Answer:
See explanation below for answer.
Explanation:
The relationship that exists between risk and return can be generally said to be "the higher the potential return of an investment, the higher the risk involved".
However, there is no guarantee that a higher risk will yield a higher return. This is where diversification comes into play. It enables one to reduce the risk involved in his/her portfolio without actually sacrificing potential returns.
From the above therefore, we can see that , if you want to achieve something big or a huge return on investment, then taking a huge risk might come into play. What this means basically is that If one is not willing to take a risk, then he/ she may not get profit as well.
example of the business that mainly belongs in the client service group is
Answer:
Accounting, Landscaping, Cleaning
Explanation:
Client Serving Group include companies that provide a service and do not convert raw materials into finished goods or resale goods.These provide a unique product to the client.
Travel agencies are a prime example of businesses in the client service group, offering personalized travel planning and assistance to ensure client satisfaction and service excellence.
Explanation:An example of a business that mainly belongs in the client service group is a travel agency. Travel agencies specialize in offering personalized services to their clients, helping them plan and arrange their travels. These services include booking flights, hotels, and vacation packages, as well as providing advice on destinations, activities, and travel insurance. The essence of a travel agency's operation centers around client services and assistance, making it a quintessential example of a business heavily focused on customer service.
Businesses in this category emphasize the importance of customer service-related values, ensuring that clients' needs and preferences are met effectively. This encompasses a broad range of activities, from initial consultations to post-service support, encapsulating the core principles of sales, customer service, and management. Given the highly personalized nature of their services, travel agencies stand as a prime example of businesses that thrive by prioritizing client satisfaction and service excellence.
In this photo, this phase of the moon is called
The next phase will be
About 27 days from now the phase will be
Answer:in this photo, this phase of the moon is called waning crescent.
The next phase will be new Moon.
About 27 days from now the phase will be waning crescent.
Explanation: Just did it on edge 2020 :)
Answer:
This phase of the moon is called a Waning crescent.
The next phase will be about 27 days from now the phase will be waning crescent.
Explanation:
The Crescent decline occurs when the lunar lighting is reduced from 49.9% to 0.1%. This is the mid-stage between the third quarter and the new moon (when the moon is barely visible). The term crescent refers to its shape. At this stage, the moon looks like a boat or banana. It takes 27.3 days for April to orbit the Earth, but the phases of the moon (new moon to new moon) are 29.5 days.The next phase will be about 27 days from now the phase will be the same Waning Cresent as it takes 29.5 days.
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A professor of statistics claimed that the average amount of money a typical college
student spends per day during social distancing at home is over $70. Based upon
previous research, the population standard deviation is estimated to be $17.32. The
professor surveys 35 students and finds that the mean spending is $67.57. Is there
evidence that the average amount spent by students is less than $70? State hypotheses,
calculated value, critical value at a = 0.1
the professor wants to know wether the sample mean 67.57 is high enough.
Answer:
We fail to reject the Null hypotheses that the average amount of money a typical college student spends per day is less than $70.
Explanation:
A professor of statistics claimed that the average amount of money a typical college student spends per day during social distancing at home is over $70.
Based upon previous research, the population standard deviation is estimated to be $17.32.
The professor surveys 35 students and finds that the mean spending is $67.57.
Is there evidence that the average amount spent by students is less than $70?
For the given problem the Null hypotheses is that the average amount of money a typical college student spends per day is less than $70.
[tex]H_0= \mu <70[/tex]
For the given problem the Alternate hypotheses is that the average amount of money a typical college student spends per day is over $70.
[tex]H_1= \mu >70[/tex]
The test statistic is given by
[tex]z = \frac{\bar{X}-\mu}{\frac{\sigma}{\sqrt{n} } }[/tex]
Where X_bar is the sample mean spending that is $67.57, μ is the average population spending that is $70, σ is the standard deviation that is 17.32 and n is the sample size that is 35.
[tex]z = \frac{67.57-70}{\frac{17.32}{\sqrt{35} } }\\\\z = \frac{-2.43}{ 2.927}\\\\z = -0.83[/tex]
The p-value corresponding to the z-score of -0.83 at significance level 0.10 is found to be
p-value = 0.2036
Since 0.2036 > 0.10
We fail to reject the Null hypotheses that the average amount of money a typical college student spends per day is less than $70.
