What is the debt-to-credit ratio of the Handy Hardware Credit Card?

Answers

Answer 1
step 1: add the amounts of your outstanding balances on your cards
EX: $1500+$1000+$500=$3000
step 2: add the amount of your creedit lines on your cards
EX: $6000+$3500+$2500=$12000
step 3: divide your total debt by your total credit
EX: $3000/$12000=25% or 0.25
Answer 2

Answer:

Debit to credit ratio is the ratio of amount of credit you are using divided by the total amount of credit you are eligible to use.

Step-by-step explanation:

Consider that you have a credit card issued to you by bank. Now its credit limit is $10,000. Up to now, you have spent $4000, your debit to credit ratio will become:

= (4000/10000)*100

= 40%

Now credit is the amount of money, equivalent to which, goods can be purchased with promise of future payments.

whereas, Debt is the money which is obligated to pay before services or goods are used.

So, debt to credit ratio is one of the important factors when banks issue credit cards of certain limits to their customers.


Related Questions

Webster Digital received a promissory note of $8,000 for 9 months at 7% simple interest from one of its customers. After 4 months, the note was discounted at Bank of Aventura at a discount rate of 10%. What are the proceeds Webster Digital will receive from the discounted note? (Round to the nearest cent)

Answers

Maturity value is given by

[tex]FV=P(1+rt)[/tex]

where: P is the initial value of the promissory note, r is the simple interest rate, and t is the time period (in years).

Given that Webster Digital received a promissory note of $8,000 for 9 months at 7% simple interest from one of its customers.

P = &8,000; t = 9 months = 9 / 12 = 0.75 years; r = 7% = 0.07

[tex]FV=8000(1+(0.07\times0.75)) \\ \\ =8000(1+0.0525)=8000(1.0525) \\ \\ =\$8,420[/tex]

The proceed from a discounted promisory note is given by

[tex]X=FV(1-dt)[/tex]

where: FV is the maturity value of the promissory note, d is the discount rate and t is the number of years remaining from the time the note was discounted to the maturity date.

Given that after 4 months, the note was discounted at Bank of Aventura at a discount rate of 10%.

t = 9 months - 4 months = 5 months = 5 / 12 years; d = 10% = 0.1; FV = $8,420

[tex]X=8420\left(1-\left(0.1\times \frac{5}{12} \right)\right) \\ \\ =8420\left(1- \frac{1}{24} \right)=8420\left( \frac{23}{24} \right) \\ \\ =\$8,069.17[/tex]

Therefore, the proceed is $8,069.17

To evaluate the following expression, what steps should you do first? 7 × (4 + 16) ÷ 4 - 2

Answers

As according to PEMDAS, the step you should do first is (4+16) since it is in parentheses. Then, you do multiplication and division (order does not matter really, the two operations are on the same level so you just solve left to right) and addition and subtraction (order does not matter really, the two operations are on the same level so you just solve left to right).
1. do 4+16 which equals 20.
2. then do 7 x 20 which equals 140.
3. then divide 140 by 4 which equals 35.
4. then do 35 - 2 you'll get 33.
Hoped i can help.

How many solutions does the following equation have?

Answers

The solution to the given equation is x = -1. Thus, the answer is option B exactly one solution.

How to determine the number of solutions for the equation

To determine the number of solutions for the equation 3(x + 5) = -4x + 8, simplify and solve it:

Distribute the 3 on the left side of the equation:

3x + 15 = -4x + 8

Combine like terms:

3x + 4x = 8 - 15

7x = -7

Divide both sides of the equation by 7 to isolate the variable x:

x = -1

Now, we have found a solution for the equation, which is x = -1.

Since we have found exactly one solution, the answer is (b) exactly one solution.

what is another way to write 4 hundreds

Answers

40 tens is another way of writing 4 hundreds because 40 tens would give you 400 and 4 hundreds also give you 400.

Another way to write 4 hundred is to express it in scientific notation which is 4.0 × 10²

Scientific notation is another way of expressing figures in standard form. It is a proper form of writing a large number in simpler ways.

Another way to 4 hundred is to express it in a standard form or scientific notation.

400 hundred in scientific notation = 4.0 × 10²

Therefore, we can conclude that 4 hundred is to express it in scientific notation which is 4.0 × 10².

