Answer:
c. strategic network.
Explanation:
Based on the information provided within the question it can be said that this is an example of a strategic network. This term refers to a coordinated cooperation between various independent companies that promotes long-term business relationships, cooperation, and communication between the member companies within the network. Which is exactly what Toyota and it's suppliers have.
In recent times, the value of "currency" as well as "checkable deposits" was about $___________ billion each.
Answer:
As of December 2019, the total amount of currency in the US economy was $1,700 billion, while total checkable deposits as of December 2019 was $2,300 billion.
Explanation:
Total M1 money supply in the US economy as of December 2019 was $4 trillion (as stated by the federal reserve)
M1 money supply includes checkable deposits, paper bills and coins (currency) and travelers' checks.
A major conclusion of the Hawthorne studies was that the best way to motivate workers was with monetary incentives such as pay raises and bonuses.
A) True
B) False
Answer:
False
Explanation:
Hawthorne is a researcher who tried to analyse and examine employee's behaviour and what motivates them to work more hard. The above statement is false because according to Hawthorne study employee's motivation is not related to incentives. Hawthorne concluded that an employee's motivation is strongly linked with their relationship with the manager and the supervisor. A healthy Employee – supervisor relationship motivates and encourage them to carry out directives.
The major conclusion of the Hawthorne studies was that monetary incentives alone were not the best way to motivate workers.
Explanation:The major conclusion of the Hawthorne studies, conducted from 1924 to 1932, was that monetary incentives (such as pay raises and bonuses) were not the most significant factor in motivating workers. The studies revealed that social and psychological factors, including group dynamics and interpersonal relationships, had a more significant impact on worker productivity and job satisfaction.
For instance, the studies found that workers responded positively to increased attention from supervisors and felt motivated when they were part of a cohesive and supportive workgroup. The findings of the Hawthorne studies led to a shift in management practices, emphasizing the importance of human relations and creating a supportive work environment to motivate employees.
In summary, the major conclusion of the Hawthorne studies was that monetary incentives alone were not the best way to motivate workers. Social and psychological factors, such as group dynamics and interpersonal relationships, played a more significant role in enhancing worker motivation and productivity.
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Tiana is having a garage sale and notices that someone seems interested in buying a lamp. Tiana approaches the person, suggests a price of $5, and the person quickly agrees. Tiana suddenly wonders if she could get more money for the lamp, so she tells the person that she should check with her husband before selling the lamp. Tiana goes into her house, waits a minute, then returns, saying that her husband will only sell the lamp for $15. Tiana is using a sales strategy known as the _____ technique.
Answer:
Low balling technique
Explanation:
Low balling technique
Low balling technique is a tactics which is implemented to know the mood of the buyer or to get ready the buyer by offering low price of the item than he/she is expecting and then suddenly increase the price of item
in the given question, tiana who want to sell garage for $5 but after observing the mood of interested buyer she changed her mind from$5 to $15 for the same garage.
Excess return portfolio performance measures
a. Adjust portfolio risk to match benchmark risk.
b. Compare portfolio returns to expected returns under CAPM.
c. Evaluate portfolio performance on the basis of return per unit of risk.
d. Indicate historic average differential return per unit of historic variability of differential return.
e. None of the above.
Answer:
The answer would be E
Explanation:
Excess return, also known as alpha, is a measure of how much a fund has under or outperformed the benchmark against which it is compared.
metric allows investors to compare sets of funds against each other, in order to see which fund has generated greater excess returns.
Tim Tradesman estimates his taxable income will be $25,400. He is paid biweekly or 26 times a year. Because Tim has only one source of income, he uses the Tax Tables to estimate how much will be deducted form his pay for withholding.
1. Finds the tax rate for his income level. = a0 %
2. Enters the base amount. = $ a1
3. Enters the amount of tax owed. = $ a2
4. Divides by a3 = $ a4
Answer:
1. 15%
2. $ 0
3. $3810
4. divide by 26 = $146.54
To calculate Tim Tradesman's tax liability, the specific tax rate and base amount corresponding to his income level from the tax tables are required. Generally, a person's tax is the sum of a base amount plus a percentage of income above a given threshold. If tax tables aren't available, a rough estimate of 20% of income may be used for a single self-supporting person.