Raul and Bianca are partners, Raul has a capital balance of $45,000 and Bianca has a capital balance of $36,000. Bianca sells half of her ownership interest to Bill for $20,000. which of the following is true of the journal entry to record this transaction?
A. Bill Capital is credited for $20.000 and Raul, Capital is debited for $20,000
B. Bill. Capital is credited for $18,000 and Bianca Capital is debited for $18.000
C. Bianca, Capital is credited for $20,000 and Raul, Capital is debited for $20.000.
D. Bianca Capital is credited for $18,000 and Raul, Capital is debited for $18,000
Answer:
B
Explanation:
36,000's half is 18,000
Which of the following is an advantage a company enjoys by offering shares
for sale in a stock market?
O A. The government relaxes its restrictions when a company is
publicly owned.
O B. The company can increase its capital without going into debt.
O C. The management gains more power over the operation of the
business.
O D. Administrative costs are decreased by the existence of
shareholders.
The company can increase its capital without going into debt
Explanation:
Answer:
The company can increase its capital without going into debt
verified on a p e x
Which is the first phase in the project life cycle? A. initiation B. planning C. execution D. closing
Answer:
Initiation Phase
Explanation:
Answer:
Initiation
Explanation:
Once all unnecessary expenses have been removed from your budget, what
can you do if your expenses still exceed your income?
Answer: The answer is work overtime or get another job
Once all unnecessary expenses have been removed from your budget, the expenses still exceed your income is working overtime or getting another job. Thus, the correct option is (B).
A budget is a calculated plan, generally but not necessarily financial, for a specific time period, usually a year or a month.
A business budget is a spending plan for your company based on its revenue and costs.
A budget may assist you in planning your business activities and serve as a benchmark for establishing financial goals.
Therefore, the correct option is "B".
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When can ScreenTips be useful?
Answer:
when looking for a command
Explanation:
ScreenTips are useful in guiding new users through unfamiliar software and reminding experienced users of function specifics. They enhance efficiency and prevent errors.
Explanation:ScreenTips can be particularly useful in various circumstances in computer technology. They are essentially small boxes that appear when you hover over buttons or functions in a software program, providing a brief explanation of the tool's purpose. This feature can be beneficial for new users unfamiliar with a software's functionalities, assisting in navigation and operation. ScreenTips can act as a guide as you learn to utilize the platform, helping prevent errors and increasing efficiency. They can also be handy for experienced users who might forget what a specific tool or function does.
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Thanks to your keen management decisions, your hotel experienced growth this month. Last month rooms revenue for your hotel was $452,500 and grew 3% this month, restaurant revenue was $165,000 and grew 2%, and banquet revenue was $378,000 and grew 3%. How much did revenue increase in dollars?
A) $8,903
B) $17,656
C) $28,215
D) $55,122
The revenue increase in dollars is $28,215.
Calculation of the revenue increase in dollars:Since last month's rooms revenue for your hotel was $452,500 and grew 3% this month, restaurant revenue was $165,000 and grew 2%, and banquet revenue was $378,000 and grew 3%.
So, the increment in revenue is
= Given percentage of Last month rooms revenue + Given percentage of this month room revenue + Given percentage of banquet revenue
= 3% of $452,500 + 2% of $165,000 + 2% of $378,000
= $28,215
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A balloon payment mortgage makes the best sense for borrowers who are fearful of taking risks when borrowing money. planning on selling their homes before the term of the loan ends. looking to avoid borrowing money from banks. anticipating losing their jobs in the next few years.
Answer:
B. Planning on selling their homes before the term of the loan ends.
Explanation:
I took the test
A balloon payment mortgage makes the best sense for planning on selling their homes before the term of the loan ends.
What is a balloon payment mortgage?A balloon payment mortgage is when there is only one payment at the end of the period of the mortgage. When there is a balloon payment mortgage, the mortgages does not ammortize over the life of the mortgage.
A balloon payment mortgage is usually used for commoerical properities. An advantage of a balloon payment mortgage is the lower interest payment that is paid.
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Most job leads are discovered through
A. Networking
b. Classified ads
C.
Internet listing
d. Cold calling
Please select the best answer from the choices provided
A
B
С
D
Answer:
A-networking
Explanation:
Most job leads are discovered through Networking Option(a) is correct.
What does Networking means in Jobs?Networking is the most common way of making associations and building connections. These associations can furnish you with guidance and contacts, which can assist you with settling on informed profession choices.