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solve by factoring and show work x^2-3x-10=0

Answers

Hello there!

[tex]x^2 - 3x - 10=0 Factorize the left side (x + 2)(x-5)=0 Set factors equal to 0 x + 2 = 0 or x - 5 = 0 x = -2 or x = 5 Best of luck! [/tex]
The first rule of factoring is to try to factor a common factor from all the terms. In this case, there is no common factor.

Now we factor the trinomial.
This quadratic trinomial is of the form
x^2 + ax + b = 0
where the coefficient of the x^2 term is 1.
To factor it, find two numbers that multiply to "b", the constant term,
and add to "a", the coefficient of x.

The numbers are -5 and 2 since -5 * 2 = -10, and -5 + 2 = -3.

Now we write two sets of parentheses with x on the left side:

(x      )(x       ) = 0

We fill in the parentheses with the two numbers we found above, -5 and 2.

(x - 5)(x + 2) = 0

That is the factoring.

Tia kayaked 2400 meters at a constant rate in 1.5 hours on Saturday. On Sunday, she kayaked 200 meters per hour faster. What was Tia’s average rate on Sunday? A. 1600 meters per hour B. 1800 meters per hour C. 2000 meters per hour D. 2200 meters per hour

Answers

Since Tia kayaked 2400 meters at a constant rate in 1.5 hours on Saturday. On Sunday, she kayaked 200 meters per hour faster. Tia’s average rate on Sunday is B. 1800 meters per hour

What is average rate?

Average rate is the change of quantity with time.

Since Tia kayaked 2400 meters at a constant rate in 1.5 hours on Saturday. On Sunday, she kayaked 200 meters per hour faster. To find Tia’s average rate on Sunday, we proceed as follows

To find Tia's average rate on Sunday, we first need to find Tia's average rate or speed on Saturday.

Tia's speed on Saturday, s = d/t where

d = distance kayaked on Saturday and t = time kayaked on Saturday

Since

d = 2400 m andt = 1.5 h

Substituting the values of the variables into the equation, we have that

s = d/t

= 2400 m/1.5 h

= 1600 m/h

Sine Tia kayaked 200 meters per hour faster on Sunday, Tia's average rate or speed on Sunday is s' = 1600 meters per hour + 200 meters per hour = 1800 meters per hour

So, Tia’s average rate on Sunday is  B. 1800 meters per hour

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Final answer:

Tia's average rate on Sunday was 1800 meters per hour, as she kayaked at a speed that was 200 meters per hour faster than her speed on Saturday which was 1600 meters per hour.

Explanation:

To calculate Tia's average rate on Sunday, we first need to find her speed on Saturday. Given that she kayaked 2400 meters in 1.5 hours, we can apply the formula speed = distance/time to find that her speed on Saturday was 1600 meters per hour (2400m/1.5h = 1600 m/h). On Sunday, Tia kayaked 200 meters per hour faster than her Saturday's speed, making her average rate on Sunday 1800 meters per hour (1600 m/h + 200 m/h).

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you run one lap around a mile track every 8 minutes. Your friend runs around the same track every 10 minutes. You both start at the starting line at the same time

Answers

What is the question? :)

The function f(x)=40,000(0.75)x represents the number of bacteria present in a petri dish after x hours. What is the average rate of change in the number of bacteria between Hour 2 and Hour 5?
Question 1 options:
A.−6102 bacteria/h
B.4336 bacteria/h
C.−4336 bacteria/h
D.6102 bacteria/h

Answers

Important:  f(x)=40,000(0.75)x   should be written  f(x)=40,000(0.75)^x.
                                                          f(b) - f(a)
The average rate of change (arc) is --------------
                                                             b - a

Here that comes to 40000 [0.75^5 - 0.75^2]
                                --------------------------------
                                            5-2

or    arc = -13007.81 / 3  = -4335.9 bacteria per year.
Final answer:

The average rate of change in the number of bacteria between Hour 2 and Hour 5 is approximately -3,482 bacteria/hour.

Explanation:

To find the average rate of change in the number of bacteria between Hour 2 and Hour 5, we need to calculate the difference in the number of bacteria at Hour 5 and Hour 2, and then divide it by the difference in time (3 hours).

