What is accidental death and dismemberment insurance?

Answers

Answer 1

Accidental death and dismemberment insurance (AD&D) is a rider attached to a health insurance or life insurance policy covering death by accidental means and dismemberment, including the loss of or the loss of use of body parts or functions (meanings limbs, speech, eyesight or hearing). Because these riders are generally constructed in a way that makes the insurer pay twice the amount otherwise payable, AD&D is sometimes referred to as a double indemnity rider. It is essential for prospective buyers to carefully read the fine print before adding this insurance because it is a strictly limited policy and is often encumbered with a variety of specific terms that must be followed to the letter.

Related Questions

Mcdonald's ability to deliver food quickly and inexpensively has its roots in which management theory?

Answers

McDonald’s ability to deliver food quickly and inexpensively has its roots in "Classical viewpoint".

This management theory highlights innovations and more methods to finish the work using less time and energy, more efficiently. It has two part:
Scientific management : This stresses on scientific ways to improve the productivity of worker.
Administrative management: this relates to the management of the entire organization.

What types of services would you expect to find at a neighborhood wellness center?

Answers

Cancer screening , birth-control, minor care, and checkups whill be the type of services that you could expect. Neighborhood wellness center provide some ways to improve all dimensions of your wellness, but it happen on smaller scale and the budget usually is not particularly high compared to the one provided by larger hospitals

Answer:

Cancer screening , birth-control, minor care, and checkups will be the type of services that you could expect. Neighborhood wellness center provide some ways to improve all dimensions of your wellness, but it happen on smaller scale and the budget usually is not particularly high compared to the one provided by larger hospitals........................................................

Explanation:

True or false? content marketing is a relatively new practice that became popular in the 1950’s with the boom of advertising firms.

Answers

Yes, it is true that content marketing is a relatively new practice that became popular in the 1950's with the boom of consumerism. Content marketing is different to brand marketing as it doesn't promote the brand name it will increase the willingness and interest toward the product and services. In the past decade, this has transformed even more with affiliate marketing on social media platforms.

in a corporation, managers are often faced with ethical trade-offs when a certain decision will benefit one group, but harm another.

Answers

I believe that the correct answer to this is:

“True”

Actually in every decisions, there are always the pro’s and con’s, the good and bad. In some ways, managers have to deal of some ethical trade-offs in making decisions such as ending a contract of one to keep the other, and such,

Why will producers and suppliers have a surplus of goods during a time of deflation?

Answers

The answer to this question is Consumers have too little money.
in short-term, deflation may cause an increase in purchasing power because of the decrease in price. While this may look good for consumers in the beginning, companies will start to slashing employees to match the decrease in price and caused massive unemployment, which eventually leads to the situation where consumers have too little money

IF it costs 75,000 to put on an event and total revenue is 135,000 what is the profit as a percentage of revenue

Answers

135 000-75 000=60 000
60 000/135 000 = 44.444444444%

Final answer:

The profit as a percentage of revenue is 44.44%.

Explanation:

The question asks for the profit as a percentage of revenue.

To find this, we first need to calculate the profit, which is the total revenue minus the total costs.

In this scenario, the total revenue is $135,000 and the costs to put on the event are $75,000.

So, the profit is $135,000 - $75,000 = $60,000.

Next, to find the profit as a percentage of revenue, we divide the profit by the total revenue and then multiply by 100. So, it is ($60,000 / $135,000) * 100 = 44.44%.

What does the point where the supply and demand curves meet show?

A: Equilibrium
B: Scarcity
C: Shortage
D: Surplus

Answers

I might be wrong on this one but i think it is D. Welcome if I got it right :P

Answer:

its actually equilibrium. i just did the quiz on test prep.

Explanation:

i got it right.

The __________ is an intracapsular ligament which crosses the interior of the joint

Answers

The answer to this question would be: anterior cruciate ligament

Anterior cruciate ligament is a ligament that was located in the knee. It was inside the capsule of the joint. The function of ACL is to make the knee more stable as it was one of 4 main ligaments of the knee. Anterior cruciate ligament is frequently damaged during knee injury,

According to statistics, a person will devote 33 years to sleeping and watching tv. the number of years sleeping will exceed the number of years watching tv by 19. over the lifetime, how many years will the person spend on each of these activities?