Networking spreads the word about you for managers and to individuals who could prescribe you to bosses. It assists you with getting to know fruitful individuals in your field of work who can extend to significant counsel and help in tracking down an employment opportunity.
Networking is additionally about helping other people. As people, we are wired to interface with others. Without these associations, you can become separated and experience dejection and even wretchedness. So the genuine objective of networking ought to be to re-stimulate your current connections and foster new ones.
Networking is a compromise cycle that includes making associations, sharing data, and clarifying pressing issues. It's an approach to connecting with others, not a strategy for finding a new line of work or some help. You don't need to pass out your business cards on traffic intersections, cold pitch everybody on your contact rundown, or work a room of outside.
Therefore Option(a) is correct.
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Why is it good to have a positive work ethic?
Answer:
Individuals with a strong work ethic derive greater satisfaction from their work because they are fully engaged in what they are doing every day. If you desire to advance in your profession, a strong work ethic will keep your career moving upward. Every employer wants an employee with this kind of mentality.
Explanation:
Don't copy every word I say. Use Spinbot or another generator to make it your "own"
Final answer:
A positive work ethic is beneficial for career success, promotes a positive work culture, and leads to personal satisfaction and fulfillment.
Explanation:
A positive work ethic is beneficial for several reasons. Firstly, having a positive work ethic can lead to career success as it demonstrates qualities such as dedication, reliability, and hard work, which are highly valued by employers.
Secondly, a positive work ethic promotes a positive work culture by fostering teamwork, collaboration, and a supportive environment.
Lastly, a positive work ethic can contribute to personal satisfaction and fulfillment in one's job, as it enables individuals to take pride in their work and achieve their goals.
Where do people trade a company's public shares?
A. Credit unions
B. Bond markets
ERIES
C. Savings banks
D. Stock markets
Answer: The correct answer is option D - Stock markets.
Explanation: SHARES of a company are traded in STOCK MARKET.
A stock market is a place where investors trade securities issued by corporations.
Bonds are traded in Bond markets.
What are some problems you notice in society?
Climate Change
Overpopulation
Immigration Stresses
Civil Rights and Racial Discrimination
Gender Inequality
Health Care Availability
Childhood Obesity
Which of the following behaviors are more likely to happen in a GOOD economy?
A. Jordan takes out a loan to start a new business.
B. Alexa takes her money out of the stock market and puts it in
her savings account.
C. Both A and B
D. Neither Anor B
Answer:
A. Jordan takes out a loan to start a new business.
Explanation:
A good economy is one in which individuals and businesses are thriving in general sales and profit, lower rates of unemployment, low poverty rate and higher Gross Domestic Products (GDP).
Jordan taking out a loan to start a new business is a pointer to the fact that, there is an enabling environment for business with low interest rate.
Final answer:
In a good economy, people are more likely to take risks such as starting new businesses, which involves taking out loans. Thus, the behavior ‘A. Jordan takes out a loan to start a new business’ aligns with this economic optimism. Moving money to savings accounts is a cautionary action more typical in a less favorable economy.
Explanation:
When considering which behaviors are more likely to happen in a good economy, it is important to recognize that consumer and business confidence typically increases. In such an economic climate, it is common for:
Individuals to take out loans to fund new business ventures due to easier access to credit and a positive outlook on potential business success.
Investors to keep their money in equity markets rather than moving to safer but lower-yielding savings accounts, expecting stocks to perform well.
Hence, the behavior more likely to happen in a good economy would be ‘A. Jordan takes out a loan to start a new business.’ This demonstrates an optimistic outlook on the economy, which encourages investment and entrepreneurship. On the other hand, behavior ‘B. Alexa takes her money out of the stock market and puts it in her savings account’ is more indicative of a risk-averse strategy that is commonly seen in uncertain or poor economic conditions.
what is prospecting?
A. Searching for potential investments
B. Searching for potential buyers
C. Searching for potential advertising
D. Searching for potential sellers
Answer:
B. Searching for potential buyers
Explanation:
it's the first step in the sales process, which is to identify potential customers (aka prospects) and to develop a database of likely customers and then systematically communicate with them in hopes of converting them to a current customer
Prospecting is searching for potential buyers. Hence, Option B is correct.
Who are called as potential buyers?A individual who claims to be interested in purchasing a home—or who could become interested—is referred to as a potential buyer. The goal is to convert potential customers into paying customers, much like a sales funnel.
