Which of the following statements is CORRECT?a. The most important difference between spot markets versus futures markets is the maturity of the instrumentsthat are traded. Spot market transactions involve securities that have maturities of less than one year whereas futures markets transactions involve securities with maturities greater than one year.b. Capital market transactions involve only preferred stock or common stock.c. If General Electric were to issue new stock this year, this would be considered a secondary market transaction since the company already has stock outstanding.d. Both NASDAQ dealers and "specialists" on the NYSE hold inventories of stocks.e. Money market transactions do not involve securities denominated in currencies other than the U.S. dollar.

Answers

Answer 1

The given statement " Both NASDAQ dealers and "specialists" on the NYSE hold inventories of stocks " is Correct

Explanation:

Nasdaq is an IT network based on multiple marketers — brokers who are clients of the exchange. A specialist is a kind of market manufacturer working on the NYSE floor and specialising in trading specific stocks.

Business suppliers and consultants help to keep the stock exchange open and orderly.

Nasdaq is a computer network based on several market manufacturers—broker distributors who are members of the exchange.

A specialist is a type of market maker who works on the floor of the NYSE and specializes in trading specific stocks.

Answer 2
Final answer:

The correct option among the given statements is that both NASDAQ dealers and 'specialists' on the NYSE carry stock inventories in order to ensure liquidity in these markets. The other options provided have inaccuracies concerning spot and futures markets, primary and secondary market transactions, and capital and money markets.

Explanation:

The correct statement among those given is: d. Both NASDAQ dealers and 'specialists' on the NYSE hold inventories of stocks.

To provide some explanation, dealers in market exchanges such as NASDAQ and NYSE do hold inventories of stocks that they can buy or sell from/to investors. This is part of their role in the market to ensure liquidity. Other statements are incorrect because the spot and futures markets' difference does not primarily lie in the maturities of traded instruments. Capital markets are not limited to preferred or common stocks - they also include bonds and other securities. If General Electric issues new stock, it would be a primary market transaction, not a secondary one. Money market transactions can involve securities denominated in other currencies besides the U.S. dollar.

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Related Questions

Joanna received $55,800 compensation from her employer, the value of her stock in ABC company appreciated by $12,400 during the year (but she did not sell any of the stock), and she received $34,600 of life insurance proceeds from the death of her husband. What is the amount of Joanna's gross income from these items?

Answers

Final answer:

Joanna's gross income from the described items would be $55,800, as only the compensation from her employer is considered taxable. The stock appreciation is not taxable unless sold, and life insurance proceeds are generally not taxable.

Explanation:

Calculation of Joanna's Gross Income

To calculate Joanna's gross income, we need to consider the types of income that are taxable and those that are not. In this scenario, Joanna received $55,800 as compensation from her employer, which is fully taxable. Her stock in ABC Company appreciated by $12,400; however, since she did not sell any of the stock, this unrealized gain is not considered taxable income. Lastly, the $34,600 of life insurance proceeds from the death of her husband is generally not taxable. Therefore, the only amount that should be included in Joanna's gross income is the compensation received from her employer.

Gross Income from Compensations: $55,800

Unrealized gains and life insurance proceeds are typically excluded from gross income calculations for tax purposes, which means the amount from stock appreciation and the life insurance proceeds are not counted as part of Joanna's gross income.

Carlton finds that a geographic restructuring would have a positive effect on his insurance company and increase its efficiency. He draws up a report for the board of directors in which he mentions that separate departments should be set up for each of the company's 10 sales territories. Which of the following statements is most likely to increase the positivity of his proposition?

A) Let me know if you want to work on changing the structure of the company.
B) Using a geographic structure will not guarantee that the company's productivity increases.
C) Geographic restructuring is not likely to reduce the company's overall costs.
D) I look forward to putting together a detailed plan to restructure the company geographically.
E) A geographic structure might possibly have a positive effect on the company.

Answers

Answer:

D) I look forward to putting together a detailed plan to restructure the company geographically.

