Answer:
Single premium whole life insurance
Explanation:
Single premium whole life insurance is the most suitable sort of life plan that accommodates someone who retires in good fitness with a huge amount of money, whose financing purposes remain conventional. Single-Premium Whole Life (SPL) is a sort of life assurance in which a big amount of money is spent toward the protection plan in replacement for a death advantage that is completely promised to remain paid-up continuously till thou die.
The priority of the product in agile is more significant than in traditional project management, as the outcome, or product, will drive the elaboration of the project.
Answer:
It is a very true statement (EPLAINED) below.
Explanation:
The pre-eminence concerning the product in agile denotes extra meaning than meanwhile traditional project management (this means a worldly exercise which involves a collection of advanced methods applied for preparation, evaluating, and managing actions), because that result, conversely outcome will encourage this illustration of a specific project. Through adopting a methodical manner for constructing a WBS, project company constituents can guarantee that they comprehend all deliverables that are demanded to be formulated.
One factor that is usually higher in less developed countries (LDCs) than in developed countries is _____.
Answer:
D) infant mortality
Explanation:
Infant mortality rate (IMR) is a ratio that measures how many infants (children under one year of age) die for every 1,000 live births. The IMR serves as an indicator of how healthy a country's population is.
The countries with the highest IMR are Afghanistan, Somalia, Central African Republic. While the countries with the lowest IMR are Japan, Iceland and Singapore.
Socialism is __________. a) an economic system based on private property and market exchange. b) an economic system where the government owns property and controls production. c) an economic system organized without private property and based on the principle that individuals should be able to consume societal resources based on their needs, not their ability. d) an economic system where buyers, sellers, and producers engage in the exchange of commodities and services.
Answer:
The correct answer is B. An economic system where the government owns property and controls production.
Explanation:
Socialism is an economic system where everyone in society equally owns the factors of production.
Under socialism, workers are no longer exploited because they own the means of production. Profits are spread equitably among all workers according to their individual contribution. But the cooperative system also provides for those who can't work. It meets their basic needs for the good of the whole society.
The system eliminates poverty. It provides equal access to health care and education. No one is discriminated against.
The most suitable definition of socialism from the list is "an economic system where the government owns property and controls production" (B).
Socialism can best be defined as an economic where the government controls production, A socialist economy does not favor private ownership of the factors of production.
What the socialist economy tends to archive is the satisfaction of needs rather than the accumulation of gains or profit. There is the belief of social ownership.
Thus, we can conclude that socialism is a system whereby, their is no private ownership of the means of production.
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Which of the following practices would indicate that an employer is trying to overcome a moral-hazard problem with his employees?
a) The employer pays his workers wages that are unusually high for the industry and region.
b) The employer pays his employees year-end bonuses depending on how well the business does and his observations of the employees’ efforts.
c) The employer has voluntarily removed video cameras from the factory floor.
d) Both A and B are correct.
Answer:b) the employer pays his employees year end bonus according to how the business does and his observation of the employees efforts
Explanation: The best payment system to overcome moral- hazard problem by employers is to pay by piece rates.
Piece rates or payment by result system is a payment system where employees are paid in proportion to the efforts and the overall business performance. With this system both employees and employers will be satisfied with the outcomes and will in turn prevent any suspicions from the employees since the system is clearly understood by both parties and a mutual relationship we be created.
Nutriman, a company manufacturing health supplements, puts its advertisements in a popular health and fitness blog. The advertisements seamlessly blend in with the overall theme of the blog and almost look like a part of the platform. Which of the following strategies has Nutriman implemented in this scenario A. Product placement
B. Guerrilla marketing
C. Sponsorship
D. Native advertising
Answer: Option D
Explanation: Native advertising is a type of advertising that suits the system's style and substance on which it occurs. It works as an advertisement in many instances and appears as a photo, post or editorial.
Such advertisements minimize the awareness of users by integrating the ad into the platform's native information, using more inflammatory language such as "supported" or "label" advertising.