A person or group that is already familiar with the product or service and has a need that they believe can be satisfied is usually where a potential customer will come from.
Someone with the capital to invest in a business while having no business experience. Actual customers are those who are already buying goods and/or services, whereas potential consumers are those who may or may not become actual customers in the future.
Therefore, Option B is correct.
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Which of the following expenses is a fixed expense?
electricity
gym membership
groceries
entertainment
Answer:
Gym Membership
Explanation:
Expenses for electricity, groceries, and entertainment can all fluctuate based on how utilized they are. However, a gym memberships is established at a certain price regardless of how often it is taken advantage of. For example, an avid weightlifter who works out everyday and a busy college student who goes once a week would pay the same price for the membership.
Answer:
gym membership
Explanation:
The following are the expected one-year T-bill rates for the next
four years: 3%, 4%, 5% and 6%. According to the basic model of the expectations hypothesis, what would you expect the rate for three-year securities to be?
Answer:
4%
Explanation:
The computation of rate for three-year securities is shown below:-
Expected Rate for three year securities = (First year + Second year + Third year) + Rate for three year
= (3% + 4% + 5%) ÷ 3
= 12% ÷ 3
= 4%
Therefore for computing the rate for three-year securities we simply applied the above formula.
Since we have to find out the three year securities rate so we considered only three year T bill rates
Which of the following behaviors are more likely to happen in a GOOD economy?
David invests his money in a new tech startup company.
Galaxy Fitness, a locally-owned gym, takes out a loan to buy
new equipment.
Both A and B
Neither Anor B
Answer:
I believe both A and B.
Explanation:
In a good economy, both investing in new tech startups and taking out loans for business expansion are likely to happen.
Explanation:In a good economy, both investing in new tech startups and taking out loans for business expansion are more likely to happen. These behaviors indicate confidence in the economy and a belief that the investment will yield positive returns.
David investing in a new tech startup: This shows an optimistic attitude towards the potential growth and profitability of the startup industry.Galaxy Fitness taking out a loan for new equipment: This indicates that the gym expects enough demand and revenue to justify the investment in new equipment, which can enhance their services and attract more customers.Therefore, the correct answer is Both A and B.
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Media companies earn money by selling which of the following?
O A. Directly to consumers.
O B. Airtime to media conglomerates.
C. Services to local cable companies.
O D. Advertisements and subscriptions.
Answer:
Advertisement and subscription
Explanation:
To confirm available insurance discounts, call and ask them about
discounts.
A. your local car dealership
B. your family's current insurer
C. the FLHSMV
D. the Florida Safety Council
Answer:
b
Explanation:
To confirm available insurance discounts, individuals should contact their family's current insurer as they will have the most pertinent information on discounts for which the family may be eligible.
Explanation:To confirm available insurance discounts, the best action to take is to call and inquire directly with B. your family's current insurer. Insurance companies typically have a variety of discounts available that may not be widely advertised. Individuals who are purchasing car insurance are likely to be aware of certain risk factors related to their driving habits or vehicle that are not easily accessible to insurers, such as their propensity for high-risk driving. Moreover, a person who is seeking life insurance might have more intimate knowledge of their family's health history than what an insurer could obtain without undertaking an expensive investigation.
Regarding vehicle insurance, apart from the protection it offers against large out-of-pocket expenses in the event of an accident, it's essential to consider how the car's safety rating, the driver's history, and in the case of used vehicles, the vehicle's history could affect insurance rates. Insurance premiums may be paid monthly, quarterly, or bi-annually, and this is a recurrent expense that continues even after the vehicle is paid off. Age also plays a critical role in determining insurance rates, with younger and less experienced drivers often paying higher rates.
youve got your budget, credit history and savings in order. Whats the nest step
After having your budget, credit history, and savings in order, you may apply for a loan. This process involves providing job and income details, allowing a credit check, and may possibly require a cosigner or collateral.
Explanation:Once you have your budget, credit history, and savings sorted, the next step in the financial capital market would be to apply for a loan if needed. This involves filling out forms regarding income sources for prospective borrowers. The bank then conducts a credit check on your past borrowing.
A few additional steps are taken by banks in some cases. One of them is the requirement for a cosigner on a loan, which is an individual or firm that legally pledges to repay some or all of the money if you fail to do so. Another approach banks sometimes use is requiring collateral, often in the form of property or equipment that the bank has a right to seize and sell if the loan is not repaid.
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Avia Company sells a product for $120 per unit. Variable costs are $50 per unit, and fixed costs are $500 per month. The company expects to sell $660 units in September. The unit contribution margin is
A. $50 per unit
B. $120 per unit
C. $170 per unit
D. $70 per unit
Answer:
Avia Company
Unit Contribution Margin = $70 per unit
Explanation:
Contribution is the difference between Sales Price and Variable Costs. In this Avia case, selling price is $120 per unit with variable costs of $50 per unit.
So, contribution per unit = 120 - 50 = $70.
Contribution as a managerial accounting measure is determined before the fixed costs are deducted to arrive at income. Contribution as a managerial technique assists in decision making, especially when choices have to be made among alternative courses of action.
The idea behind this measure is that by the nature of fixed costs, they are constant within the relevant range, without reference to the volume of activity. Since they are not variable according to the volume of activity, it would be unwise to consider them when certain incremental or differential decisions are being taken.
Match the terms with the appropriate definition.
1. information, knowledge, facts, words, math, and statistics
data
a natural ability to understand and/or perform in a particular
area
intrapersonal
skill
3. an ability that is the result of learning
personal characteristics that describe the way you act, think,
and feel towards yourself and others
5. relationship with self
personality trait
aptitude
6. way in which a person thinks and learns
learning style
This answer matches terms related to learning and personal development, including data, aptitude, skill, personality traits, intrapersonal, and learning style, with their definitions. The match is made based on the meanings of these concepts.
Explanation:Here is your matched list:
Information, knowledge, facts, words, math, and statistics are all forms of data.An aptitude stands for a natural ability to understand and/or perform in a particular area.A skill describes an ability that is the result of learning.Personality traits refer to the personal characteristics that describe the way you act, think, and feel towards yourself and others.Intrapersonal generally refers to a relationship with oneself, so 'relationship with self' would correspond to it.The way in which a person thinks and learns is referred to as a learning style.Learn more about Learning Concepts Matching here:https://brainly.com/question/32374026
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Which MOST CLOSELY matches the style and tone established in these sentences?
A) "I'm glad you guys could make it. This oughtta be a great game," William exclaimed.
B) "If you would hurry up and sit down, I can start the stupid game," exclaimed William.
C) "I am pleased you gentlemen had the opportunity to attend this gathering," William announced.
D) "This competition will likely prove to be exciting. I am happy you all could join me," exclaimed William.
Answer:
A) "I'm glad you guys could make it. This oughtta be a great game," William exclaimed.
Explanation:
I just did it on USA TEST PREP.
Hope this helps.
A borrower expresses a reluctance to continue signing documents. The Notary Signing Agent may:
Answer:
Recommend the borrower contact the lender representative before signing anymore documents
Explanation:
Notary agents are usually independent professionals within the sector or third parties , who are contracted to create sure all loan documents are signed and notarized properly and delivered . A Notary agent isn't authorized to answer questions on the most points contained within the loan, however a notary agent can give opinions to a signer whether the terms of a loan are a good or not. But if the opinions are on interest rates or other questions concerning the loan, rather it would be best to refer the signer or borrower to contact the lender’s representative
A Notary Signing Agent should address a borrower's reluctance to continue signing documents by listening, providing clarification, and suggesting they seek legal advice if necessary, while remaining neutral and reporting the decision to appropriate parties.
If a borrower expresses a reluctance to continue signing documents, the Notary Signing Agent should take a thoughtful approach to address their concerns. First and foremost, it is essential for the Notary Signing Agent to listen carefully to the borrower's concerns and provide clarification or additional information as needed. However, it's important to note that Notary Signing Agents are not authorized to provide legal advice. If the borrower's concerns pertain to the content or implications of the documents, the Notary might suggest that the borrower seek advice from an attorney. It's crucial for the Notary Signing Agent to remain neutral and avoid coercing the borrower into signing any documents. In situations where the borrower decides not to proceed, the Notary should report this decision to the appropriate parties, usually the lender or title company.
During what stage of product development are production costs estimated
for a potential product?
O
A. Idea screening
B. Market testing
O
C. Business analysis
D. Concept development
Answer:
C
Explanation:
Just took the quiz
The production costs are generally estimated at the business analysis stage.
