What services do bank provide?Select all that apply

O A.Banks provide goods to people?
O B.Banks provide loans for cars and houses?
O C.Banks store money for people?
O D.Banks hold historical documents?

Answers

Answer 1

Answer:

B&C

Explanation:

Answer 2

Answer:

B and C

Explanation:


Related Questions

In a complete sentence, explain what an initiative allows citizens to do.

Answers

An initiative allows citizen to propose and vote on constitutional amendments directly, without needing a legislative referral.

What do both the Georgia Constitution and the United States Constitution have in
common?

Answers

they have to read you your rights

What made Tecumseh and the Prophet effective leaders?

Answers

Answer:

They were effective at convincing other Native American tribes to band together to defeat groups of settlers from coming west.

Johnson says that the Great Society is not a gift or a fulfillment, but a what? destination challenge creation power

Answers

Answer: The answer is B

Explanation:

Answer:

B) challenge

Explanation:

just did it on edg

1. What did Andy Davis do to change Eddie’s behavior?

2. Which elements of total quality management and performance management did Andy Davis use?

3. Could Davis have used a different system of rewards to get the same results from Eddie Munz?

Answers

Answer:

1)

Davis having analysed the situation increased rate at which he monitored Eddie Munz' work. Persistently ensured that Eddie's gave more commitment to the job as well as to the team. Because Davis demonstrated a close interest in his performance and welfare, Eddie became more inspired to deliver his best thus become a better culture fit.

If the company had fired Eddie, they would have lost money and time replacing and training someone else. Andy Davis helped to prevent this.

2)

To engender increased performance, Andy Davis used the following elements of Total Quality Management (TQM):

Training: All the other elements of TQM were communicated and reinforced using training. During a training, Andy Davis spoke to Ethics and Integrity (which go hand in hand) and helped Eddie and other staff to understand how those two factors impact the organisation. When an employee, for instance, promised to do something, and they did it, it always increased the value of the organisation. When a staff abided by the ethics and rules, it always protected the organisation from all sorts of unwanted and embarrassing situations and most importantly, it led to Trust. Davis explained that Trust is both internal and external, vertical and horizontal. He explained to Eddie that his customers, his junior colleagues, senior colleagues and contemporaries should be able to trust him.      

Leadership: Andy Davis would not have been able to succeed in modifying Eddie's behaviour if he was not living up to the rules he was inspiring Eddie to follow. By exemplifying initiative, and responsibility, Eddie was able to easily mirror the same by working closely with Davis.

Eddie was also encouraged by Davis to always communicate important feedback and details. He explained that it was one of the most important keys to being available to others in the team and vice versa. Davis asked Eddie that if he was unsure what to communicate, he could get clarification from him.

As Eddie began to improve and get better at this work, Davis ensures that he got the recognition he deserved. This motivated Eddie to even put in more efforts.

Concerning Performance Management, Davis adopted a blend of Total Reward System and regular semi-official performance evaluations before the formal one.

At the semi-formal performance evaluations which Davis carried out weekly with Eddie, he gave Eddie the chance to review his performance against goals that had been agreed the following week. Both had sat down to look at the Performance Objective for Eddie's role and therefrom created goals which were broken down into weekly targets. Where Eddie experienced any issues, Davis was always in the know and both looked at possible solutions. Davis also trained Eddie to try to think up solutions for himself. That way he was becoming more of an initiator and more responsible.

All the weekly performance appraisals also enabled Davis to spot problems on time and enabled him to effect timely course correction before it got out of hand. These days, Eddie no longer waits for Davis to check in on the weekly performance appraisals, he thinks up a solution to a problem, proposes them to Davis who in turn modified or ratified such a solution immediately.

At the monthly performance appraisals, all the Key Performance Areas for Eddie's job (which are tied to his monetary compensation) are reviewed. Because Eddie understands that his bonus at the end of the month which sometimes is at par with his monthly gross or even more is tied to his performance in those areas, Eddie quickly learnt to modify his behaviour towards becoming more productive.