At Hour 2, substitute x = 2 into the function f(x) = 40,000(0.75)^x:

f(2) = 40,000(0.75)^2 = 40,000(0.5625) = 22,500 bacteria.

At Hour 5, substitute x = 5 into the function:

f(5) = 40,000(0.75)^5 = 40,000(0.3164) = 12,656 bacteria.

Now we can calculate the average rate of change:

Average rate of change = (f(5) - f(2)) / (5 - 2) = (12,656 - 22,500) / 3 = -3,482 bacteria/hour. The average rate of change in the number of bacteria between Hour 2 and Hour 5 is approximately -3,482 bacteria/hour.

Which fraction has a repeating decimal as its decimal expansion?
A. 3/19
B.3/16
C. 3/11
D. 3/8

Answers

3/19 = 0.157...not this one
3/16 = 0.1875...not this one
3/11 = 0.2727 <== this one does
3/8 = 0.375...not this one

Answer:

3/11 CCC

Step-by-step explanation:

Simplify 2 to the fifth power over 3 squared all raised to the fourth power. 2 to the twentieth power over 3 to the eighth power 2 to the ninth power over 3 to the eigth power 8 to the fifth power over 12 squared 2 over 3 squared

Answers

2 to the fifth power over 3 squared all raised to the fourth power

[tex]\left(\dfrac{2^5}{3^2}\right)^4=\dfrac{(2^5)^4}{(3^2)^4}=\dfrac{2^{5\cdot4}}{3^{2\cdot4}}=\dfrac{2^{20}}{3^8}[/tex]

Answer: 2 to the twentieth power over 3 to the eighth power

Used:

[tex]\left(\dfrac{a}{b}\right)^n=\dfrac{a^n}{b^n}\\\\(a^n)^m=a^{n\cdot m}[/tex]

Answer:

yes

Step-by-step explanation:

Divide. −5 5/8÷5 ​​

a) −1 1/8 ​​

b) −5/8

c) 5/8 ​​

d) 1 1/8

Answers

try to go with D.? that's what I would pick.

Answer:

I believe the answer  is A, but I can't be completely sure.

Step-by-step explanation:


To determine the diameter of the sun, an astronomer might sight with a transit (a devise used by surveyors for measuring angles), first to one edge of the sun and then to the other, finding that the included angle equals 32 minutes (32'). Assuming that the distance from the Earth to the sun is 92,919,800 miles, calculate the diameter of the sun.

Answers

This will help explain it to you!

Final answer:

The astronomer calculates the diameter of the Sun using trigonometry and the given angle and distance, arriving at an approximate value of 1,727,804 miles which is a reasonable estimate when compared to the actual diameter of the Sun.

Explanation:

To calculate the diameter of the Sun, the astronomer uses the given angular size and the distance from the Earth to the Sun. Since we have the angle of 32 minutes (which is about 0.533° when converted to degrees), we can set up the following relationship using trigonometry:

diameter of the Sun = 2 × (distance to the Sun) × tan(½ × angular size in radians)

Let's convert the angular size from minutes to degrees and then to radians:

32 minutes = 32' / 60 = 0.533°

To convert degrees to radians, we use the fact that 180° is equivalent to π radians:

0.533° × (π radians / 180°) = 0.0093 radians

Now, we can use the distance to the Sun which is given as 92,919,800 miles and apply the formula:

diameter of the Sun = 2 × 92,919,800 miles × tan(0.0093 radians)

Performing the calculation:

diameter of the Sun ≈ 2 × 92,919,800 × 0.0093

diameter of the Sun ≈ 1,727,804 miles

This is an approximation because the angular size varies slightly due to the elliptical orbit of Earth. Comparing to the actual diameter of the Sun, which is about 1.39 million kilometers (or about 864,000 miles), we can see that our calculated value is a reasonable estimate, keeping in mind that trigonometric calculations rely on a circular orbit assumption and ideal conditions.

Tell whether the sequence is Arithmetic, Geometric, or Neither. -5, 95, 195, 295, 395

Answers

arithmetic 
rule: +100
I am pretty sure it is arithmetic

Write 5,256 divided into 52 and show your work

Answers

Set up you question 5256 divided by 56 then write the answer. Finally if you get a remainder put the answer then the remainder

How is the sentence "10 more than P is -3" written as an equation

p-3=10
P+10=-3
P+10=3
P=10-3

Answers

The answer is the second one: P + 10 = -3

The correct expression is P + 10 = -3

We have a sentence - "10 more than P is -3".