Explanation:

Whenever you are trying to convince someone or a group of people about accepting your ideas or propositions, you have to be positive and show that your ideas will make their situation better. Options A, B and C are all negative statements about your our proposal, while option E shows doubt. When you present a plan, you must be convinced that your plan will work. How else could you convince another person if you aren't even convinced about it?

Consider the following statement: "the problem with economics is that it assumes that consumers and firms always make the correct decisions. But we know that everyone makes mistakes." What is the most correct response to this statement?

Answers

Answer:

Economists do not assume that consumers and firms always make correct decisions, instead they assume that consumers and firms make rational decisions

Explanation:

This assumption that firms and consumers make rational decision is based on the economic rationality principle. The principle theorizes that people will usually consider actions, decisions and options based on logical thinking rather than other subjective elements such as morals, psychology and emotion. As a result of this principle economists assume that people will always make rational decisions.

The meaning of this is that consumers and firms would usually weigh the pros and cons of an issue before taking a decision and as described in the correct statement, rational decisions are logical decisions they do not necessarily mean they are correct decisions.

A consumer can make a logical decision to buy a product based on information made available but this may be a wrong decision because the information is misleading or wrong. It is a logical but incorrect decision.

The staff educator is presenting a class on cardiac dysrhythmias. How would the educator describe the characteristic pattern of the atrial waves in atrial flutter?

Answers

Answer:

Sawtooth.

Explanation:

A staff educator is presenting a class about cardiac dysrhythmias. By sawtooth, the educator will describe the characteristic pattern of the atrial waves in atrial flutter. Sawtooth waves are recognized for their performance in music. Sawtooth as well as square waves are a part of the most typical waveforms utilized to generate vibrations. It is also utilized in switched-mode power accumulations

Final answer:

Atrial flutter is characterized by an abnormal heart rhythm seen on an ECG with more P waves than QRS complexes in a 'saw-tooth' configuration, due to rapid and regular atrial depolarizations from a re-entrant circuit in the atria. This rhythm is too rapid for the ventricles to keep up, resulting in fewer QRS complexes

Explanation:

Atrial flutter is characterized by rapid and regular atrial depolarizations in an abnormal rhythm. When observing an ECG of a patient with atrial flutter, it is commonly noted that there are more P waves than QRS complexes. In fact, on the ECG trace, the 'saw-tooth' configuration is representative of atrial flutter; this is because the atrial rate may be between 240 to 350 beats per minute.

Essentially, in atrial flutter, atrial depolarization, which is represented by the P wave, is organized but rapid and with repetitive electrical signals. These depolarizations occur as a result of a re-entrant circuit within the atria and are too rapid to allow time for the associated ventricles to respond to each stimulus. Hence, there are more P waves than QRS complexes.

The ECG is a valuable tool for diagnosing cardiac conditions like atrial flutter by visualizing the P waves, T waves, and QRS complex to understand the electrical activity and function of the heart.

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Stoneside Inc. has provided you with the following information for its Manufacturing Overhead account at the end of the period. Actual manufacturing overhead costs incurred total $31,910. The company applied manufacturing overhead cost in the amount of $28,900. What is the overapplied or underapplied manufacturing overhead?
a) $3,010 Underapplied
b) $3,010 Overapplied
c) $5,990 Underapplied
d) $5,990 Overapplied

Answers

Answer:

a) $3,010 Underapplied

Explanation:

Data provided in the question:

Actual manufacturing overhead costs incurred = $31,910

Standard manufacturing overhead cost in the amount = $28,900.

Now,

The under applied manufacturing overhead

= Actual manufacturing overhead - Standard manufacturing overhead

= $31,910 - $28,900

= $3,010 under applied.

[ Since the actual manufacturing overhead is greater than the standard manufacturing overhead, Therefore it is under applied ]

Hence.

The answer is option a) $3,010 Underapplied

Which phrase correctly defines the motives of a business? A. satisfying the needs of people B. helping a country's economy grow C. incurring expenses D. earning profits and providing value in the form of goods or services

Answers

Answer:

d

Explanation:

The phrase that correctly defines the motive of business is to provided valuable products and earning profits from it.

