What is a mortgage?

Answers

Answer 1
a legal agreement by which a bank or other creditor lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.

Related Questions

States that do not require background checks for guns

Answers

 Maryland, Pennsylvania, Hawaii, Illinois, Massachusetts and New Jersey are the only states that DO require the check. So the other states do not.

Final answer:

Gun control laws and the requirement for background checks vary by state in the U.S. However, despite differences in state laws, there has been a general movement towards improved background checking processes, demonstrated by the passing of the Fix-NICS Act in 2018.

Explanation:

The laws concerning background checks for gun purchases vary from state to state in the United States. Due to the complex nature of the issue, states attempt to balance the concerns of different groups with varying views on gun control.

However, it is important to note that while federal law does not require private gun dealers to conduct background checks before selling firearms, in some states, laws have been passed requiring this.

Federal control laws were introduced in the 1930s in response to organized crime, with stricter laws coming into force in the 1960s following street protests. After the attempted assassination of President Ronald Reagan in the early 1980s, laws requiring background checks for prospective gun buyers were passed.

Despite varying regulations at the state level, there has been a trend towards improving the checking process at a federal level. For example, the Fix-NICS Act, which aimed to improve the background check process, passed the House and Senate and was signed into law in March 2018.

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The _ is to sensory input as major city airport is to a country's airplanes through which all air traffic passes en route to the various destinations

Answers

Final answer:

The thalamus in the brain is analogous to a major city airport; it serves as a central hub where sensory input is processed and routed to the appropriate cerebral cortex areas, similar to how passengers and luggage are directed to various destinations from an airport.

Explanation:

The analog given in the question relates to the processing of sensory input in the human body. Just as a major city airport acts as a hub through which all air traffic passes en route to various destinations, the thalamus in the brain serves a similar function for sensory input. All sensory signals, except for those from the olfactory system, are routed through the central nervous system to the thalamus, which acts as a relay station directing sensory information to the appropriate areas of the cerebral cortex for processing.

The development of civil airline infrastructure is a metaphor for the intricate network through which sensory input travels. Airports with their terminals are akin to the thalamus and cortical areas that integrate and process the sensory information coming from our environment.

During sensory integration, the information is compared with memories and the current state of the person, leading to a specific response. This processing occurs in a pathway from the sensory structure through to integration areas in the brain, similar to how a traveler navigates through an airport to reach their final destination.

An ethical _________ represents employee's perceptions about the extent to which work environments support ethical behavior.

Answers

 Ethnical Responsibility.

How does income inequality affect American taxpayers

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If the tax system in the US is progressive, then those with lower income will pay proportionally less than those with higher income as the latter will have a higher tax rate but in fact the rich people usually have or find a lot of tax loopholes to reduce their taxes so may still not be paying a fair share of their taxes compared to the poor people who don't have these loopholes.

Suppose flowering plants generate a positive externality in consumption, if so then

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The private benefit from consuming (buying, watering, caring for) the flowers will be different from the social benefit that comes from consuming the flowers. In this case, it could be the enjoyment experienced by people who come over to the person's house who purchased the plants: they are a third-party who were not directly involved in the plant-purchasing transaction.

The many natural waterways provided cheap movement of goods to market.
a. True
b. False

Answers

the answer is true
hope i helped

A major legal issue is whether private corrections officers have less ________ than state employees.

Answers

the answer to this question is  immunity
Private correction officers is essentially an internal part of the companies that they're handling.
So, when they're doing side business in order to obtain profit from their correction facilities, the normal law that usually applied to state employees would not touch the private officers because laws for establishment in private sectors are different than the governmental sectos.

Why is it advantageous to take market trends into consideration when planning a career path?

Answers

so you will know what you are dealing with 

Considering market trends in career planning is beneficial as it helps align career goals with job market demands, facilitates adaptability and flexibility in career paths, and influences informed decision-making for education and professional development.

Taking market trends into consideration when planning a career path is advantageous because it allows individuals to align their career decisions with the current and prospective demands of the labor market. Understanding market trends helps in identifying industries that are growing and in need of skilled professionals. This knowledge enables someone to acquire relevant skills and qualifications, making them more competitive in the job market. Additionally, by being aware of the changing environment, individuals can maintain flexibility in their career plans, thus adapting to new opportunities or changes in the economy. It also assists in setting realistic expectations regarding employment opportunities and potential earnings in certain fields.