We have to determine the expression that represents the sentence.

Express the statement - "The difference of x and y is equal to n" in the form of expression.

The expression representing the above statement is -

n = x - y

According to the question, we have -

10 more than P is -3

We can write it as a expression -

P + 10 = -3

Hence, the correct expression is P + 10 = -3

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Day Temperature
1 13
2 15
3 22
4 12
5 22
6 18
7 18
8 22
9 11
10 13
11 20
12 21

You record the temperature for 12 days. Which number summarizes all of the data with a single number?
A) 4.2
B) 11
C) 16
D) 17.25

Answers

Answer:

D) 17.25

Step-by-step explanation:

If you want to summarize all the data points with a single number you want a measure of center such as mean. The mean for the data set is 17.25. All the others represent a measure of spread.

Answer:

17.25

Step-by-step explanation:

Which equation demonstrates the distributive property?
A) 81 + 18 = 99
B) 81 x 18 = 18 x 81
C) 81 + 18 = 9(9 + 2)
D) (9 + 2)9 = 9(9 + 2)

Answers

The correct answer that shows distributive property is C , because D is the very beginning of the equation , then C is distributing but it isn't finished fully but shows what is happening and what the difference is , then B is when you are done distributing all of your equation, and A is the last step.
Hope this helped!


(9+2)9=9(9+2)
81+18=9(9+2)
81+18=81+18
81+18=99


the answer you are looking for is C

what percent of 32 is 4

Answers

So we just want to say, 4/32. 

To find the percent, just divide.

4/32 -> 1/8 -> 0.125

Now, 0.125 as a percent is: 

12.5%

Write equation that describes the function

Answers

The equation that describes the function is f(x) = -x + 1

Function:A function is just a relationship between an input and an output values.

The table represents a linear function. Therefore, let's use slope formula to

write the equation;

y = mx + b

where

m = slope

b = y-intercept

m = -2 - 0 / 3 - 1 = - 2 / 2 = -1

y = -x + b

let's find b using (1, 0)

0 = -1 + b

b = 1

Therefore,

y = -x + 1

The function can be written as f(x) = -x + 1

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Carmella sells homemade pies for $10 a pie. It costs $2 for the ingredients to bake each pie. Carmella bought a new oven for $600. How many pies must Carmella bake and sell before she recovers the cost of the oven?

Answers

I think what you would have to do is 12 divided by 600 that would equal 50 so im pretty sure she would have to bake and sell 50 pies to recover the cost of the oven

the steps i did were 
1. i added 10 and 2 to get 12
2. i divided 12 into 600 
3. then i got the answer 50

so that's how i found out the total of pies she needed to sell i hope this worked for you.

She must make 60 pies because 60times 10 is 600

A plus catering service typically plans on making 5 meals more than what the client has purchased in order to be sure they have enough food. This cost is passed onto the client. Each meal cost the client $17.

Which expression below describes the total amount of money charged to the client for any number of meals purchased.

A. 17(x + 5)

B. (17 + 5)x

C. 17x + 5

D. 17 + 5x

Answers

The correct answer is A. 17(x + 5)
(A) would be your answer because you have you need the total ordered food and multiply it by the cost and then you get your total you owe. 

It took a cheetah 45 minutes to run from Jungle A to Jungle B. If the average speed for the trip was 80 km/h, what is the distance between the two jungles.
PLZ HELP! ITS HOMEWORK!!!!

Answers

3/4 of 80 is 60, so the distance is 60 km. 45/60 is 3/4, which is how you get the answer
80 + 2 = 82. Hope this helps

The inverse of a function occurs when _____.

Answers

Final answer:

The inverse of a function occurs when the roles of x and y are interchanged, reflecting the function's graph across y = x.

Explanation:

The inverse of a function occurs when the roles of x and y are interchanged, which involves reflecting the function's graph across the line y = x. For a function to have an inverse, it must pass the horizontal line test, meaning each output value corresponds to a unique input value.

For every real number x, y, and z, the statement (x – y)z = xz – yz is _____ true. An algebraic expression in simplest form _____ has like terms.