What is production cost?Production cost can be defined as the total cost incurred by the business in production of a product or service. It includes a variety of cost such as material cost, labour, supplies and general overhead.
Business analysis is a process of identifying business needs, business problems and determining the solution to the same.
The production cost is generally determine at the business analysis stage by the management. Further any adjustments in the cost is made at this stage.
Therefore, the correct option is C.
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3
Select the correct answer.
In an organization, several teams access a critical document that is stored on the server. How would the teams know that they are accessing the
latest copy of the document on the server?
A. by using a duplicate copy
OB. by taking a backup
Ос.
by using a reporting tool
D. by checking the version history
Reset
Next
Answer:
D. By checking the version history.
Explanation:
The teams should always check the version history of the document so as to know whether they're accessing the latest copy of the document on the organization's server.
In Computer science, version history gives all the necessary information about when a document or software application was developed, modified and/or published, along with the names of people who edited that version.
To check the "version history" of a document, you open the file; click on File in the menu tab; select Info>>>Version history.
The owner of A La Mode wants to segment the business market for catering.
Which of the following categories might be appropriate?
O
A. Demographic data about the businesses
O
B. Family structures in the community
O
C. Business lifestyles
O
D. Locations of the businesses
Locations of the businesses is the categories might be appropriate. Hence, option D is correct.
What is business market?A business will use a business market as a tactic to provide products or services to a certain consumer. When one firm wants to reuse or resell the products or services of another business, business markets frequently allow sales between businesses.
Fundamentally, a business market is one that meets the needs of other firms. It's a marketplace where businesses offer their goods and services for purchase by other businesses, who may then resell them or use them for their own operations.
Business markets are associations, corporations, or other organizations that purchase products and services to be used in the production of other products and services.
Thus, option D is correct.
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The correct answer is OA. Demographic data about the businesses is crucial for segmenting a business market for catering, as it helps tailor services to meet the specific needs of different business clients.
When segmenting a business market for catering, it is important to consider various demographic factors related to the businesses themselves. These factors can include the size of the business, the industry it operates in, the average revenue, and the number of employees. For example, larger corporations might require catering for big events or frequent meetings, while smaller businesses might only need catering services occasionally. Similarly, businesses in different industries might have varying preferences for the type of food and the scale of catering services.The other options provided are less directly related to the business market for catering:
OB. Family structures in the community: While this information might be relevant for a business targeting families, it is not as directly relevant to the business catering market, which focuses on businesses rather than individual consumers or families. OC. Business lifestyles: This category is somewhat ambiguous but could potentially be relevant if it refers to the culture and preferences of businesses regarding corporate events and employee perks. However, it is not as clear-cut or quantifiable as demographic data. OD. Locations of the businesses: While the location can influence the decision of which catering service to use (e.g., proximity for delivery purposes), it is not a primary segmentation criterion. Location might be considered alongside other demographic factors but is not sufficient on its own for market segmentation in this context.In summary, demographic data about the businesses (OA) is the most appropriate category for market segmentation in the context of catering services, as it provides actionable insights into the potential needs and preferences of business clients.
Which of these makes a student loan different from other types of loans?
O
A. Students don't have to provide any collateral to get a student loan.
O
B. The payments on a student loan can't be shown on an
amortization table.
O
C. Student loans are sponsored and guaranteed by the government.
D. The principal on a student loan is paid off before the interest is
applied
Final answer:
Student loans are different from other types of loans because they are sponsored and guaranteed by the government. They do not require collateral and their payments can be shown on an amortization table. The correct option is C.
Explanation:
The correct answer is C. Student loans are sponsored and guaranteed by the government.
Student loans are different from other types of loans because they are sponsored and guaranteed by the government. This means that the government takes on the risk of the loan and ensures that it will be repaid, even if the borrower is unable to pay. Other types of loans, such as personal loans or mortgages, do not have this guarantee.
In addition, student loans do not typically require collateral, meaning that students do not have to provide any assets as security for the loan. This is different from other types of loans, such as car loans or home loans, where the lender may seize the asset if the borrower defaults on the loan.
Lastly, the payments on a student loan can be shown on an amortization table. An amortization table shows the breakdown of each payment, including the portion that goes towards the principal (the original amount borrowed) and the portion that goes towards interest. This is similar to other types of loans where the payments are usually structured to pay off the interest first and then the principal.