3)

Yes. Davis could have relied solely on the financial reward system alone instead of a total reward system which embraces financial and non-financial rewards.

In the method above, Eddie found it rewarding that Davis was interested in training him to become more effective. As he was implementing the lessons learnt through a mentor/coaching system, he got more results. As he got more positive results, his colleagues started to trust and respect him more. All of this added up to motivate Eddie even more than the financial reward. Eddie felt empowered. The more decisions solutions he was able to correctly recommend to Davis, the more Davis felt confident to allow him to solve his problems. This system of management gave Eddie an unquenchable drive to give his best to the company.

So in effect, the non-reward system was also very effective when compared to the financial reward.

Davis could have relied on the Financial Reward system alone which meant that Eddie Munz would just have to figure out on his own how to manage himself such that he can meet up with the organisations' expectations on his Key Performance Areas. However, the company does this at its loss because that system only trains people to become more effective at their work rather than become a well-rounded leader who is capable of leading himself and others as well.

Cheers!

Andy Davis changes Eddie’s behaviour by implanting responsibility in enhancing Eddie via team-based efforts.

Andy Davis

1) When Davis are having analyzed the case and is an increased rate at which he monitored Eddie's work. subsequently Persistently ensured that Eddie gave more commitment to the work similarly on the team.

Also If the corporate had fired Eddie, they'd are lost money and also that the time replacing and also training somebody else. Andy Davis helped to stop this.

2) When To engender are increased more performance, and also Andy Davis used the subsequent elements of Total Quality Management (TQM):

The Training: All the opposite elements of TQM were communicated and reinforced using training. Also, Davis explained that Trust is both internal and external, vertical and also that horizontal. When He explained to Eddie that his customers, his junior colleagues, senior colleagues, and also contemporaries should be able to trust him.

Also, the Leadership: when Andy Davis wouldn't are ready to reach modifying Eddie's behavior if he wasn't living up to the foundations he was inspiring Eddie to follow them.

3) Yes. when Davis could are having relied solely on the financial reward system alone rather than a complete reward system which is embraced financial and also that non-financial rewards.

Then The more decisions solutions he was able to correctly recommend to Davis, the more Davis felt confident to permit him to resolve his problems. also, this method of management gave Eddie an unquenchable drive to provide his best to the corporate.

So during this effect, the non-reward system was also very effective when put next to the financial reward.

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this was the penalty of telling the simple truth...slaveholders are known to have sent spies among their slaves to ascertain if possible their views and feelings in regard to their condition; hence the maxim established among them.
the word maxim in the passage means
a. firm rule
b. wise saying
c. common practice
d. foolish superstition

Answers

Answer is d foolish superposition hope it helps

Answer:

A. Firm Rule is your answer.

It was a rule that was established among them.

Explanation:

Maxim: a short, pithy statement expressing a general truth or rule of conduct.

Samantha, who is trying to lose 25 pounds, found that she is able to maintain her diet when she eats alone. However, when she eats with her friends, she eats much more, including foods she should avoid. Samantha's eating behavior demonstrates ________/

Answers

Answer:

social inhibition

Explanation:

Based on the scenario being described within the question it can be said that Samantha's eating behavior demonstrates social inhibition. This term refers to the inability to perform a certain task when in the presence of others. Which is what Samantha is struggling with in this situation since she can only maintain her diet accordingly when she is eating alone, but seems to be unable to do so in the presence of her friends.

Explain how the federal state has political advantages over the singular nation-state.

Answers

Answer:

The federal state has political advantages over the singular nation-state is explained below in details.

Explanation:

Political Advantages of the Federal system over the Singular Nation-state can be stated as the Federal system makes it difficult for an unfair dictate or extremist political party to grab control nationally and rule the whole country.

With a federal political system, state leaders can resist political revolution through the high number of public gatherings against the unjust law of the ruling party.