Thus, from the above we can conclude that the given case depicts native advertising.
The management of Log Cabin Inc. allows employees to participate in decision making, maintains transparency of certain business information, and encourages the development of self-managed teams. In this scenario, what is Log Cabin implementing?
Answer:
Management by objectives
Explanation:
Management by objective, also called management by result, allow employees' to participate in decision making with a focus on achieving set business results. Management by objective is result oriented.
Which of the following best describes the current ratio?
a. debt ratio
b. operating performance ratio
c. liquidity ratio
d. efficiency ratio
Answer:
c. liquidity ratio
Explanation:
Liquidity means having cash or access to cash readily available to meet obligations to make payments.
For the purpose of ratio analysis, liquidity is measured on the assumption that the only sources of
cash available are:
Cash in hand or in the bank, plus
Current assets that will soon be converted into cash during the normal cycle of trade.
It is also assumed that the only immediate payment obligations faced by the entity are its current liabilities.
There are two ratios for measuring liquidity:
Current ratio
Quick ratio, also called the acid test ratio.
Based on the above discussion, the answer is c. liquidity ratio
Answer:Your answer would be C liquidy ratio
Hope this helps! :-)
:
Some WesternSlope Cleaning customers have long-term contracts for full-service cleaning, while others call the company as and when they require a particular service. The long-term customers have their queries handled by the company's customer service representative. The rest of its customers are directed towards voice messages when they want their inquiries to be processed. What strategy is the company adopting to achieve marketing excellence, and what is the main risk of this strategy?
Answer:
Western Slope Cleaning is using a differentiation strategy for its high profit tier customers and their low profit tier customers.
By using this strategy, the full service cleaning customers are probably happier and receive better customers service, but the rest of the customers may be unhappy and feel they are receiving a low quality service. This will eventually lead to a decrease in the amount of low profit tier customers.
In recent years debit cards have become popular. Debit cards allow the holder of the card to pay a merchant for gods and services directly from a checking account. How do you think the introduction of debit cards affected the amount of currency in the economy? How about the amount of checking account deposits.
Answer:
Debit cards are assigned to checking accounts, and since they have become more popular, the amount of currency in the economy has decreased while the amount of checking account deposits has increased.
Explanation:
Actual currency (bills and coins) and checking accounts are part of the M1 category of the money supply, since both are considered completely liquid.
Corporate executives at LikeReal, Inc. decide to compete in the remote model airplane industry by making the largest model planes available. By doing this, they completed part of their:_________
Answer:
Business strategy
Explanation:
The idea to compete in a remote model air-plane industry is a part of the business strategy of like real. This is a business strategy because the decision has been made to compete in an industry to gain more customers and to improve their share in the market. It will also help like real to strengthen their performance and organisational goals.
Marketing managers at a cosmetic company wanted to find out how resistant their product is to smudging. They hired a research firm to ask 293 women who were wearing the company's StayColor line of cosmetics to rub their cheeks against their shirts using "the pressure they use when caressing someone else's face." The company was conducting ________.
A. custom research
B. ethnography
C. secondary research
D. case study research
E. syndicated research
Answer: Hope u have a great day
Explanation:
Which of the following is not a step in the grievance process? Group of answer choices
1. Employee discusses grievance with union rep/steward or reports directly to supervisor
2. If union representative and employee agree grievance has merit, a formal written grievance is submitted
3. The union representative and a management representative may try to resolve the grievance
4. The grievance is brought before a court, which decides the case
Answer:
The answer is D, the grievance is brought before a court which decides the case.
Explanation:
A grievance procedure is a process adopted within an organisation for the purpose of resolving conflicts. Most of the time, it is meant to resolve conflict between individuals of lower cadre or hierarchy in an organisation and people in the top management position.
There are about six different procedure in the grievance process and taking a grievance to the court to decide on a case is not one of them. However, it is worthy to note that when all necessary grievance procedure have been utilized and there seem not to be a resolution in sight, a third part arbitrator in invited into the scene which mostly is between high management personnel.