Answers

Let n represent the number of years watching TV.

Then let sleeping represent as n+19.

Solution for this problem is:

n+n+19=33

2n=14

n = 14 divided by 2

n=7

7 years are spent watching TV while 26 years are spent in sleeping.

Answers

Study online flashcards and notes for Marketing including According to the 5 step model of the marketing process, the first step in ... Lilly's, a furniture retailer, sells low-end furniture and accent pieces that are targeted toward lower-income consumer groups. Lilly's most likely segments the consumer market based on.demographic The evaluation of marketing concept from mere selling concept to consumer- .... Many individuals or group involvement is seen in decision making process. ... together with the consumer self- image, values and needs, the more likely the .... There are four prominent models of consumer behaviour based on involvement.

The GDP of country A is $400,000. The GDP of country B is $800,000. Does this mean that the per capita output of country B is about twice that of country A? Explain.

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No. GDP is an acronym which stands for Gross Domestic Product. This value is the total salary of a country as a whole. The per capita income is the average salary of an individual in a country. Though Country B's GDP is twice that of Country A, without knowing the population size, any hypothesis regarding the per capita income is irrelevant.

Independent business owners who approach attorneys for resolving their business-related disputes are referred to as counsel.

Answers

If the question is trying to ask whether it is true or false, the answer would be true because the statement is correct. People who approach attorneys into resolving their case could refer this as counsel because the counsel are those people of which people approach when having to ask to resolve their issues through the law in which it is related to the statement above.

Stars are _____, according to the bcg matrix. stars have included apple and the diamond company debeers.

Answers

The answer is ’are business units or products that have the greatest market share and produce the most cash’. Monopolies and first-to-market products are commonly termed stars. On the other hand, because of their high growth rate, stars also use large amounts of cash. This commonly results in the same amount of money coming in that is going out.

The BCG matrix is a planning tool which helps managers to plan for a balances product portfolio. Stars are successful products that tend to generate high amounts of cash for a business. according to the BCG matrix. Stars have included apple and the diamond company debeers.

If A health inspector comes for a heath inspection and there is no manager present the employee on duty should

Answers

If a health inspector comes for a health inspection and there is no manager present the employee on duty ought to request ID. Because some people have tried to enter restaurants as health inspectors but they were not from the health department.

Further Explanation:

Heath inspector:

Health inspectors screen organizations and uphold guidelines that shield people in general from transferable sicknesses. They examine gear and disinfection procedures at tattoo and piercing studios to ensure clients are not in danger for contaminations and blood-borne infections.

Food health inspector:

A food health inspector guarantees that eateries serve nourishment that meets neighborhood inspector codes, and she additionally examines food items that are a piece of the U.S. natural pecking order. A college degree in word related inspector and security, general inspector, or natural science is the best establishment for this profession field.

work of health inspector:

health inspector make unannounced visits to eateries to implement guidelines that shield the general population from nourishment borne sicknesses. They check the cleanliness of laborers, and the neatness of kitchens, container and utensils, and nourishment prep surfaces that can prompt cross pollution of food if not cleaned appropriately.

Check food contact surfaces/equipment to ensure good maintenance:

1. Clean and purify with cleanser and water pursued by an answer of endorsed sanitizer.

2. Keep all food contact surfaces clean and in great condition.

3. Discard split utensils, for example, cutting sheets or profoundly furrowed nourishment contact surfaces.

Subject: business

Level: High School

Keywords: Heath inspector, Food health inspector, work of health inspector, Check food contact surfaces to ensure good maintenance.

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What is adam smith's main idea about trade and economic decision making?

Answers

Adam smith believed that the economy should be left free of interference from the state which is called a laissez faire economy. He believed that state should not decide what is required for the people which should be decided by the market. He also argued that there is an invisible hand that will regulate the economy in the absence of the state.

The government has remained largely uninvolved in regulating the economy. do you support the government's laissez-faire business policies? why or why not?