Option D is correct.

What is a profit?

A profit is the net return which is received to an entity after incurring all the expenses. It is the difference of maximum revenues and minimum expenses.

The business is mainly set up for the aim of earning gains in the longer run and creating valuable products for the customers. It requires capital funds, a vision and some people to start a business. It can be of any type like sole proprietorship where there is only owner; a partnership where two partners agreed to share the gains or losses of business; a non profit entity which works only for the welfare and needs of people and a company which manufactures or markets its products for attracting customers and creating brand image in the market.  

Therefore, the motive of business is correctly described in option D.

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After his company closed the retail location he managed, while Tareq was interviewing for other management positions, he began a painting business. Tareq is an example of a(n)___________.

Answers

Answer:

necessity entrepreneur

Explanation:

Necessity entrepreneur are people that become entrepreneurs as a matter of necessity rather than an opportunity Entrepreneurs who has identified a need in the market that he decides to satisfy.

The need to survive and makes end meet, drives some job seekers into running a small business. Mostly in developing countries, when people are unable to get employed in the labor market, they resort to setting up a small business.  These set of people are not driven by the desire to become a business owner, they see entrepreneurship as a child of necessity. These set of people are called necessity entrepreneur

When looking to increase the presence of a website, putting together your search engine optimisation plan will help you plan your steps. Which activity would be first on the list?a. Choosing what images to put on your website
b. Reserving all the social profiles that you will be using for the business
c. Finding people who will link back to your website
d. Keyword Research

Answers

Answer:

Option "D" is the correct answer for the following statement.

Keyword Research

Explanation:

To order to increase the visibility of a website, an online marketing strategy will be created.

A keyword analysis is a method by which you study popular search words that types users into browsers such as Google, and creatively integrates them into your information so that the information ranks higher on a google search results page.

Therefore, Option "D" is the correct answer.

If the Fed sells​ $2 million of bonds to the First National​ Bank, what happens to reserves and the monetary​ base?
Use T-accounts to explain your answer.

Answers

Answer:

Reserves fall by $2 million, and the monetary base falls by $2 million.

Explanation:

In the books of First National​ Bank, the purchase of $2 million of bonds by First National​ Bank, from the Federal Reserve means there is a reserve with the Federal Reserve represented by security which stands as asset.

In the books of the Federal Reserve, The sales of bonds to First National​ Bank will create a liability from the reserve assets.

See attached for the T-accounts explain the answer    

In the cost formula (Y = a + bX) that is used to estimate the total manufacturing overhead cost for a given period, the letter "a" refers to the estimated

Answers

Answer:

a = Total Fixed Cost

Explanation:

Total Cost is the total expenditure incurred on production of goods & services.

Total Cost can be segmented into : Fixed Cost - on fixed factors (eg plant), not varying with level of output and Variable Cost - on variable factors (eg raw materials), directly varying with level of output.

In Total Cost Function : Y = a + bX ;  a = Constant Fixed Cost , bX = Variable cost varying with level of output X.

BMW recently decided to build a manufacturing plant in Shenyang. China. At this plant, BMW is able to take advantage of paying lower wages to its Chinese workers than it pays its German workers, but it also sacrifices the high levels of technical training possessed by its German workers. In deciding to open the Shenyang plant, BMW.

A) faced no trade-offs because employing lower-wage workers increased efficiency
B) faced a trade-off between higher cost and lower precision.
C) adopted a negative technological change because it replaced high-skilled workers with low-skilled workers.
D) eroded some of its competitiveness in the luxury car market because of its decreased cost of production.

Answers

Answer:

B) faced a trade-off between higher cost and lower precision.

Explanation:

A trade-off represents a sacrifice made by preferring one choice over another. A trade-off occurs when an organization or an individual has to decide between options. Some economists will interchange the phrase trade-off and opportunity cost. The trade-off cost will represent the cost of the forfeited benefit for not deciding in a particular way.