Explanation:The subject matter here is Mathematics, specifically in the context of taxation and income. The grade level is appropriate for High School students who are likely studying personal finance or basic economics. When estimating tax liability using the tax tables provided, it is important to understand the concept of marginal tax rates and how they apply to varying income levels.
For Tim Tradesman, who has an estimated taxable income of $25,400, we would use the tax information given in the question to calculate the taxes owed. However, without the specific information from Table 27.2.1 for his income bracket, we cannot provide the exact tax rate, base amount, amount of tax owed, or the amount that would be deducted biweekly from Tim's pay for withholding purposes. Instead, a general method can be used where one understands that taxes are based on income brackets and that a person pays a base amount plus a percentage of their income over the threshold for their bracket, as per the example provided with a $20,000 income.
If a student does not have the specific tax rate schedules available, a rough estimate of 20% can be used for calculating taxes as mentioned in the reference material. Also, understanding the relationship between marginal and average tax rates is an important concept in taxation.
When the multiple currencies feature is enabled, which currency is used as the basis for all currency conversion rates?A. corporate currencyB. record currencyC. active currencyD. personal currency
Answer and Explanation:
A. corporate currency
When the multiple currencies feature is enabled, the 'corporate currency' is used as the basis for all currency conversion rates. This is a common currency adopted by an organization or business for its transactions, which eliminates exchange risk.
Explanation:The currency used as the basis for all currency conversion rates when the multiple currencies feature is enabled is the corporate currency. The corporate currency is a common currency adopted by an organization or business for its international dealings to facilitate a seamless process in conversion rates. For example, in the European Union, wherein some countries adopted the euro as a common currency, all other currencies' value can be converted and compared against the value of the euro, thereby eliminating foreign exchange risk and providing a uniform basis for financial transactions.
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Scenario analysis is a way of testing forecasts by changing one assumption at a time.
A. True
B. False
Answer:
False
Explanation:
Although scenario analysis is a way of testing forecasts but not necessarily one assumption at a time.
Scenario analysis is done by keeping all the key risks in mind and predicting the possible outcomes, primary effects and secondary effects on a project. Secondary effects are further analysed to see if there are any other possible risks to consider.
It is not compulsory to change just one attribute at a time, many factors are alone and together analysed to predict better and have a proper set of actions ready to tackle the crisis.
Sandy Bayes works at Hilton Brews as a senior sales executive and manages all the key national accounts of his company. His job involves ensuring that key customers receive the best service from Hilton Brews. Sandy is also responsible for acquiring new customers with high consumption needs on a nation-wide basis. Despite his lack of product specialization in all the product lines, Sandy is hired for this position because of his excellent interpersonal skills. Hilton Brews has most likely adopted a ________ sales-force structure.
A) product
B) team-based
C) territorial
D) market
E) complex
Answer:
D) market
Explanation:
The market-based structure is where an organization's divisions are predicated on markets, sectors or types of customers.
The market-based structure is suitable for such an organization with goods or services distinctive to specific target sections and seems to be especially effective if it has advanced knowledge of all those sections.
The organisational structure often holds the company in its various customer segments continually informed of changes in demand.
The correct option is C. In its sales-force structure, Hilton Brews most likely adopted a territorial approach, as indicated by Sandy's responsibility for managing national accounts and acquiring new customers on a nation-wide basis.
Hilton Brews has likely adopted a territorial sales-force structure. In this structure, salespeople are assigned to specific geographic areas where they are responsible for managing all sales activities within that territory. This approach is suitable for Sandy's role, as he manages key national accounts and focuses on providing the best service to customers within his territory, regardless of the specific products they are interested in.
Here's the reasoning behind the other options and why they are less likely:
A) Product: This structure is characterized by salespeople specializing in specific product lines. Since Sandy lacks product specialization in all the product lines, this option is not suitable.
B) Team-based: In a team-based structure, teams of salespeople with different skills work together to serve customers. While this structure can be flexible and responsive to customer needs, it is typically used for complex sales processes involving large customer accounts, which does not seem to be the primary focus of Sandy's role.