Answers

Assuming this is a hypothetical situation, I don't support a laissez-faire approach to the conduct of business in an economy. I believe that if a government has been elected on the basis of providing for the social needs of its population like say the government of Bolivia, then it needs to give strong direction to the economy to ensure this happens. If it is just left to the capitalist companies to do as they please then most likely they will just try to maximize profits and not care about the consequences to the general population as long as they can get away with it.

Four students about to purchase concert tickets for $18.50 for each ticket discover that they may purchase a block of 5 tickets for $80.00. how much would each of the 4 save if they can get a fifth person to join them and the 5 people equally divide the price of the 5-ticket block?

Answers

Each would save $2.50.

Another purpose of the snapple video to help students understand how ________ is another strategy implementation tool.

Answers

The answer for the blank space is "Product positioning".

Product positioning is an imperative component of a marketing plan. It is the procedure advertisers use to decide how to best convey their products' qualities to their objective clients in view of client needs, competitive pressures, accessible correspondence channels and carefully made key messages.

Which term is defined as property that is pledged as security on a loan?

Answers

the answer is collateral

(Aplus) the answer is collateral

The issue of water ownership is complicated by

Answers

Final answer:

The issue of water ownership is complicated by factors such as the lack of a higher authority, complex water laws, and domestic politics.

Explanation:

The issue of water ownership is complicated by several factors. One of the main challenges is the lack of a higher authority to resolve disputes between states when it comes to water allocation. Unlike within the borders of a sovereign state, where the government can impose a solution, between states there is no such authority, leading to anarchy.

Another factor is the complexity of water laws, which can work against efforts to conserve water. For example, the rule of capture states that landowners have the right to pump and capture water beneath their property, regardless of the effects on neighboring wells. This can create problems for the viability of aquifers.

Moreover, domestic politics can hinder bilateral or multilateral solutions, as treaties to share water resources may face opposition from interest groups within each state. Stronger states may also prioritize their own interests over sharing water with weaker states.

The states are the fundamental building blocks of the federal system and are pivotal in creating policy because

Answers

The states are the fundamental building blocks of the federal system and are pivotal in creating policy because it is through the states that federal policy or the programs are managed and administered.
However there might be certain issues which may not be administered by states and directly by the federal government.

When is it appropriate to use indirect rather than direct strategies when intervening with a guest?

Answers

Final answer:

Indirect strategies are appropriate for intervening with a guest in situations that require a more subtle approach.

Explanation:

Indirect strategies are often used when intervening with a guest in situations that require a more subtle approach.

For example, if a guest is behaving inappropriately, a direct strategy would involve confronting the guest directly and addressing their behavior head-on.

On the other hand, an indirect strategy would involve achieving the desired outcome without explicitly addressing the behavior, such as by redirecting the guest's attention or offering alternatives.

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Final answer:

Indirect strategies are appropriate when wanting to convey concern or uncertainty without being authoritative, while direct strategies are suitable for clear and assertive communication.

Explanation:

When intervening with a guest, it is appropriate to use indirect strategies when you want to convey concern or uncertainty without being authoritative or bossy.

Using words like "possible," "likely," or "plausible" can soften the tone while expressing concern.

This can help invite the listener into a constructive conversation. Direct strategies, on the other hand, may be more appropriate when there is a need for clear and assertive communication, such as giving instructions or setting boundaries.

Martin corporation purchased land in 2007 for $290,000. in 2015, it purchased a nearly identical parcel of land for $460,000. in its 2015 balance sheet, martin valued these two parcels of land at a combined value of $920,000. by reporting the land in this manner, martin corp. has violated the

Answers

Martin has violated the balance sheet rule that dictate that as you carry out calculations for fixed asset, you should list the gross buying price of an asset and later state its appreciation value.

Martin, thus, could have stated the initial value of the land and then highlighted the appreciation over the years.

Chastity is a natural when it comes to singing. Without any formal instruction, she has perfect pitch. For Chastity singing is a(n) _____.

A. Aptitude

B. Skill

C. Challenge

D. Career

Answers

Answer:

Aptitude is your answer

Explanation: took test so have a good life all who see this :3

Final answer:

Chastity's natural ability to sing with perfect pitch, without formal instruction, indicates she has an aptitude for singing.