Answers

Final answer:

The statement (x – y)z = xz – yz is always true due to the distributive property in mathematics. Moreover, an algebraic expression in the simplest form does have like terms. Like terms are grouped together to simplify the expression.

Explanation:

For every real number x, y, and z, the statement (x – y)z = xz – yz is always true. This is an illustration of the distributive property in mathematics, which states that for all real numbers, the equation a(b + c) = ab + ac holds true. In the given equation, the place of 'a' is taken by 'z', while 'x' and 'y' replace 'b' and 'c' respectively.

On the other hand, an algebraic expression in simplest form does have like terms. Like terms are terms with the same variable part. For instance, in the expression 3x2 + 2x - x2 + 4 +5x - 2, the like terms can be combined to simplify the expression to 2x2 + 7x + 2.

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Ross drove 300 miles at r miles per hour and 360 miles at r+10 miles per hour. If the time needed to drive 300 miles was equal to the time needed to drive 360 miles, find the rates at which Ross drove (Express the time needed for each part of the trip as t=d/r)

Answers

For the 300 mile part:
t = d/r
t = 300/r

For the 360 mile part:
t = d/r
t = 360/(r + 10)

The times were equal, so

300/r = 360/(r + 10)

360r = 300(r + 10)

360r = 300r + 3000

60r = 3000

r = 50

r + 10 = 60

He drove 300 miles are 50 mph and 360 miles at 60 mph.
He drove

12s + 4 + 4s - 2 simplified need help with school work

Answers

16s+2 is your answer
Hey there!

Just combine your like terms [tex]12s + 4s \\ \\ and \\ 4 + (-2) \\ \\ Let's\\ Solve\\ The\\ S's:\\ 12s + 4s = 16s \\ \\ \\ \\ Now \\ Solve\\ The\\ Other\\Numbers:\\ 4 + (-2) = 2 \\ \\ \\ \\ \\ Your \\ Answer: \\ 16s + 2 [/tex]

Good luck on your assignment and enjoy your day!

~[tex]MeIsKaitlyn:)[/tex]

math help will give brainliest
X is 7 but I got m angle D wrong

Answers

Answers: 
x = 7
The measure of angle D is 14 degrees

-----------------------------------------------
-----------------------------------------------

Angle C and angle D are complementary, which means they add to 90 degrees. 

(angle C) + (angle D) = 90
(12x-8) + (3x-7) = 90
12x-8 + 3x-7 = 90
(12x+3x) + (-8-7) = 90
15x-15 = 90
15x-15+15 = 90+15
15x = 105
15x/15 = 105/15
x = 7

So you have the correct x value. Nice work.

Now use this x value to find the measure of angle D

angle D = 3*x - 7
angle D = 3*7 - 7
angle D = 21 - 7
angle D = 14 degrees

AT&T charges $76.00 for 500 minutes or Sprint charged $54.00 for 450 minutes which is the better deal

Answers

Final answer:

To determine the better deal between AT&T and Sprint, we need to compare the cost per minute for each plan. Sprint offers a lower cost per minute, making it the better deal.

Explanation:

To determine which deal is better, we need to compare the cost per minute for each plan. For AT&T, the cost per minute is $76.00/500 minutes = $0.152 per minute. For Sprint, the cost per minute is $54.00/450 minutes = $0.12 per minute.

Therefore, the better deal is Sprint because it offers a lower cost per minute compared to AT&T.

How to rotate a triangle 90 degrees counter clockwise about the origin

Answers

How to rotate a shape 90 degrees clockwise about the origin?

Plot the point M (-2, 3) on the graph paper and rotate it through 90° in a clockwise direction, about the origin. Find the new position of M. Solution: When the point is rotated through 90° clockwise about the origin, the point M (h, k) takes the image M' (k, -h).
-join the gvcci gang
com o sentido horario viraremos o marcador para a direita e depois no caderno fazemos [tex] \left \{ {{y=32} \atop {x=24}} \right. [/tex] para apresentar o triangulo de 45 graus e repetimos o precesso para dps juntarmos os triangulos e temos um triangulo de 90 graus

I need the expanded form of 5 times 923

Answers

4000+600+10+5 is the answer
4000,600,10,5 4615 thats it
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