Gathering information about market trends provides valuable insights into the necessary education, skills, and experience required for a target career. This allows for better preparation and increases employability by ensuring you possess the qualities that future employers are seeking. Moreover, being informed about market trends can guide your choices in education and professional development, and can influence how you market yourself during job searches or build contacts within your target industry or workplace. Lastly, considering market trends might help in assessing the financial viability of your chosen career, in terms of training cost and long-term earning potential to meet personal financial needs.

In summary, incorporating market trends into career planning is crucial in today's dynamic work environment. It enables career flexibility, ensures that the chosen career path is viable and rewarding, and aligns one's skills and qualifications with the demands of the job market.

What does george tell lennie to do if he gets in trouble at their new job site?

Answers

tell her or him the truth of what happened and try to fix it.

Which of the following is true of both paying with a check and paying with a debit card?
A

Answers

personal identification number must be anytime checks or debit cards are used.
When used, both take money directly out of a bank account.
Both work like a loan from your bank that you can pay back later.

The qualifier value that is used in the extracorporeal assistance and performance section to denote mouth-to-mouth resuscitation or artificial respiration is

Answers

D. The qualifier value that is used in the Extracorporeal Assistance and Performance section to denote mouth-to-mouth resuscitation or artificial respiration is nonmechanical.

Mouth-to-mouth resuscitation or artificial respiration is classified as nonmechanical in the Extracorporeal Assistance and Performance section. Artificial respiration techniques, such as mouth-to-mouth or mouth-to-nose resuscitation, are performed manually without the assistance of mechanical devices. These methods are critical in restoring breathing in trauma victims, especially when mechanical devices are not available.

Complete question

The qualifier value that is used in the Extracorporeal Assistance and Performance section to denote mouth-to-mouth resuscitation or artificial respiration is __________

A. hyperbaric.

B. manual.

C. balloon pump.

D. nonmechanical.

If one of the parties in a court case doesn't agree with the verdict, what option is offered through the judicial system? everfi

Answers

IF ONE OF THE PARTIES OF A COURT CASE DOES NOT AGREE WITH THE THE VERDICT THEY HAVE THE OPTION OF TRYING TO APPEAL IT AT A HIGHER COURT. IF THE COURT DECIDES DECIDES TO ALLOW THE APPEAL THEY HAVE THE OPTION OF ANOTHER COURT TRIAL.

Managers often base their hiring decisions on gut feelings. these feelings are typically formed within two minutes of meeting a job applicant and have little to do with the applicant's ability to do the job. these hiring managers are using theadministrative model of decision making

Answers

The statement is "True".

The administrative model of decision making expect that decision makers' objectivity is limited and that they're willing to consider just a predetermined number of criteria and options before deciding. As a result, they settle with the first 'adequate' arrangement that they find.

The morgan company, a small furniture manufacturer, divides its organization into marketing, human resources, accounting, and production departments. this is an example of departmentalization by

Answers

The morgan company, a small furniture manufacturer, divides its organization into marketing, human resources, accounting, and production departments. this is an example of departmentalization by function



The wage a person requires before accepting a job is referred to as the ______ wage.

Answers

The wage a person requires before accepting a job is referred to as the reservation wage. The term reservation wage is used to define  the lowest wage rate at which a worker would be willing to accept a particular type of job. It is the minimum pay a person would work for the job.
The wage a person requires before accepting a job is referred to as the reservation wage. This is the lowest amount a person is willing to work for at a specific position. This wage may be changes at a later date depending on other factors such as quality of work, length of time on the job and many other factors.

Government policies are sometimes created to help reduce different types of unemployment. drag each government program to the appropriate type of unemployment the program would reduce.

Answers

Final answer:

Government programs such as job training, unemployment benefits, and business incentives can reduce different types of unemployment.

Explanation:

Government policies can be implemented to reduce different types of unemployment. Let's look at the various programs:

1. Job training and skill development programs

These programs aim to reduce structural unemployment by providing individuals with the necessary skills and training to meet the demands of the labor market. For example, offering vocational training or apprenticeships can help individuals acquire marketable skills.

2. Unemployment benefits

These programs assist individuals who are temporarily out of work and actively seeking employment. Unemployment benefits provide financial support to meet basic needs while individuals search for a new job.

3. Business incentives and tax breaks

These programs aim to stimulate economic growth and create job opportunities by providing incentives for businesses to start or expand their operations. Governments may offer tax breaks or grants to encourage businesses to hire more workers.

