after just few weeks of resuming in his new office, this could lead to the employee becoming frustrated and resistant to change.
A Developer-Owned Country Club is typically held by the developer for 5-10 years after all units in the development have been sold. ___________
The given statement " A Developer-Owned Country Club is typically held by the developer for 5-10 years after all units in the development have been sold " is FALSE
Explanation:
Developer clubs are most defined as clubs owned by a company most often involved in the development of the accompanying property. The models of governance of such clubs are most difficult to establish.
The developer or their designated operators, such as the President, VP or GM, make all decisions with little or no input from the members in many cases. Many developers only create a model of the Advisory Board, which the developer chooses by hand.
The Consultative Board shall give the developer input and feedback from membership on the transactions.
Today's global economy and communications link all contemporary people, directly or indirectly, in the modern world system. People must now cope with forces generated by progressively larger systems—the region, the nation, and the world. For anthropologists studying contemporary forms of adaptation, why might this be a challenge?a. Anthropological research tools do not work in this new modern world system, making their contributions less valuable.b. According to Marcus and Fischer (1986), "The cultures of world peoples need to be constantly rediscovered as these people reinvent them in changing historical circumstances."c. A more dynamic world system, with greater and faster movements of people across space, speeds up the process of evolution, making the study of genetic adaptations more difficult.d. Truly isolated indigenous communities, anthropology's traditional and ongoing study focus, are becoming harder to find.e. Since cultures are tied to place, people moving around and connecting across space means the end of culture, and thus the end of anthropology.
Answer:
b. According to Marcus and Fischer (1986), "The cultures of world peoples need to be constantly rediscovered as these people reinvent them in changing historical circumstances.
Explanation:
Anthropology represents the scientific study both of the past and present of societies and human behavior specifically to understand and identify patterns.
Since, the global economy and communication links continues to link all contemporary people, they continue to change as they are constantly influenced by what they are exposed to daily. Unlike previous times when a person's patterns and evolution were typically decided by his immediate environment, now globalization brings human influences from across the globe.
The anthropologist in his study therefore, must understand the complexities of diverse cultures and systems and how they come to play in constantly shifting the cultures of the people and constantly creating new behavioural patterns. This becomes an on-going discussion.
A company had the following amounts at the end of the year: Cash $ 11,200 Supplies Expense 1,500 Dividends 2,600 Service Revenue 23,500 Prepaid Rent 4,300 Salaries Expense 8,200 Accounts Payable 12,700 Land 36,900What amount would the company report for net income?a. $11,200. b. $6,900. c. $13,800
Answer:
$13,800
Explanation:
The computation of the net income is shown below:
= Service Revenue - Supplies Expense - Salaries Expense
= $23,500 - $1,500 - $8,200
= $13,800
We simply deduct the expenses from the revenues so that the net income could come
And, the other items which are mentioned have come under the balance sheet. Hence, ignored it
Traditionally, department stores almost exclusively offered soft goods. But now, most department stores focus on selling both hard and soft goods. Group of answer choices True False
Answer:
False
Explanation:
Traditionally, department stores sold both soft goods and hard goods. But now, most department stores focus almost exclusively on soft goods.
Soft goods refers generally to clothing and other textiles like bedding and fabrics.
Hard goods refers to a broad range of products like appliances, furniture, tools, electronics, etc.
An arrangement in which the seller carries back a note executed by the buyer to evidence a debt owed for the purchase of the seller property is referred to as
Answer:
self financing
Explanation:
self-financing is an arrangement of taking care of mortgage by the seller instead of by finance institution. In this arrangement mutual understanding is set up between the buyer and seller on mortgage. some amount of money is set aside as down payment by the buyer to the purchaser and the desired installment has made for further deposition of loan.
c. The arrangement described is referred to as a seller financing arrangement.
The correct term for this arrangement is a seller financing arrangement. In a seller financing arrangement, the seller of the property provides a loan to the buyer to purchase the property, instead of the buyer obtaining a mortgage from a traditional lender. This often involves the buyer executing a promissory note agreeing to repay the debt to the seller under specified terms.
For example, if a homeowner decides to sell their property, instead of selling it outright and the buyer obtaining a loan from a bank, the homeowner might agree to accept installment payments from the buyer. This creates a situation where the seller is financing the purchase, which can be beneficial if the buyer cannot secure traditional financing.
Complete question
An arrangement in which the seller carries back a note executed by the buyer to evidence a debt owed for the purchase of the seller property is referred to as
a. short sale
b. mortgage cramdown
c. seller financing arrangement
d. loan assumption
Prospective borrowers often submit loan requests directly to lenders. However, commercial loan requests can also be submitted through another channel in which a permanent lender agrees to purchase loans or consider loan requests from a mortgage banker or broker. This type of business relationship is more commonly referred to as a(n):
A)correspondent relationshipB)joint ventureC)sale-leasebackD)installment sale
Answer:tje real one
Explanation: