The problem with paying only the minimum credit card balance is that it can result in accumulating high amounts of interest and long-term debt.
Explanation:The problem with paying only your minimum credit card balance each month is that it can result in accumulating high amounts of interest over time and lead to long-term debt. When you only pay the minimum balance, you're typically paying mostly interest and only a small portion towards the principal balance. This means that it will take a much longer time and more money to pay off the debt.
For example, let's say you have a credit card debt of $1,000 with a 15% yearly interest rate. If you only pay the minimum balance, which is usually a small percentage of the total balance, you may end up paying hundreds or even thousands of dollars in interest over the years, significantly increasing the overall cost of your debt.
To avoid this problem, it's important to pay more than the minimum balance each month or, if possible, pay off the entire balance in full. By doing so, you can save money on interest and pay off your credit card debt faster.
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What is the correlation between poverty and population growth?
Answer:
there are more people entering there country and not enough job support
Explanation:
The more impoverished, the more population growth.
Helppppppp
What influenced eighteenth-century American architecture?
Eighteenth-century American architecture shows widespread ( ) influence.
Answer:
18th century architecture was designed along the rule of reason and practical planning. Different styles developed, influenced by the traditions of the immigrants and local conditions. ... The designer of the most graceful early towers, Louis Sullivan was America' s first great modern architect.
I think your talking about Neoclassical architecture. When ancient Roman citites were discovered such as Herculaneum and Pompeii, artist wanted to replay the ideal picture of classical Greece and Rome in their architecture. So the artists and architects used Neoclassicism from Europe for aesthetic and even political reasons. They used Neoclassicism in the entire 18th century for buildings, paintings, etc..
What eighteenth century American architecture shows widespread influence?
- University of Virginia
- White House ( United States Capitol building )
- Columbia University
Hope this helps :)
On Coral Island in 2012, the labor force is 12,000, the unemployment rate is 10 percent, and the labor force participation rate is 60 percent. During 2013, 200 unemployed people found jobs and the working-age population increased by 1,000. The total number of people in the labor force did not change. The working-age population at the end of 2013 was _______. The unemployment rate at the end of 2013 was ________. Round up to the second decimal. The labor force participation rate at the end of 2013 was _________. Round up to the second decimal.
Answer: Working-age population is 21,000, Unemployment rate - 8.3 percent, Labor force participation rate - 57.1 percent
Final answer:
The working-age population on Coral Island at the end of 2013 was 21,000. The unemployment rate was 8.33%, and the labor force participation rate was 57.14%.
Explanation:
To calculate the working-age population at the end of 2013 on Coral Island, we need to consider the initial population and the rate of increase. The labor force participation rate was 60% in 2012 and the labor force was 12,000. Therefore, the working-age population in 2012 was labor force divided by participation rate, which equals 20,000. In 2013, it increased by 1,000, making it 21,000.
The unemployment rate at the end of 2013 can be calculated by taking the number of unemployed people in 2012, which is 10% of 12,000 (1,200 people), subtracting the 200 people who found jobs, resulting in 1,000 unemployed people. Hence, the unemployment rate for 2013 is 1,000 divided by the labor force of 12,000, multiplied by 100, yielding an unemployment rate of 8.33%.
Finally, the labor force participation rate at the end of 2013 can be determined by dividing the labor force (which remained at 12,000) by the new working-age population of 21,000 and multiplying by 100, giving us a participation rate of 57.14%.
profit plays an important role in business give any four reason to justify the statement
URGENT!
Scenario: You are participating in your company’s mentoring program, and today you are working with Sarah Able, a new employee, helping her prepare for a presentation she is making to senior staff about the fall catalogue.
Generally speaking, you want to keep the presentation under minutes.
Your question was should you make a powerpoint?
The answer is YES! If it is the new employees first presentation, a power-point would help her stay focused and remind her things to talk about if she is nervous. It also makes the presentation interesting and is a good way to display things like charts, graphs, pictures etc.
Answer:
20 minutes
Explanation:
A $3,000 annual contribution to a retirement account earning 6% will be worth ____ in 20 years.
Answer with Explanation:
Question does not state what kind of interest, here are the three common possibilities:
1. Simple interest of 6%:
Future value (FV) = 3000*(1+0.06*20) = $6600
2. compounded annually:
Future value (FV) = 3000*(1+0.06)^20 = $9621.41 (nearest cent)
3. compounded monthly:
Future value (FV) = 3000*(1+0.06/12)^(20*12) = $9930.61 (nearest cent)
Answer:
$60,001.20
Explanation:
3,000 + 6% = 3,000.06 × 20 = 60,001.2
Which methods of paying for college do not require repayment? Check all that apply.
college savings
student loans
grants
scholarships
work-study
Answer:
Which methods of paying for college do not require repayment? Check all that apply.
college savings
student loans
grants
scholarships
work-study
the answers are
a,c,d,e
Explanation:
i did quiz
The methods of paying for college that do not require repayment are college savings, grants, and scholarships.
Explanation:The methods of paying for college that do not require repayment are:
College savings: Many families save money in advance to cover the costs of college, such as through prepaid tuition and education savings plans like 529 plans.Grants: Grants are financial aid awards that do not need to be repaid. They can be provided by the government, colleges, or nonprofit organizations.Scholarships: Scholarships are another form of financial aid that does not require repayment. They can be awarded based on various criteria, such as academic achievements, talents, or affiliations.Work-study programs and student loans, on the other hand, do require repayment.
Which of the following is a public health nutrition issue?
Consumption of too much sodium
Lack of take-out and delivery in rural areas
Childhood obesity
Too much sodium and childhood obesity
Answer:
it is b i think
Explanation:
sos
Answer:
well, none of these are good answers but a public health nutrition issue that I know of is that every year, everyone from all over the world consume billions of pounds of sugar. That's as much as there is water in the ocean!
Explanation:
There is an OLD documentary about someone who consumes McDonald's for several months straight and they said that several of the locations will ask customers if they want a Super-Size Me meal.
A super-Size Me meal has so much sugar; more than a regular sized meal.
Which practice will help prevent data loss in case of a computer malfunction?
A.
encrypting data
B.
executing regular data backup
C.
installing a firewall
D.
using an antivirus
E.
keeping a screen saver
Answer: Executing regular data backup.
Explanation: Installing antivirus software and updating it regularly is a good practice. You must also back up your data on a regular basis. This helps to prevent data losses due to unforeseen events. Such events may include a virus threat or computer malfunction.
In the case of a computer malfunction, the loss of information can be prevented by taking a backup of the stored data on regular basis.
Option B is the correct answer.
What is a computer malfunction?Computer malfunction is a situation where a computer stopped working due to any internal issue or any external issue.
A backup is an act of storing the data on the other portable device by copying it from the computer. If this act is done on regular basis, then it can save the data from being lost in times of unfortunate events like virus attacks and computer malfunction.
Therefore, the backup of a computer's data is one of the ways to prevent data loss in case of computer malfunction.
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________ is a highly complex and highly developed form of reasoning that is based on years of experience and learning.
Answer:
Intuition.
Explanation:
What is the molecular unit of heredity of a living organism?
Gene
Atom
Amino Acid
Protein
The molecular unit of heredity of a living organism is a gene.
Answer:
gene
Explanation:
dna is genetic
Vocational rehabilitation counselors work with people from across the age spectrum, from infants to older adults.
True
False
This would be trueeeee
Tickets to a concert are $35 each. In addition to the cost for the tickets ordered, there is a $15 processing charge per order.
Write an expression that represents the total coat of an order of n number of tickets.
Answer:
Explanation:
Let the cost of an order = C
Let the number of tickets inside that order = n
Let there be a 15 dollar service charge per order.
================
C = 35*n + 15
The expression that represents the total cost of an order of n number of concert tickets, each costing $35, with a $15 processing charge per order, is T = 35n + 15.
Explanation:To write an expression that represents the total cost of an order of n number of tickets to a concert, we take into account the price per ticket and the processing charge per order. The price per ticket is $35, and there is a flat processing charge of $15 for the entire order, regardless of the number of tickets purchased.
The total cost (T) can be expressed as:
T = 35n + 15
Where:
n is the number of tickets ordered35 is the cost per ticket in dollars15 is the processing charge per order in dollarsThis equation will give you the total cost of an order for any number of tickets you wish to purchase.
How many nuclear power plants are in michigan?
Answer:
About 4
Explanation:
There are a lot place around the world I read a article that there were about 3 but they were building a 4th one for Michigan. Hope this helped :)
Michigan has three nuclear power plants: The Fermi 2, the Palisades, and the Donald C. Cook (which has two units). These contribute to the almost 100 nuclear reactors across the U.S. that provide about one-fifth of the nation's electricity. The use of nuclear power is a subject of ongoing debate worldwide.
Explanation:There are three nuclear power plants in Michigan: The Fermi 2, the Palisades, and the Donald C. Cook, which is composed of two units. These units contribute to the nearly 100 nuclear reactors in the United States that provide about 20% of the country's electrical energy.
It's worth mentioning that nuclear power generation has its pros and cons. On the positive side, nuclear power plants deliver sizeable amounts of electricity with zero greenhouse gas emission, mitigating the contributing factors to climate change. On the other hand, there have been scares, like the incident in Middleton, PA, which lead to some radioactive gases being released into the atmosphere. Though there were no immediate health effects on the public, it notably improved the safety and operations at these plants moving forward.
Public opinion worldwide varies towards nuclear power plants. Despite initial favoritism, events such as the one in Japan resulted in many nuclear power plants being shut down due to safety concerns.
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You love peanut butter. You hear on the news that 50 percent of the peanut crop in the South has been wiped out by drought, and that this will cause the price of peanuts to double by the end of the year. As a result, a.your demand for peanut butter will increase, but not until the end of the year. b.your demand for peanut butter increases today. c.your demand for peanut butter decreases as you look for a substitute good. d.your demand for peanut butter shifts left today
I think your answer is “B.”
If i’m correct MARK ME BRAINLIEST PLEASE!!
Answer:
The answer is: b
Explanation:
Peanut butter could be classified as a necessity good depending on individual income and preferences. Your love for peanut butter indicates that you derive utility or satisfaction from consuming this good. When the price of peanuts doubles, the cost of peanut butter will also rise but the extent of the increase is ambiguous. Utility is a factor used in deriving demand, the higher the utility the higher the demand. Given that individuals have budget constraints that limit their consumption ability, a predicted rise in prices in peanut butter will increase the demand for peanut butter today as individuals attempt to maximise their utility by capitalising on the cheaper prices.
Jetstream airway's decision to acquire rex fuels inc. proved to be ill-fated because its managers had overestimated their abilities and skills. they believed that they had the skills to manage such diversified businesses and create additional shareholder value. however, the acquisition failed to create the anticipated synergies because the managers' capabilities were restricted to the airlines industry. what does this scenario best illustrate
When they phrase "managers had overestimated their abilities and skills. they believed that they had the skills to manage such diversified businesses and create additional shareholder value. however, the acquisition failed to create the anticipated synergies" This best illustrates Managerial Hubris. Hubris is the characteristic of excessive confidence or arrogance, which leads a person to believe that he or she may do no wrong.
_____ is a strategy whose goal is growth, based on selling in areas or to groups previously not served by the business. A. Market penetrationB. Market expansionC. Product expansionD. Diversification
Answer:
B. Market expansion
Explanation:
The answer is in the question... if you analyze it a bit.
The question is talking about "selling in areas or to groups ", that's a definition of a market (not a product as suggested by answer choice C).
Then it mentions "previously not served by the business.", so we know it's a market where the business didn't sell before... going into that market is an expansion of the business.
So, overall, we're talking about a market expansion.
Market penetration is a measure on how well you do in a given market, this company didn't sell at all in that market, so it's not just an increase of the penetration.
Product expansion would be adding new models to a product line.
Diversification would mostly be creating new products, in other niches.
In which situation could Sara be considered a mentor?
Sara participated in a local soccer tournament
Sara provided feedback to a classmate on how to improve their presentation
Sara worked at the local grocery store on the weekend
Sara attended church activities weekly
Answer:
B) Sarah provided feedback to a classmate
Explanation:
She is using her kowledge to help someone else, definition of a mentor
brainliest is appreciated
The correct answer is B. Sara provided feedback to a classmate on how to improve their presentation
Explanation:
To be a mentor implies to use your knowledge, expertise, and skills to help others, usually by providing advice or support to improve. According to this, the situation that implies Sara is a mentor is "Sara provided feedback to a classmate on how to improve their presentation" because in this case, Sara uses her knowledge and expertise on presentations to help one of her classmates, and therefore she acts as a mentor; also, in this case, Sara provides advice and this, might help a less experienced student to improve.
Describe a real or made up example of a word of mouth promotion. Why do you think people were motivated to spread this message to others?
My friend Stacy heard about a new canaval coming to town. He hadn't seen any adds or posters for it, but he trusted his source. The way he described it to me, I became so excited I shared it with my best friend Shauna. She told a couple friends who told a couple more friends. On the day the carnival came to town more than a hundred people showed up because of what they had heard from others.
Answer:
Word of mouth marketing (WOM marketing) is the best or worst possible propaganda that a business can have. If the client is very happy and satisfied with your product he/she might tell his/her friends about it. But if the client is unhappy and dissatisfied with your product or service, he/she will definitely tell his/her friends about how bad your product is. WOM marketing is like gossip, it can help or it can hurt.
For example, a client goes to a local grocery store and is looking for a specific type of yogurt which isn't available and instead grabs a sugar free yogurt from a new dairy company. When he gets home and eats the yogurt, he discovers that it tastes great and the fact that it is sugar free is a plus. Since he really liked the new yogurt, he told his parents and friends about how good the products of the new dairy company were.
Explanation:
A 15-acre plot of land sold for $3000 an acre. what is the cost of the deed stamp tax on this property?
Bluebird mfg. has received a special one-time order for 15,000 bird feeders at $3.60 per unit. bluebird currently produces and sells 75,000 units at $7.60 each. this level represents 80% of its capacity. production costs for these units are $4.40 per unit, which includes $2.55 variable cost and $1.85 fixed cost. if bluebird accepts this additional business, the effect on net income will be:
Answer:
5
Explanation:
Accepting the special order of bird feeders at $3.60 per unit will increase Bluebird Manufacturing's net income by $15,750 .
The question involves Bluebird Manufacturing and their consideration of a special one-time order of bird feeders at a reduced sales price. To determine the effect on net income, we must analyze the incremental costs and revenues associated with this order. As the firm is currently operating at 80% capacity producing 75,000 units, it has the capacity to accept the order.
The special order offers bird feeders at $3.60 per unit, which is below Bluebird's regular selling price of $7.60. However, only the variable costs are relevant for the decision of accepting this order. The fixed costs are not affected as they are already being incurred. The variable cost per unit is $2.55.
The effect on net income for the special order of 15,000 units can be calculated as follows:
Revenue from special order (15,000 units * $3.60/unit) = $54,000Variable costs for special order (15,000 units * $2.55/unit) = $38,250Incremental profit (Revenue - Variable Costs) = $54,000 - $38,250 = $15,750Therefore, if Bluebird accepts the additional business, net income would increase by $15,750, assuming no other costs change.
What could explain why a decrease in taxes could lead to a less-than-proportionate increase in output? A. Consumers may choose to save much of the tax cut in anticipation of having to pay higher taxes in the future. B. As a result of diminishing returns to current consumption, consumers may choose to spread the extra spending over the long term rather than consuming the proceeds of a tax cut all at once. C. A decrease in taxes will necessitate lower government outlays, thus largely offsetting the higher consumption expenditures of households. D. All of the above. E. A and B only.
Answer:
A. Consumers may choose to save much of the tax cut in anticipation of having to pay higher taxes in the future.
B. As a result of diminishing returns to current consumption, consumers may choose to spread the extra spending over the long term rather than consuming the proceeds of a tax cut all at once.
Answer is E. (A and B only)
A decrease in taxes could lead to a less-than-proportionate increase in output due to consumers saving in anticipation of future higher taxes, the effect of diminishing returns to consumption, and lower government outlays negating increased household spending, which are all valid reasons, making the answer 'All of the above.'
Explanation:The explanation for why a decrease in taxes could lead to a less-than-proportionate increase in output includes several considerations. Option A suggests that consumers may choose to save much of the tax cut in anticipation of having to pay higher taxes in the future. This behavior is known as the permanent income hypothesis, where individuals plan for their long-term income levels rather than respond to short-term changes. Option B considers the concept of diminishing returns to current consumption, implying that consumers would spread their spending of the tax cut over a longer period instead of immediately increasing their consumption. Option C states that a decrease in taxes might be accompanied by lower government outlays, potentially offsetting the increased consumption from households. The correct answer is D, 'All of the above,' because each of these factors can contribute to why a tax cut may not proportionally increase output.
If in their contract for the sale of dairy cattle, Luis and Greenfield mistakenly agree to exchange ten cows for $200 dollars, when the sales price should have been $2000, they may seek which remedy?
restitution.
recovery based on quasi contract.
novation.
reformation.
Answer:
Restitution.
Explanation:
You can customize the Navigation Pane to your personal preferences.
True
False
Hello There!
The answer to this is true.
You can customize the Navigation Pane to your personal preferences.
Yes, it is true that you can customize the Navigation Pane according to your personal preferences, which is possible in various software, systems, and user interfaces to improve organization and efficiency.
True, you can customize the Navigation Pane to fit your personal preferences. This customization capability extends across various software and systems, allowing you to organize and access your documents, files, or database objects more efficiently. For instance, in Microsoft Office applications like Word or Access, you can go to the View menu, and in the Show section, select the Navigation Pane check box to open the pane. Once opened, you can personalize how you view documents, headings, or database objects. Also, in user interface design, such as with web course platforms, you can adjust the Navigation Bar (Navbar) by adding links, organizing tools, or changing its aesthetics to improve user experience.
Need help fast, please! Will choose the brainliest!
What was at issue in the case of Mills v. Berles Laboratories, Inc.?
The binding nature of a release.
Promissory estoppel.
Payment of a debt to charity.
A covenant not to sue.
Answer:
A covenant not to sue
Explanation:
Advertising is an _____ .
asset
expense
none of the above
Answer:
Business Expense
Explanation:
EDGE 2021 Entrepreneurship :D hope i helped !
Advertising is an Expense. Thus, option second is correct.
What is Advertising?Advertising is a marketing strategy that involves paying for advertising space to promote a product, service, or cause. Advertisements, or ads for short, are the real commercial messaging. Advertising's purpose is to contact those who are most likely to be willing to pay for a company's products or services and persuade them to buy.
The practice and strategies used to draw attention to a product or service are referred to as advertising. Advertising seeks to bring attention to a product or service by putting it in the limelight.
Advertising is classified as an expense since it is part of the operational expenses shown on the income statement. In common parlance, something valuable is referred to as an "asset." While advertising has validity and value, from an accounting sense, it is often considered as a cost. Hence, option second is correct.
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Excess supply is created when price or move away from the equilibrium point.
ANSWER: D, Quantity
Answer:
D) Quantity
Explanation:
Solve the following problems. Ginny Jones receives $624 gross salary biweekly. Her income tax rate is 14%. Her group health plan contribution is $4.25 per pay period. She belongs to the company retirement plan, to which she contributes 6% of her earnings. She is also covered under Social Security benefits. Her current contribution is 6.05%. If these items are all her deductions, what is her take-home pay per period? $ Ginny gets a $35 raise per pay period. If her health plan is unchanged, how much of the raise will she have to take home? $
Answer:
take home pay $457.20
$30.78 from the raise
Explanation:
odyssey
A business may have a/an or a/an risks.
Businesses face internal and external risks, including those arising from poor management or unproductive workers, and from challenging competition or market conditions. Management decisions, worker productivity, and strategic planning are crucial in managing these risks.
Explanation:A business may face a variety of risks, two broad categories being internal risks and external risks. Internal risks might stem from elements such as unproductive workers or poor management, which can negatively affect productivity, efficiency, and ultimately, profitability. On the other hand, external risks can arise from factors outside of the business's control, such as fierce competition from domestic or foreign firms with better or cheaper products. This kind of risk can potentially reduce a business's profits, leading to decreased worker salaries or even business failure.
As an example, competition from other firms can lead to a business's products or services becoming less desirable, thereby impacting their market share and profits. In addition, the insurance company faces risks - if it raises its premiums to cover those with high risks, it may discourage those with low or medium risks from purchasing insurance, causing a financial loss for the firm.
In summary, a business must effectively manage both internal and external risks to sustain its operations and remain competitive. This requires prudent management decisions, efficient work ethics, and strategic planning to counter the threats presented by competition and volatile market conditions.
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Businesses face various types of risks including competition, poor management, and rising insurance premiums. These risks can affect profitability and could lead to business failure. Nonetheless, they promote essential market capabilities like customer satisfaction, cost efficiency, and product innovation.
Explanation:In the course of conducting business, companies can face various types of risks. One of these is the competition risk, which arises when firms with better or cheaper products can reduce the business's profits or even drive it out of business. This is especially the case when shifts in market demand and supply cause output prices to fall or input prices to rise. A business may also face the risk of poor management or unproductivity among workers. Furthermore, businesses could encounter the risk of increased insurance premiums in an attempt to cover losses from high-risk situations, potentially discouraging those with lower risks from purchasing insurance. While business failures can be extremely challenging for the workers and managers directly involved, they serve a necessary function in a market-oriented economic system by promoting customer satisfaction, cost-efficiency, and product innovation.
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Morin company's bonds mature in 8 years, have a par value of $1,000, and make an annual coupon interest payment of $65. the market requires an interest rate of 6.1% on these bonds. what is the bond's price?
a. $1,147.71
b. $1,280.93
c. $1,024.74
d. $1,096.47
e. $1,116.97
Answer:
The answer is: C
Explanation:
A bond is a financial instrument issued where the issuer has to make periodic payments of interest and repay the initial sum loaned at maturity date (when the total amount owed has to be repaid). The price of a bond is the present value of all anticipated future cash flows. It includes the present value of coupon payments and the value at maturity date. In order to compute a Morin company's bond price, the present values of all future cash flows must be computed as follows:
Bond price (P) = sum of: C/(1 + y)^t + F/(1+y)^T
where:
C is the coupon payment per period ($65)
y is the coupon rate or interest rate (6.1% / 0.061)
t is time period
F is the bond's face value at maturity date ($1000 + $65)
T is the number of periods to maturity (8 years)
Year 1: 65/(1.061)^1 = $61.26295947
Year 2: 65/(1.061)^2 = $57.74077236
Year 3: 65/(1.061)^3 = $54.42108611
Year 4: 65/(1.061)^4 = $51.29225835
Year 5: 65/(1.061)^5 = $48.34331607
Year 6: 65/(1.061)^6 = $45.56391712
Year 7: 65/(1.061)^7 = $42.94431397
Year 8: 1065/(1.061)^8 = $663.1725423
The total of all the present values from Year 1 to Year 8 is $1,024.74
The price of the bond is $1,024.74.
What is a bond?A bond refers to a fixed income instrument that generally represents a loan given by the holder to the issuer. They are repaid after a fixed period at a fixed rate of interest.
The formula to calculate the price of the bond is:
[tex]\rm Bond\: Price =C\times \dfrac{(1-(1+r)^{-n}}{r} +\dfrac {F}{(1+r)n}[/tex]
Where C is the coupon interest paid periodically, r is Yield to maturity (YTM) or interest, n is the number of periods till maturity, and F is the Face / Par value of the bond.
Given:
n is 8 years
F is $1,000+$65
C is $65
r is 6.1%
Therefore the price of a bond will be:
[tex]\rm Bond\: Price =65\times \dfrac{1-(1+0.061)^{-8}}{r} +\dfrac {1065}{(1+0.061)8}\\\\\rm Bond\: Price = $1,024.74[/tex]
Therefore the correct option is c.
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