BMW had to choose between continuing with highly skilled and expensive German technicians or work with less qualified but cheap Chinese employees. The company decided to operate in china using the lower cost of labor. The skilled German technicians are the trade-off. The opportunity cost or trade-off cost will be the efficiency and precision of the German technicians.

Shay did not turn in her time sheet at work. she says she simply forgot, but her manager has to write up a report anyway. which of the following words could her manager use to show this problem in the most positive way? 1. definite falsehood2. honest mistake3. neglectful behavior4. serious infringement

Answers

Answer:

Honest Mistake

Explanation:

If Shay did not turn in her time sheet at work as she may have simply forgotten, the best way her manager could write up a report anyway in the most positive way is to term it a honest mistake as all other option have negative words attached to them.

For example, if the report is termed 'definite falsehood' it is already communicating that Shay is lying about her not turning in the time sheet

Also, to term it 'neglectful behavior' also communicates a negative message claiming that Shay acted in negligence

Furthermore, if the report is tagged 'serious infringement' it also carries a negative message of Shay having done something that is not only wrong but very seriously wrong

Answer:

b. honest mistake

Explanation:

got it right

If the cross price elasticity of demand for two goods is measured to be 1.32. What can you deduce the relationship between these two goods?

Answers

Answer:

The two goods are substitutes.

Explanation:

The cross-price elasticity of demand measures the change in the demand of a commodity because of a change in the price of relative good. It is calculated as the ratio of change in demand and change in the price of the other good.  

If cross-price elasticity of demand for two goods is 1.32, it implies that a proportionate change in the price of relative goods causes the demand for the good to change by more than proportionate in the same direction.

For instance, an increase in the price of relative good causes a more than proportionate increase in the demand for the good.  

This implies that the two goods are substitutes.

_____ refers to what sets an organization apart from others and provides it with a distinctive edge for meeting customer or client needs in the marketplace. a. Due diligence b. Organizational culture c. Competitive advantage

Answers

Answer: (C) Competitive advantage

Explanation:

 The competitive advantage is the term that refers to the condition of an organization for producing the various types of products and the services at some reasonable price that helps in generating the more number of sales.

The importance of the competitive advantage is that it helps in providing the distinctive edge for fulfill the requirement of the consumer and as well as client in the market.  

 Therefore, Option (C) is correct answer.

 

Bigs Law Firm received $1,000 in advanced on May 1 from a client for a case to be completed next month. During the month of May, Bigs completed $300 worth of work.
The journal entry to record the revenue earned would be:________

Answers

Answer:

Debit Unearned revenue  $300

Credit Revenue                  $300

Being entries to recognize revenue earned on completion of job.

Explanation:

On receipt of the $1,000 in advance on May 1, the entries posted are;

Debit Cash account  $1,000

Credit Unearned revenue  $1,000

Being entries to recognize the amount received in advance.

On completion of work worth $300, the required entries are;

Debit Unearned revenue  $300

Credit Revenue                  $300

Being entries to recognize revenue earned on completion of job.

A researcher interested in what factors make an employee best suited for a given job would most likely identify as a(n) ________ psychologist.A. Personality
B. Clinical
C. Social
D. I-O

Answers

A researcher is curious about what factors make an employee best fitted to the work of IO psychologist.

An Industrial organization psychologist-

An I-O (Industrial-Organizational) psychologist. An I-O psychologist is a person that used psychological principles and methods to solve workplace problems as well as improve the quality of an individual's life.

The I-O psychologist studies the management of an organization, its employees working styles/ethics as well as how productive the organization is through the morale and personality of the organization and the people in it.

Therefore, the correct option is D,IO psychologists make an employee best suited for the job.

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Final answer:

An Industrial-Organizational (I-O) Psychologist would most likely conduct research on what factors make an employee best suited for a given job. I-O psychologists study work behavior and organization functioning, including employee attributes and productivity.