In the union or labor grievance process, an issue is not typically brought before a court as a standard step. The process usually entails discussing the grievance with a union or management rep, submitting a formal written complaint if it's deemed valid, and attempting to resolve the issue through discussions between union and management representatives.
Explanation:The fourth option, 'The grievance is brought before a court, which decides the case', is not typically a step in a traditional labor grievance process.
Typically, the grievance process within a labor or union environment follows these general stages:
The employee discusses the issue with a union rep/steward or reports directly to a supervisor. This step ensures that the grievance is properly identified and understood.If the union representative and the employee agree the grievance has merit, a formal written grievance is submitted. This step formalizes the complaint or issue.The union representative and a management representative may attempt to resolve the grievance through discussion and negotiation. This is often the final step, with the hope of resolution.While it's possible that a grievance could eventually end up in court if it's not resolved, this is typically a last resort and not a standard step in the grievance process.
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These are managers who are citizens of countries other than the one in which the MNC is headquartered or the one in which they are assigned to work by the MNC.
A. Multipatriates
B. Home-country nationals
C. Inpatriates
D. Third-country nationals
Answer: D. Third-country nationals
Explanation:
Third-country nationals: Someone who is working with an international organization and is not a citizen of the country where the organization has it headquarters, and also not a citizen of the country where they work. The medical profession is having increase in the number of staffs who are third-country nationals especially for Nurses.
Throughout California, there are agencies within the city/county government whose employees include professionally trained planners. These agencies are known as:
Planning commissions.
Planning departments.
Planning boards of supervisors.
Building Officials Conference of America commissions.
Answer:
Planning Departments
Explanation:
Throughout California, there are agencies within the city/county government whose employees include professionally trained planners. Noticed that planning department employees provide technical services (rather than just recommendations, as planning commissioners do) for the planning commission, elected officials, and the citizens.
In city/county governments, agencies with professionally trained planners are typically known as Planning Departments. They work with various stakeholders to develop plans for growth and development, aiming to promote public welfare.
Explanation:Throughout California and many other USA locales, there are agencies within city/county governments whose teams are made up of professionally trained planners. These agencies are typically known as Planning Departments. These departments usually work closely with city supervisors, the public, and other government agencies to develop goals and plans for growth and development. The goal of these agencies is to promote and enhance public welfare. This includes aesthetic considerations, public safety, social justice, and efficient infrastructure. Plans developed by these agencies might include land usage, community design, transportation, environmental regulation, and so forth.
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Maria's company makes televisions. The Clarity, a 4K television featuring wireless capabilities, is their best selling model, and the company plans to release a new version in a month. However, next year Maria's company plans to release a television featuring brand new technology that offers even better picture quality than the Clarity. This is an example of___________.
Answer:
Planned obsolescence.
Explanation:
Planned obsolescence is a strategy used by companies whose goal is to ensure the outdated product and the release of an updated version of the product to arouse the interest of consumers and consequently an increase in demand for the product with greater functionality.
There are several market sectors that use the planned obsolescence strategy, which can be noticed in technology companies, which require more frequent product replacements (smarthphones, computers, tablets ...) due to the wear and tear of physical components and operating system upgrades. generally requires larger features less compatible with previous hardware.
Therefore, despite a widely used strategy, it is ideal for organizations to analyze the implementation of planned obsolescence so as not to be misunderstood by consumers when improvements and upgrades are insufficient to replace the product with a newer one.
The economy is in long-run equilibrium: Select one:
a. when the AD and AS curves intersect at potential output, Y*.
b. when the AD and AS curves intersect, regardless of the level of output.
c. when the AD and AS curves become vertical.
d. only when the business cycle is eliminated.
Answer:
A, when the AD and AS curves intersect at potential output,Y.
Explanation:
Aggregate demand curve is a graphical representation that shows the relationship between total goods and services and its price levels.