The federal-state makes it easier for the government to rule a very large country.

 

Answer:

-It empowers states.

-They make their own decisions

-Help the country's economy and political stability.

-distributes power among the people

-stops dictatorship

-increase citizen participation.

-Many countries have large populations and land, so it needs many different states to handle its official matters.

Explanation:

What are the Federalist and anti Federalist beliefs

Answers

Answer:

The federalists believes are Good government is powerful enough to provide protection against external and internal threats while the Anti federalists believes in a strong government

Explanation:

good luck hope it helps

The Federalists advocated for a strong central government and supported the new Constitution, expressing their views in the Federalist Papers. The Anti-Federalists favored stronger state and local governments over a powerful national government, fearing the loss of individual liberties and advocating for the addition of a Bill of Rights.

Federalist and Anti-Federalist Beliefs

The debates between Federalists and Anti-Federalists were pivotal during the ratification of the U.S. Constitution. The Federalists, such as Alexander Hamilton and James Madison, supported a strong central government and the new Constitution, believing it was essential for a more effective, unified national government. They addressed their views extensively in the Federalist Papers, arguing for a balanced system of federalism, checks and balances, and an independent judiciary. In contrast, the Anti-Federalists feared that a strong central government would be detrimental to individual liberties and preferred stronger state governments. They were concerned that the new Constitution gave too much power to the national government at the expense of the states and lacked a Bill of Rights to protect individual freedoms. Anti-Federalist views were generally more local and agrarian, emphasizing the success of republican government in small communities, where citizens knew one another.

In essence, the Federalist belief revolved around the need for a robust national framework to maintain union and stability, while Anti-Federalists emphasized the importance of local control and the potential dangers of centralized power. These divergent perspectives shaped the foundation of American political discourse and continue to influence debates about the role of government in society.

Use the list below to answer the question. transistor radios televisions direct-dial telephone service What would be the best title for this list? A. Signs of the Great Depression B. New Peacetime Technologies C. Sources of Political Change D. Effects of World War II

Answers

Answer:

B

New Peacetime Technologies

Why did china into the Korean war

Answers

Answer:

they had wanted revenge

Explanation:

Answer:

China during the time had a communist government, and they supported the Communist regime that was (and still kind of is) leading North Korea. When the U.N. started to invade North Korea, they got to the point where China felt threatened by the allied forces near her border. She responded by sending millions of troops in to help their ally push back the U.N. back to the border.

~

Which diagram best connects a law enforcement organization with its responsibilities?

Answers

Answer:

A

Explanation:

ur welcome mate

The diagram which gets the best connection of the law enforcement organization with the responsibilities is that the Local law enforcement handles the most criminal investigations. Hence, Option A is correct.

What is a law enforcement organization?

In any country, there are a certain set of rules that has to be followed by the individual. This set of rules is known as the law. It is not possible for any government to make every citizen bound to follow the law. For smooth functioning of the nation, and to make sure that all rules have been followed by the citizens. There are some organizations that have been made by the government.

Such organizations arere known as law enforcement organizations. In these organizations, there are various departments that have been made for enforcing the law so that not only a single one will bear the pressure. These departments are the police or sheriff's department. In the country named the Philippines, the departments are the Philippine Constabulary and the Integrated National Police, Philippine National Police (PNP).

Thus, Option A is correct.

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Eysenck proposed that the extraversion/introversion dimension of personality is related to activation in the brain. Relative to their optimal level of arousal, extraverts tend to be chronically ________, which is related to activity in the ________.

a. over-aroused; reticular activating system.

b. under-aroused; reticular activating system.

c. over-aroused; frontal lobes.

d. under-aroused; frontal lobes.

Answers

Answer:

b. under-aroused; reticular activating system

Explanation:

Hans Jurgen Eysenck was a German-British psychologist and was famous for his works on intelligence and personality. He proposed that the extraversion/introversion dimension of personality is related to activation in the brain.

He explained that relative to their optimal level of arousal, extraverts tend to be chronically under-aroused, which is related to activity in the reticular activating system.

How is the rona’ virus where you live at? What about ur graduation and stuff? How do you feel?

Answers

We just opened up and are doing 4 stages of slowly opening things. I’m personally still terrified to go in public bc I know it’s not open bc it’s safe it’s open because the government cares about money more than human lives :) our graduation is postponed till next semester.
A lot are dying by where I live , but I don’t care much about my graduation because I don’t think I was going to go anyways

In a product market, households provide income in return for __________. A. Work and labor B. Profit and wages C. Land and capital D. Goods and services Please select the best answer from the choices provided A B C D Mark this and return

Answers

Answer:

D or A

Explanation:

I'm really leaning toward A because working in factories income come from labor

Answer:

D.

Explanation:

what are the rights that are granted to you in the 7th amendment

Answers

The 7th Amendment of the US Constitution says that lawsuits or disputes in federal court have a right to a jury. (The lawsuit amount has to be more than $20) After the jury settles the case, it shouldn't go back to trial again.

Answer:

The 7th amendment codifies the right to a jury trial in certain civil cases and inhibits courts from overturning a jury's findings of fact.

According to the 7th amendment US constitution:

We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defense, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America.

a song that represents a country and its values: national _____

Answers

Star spangled banner

Answer:

anthem

Explanation:

Its pretty obvious, since national anthems around the world represent a sense of identity to many people. And many national anthem show the good of its values and what they represent. Like the Star Spangled Banner for the U.S.

Vargo's has a target debt-to-value ratio of .6. The pretax cost of debt is 8.4 percent, the tax rate is 21 percent, and the unlevered cost of equity 13.2 percent. A project the firm is considering has a cash flow to the levered equityholders of $48,700 and an initial unborrowed cost of $216,000. What is the NPV of the project? A) $41,836 B) $48,208 C) $62,342 D) $61,003 E) $38,367

Answers

Answer:

Option(A) is the correct answer to the given question .

Explanation:

As mention in the given question following are the points

The cost of unlevered equity = R1 = 13.2%,

The cost pretex of the Debt = Rd1 = 8.4 % of the tax Rate is 21 % and  Ratio of the target Debt= 0.6

Target of the Debt-to the-Equity Ratio cab be determined

= DE1 = 0.6 /  ( 1- 0.6 )

= 3/2

The cost of the levered Equity

= Re1 = R1+ (1-Tax Rate) x DE1 x (R1-Rd1)

= 13.2 + (1-0.21) x (3/2) x (13.2-8.4)

= 18.888 %

So levered the Equity Cash Flow

= $ 48700 also the

Initial unborrowed cost = $ 216000  

Therefore NPV of the project

= (48700 / Re1) - 216000

= (48700 / 0.18888) - 216000

= $ 41835.663

=~ $ 41836

Final answer:

To calculate the NPV of the project, we need to discount the cash flows to the levered equityholders using the discounted cash flow (DCF) method. Using the given values, the NPV of the project is -$173,672.75.

Explanation:

To calculate the NPV of the project, we need to discount the cash flows to the levered equityholders using the discounted cash flow (DCF) method. Firstly, we need to calculate the levered cost of equity using the formula:

Levered Cost of Equity = Unlevered Cost of Equity × (1 + (1 - tax rate) × Debt to Value Ratio)

Using the given values: Unlevered Cost of Equity = 13.2%, Debt to Value Ratio = 0.6, and Tax Rate = 21%, the Levered Cost of Equity is:

Levered Cost of Equity = 13.2% × (1 + (1 - 0.21) × 0.6) = 15.33%

Next, we can calculate the discounted cash flow using the formula:

DCF = Cash Flow / (1 + Levered Cost of Equity)

Plugging in the values: Cash Flow = $48,700 and Levered Cost of Equity = 15.33%, the DCF is:

DCF = $48,700 / (1 + 0.1533) = $42,327.25

Now, to find the NPV, we subtract the initial unborrowed cost from the DCF:

NPV = DCF - Initial Unborrowed Cost = $42,327.25 - $216,000 = -$173,672.75

The NPV of the project is negative, so it would not be a profitable investment for Vargo's.

About how many years did the dynasty of David last in Judah?

two hundred
three hundred
four hundred
five hundred

Answers

Answer:

four hundred

Explanation:

I did a lot of research on this

Four hundred are many years did the dynasty of David last in Judah. Hence, option C is correct.

What is the dynasty of David?

Jesse, an Israelite from the tribe of Judah who farmed and raised sheep, had eight sons; David was the youngest. Most likely, David's early years were spent taking care of his family's flock. The prophet Samuel called him out of the fields one day, and while Saul was still in power, he was crowned king of Israel.

Then, according to the Books of Samuel and the succeeding Books of Kings, David enlarged his domain until Israel had supplanted Ammon, Moab, and Edom to become the dominating kingdom in the Levant.

The reign of the royal house of David came to an end when Nebuchadnezzar destroyed the Kingdom of Judah in 586 BCE.

Thus, option C is correct.

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Which of the following rates measures how many children are being born in a country (in relation to the size of its population)? A. birth rate B. migration rate C. urbanization rate D. death rate Please select the best answer from the choices provided A B C D

Answers

Answer:

A

Explanation:

It's already given but here's a explaination.

The question asked how many children are being born in a country.

With the process of elimination...

D is definitely incorrect due to the answee being related to death.

C relates to a population and economy (At least what I belive)

B relates to the movement of people from one area to another.

A is the only answer that would make sense due to it relating to birth.

Answer:

i can confirm its A.

Explanation:

i got it right.

Which of the following best describes the purpose of the Superfund?

to clean up polluted sites in the United States


to regulate air pollution restrictions


to communicate with other nations on pollution regulations

ANSWER- to clean up polluted sites in the United States!
CORRECT ON EDG

Answers

The purpose of Superfund is to Protect human health and to to clean up polluted sites in the United States.

What is a Superfund program and what is the goal of this program?

The Superfund program was created in December 1980 at U.S.A. in response to serious threats across the country posed by toxic waste. It has successfully cleaned and restored so many contaminated sites.

Superfund’s goals are to:

Protect human health and the environment by cleaning up contaminated sitesMake responsible parties pay for cleanup work

The Superfund program ensures the environment protection,  tackles threats to public health and our natural environment.

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Tommy began to feel angry at his therapist when he talked about his parents treatment of him. He did not like the way they structured his homework time and video game time. This exchange of feelings is known as

Answers

Answer: Transference

Explanation:

Transference could be defined as the transfer of something(in this scenario; anger) from someone to another. Tommy is annoyed by his parents decision on his video game time, his anger didn't seize with him but he transferred it to therapist when he talked about it.

All of the following countries have strong social protections except
A. Denmark
B. Norway
C. Finland
D. Poland
Please select the best answer from the choices provided


Answers

Answer:

I believe your answer is D.

Explanation:

Answer:

its D

Explanation: bc i did the quiz on edge

Name four major rivers in canada and provide a characteristic of each

Answers

Answer:

St. Lawrence, Mackenzie, Yukon and Nelson

Explanation:

Nelson is 400 miles long and it goes into the United States. Yukon is 1,890 miles long but most of it goes through Alaska. Mackenzie is the longest river in Canada and is 1,080 miles long. St. Lawrence is 743.8 miles and its name means "big waterway." I hope this answers your question!

credit goes back to the answerer

Explanation: she/he or however she or he or himself of someone explore themselves is right goodluck 2027

Japanese art reflected beliefs from which of the following philosophies: a. Shinto c. Hinduism b. Buddhist d. both a and b Please select the best answer from the choices provided A B C D

Answers

Answer:

D

Explanation:

Because it is true

Answer:

d

Explanation:



European kings and popes disagreed over who had
greater authority during the Middle Ages. What were the
two positions?