Explanation:

A researcher interested in what factors make an employee best suited for a given job would most likely be identified as an Industrial-Organizational (I-O) Psychologist. I-O psychologists conduct studies on work behavior and how organizations function. This includes studying employee attributes, assessing individual and group performance, designing training programs, and working towards improving job satisfaction and productivity. For example, they might examine personality traits, interpersonal skills, or educational background to predict job performance.

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Which of the following groups uses accounting information primarily to insure the entity is operating within prescribed rules?

A. Taxing authorities
B. Regulatory agencies
C. Labor Unions
D. Management

Answers

Answer:

B. Regulatory agencies

Explanation:

Regulatory agencies are external users of accounting information.

External users of accounting information are people or organisations outside an organisation that makes use of accounting information.

I hope my answer helps you

A(n) ________ collects data from various key business processes and stores the data in a single comprehensive data repository, usable by other parts of the business.A) transaction processing systemB) enterprise systemC) automatic reporting systemD) management information system

Answers

Answer: Enterprise System.

Explanation:

An enterprise system is a software system used by an organization to gather information/data from different departments in the organization: The information gathered can be easily accessed or used by the different departments of the organization.

The answers to an economy's three central economic problems are determined by the interaction of three forces: economic forces, political forces, and social forces.

Answers

Correct/Complete Question:

The answers to an economy's three central economic problems are determined by the interaction of three forces: economic forces, political forces, and social forces. True or False

Answer:

True

Explanation:

The above forces, economic, political and social determine the answers to the three economic problems and also determines how economic forces operate in an economy. The three economic questions are;

 -  What goods and services should be produced?

 -  How should these goods and services be produced?

 -  Who consumes these goods and services?

Political forces are forces that influence the economic and political stability of the market. Social forces include cultural influences on the economic stability of the market. Economic forces on the other hand are the factors that determine/influence the competitiveness of the market in which a firm operates.

I hope this helps.

An appraiser wants to determine if it is economically feasible for the owner of an apartment building to put in a swimming pool for his tenants’ use. The appraiser would be most concerned with the principal of:

Answers

Answer:

contribution

Explanation:

the landlord will spend money building the swimming pool, and he/she will do it expecting to receive a higher rent. The appraiser should try to determine if the investment in the swimming pool will contribute enough extra rent to justify making the investment. In other words, does the landlord increase his/her net economic profit by installing the swimming pool?

Management perspectives (Connect, Perform)
Use your understanding of various management perspectives to complete the sentences below.
Starting in the late 1800s, encouraged efficiency through standardization of work. approach to management focuses on designing organizations with formal lines of
Put forward by Max Weber, the authority and standard operating procedures to promote efficiency. suggests that employees perform better when their
Arising from the Hawthorne studies in the early 1920s, the managers treat them better. demonstrating the dangers of relying too heavily on the
The financial meltdown of 2008 was in part due to quantitative techniques of scientific management
1 the classical perspectice, managment science, the humanistic perspectice2 bureaucratic organizations, adminastrative principles, scientific managment3 human relations movement, behavioral sciences appreoach, human resources perspectife4 quants, the informal organization, the hawthorne effect

Answers

Answer:

Starting in the late 1800s, the classical perspective encouraged efficiency through standardization of work.

Put forward by Max Weber, the bureaucratic organization focuses on creating organizations with formal lines of authority and standard operating procedures to promote efficiency.

Arising from the Hawthorne studies in the early 1920s, the human relations movement  suggests that employees perform better when their managers treat them better.

The financial meltdown of 2008 was in part due to quantitative techniques of scientific management demonstrating the dangers of relying too heavily on the quants.

The petty cash fund had an initial imprest balance of $ 100. It currently has $ 20 and petty cash tickets totaling $ 75 for office supplies. The entry to replenish the fund would containa. a credit to Cash Short & Over for $5.b. a credit to Petty Cash for $80.c. a debit to Cash Short & Over for $5.d. a debit to Petty Cash for $80.