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A(n) ____ typically takes over the staff of a small business and writes the paychecks, pays the taxes, prepares and implements hr policies, and keeps all the required records for a fee.
a. third-party employer
b. employment agency
c. professional employer organization
d. payroll vendor

Answers

(c) PROFESSIONAL EMPLOYER ORGANIZATION

A Professional Employer Organization (PEO) typically takes over the staffs of a small business and writes the paychecks, pays the taxes, prepares and implements HR policies and keeps all the required records for a fee. It is a firm that works with an organization where the organization outsources the employee management tasks. A PEO keeps all the records of the employees working in an organization.

The correct answer is c. professional employer organization, which manages various HR functions for a small business for a fee.

A professional employer organization (PEO) typically takes over the staff of a small business and performs various HR-related duties, including writing paychecks, paying taxes, preparing and implementing hr policies, and keeping all the required records for a fee. So, the correct answer to this question is c. professional employer organization. Unlike employment agencies that match job seekers with employers, or payroll vendors that may handle only the financial aspects of employee compensation, a PEO provides a comprehensive outsourcing solution that can effectively become the employer of record for tax purposes, thus entering into a co-employment arrangement with the business.

The adjusting entry for the loss of inventory due to shoplifting, employee theft, or errors should be made to:

Answers

The adjust entry should be made to the inventory of the merchandise in which they need to base it on the physical count that will be of good hands to prevent of experiencing the loss of inventory, the employee theft, shop lifting and other more errors.

When economists say that equilibrium is efficient, they mean that…?

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They mean all units creating more benefit than cost have been produced.
When economists say that equilibrium is efficient, they would mean that the price and quantity are stable so benefits are increasing. The market equilibrium provides more benefits in terms of costs. There is equilibrium when there is no shortage, no surplus and prices are stable , at the same time supply curve and demand curve should be intersect. 

A hospital benchmarked against a ferrari racing team in an effort to:

Answers

improve patient handoff quality

When real property is used as collateral for a bond, it is termed a/an ________. debenture senior bond indenture mortgaged security?

Answers

Final answer:

When real property is used as collateral for a bond, it is termed as a mortgaged security. This bond secures the bondholder if the borrower can't fulfill its payment obligation, with the pledged property being sold to repay them. Other terms like debenture, senior bonds, and indenture have distinct connotations.

Explanation:

When real property is used as collateral for a bond, it is termed a mortgaged security. A mortgaged security, also known as a mortgage bond, is a specific type of bond that is secured with a mortgage or collection of mortgages. The bondholder has a claim on the real property in case the borrower is unable to fulfill its obligation to pay back the bond.

For example, if a corporation issues a mortgaged bond and it is unable to pay the bondholders as promised, the property pledged as collateral can be sold to repay them.

Differentiating from other terms in the question, a debenture is a type of debt instrument that lacks collateral, and senior bonds are debts that take precedence over other unsecured or junior debt owed by an issuer. An indenture is a legal and binding contract between a bond issuer and the bondholders outlining details like the terms of the bond, the obligations of the issuer, and the rights of the bondholders.

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Final answer:

Real property used as collateral for a bond is termed a mortgaged security. This is a type of security measure where if the borrower defaults, the issuer can seize the real property to recover losses.

Explanation:

When real property is used as collateral for a bond, this form of asset is commonly referred to as a mortgaged security. This refers to the use of real property (like land or buildings) as a sort of insurance for the bond issuer. Essentially, if the borrower defaults on their repayment obligations for the bond, the issuer can seize this real property to attempt to recover their losses. This security measure is widely used and can pertain to different types of bonds, including corporate bonds, municipal bonds, and Treasury bonds, which are all different forms of bonds that can be issued by corporations, cities, and the federal government.

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According to altman & taylor, the degree of intimacy in a relationship depends on the

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The degree of intimacy in a relationship depends on the depth and breadth of the information shared together to the psychologist Altman and Taylor, they developed the Social Penetration Theory wherein it explains the differences of communication of relationships. The various aspects of person's life are referred to breadth while the depth is the details regarding these areas.

Which law provided billions of dollars to cities and states to build wastewater facilities?

Answers

The answer is Clean Water Act. It is a U.S. federal law that controls the discharge of pollutants into the nation's surface waters. This act was initially known as the Federal Water Pollution Control Act. Also, this act is managed by the U.S. Environmental Protection Agency (EPA), which arranges water quality standards, handles implementation, and helps state and local governments advance their own pollution control plans. The federal government delivered billions of dollars in grants to back the building of sewage treatment facilities around the country. This act also necessitate businesses to apply for federal documents to discharge pollutants into water courses, as well as to decrease the amount of their discharges over time.

Project management is the task of getting a project's activities done on time, within budget, and _____.