Explanation:

For Chastity singing is a(n) Aptitude. An aptitude is a natural ability or talent that a person has, which can be improved with practice and training but is initially a raw, innate skill. Since Chastity has perfect pitch and excels in singing without any formal instruction, this indicates that she has a natural talent in this area rather than a skill which would be developed through practice and learning.

So, in this case, Chastity has a natural ability to sing with perfect pitch without any formal instruction. Thus, option A is the correct answer.A skill, on the other hand, refers to a learned ability that can be developed through practice and training. Challenge and career are not the best answers as they do not accurately describe Chastity's ability to sing without any formal instruction.

Why has america been referred to as the land of opportunity 1 point?

Answers

Easy to be an entrepreneur.

The United States is often called the "land of opportunity" because it provides anyone from any background the possibility of success through hard work.

The danger associated with the abuse of a vehicle is compared to the danger of _____

Answers

The danger associated with the abuse of a vehicle is compared to the danger of a loaded gun that could cause injury or worst death if being abused. Most tragic incidents in the streets/roads are due to vehicular accidents that cause many damages, including the loss life.

Is it possible that there really was a krait under the sheet?

Answers

I read the story Poison by Roald Dahl.

There is a possibility that there truly was a krait under the sheet. However, it may also be a figment of Harry's imagination because the krait did not bite Harry during the long hours it took them to check if it really is under the sheet.

Indian krait is a species of venomous snakes found in the Indian subcontinent. It is mostly found in the jungles but it can also be found in people's houses where warm places are abundant.

What effect might strict limitations on design tools have on the design process?

Answers

The answer to this question is: The designer is forced to think outside the box, enhancing creativity
When an artists do not posess the tools that familiar to them, they will automatically find a subtitute/replacement of that tool in order to continue making their arts.
Even though the result may not be as good as if it's made with the artist's familiar tools, it definitely will give a different look/perspective toward the artist's piece

Final answer:

Strict limitations on design tools can lead to challenges in meeting customers' needs and discourage creative solutions. However, by employing structured design processes and constraint analysis methods, designers can turn these limitations into opportunities for improvement and innovation.

Explanation:

Strict limitations on design tools can significantly affect the design process. If a designer is constrained by the tools they can use, they might struggle to develop designs that fully meet customers' needs. Limitations can lead to early design decisions that may not be optimal, potentially resulting in a design that is unfit for purpose. Furthermore, the design process is often a matter of compromise, seeking to find the best possible solution within a set of constraints. When these constraints are overly strict or unrealistic, they can prevent the exploration of creative solutions and ultimately lead to products that fail to resonate with users.

The challenge for designers is to use their creativity within these constraints and to communicate effectively with clients and stakeholders to manage expectations. A structured design process is crucial in this context, as it can help avoid the risks of overlooking important elements and make sure that the decision-making process is well-documented and transparent. Constraint analysis methods can turn limitations into opportunities for optimization. It is also essential for designers to view these limitations as a chance to learn and grow, rather than as a barrier to their creative process.

In summary, strict limitations on design tools can lead to suboptimal solutions, but with good design practices, including clear processes and constraint analysis, these limitations can become opportunities for innovation and improvement.

Which list correctly represents the three levels of ethical decisions?

Answers

I think that the three levels of ethical decisions are 1) laws, 2) policies, and 3) individuals.

Laws refer to the laws of the land. It defines the difference between right and wrong. It also defines what is considered acceptable behavior by the majority of people.

Policies refer to the business organization's internal policies and procedures. Each organization has a set of clearly stated, highly ethical policies that serves as guidelines on how its people will conduct their business.

Individuals refer to the persons innate moral code. Ethics must be present in all levels before an individual can commit to a business decision.

Which distribution strategy seeks to achieve the greatest reach in the market such that the product could be accessed by the most people possible?

Answers

I would say the correct answer is Intensive distribution.
That means that the suppliers will try to sell their products through many outlets, which means that these products will be found virtually anywhere you go: in the supermarket, gas stations, drug stores, etc. It is a good way to achieve profit easily.

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