Answers

Answer:

c. a debit to Cash Short & Over for $5

Explanation:

Given information

Initial imprest balance = $ 100

Ending cash balance = $20

Office supplies = $75

So, the remaining balance would be

= Initial imprest balance - Ending cash balance

= $100 - $20

= $80

The journal entry would be

Office supplies A/c Dr $75

Cash Short & Over A/c Dr $5

       To Petty cash A/c $80

(Being the replenish the fund is recorded)

Which of the following would, generally, indicate an improvement in a company's financial position, holding other things constant?

a. The TIE declines.
b. The DSO increases.
c. The quick ratio increases.
d. The current ratio declines.
e. The total assets turnover decreases.

Answers

Answer:

c. The quick ratio increases.

Explanation:

The quick ratio is also known as the acid test ratio. It a measure of a company's ability to settle its current liabilities are they mature. The quick ratio is, therefore, a liquidity ratio. It indicates a firm's ability to generate currents assets needed to pay the current liability. A liquid firm is financially healthy as it can generate sufficient cash and cash equivalents to meet its obligations.  

The quick ratio is obtained by dividing quick assets by current liabilities. A quick ratio of 1 or more is preferred. An increase in quick ratio indicates that the company's assets are increasing more than its liabilities.

Final answer:

An improvement in a company's financial position is generally indicated by an increase in the quick ratio. In financial markets, an increase in the supply of loans typically leads to more loans being made and received and a decline in interest rates.

Explanation:

The question focuses on identifying changes that would indicate an improvement in a company's financial position. Among the provided options, the one that generally indicates a positive shift in a company's financial health is:

c. The quick ratio increases.

An increase in the quick ratio means a company has more liquid assets compared to its short-term liabilities, which suggests better short-term financial stability. A higher quick ratio is generally seen as a sign that a company is in a good position to meet its short-term obligations without having to sell off inventory.

Financial Market Changes

Concerning the increase in the quantity of loans, a change that would lead to such an outcome is:

a rise in the supply of loanable funds.

When there's more money available for lending (an increase in supply), it typically results in more loans being made and received.

Interest Rate Decline

To address the scenario leading to a decline in interest rates, the relevant change in the financial market would be:

a rise in the supply of loanable funds.

This corresponds to an increase in the overall amount of money that lenders are willing to lend, resulting in lower interest rates to attract borrowers.

Regarding the scenario where a company's profits increase while revenue declines, it suggests that the company has managed to reduce costs or has found a way to operate more efficiently, as profits are the result after all expenses have been deducted from revenues.

The cash basis method of accounting requires revenue to be recognized when performance obligations are satisfied. (If false, identify error and correct.)
A. True
B. False

Answers

Answer:

True

Explanation:

Unlike Accrual basis accounting the cash basis method of accounting requires revenue to be recognized when performance obligations are settled rather than when they are incurred.

The major difference between cash and accrual accounting is in the timing of when transactions are taken account of. Whereas Accrual accounting recognizes transactions when they occur (i.e. expenses when they are incurred and revenue when they are earned) Cash accounting recognizes revenue and expenses only when cash is paid.

In one of the case studies in the textbook, Ernie Phillips was a CPA who had fallen on hard times both financially and personally. He eventually got a job as a controller for a friend who had just been named as the receiver for a financial services company. Within a short period of time Phillips began writing checks to himself that had nothing to do with payroll. How was the fraud discovered?
a. The president received a bank statement containing canceled checks that had been written to Phillips.
b. The receiver received a call from the bank asking him to verify a check.
c. A vendor received a check in error reported it to the operations manager.
d. The operations manager found a check made payable to Phillips while searching Phillips' desk for some accounting records.

Answers

Answer:

The fraud was discovered Option D: The operations manager found a check made payable to Phillips while searching Phillips' desk for some accounting records.

Explanation:

In the given case study, Ernie Phillips had got a job as a 'controller'. He had started writing checks to himself other than the payroll checks.

This fraud can be discovered when the operations manager found a check on Phillips desk which was payable to himself and it was other than the payroll check. Thus, Option D is the statement as an answer.