Answers

According to specifications. Project management is the task of getting a project's activities done on time, within budget, and According to specifications.

What is Project Management?

Project management is the process of leading the work of a team to achieve all project goals within the given constraints. This information is usually described in project documentation, created at the beginning of the development process. The primary constraints are scope, time, and budget.

What is Budget?

A budget is an estimation of revenue and expenses over a specified future period of time and is usually compiled and re-evaluated on a periodic basis. Budgets can be made for a person, a group of people, a business, a government, or just about anything else that makes and spends
money.

A budget is a microeconomic concept that shows the trade-off made when one good is exchanged for another. In terms of the bottom line—or the end result of this trade-off—a surplus budget means profits are anticipated, a balanced budget means revenues are expected to equal expenses, and a deficit budget means expenses will exceed revenues.

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It is not necessary to cool down after exercising question 2 options:

a. True

b. False

Answers

Im pretty sure it is false. because you can over heat. thats why we open the door after running in the gym...

The answer is FALSE. You should cool down since it’s not healthy for you is you don’t take a break. Your body is tired and needs a break. Also many people will tell you to take a cool down. And if you watch any videos, they will tell you to take a cool down. So the answer is false for many reasons and facts on the subject :)

Andrew quits his job as an accountant where he earns $60,000 per year to go back to school for two years to get an mba degree. he attends a school that charges $25,000 per year for tuition and related expenses. how much is the total cost (explicit cost plus opportunity cost) of that degree?

Answers

Andrew is giving up $120,000.00 by quitting his job for 2 years and the cost for the degree is 25,000 per year so its costing him $170,000.00 for the degree.

Answer:

Total cost = $ 50000+ $120000= $170000

Explanation:

For this case we know that the tuiton fee given $25000/year

Since he go back to school for two years the total explicit cost is given by:

Total explicit cost = $25000/year *2years = $50000

Since Andrew quits his job that represent an implicit cost that is given by:

Implicit Cost or Opportunity cost= $60000/year *2 years= $120000

And then we can find the total cost with this formula:

Total cost = Explicit cost + Opportunity cost

Total cost = $ 50000+ $120000= $170000

Which best explains how the invention of money affected the barter system?

Answers

The best explanation that will describe how the invention of money affected the barter system is because of the cause of the barter system that is supplemented that is used by having a nonperishable or providing the nonperishable medium in terms of exchange.

Which policy involves working closely with allies to come up with a unified plan of action?

Answers

Multilateralism is the policy that involves working closely with allies

Multilateralism is the policy which involves working closely with allies to come up with a unified plan of action

What is Multilateralism?

Relationships between groupings of three or more governments are organized through multilateralism. Beyond that fundamental quantitative feature, multilateralism is typically seen to have a number of qualitative components or guiding principles that define the nature of the agreement or organization. These principles include a commitment to diffuse reciprocity, an indivisibility of interests among participants, and a method of conflict resolution designed to enforce a specific type of behavior.

Although multilateralism has a lengthy history, it is most often linked to the post-World War II era, when the number of multilateral accords grew significantly under the direction of the United States. The World Trade Organization (WTO) and security are the two sectors where multilateralism is most exemplified by organizations NATO (North Atlantic Treaty Organization).

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The natural rate of employment is achieved when:
a.the actual rate of unemployment is equal to zero.
b.the natural rate of unemployment is equal to the actual rate of unemployment
c.the quantity of labor supplied is equal to the quantity of labor demanded.
d.there is no cyclical unemployment.

Answers

I would say the answer is that the natural rate of employment is c. when the amount of labour supplied is equal to the amount of labour demanded. In other words the supply and demand for employment are in equilibrium and there is no excess on either side.

Answer:

The correct answer is letter "D": there is no cyclical unemployment.

Explanation:

Natural unemployment is often defined as the lowest unemployment rate that an economy can achieve. It's natural because factors other than a bad economy trigger it. Unemployment that is not considered to be natural is called cyclical, institutional or policy-based unemployment.

Thus, when there is natural unemployment there is no cyclical, institutional or policy-based unemployment.

What are the four broad characteristics used to classify retail​ stores?

Answers

The four characteristics used to classify retail stores are: the type of merchandise sold; the variety and assortment of merchandise sold; the level of customer service; the price of the merchandise. For example, we know that Whole Foods and Aldi are both grocery stores. However, Whole Foods provides different types of merchandise and provides a different level of customer service, as they focus on organic and healthy foods and their employees bag groceries. Aldi, on the other hand, focuses on cheaper foods without much heed to organic or health materials, and they do not bag groceries.
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