Aggregate supply curve is a graphical representation that shows the relationship between the total amount of good and services firms are willing to sell and at what price the want to sell.
For an economy to be in long-run equilibrium, an economy has to have both curves meet at a point Y which is the potential output of the economy. This means simply that demand and supply has to be balanced (in equilibrium).
I hope this helps.
t is easiest to identify the company that functions as the strategic center firm in: a. horizontal complementary strategic alliances. b. vertical complementary strategic alliances. c. corporate-level cooperative partnerships. d. international cooperative partnerships.
Answer:
The correct answer is B
Explanation:
Vertical complementary strategic alliances, is the kind of alliances which is made or formed among firms that agree for using their capabilities and skills in different stages of the value chain in order to create or establish value for both the firms.
So, it is easy to acknowledge the company which functions as the strategic centre firm in the vertical complimentary alliances of strategy.
The strategic center firm is easiest to identify in vertical complementary strategic alliances, where firms join together for diverse steps in the production or supply process. The strategic center firm is typically the firm at the top of the chain.
Explanation:It is easiest to identify the company that functions as the strategic center firm in b. vertical complementary strategic alliances. In this type of alliance, companies join together to perform different steps in the production or supply process. This structure creates a clear hierarchy, making it easy to identify the strategic center firm - typically the firm at the zenith of the production or supply chain, dictating terms to its allies below. Examples include John D. Rockefeller's use of vertical integration in building his empire, or a company choosing to specialize in its core competencies and allying with other firms for supply and distribution.
On the contrary, in horizontal complementary alliances, firms at the same level collaborate which might make identifying the strategic center firm intricate. Similarly, in corporate-level and international cooperative partnerships, the strategic center firm might not be readily apparent due to the complex and global nature of these partnerships.
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The Industrial Workers of the World differed from the other major trade unions in that
a. its objective was to eliminate the private ownership of the means of production.
b. it was outlawed by the U.S. government.
c. unlike the other unions, it disdained using boycotts and strikes against capital.
Answer:
a. its objective was to eliminate the private ownership of the means of production.
Explanation:
Industrial workers have never been outlawed by the US Government. Also, it has never disdained, and due to any reason whatsoever. However, going by the study of Carl Marx, the objective of the industrial workers of the world from the other major trade union is certainly that its objective was to ensure the elimination of the private ownership of the means of production. Hence, this is the correct answer.
Country A would have an absolute advantage compared to Country B in the production of corn if
A) corn can be produced at lower cost in terms of other goods than it could be in Country B.
B) Country A uses fewer resources to produce corn than Country B does.
C) the demand for corn is higher in Country A than in Country B.
D) corn sells for a higher price in Country A than in Country B.
Answer:
B) Country A uses fewer resources to produce corn than Country B does.
Explanation:
An absolute advantage is a situation where a country or a company can produce some goods and services using fewer inputs compared to competitors. The company can produce more quantity of using the same amount of inputs than others. A country with an absolute advantage will manufacture a product at a lower cost than other countries or companies.
Absolute advantage enables companies and countries to gain from trade. Through specialization, a company will focus on what it can produce at a lower cost than others, and sell it. Country A has an absolute advantage if it can produce corn at a lower cost than country B.
Failure to include project management in the WBS will increase the likelihood that the project will not be completed on time and within budget.
Answer:
The statement is True
Explanation:
The purpose of including a project management in the WBS is to allow the project manager properly view the task involved in the project more effectively and thus know what is going to plan and what is not. In this way the project manager can have ample knowledge on whether the project is in line with time and budget.
Suppose that you own a house. What is the opportunity cost of living in the house?
A. There is no opportunity cost because you own the house.
B. There is no opportunity cost unless you could set up a business in the house.
C. The opportunity cost is the rent you could have received from a tenant if you didn't live there.
D. The opportunity cost is the eost of your monthly mortgage payment plus bills.
Answer:
C. The opportunity cost is the rent you could have received from a tenant if you didn't live there
Explanation:
Opportunity cost is the cost of other alternatives forgone when one choice was made over other choices.