Cancelled checks do not have to do anything with the fraud, as per Option A, because cancelled checks are never cleared in the bank. The receiver doesn't usually receive a call before check clearance. So, Option B is also incorrect. No error was there in the check as stated in Option C.

Sixteen-year-old Dave was an exchange student in Europe for a year. When he returned, he had altered many of his ways of thinking about people because his new experiences did not fit his old concepts. What Piagetian process was at work?

Answers

The Piagetian process that was at work here in the given excerpt is accomodation.

Explanation:

The three basic components of the Piaget's cognitive theory are namely

1. Schemas - these are the building blocks of knowledge.

2. Adaptation process - this includes equilibrium, assimilation and accomodation.

3. Stages of cognitive development - former operational, concrete operational, preoperational and sensorimotor.

Accomodation:

The accommodation stage is when the existing knowledge (schema) doesn't work and it requires a change or an updation to deal with the upcoming situation.

Here, Dave makes an accomodation since his old school of thoughts did not fit in his present scenario.

Group Working age population Discouraged workers Employed Unemployed # in Millions 215 5 138 According to the table, the labor force participation rate ispercent Round to the nearest whole number. Question 10 Holding all else constant,if people who are currently unemployed becom discouraged workers, you will see O an increase in the unemployment rate. an increase in the labor force participation rate. no effect on the unemployment rate. no effect on the labor force participation rate. a decrease in the labor force participation rate

Answers

Answer:

A decrease in labor force participation rate

Explanation:

The workers which are discouraged can opt out of the labor market since there is no incentive for them work anymore. The workers choosing to go out of the labor market will decrease the overall labor force participation rate. The unemployment rate can also be affected but the main effect would be on labor force participation rate

What is the present value of the following series of cash payments: $1,200 per year for four consecutive years starting one year from today, followed by annual cash payments that increase by 3% per year in perpetuity (i.e. cash payment in year 5 is $1,200*1.03, cash payment in year 6 is $1,200*1.032, etc.)? Assume the appropriate discount rate is 9%/year.

Answers

Answer:

$21,964

Explanation:

Present Value = 1200 × cumulative pv factor for year 1 to 4 (9%, 4y) + [tex]\frac{1200(1\ +\ .03)}{(.09\ -\ .03)}[/tex]

Present value = 1200 × 3.2397 + 1236/.06

Present Value =  3887.64 + 20,600 = $21,964 approx.

For the first four years, cash flows can be computed by multiplying $1200 by cumulative present value factor at 9% rate for 4 years.

Fifth year onwards, the cash flows are expected to increase by 3% whereas discounting factor is 9%. So the value 5th year onwards till perpetuity would be increased cash flow for year 5 discounted by excess of present value factor over growth rate (9% - 3 %)

An insurer hires an advertising agency to create an advertisement for a health insurance policy. The public complains that the way the advertisement presents the policy is misleading because of certain photographs that the advertiser put on the commercial. Who will be held liable for this?

Answers

Answer:

The insurer shall be held liable

Explanation:

For any published or displayed content which relates to the insurer or it's products, the insurer shall be made liable for any inappropriate content.

In cases wherein the advertisement function has been assigned to an insurance agency, even in such a scenarios, the sole responsibility rests with the insurer and it's their primary responsibility to check upon the content advertised.

Thus, if any inappropriate content or misleading claims are made, it shall be assumed those have been issued by consent of the insurer and the insurer cannot escape this liability.

Sue uses a fertilizer that promotes early formation and growth of roots and increases the plant's hardiness and disease resistance vigor. Her fertilizer will most likely contain what primary element?

Answers

Answer:

Phosphorus

Explanation:

Phosphorus is one of the primary elements if fertilizers as it helps the soil as well as the plant and its root to grow strong and also ensure it is resistant to disease.

Phosphorus is a very important element as it helps plants to convert other nutrients to become usable to help the plant grow. A fertilizer containing phosphorus has to be well worked into the soil before planting. In the NPK balance of fertilizers, phosphorus the highest percentage compared to other elements Nitrogen and Potassium.