Answers

Answer:

Their disagreement was about who had the right to appoint church officials. European Kings were mostly passionate and ill-balanced and little calculated to cope with a Pope who also had overwhelming pride and terrible severity. The King was in no mood to yield up any of his authority, and he deposed the pope.

Public companies make money just for selling their products or services true or false

Answers

Answer: True

Explanation: They make money by selling their product or services

What is gaseous at room temperature?

Answers

Answer:

Elemental hydrogen (H, element 1), nitrogen (N, element 7), oxygen (O, element 8), fluorine (F, element 9), and chlorine (Cl, element 17) are all gases at room temperature, and are found as diatomic molecules (H2, N2, O2, F2, Cl2).

Explanation:

How banks make a profit. Depositors give money to the bank. The bank gives interest to the depositors. The bank gives money to borrowers. Borrowers give interest to the bank. Refer to the diagram above and explain how banks make a profit.

Answers

Final answer:

Banks earn their profits primarily through the interest spread, which is the difference between the interest charged to borrowers and the interest given to depositors. Depositors place their money into the bank, and the bank loans out that money to borrowers. The bank's profit is obtained when borrowers repay their loans, in addition to the higher interest generated, the residual of which, after being distributed back to the depositors, is the bank's profit.

Explanation:

Banks operate primarily by acting as a financial intermediary. As illustrated in Figure 17.3, depositors place their money into the bank, which the bank then loans out to borrowers. When borrowers repay these loans with interest, that interest serves as the bank's profit.

The key to this process is the difference in interest that the bank levies on its loans versus the interest it provides to its depositors. Banks typically charge higher interest to those who borrow funds compared to the interest they give to depositors. This difference in interest rates is known as the interest spread, and this is the main way banks generate profits.

In other words, while you may deposit money into a bank and receive some interest, the bank lends that same money out to a borrower at a higher interest rate. The borrower pays back the loan in addition to the interest they owe, and the bank gives a portion of that interest back to the original depositor. The residual interest, after the bank has returned the depositor's interest, is essentially how the bank makes its profit.

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E
How is the death rate calculated?

Answers

The term "mortality" refers to all fatalities, especially those that took place in huge numbers, such as a population or geographic area.

Thus, The definition of mortality rate is that it is an indicator of the number of fatalities in a specific population within a certain year or time period.

Typically, it is represented in terms of population units, such as the number of fatalities per 1,000 people during a particular period.

A population would eventually experience a high mortality rate if the total number of deaths increased over a certain period of time. Therefore, a high mortality rate often denotes that a population's birth rate is outpacing its death rate.

Thus, The term "mortality" refers to all fatalities, especially those that took place in huge numbers, such as a population or geographic area.

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The death rate is calculated by dividing the number of deaths by the population size, then multiplying by 1,000, to yield deaths per 1,000 people per year. This method can be refined by accounting for the age distribution of a population to provide more accurate information on a society's mortality.

Death rate, often symbolized as d, is a demographic measure representing the number of deaths within a population or subgroup per unit of time. To calculate the traditional crude death rate, demographers use the formula where the number of deaths within a specific time frame is divided by the population size and then multiplied by 1,000. This results in the number of deaths per 1,000 people per year. For example, if a country has 2 million deaths in a year and a population of 100 million, the calculation would be (2,000,000 / 100,000,000) x 1,000 = 20 deaths per 1,000 people per year.

However, this crude death rate can be misleading because it doesn't take into account the age distribution of the population. A population with more elderly individuals may have a higher death rate simply due to the natural increase in mortality with age. Demographers may adjust this rate for age distribution to get a more accurate reflection of a society's mortality, known as the age-adjusted death rate.

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