If I didn't live in the house i built, the other alternative use of the house would be to rent it out. This would be the opportunity cost.
The explicit cost are the cost of your monthly mortgage payment plus bills.
I hope my answer helps you.
The opportunity cost of living in your own house is the rent you could have received from a tenant if you didn't live there. This is because opportunity cost is the value of the next best alternative you forgo when making a choice. In this case, option C is correct.
This is because opportunity cost represents the value of the next best alternative that you forgo when making a decision. Therefore, among the given options, the correct answer is C: The opportunity cost is the rent you could have received from a tenant if you didn't live there.
To understand this better, consider that every choice involves a trade-off. When you decide to live in your house, you give up the potential income from renting it out. This lost potential income is what economists refer to as an opportunity cost.
A stock is expected to return 11% in a normal economy, 19% if the economy booms, and lose 8% if the economy moves into a recessionary period. The economists predict a 65% chance of a normal economy, a 25% chance of a boom, and a 10% chance of a recession. What is the expected return on the stock?A.11.10%B. 11.23%C. 12.06%D. 11.98%
Answer:
Expected Return = 11.10 %
so correct option is A. 11.10%
Explanation:
given data
return in normal economy = 11%
economy booms = 19%
economy moves loss = 8%
economists predict = 65%
boom = 25 %
chance of recession = 10%
to find out
What is the expected return on the stock
solution
we get here Expected Return for all that is
State of Economy Probability Return Expected Return
Normal 65% 11% 0.0715
Booms 25% 19% 0.0475
Recessionary 10% -8% -0.0080
Expected Return 0.1110
as here Expected Return= Probability × Expected Return ..............1
Expected Return = 11.10 %
so correct option is A. 11.10%
To calculate expected return, multiply the estimated returns of the stock in each economic scenario by their probabilities and sum them. Therefore, the expected return for this stock is 11.1%, considering the 65% chance of a normal economy, 25% of a boom, and 10% of a recession.
Explanation:To calculate the expected return on the stock, you need to take into account the probability forecast of each economic scenario. Each of these events will impact the return on investment in a different way, therefore we must multiply the estimated return by the probability of each situation, respectively.
Therefore, you can calculate the expected return as follows: (0.11 * 0.65) + (0.19 * 0.25) + (-0.08 * 0.10). So, when calculating the figures, we get: (0.0715) + (0.0475) + (-0.008) which equals 0.111 or 11.1%.
This calculation is reflecting the overall expected return on investment considering the given economic probabilities, providing a useful tool for investors to anticipate their stock returns. For instance, this is similar to the varying returns investors saw from buying stocks in the S&P 500 index over recent decades, where dividends and capital gains could dramatically affect the total return.
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Jim, the CEO of Maple Inc., had to sign a few papers that Amanda, his secretary, presented to him. Unknown to Jim, Amanda had carefully slipped in a contract for the sale of Jim's home to her in the papers which he signed. If Amanda seeks to enforce the contract, Jim's best defense to have the contract declared void would be:
Answer:
B. Fraud in the execution
Explanation:
Jim's best option to declare the contract void in court would be to use the legal term 'Fraud in the execution, which constitutes any illegal act that is deliberately conceived to deceive or mislead another person with a negative effect towards that person.
In Jim's case Amanda actions negatively affected him as it involved selling his home to her.
Another example of this situation is when someone with limited vision is deceived into signing a lease of his home with the thought that he is signing a bank document.
Which of the following is NOT one of the managerial considerations in determining how to compete successfully? A. How can a company attract, keep, and please customers?B.How can a company modify its entire product line to emphasize its internal service attributes?C. How should a company respond to changing economic and market conditions?D. How should a company be competitive against rivals?E. How should a company position itself in the marketplace?
Answer:
The correct answer is B.How can a company modify its entire product line to emphasize its internal service attributes
Explanation:
A company modification of its entire production line to emphasize its internal service attributes is not one of the managerial considerations in determining how to compete successfully.