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Other Questions
During a risk assessment, it was discovered the location where the company would like to build a data center in subject to a large number of hurricanes. Management decided to purchase an insurance policy which will pay out in the event the data center is destroyed by a hurricane. This is an example of: The new concept of godlike sovereignty can be described by the representations of ____, the king who appeared as a god in Mesopotamian Akkadian art. a. Gilgamesh b. Eannatum c. Naram-Sin d. Urnanshe Which quotations reveal the historical significance of the suffragette-defaced penny? Check all that apply. ". . . A. the battle only really got going at the start of the twentieth century, when the suffragette movement was born . . ." B. "Defacing a coin of the realm is a more subtle crime one with no evident victims . . ." C. "The idea is incredibly clever, because it uses the potential that coinage has . . . to be widely circulated." D. "Our Edward VII bronze penny was struck in the year of the formation of the Womens Social and Political Union (the WSPU), whose founders included Emmeline Pankhurst . . ." E. "The suffragettes became systematic lawbreakers in order to change the law, and defacing the penny was just one element in a campaign that went far beyond civil disobedience." For each compound below, identify any polar covalent bonds and indicate the direction of the dipole moment using the symbols 84 and -. (a) HBr (b) HCI (c) H2O (d) CH40 The blood flow rate through the aorta is measured to be 104.1 cm^3/s, and an adult is measured to have 4.93 L of blood. How long does it take for all of your blood to pass through the aorta?If the adult's aorta has a diamter of 1.85 cm, what is the speed of blood as it flows through the aorta? mary drove 495 miles in 9 hours at the same rate, how long would it take her to drive 385 miles? Financial reporting is the process of communicating _____ accounting information to existing and potential future investors, creditors, lenders, and other _____ decision makers. a.financial, b. internal What shows a fractional and decimal equivalent of 9/20 Last year Oliver Inc had a total assets turnover of 1.60 and an equity multiplier of 1.85. Its sales were $200,000 and its net income was $10,000. The CFO believes that the company could have operated more efficiently, lowered its costs, and increased its net income by $5,000 without changing its sales, assets, or capital structure. Had it cut costs and increased its net income in this amount, by how much would the ROE have changed Arrange the events in the stimulation of heart muscle in order from earliest (1) to latest (5). Note that this question does not list every step in the pathway, but the steps presented should be arranged in order. The number of ____ is a defining characteristic of the two types of angiosperms. A. Rhizomes B.Cotyledons C. Petals D. Vascular bundles When comparing certain amino acid sequences in the protein hemoglobin of humans to those of other animals, scientists found that baboons had seven different amino acids (than the human protein), dogs had ten different amino acids, gorillas had one different amino acid and lemurs had eight different amino acids. Which of these animals is most closely related to humans Which of the following is not an input validation error type? Group of answer choices a.Incorrect data type b.Inaccurate data c.All of these are input validation error types d.Empty input e.None of these Which types of organisms are always made up of only one cell each? The weight of the mass added to the hanger is equal to the extra force on the gas, but what area should we use to calculate the added pressure from this mass? With some of the experimental details out of the way, let's think a bit about what we expect to see in our data if the ideal gas law is a good model for our gas. We would like to verify the ideal gas law PV = nRT The ratio of the lengths of a triangle are 4:6:9 and its perimeter is 57cm. Find the length of the shortest side. Determine how each of the following would affect the U.S. Production Possibilities Frontier (PPF). Scenario Shift Outward Shift Inward Movement to a Point Closer to the Frontier Movement to a Point Inside the Frontier1. An increase in the number of illegal immigrants 2. A war that takes place on U.S. soil 3. A decrease in the unemployment rate 4. The discovery of a new oil field 5. A law that requires individuals to enter lines of work for which they are not suited What did the delegates finally agree to about how much congress would have over trade MATH HELP PLS THANK U What is the 60th term in this sequence?-6, -3,0,3,... Steam Workshop Downloader