The purpose of this internal modification is to satisfy internal stake holder such as employess of the company. This decision has nothing to with company competitors. To compete sucessfully a company should focus on its external environment.
What are the four most important ways a firm becomes a monopoly? The four main reasons a firm becomes a monopoly are:
A. the government blocks entry, control of a key resource, network externalities, and economies of scale.
B. antitrust legislation, control of a key resource, no close substitutes, and economies of scale.
C. the government blocks entry, control of a key resource, network externalities, and diseconomies of scale.
D. antitrust legislation, control of a key resource, arbitrage, and economies of scale.
E. the lack of patents and copyrights, control of a key resource, network externalities, and economies of scale.
Answer: A. the government blocks entry, control of a key resource, network externalities, and economies of scale.
Explanation:
For something to be considered money, it must a. be of low intrinsic value. b. be of high intrinsic value. c. have the backing of the government. d. not be generally accepted as a medium of exchange. e. be generally accepted as a medium of exchange.
Answer:
e. Be generally accepted as a medium of exchange.
Explanation:
There are several different characteristics that money needs to have,
These include
Potability (Must be portable to carry)Divisibility (must be able to make payments for different worth of goods)Uniformity (must be consistent and uniform)Durability (must not perish if kept over time)Acceptability (must be readily accepted by economic agents)Out of the options, money must be generally accepted as a medium of exchange or there will not be any transactions.
Hope that helps.
When the government intervenes in the economy to promote efficiency, it means that the government is trying to:
a. change the way in which the economic pie is divided.
b. increase the size of the economic pie.
c. create a more unequal distribution of income.
d. create a more fair distribution of income.
Answer:
d. create a more fair distribution of income
Explanation:
The market forces sometimes do not allocate resources efficiently, therefore, the government sometimes intervenes in order to promote efficiency and create a more fair distribution of income.
For example, if the price for which market forces allocate for a good is too low, the government can intervene by setting a price floor.
Also, if the price of a good is too high, government can enact a price ceiling.
This ensures that the income of both producers and consumers are more fairly distributed.
Also, if a monopoly is setting the price of its goods too high, the government can regulate the activities of the monopoly to create a more fair distribution of income.
I hope my answer helps you.
The assembly-line workers of Autowon Inc. petitioned the top management to provide basic amenities such as access to potable water and a clean working environment. In the context of Abraham Maslow's hierarchy of needs, this scenario illustrates the workers' _____.
a) physiological needs
b) security needs
c) social needs
d) esteem needs
Determine which of the following bags of chips of comparable quality has the lowest per-unit cost and, thus, is the best buy.A. Brand A, 8 oz. bag for $3.60
B. Brand B, 10 oz. bag for $3.90
C. Brand C, 16 oz. bag for $6.50
D. Brand D, 1 oz. bag for $0.59
Answer:
B. Brand B, 10 oz. bag for $3.90
Explanation:
The lowest per unit cost of different brands can be calculated using the following formula
Cost per oz=Cost per bag/number of oz in that bag
Brand A Cost per oz=3.60/8=$0.45
Brand B Cost per oz=3.90/10=$0.39
Brand C Cost per oz=6.50/16=$0.406
Brand D Cost per oz=0.59/1=$0.59
So the answer is B. Brand B, 10 oz. bag for $3.90
Jordan is buying a laptop computer to take on trips. Although she has looked at several brands, she refuses to buy a computer that weighs more than five pounds. Jordan is basing her decision on____________.
A. habitual decision making.
B. a noncompensatory decision rule.
C. social factors.temporal factors.
D. a compensatory decision rule
Answer: A compensatory decision rule.
Explanation:
Jordan is basing her purchase decision on the weights of the laptop since she is going to use them more often n for trips, this is an example of the compensatory decision rule.
The compensatory decision rule explains that buyers makes purchase by comparing the various products available for sale and choosing the product with qualities closest to what they already have in mind before making purchase.