D) Market: A market sales-force structure is one where salespeople focus on specific market segments or industries. Sandy's role does not indicate a focus on a particular market segment; instead, he is responsible for acquiring new customers with high consumption needs on a nation-wide basis, which suggests a broader territorial approach.
E) Complex: A complex sales-force structure is a hybrid of the other structures, tailored to the specific needs of the company. While it's possible that Hilton Brews could have a complex structure, the description of Sandy's role does not provide enough evidence to suggest that this is the case. The focus on territorial management is the most distinctive aspect of Sandy's job, making option C the most appropriate choice.
Therefore, the territorial sales-force structure is the most fitting for Sandy's role at Hilton Brews, as it aligns with his responsibilities of managing key national accounts and acquiring new customers within a specific geographic area.
The amount of potential energy in 1 glucose molecule = 2805kJ/mol. The amount of energy in 1 ATP molecule = 30.5kJ/mol. In a human skeletal muscle cell, 36 molecules of ATP are made for every 1 molecule of glucose burned. What is the efficiency of the aerobic respiration pathway?
Answer:The efficiency of the aerobic respiration pathway is 39.1%
Explanation:
Efficiency = (Energy output÷Energy input) × 100
Energy output = Amount of energy in 36 ATP molecules = 36 × Amount of energy in 1 ATP molecule = 36×30.5KJ/mol = 1098KJ/mol
Energy input = Amount of potential energy in 1 molecule of glucose burned which is 2805KJ/mol
Efficiency =(1098KJ/mol ÷ 2805KJ/mol) × 100 = 39.1%
Efficiency of the aerobic respiration pathway is 39.1%
On June 1, 2019, Brady purchased an option to buy 1,000 shares of General, Inc. at $40 per share. He purchased the option for $3,000. It was to remain in effect for five months. The market experienced a decline during the latter part of the year, so Brady decided to let the option lapse as of December 1, 2019. On his 2019 tax return, what should Brady report?
Answer:
Brady should report a short term capital loss of $3,000.
Explanation:
Short term capital losses are financial losses resulting from the sale of an asset that you have held for less than a year. If the loss results from the sale of an asset that was held for more than a year it is considered a long term capital loss.
Creating a brand community:
a. should only be done for a well-known brand.
b. is easier when customers themselves already participate in real world community activities.
c. requires skilled outside consultants.
d. usually requires a happy accident.
Answer: B
Explanation: Creating a brand community is easier when customers themselves already participate in real world community activities.
A brand community is a community in which consumers who share a set of social relationships based upon usage or interest in a product gather and mutually interact. Most times when this happens, it could cause others to become more aware of the brand. But if customers don't take out time to interact in the real world, this brand community may be difficult to achieve its aim.
Creating a brand community is often a strategic endeavor and is not limited to well-known brands; it can benefit from customer participation in real-world communities and does not always require skilled consultants or happy accidents. Engaging customers in an environment of critical reflection facilitates stronger online community ties.
Explanation:The question addresses the concept of creating a brand community. Interestingly, most choices in the question carry potential misconceptions about the process of building an online community. It is important to note that creating a strong brand community doesn't necessarily require the brand to be well-known beforehand nor does it always necessitate skilled outside consultants. Additionally, while a happy accident may sometimes play a role, effective brand community building is generally a deliberate and strategic process.
Customer participation is a critical aspect of successful brand community creation. When customers are already engaged in real-world community activities, they are likely more inclined to be active within an online community, easing the transition from physical to digital interactions. Studies, including those by consulting firms like McKinsey & Company, have highlighted the importance of online communities, showing that customer retention is significantly higher amongst community users than transaction site customers.
Finally, the approach to community engagement shouldn't be passive but should instead foster an environment of critical reflection and engagement, as indicated by the principles of adult education methods. Persuasion professionals often utilize grassroots approaches like identifying and engaging with information hubs—key individuals within a community—to encourage organic word-of-mouth promotion.
a. Consider a firm that has no fixed costs and that is currently losing money. Are there any situations in which it would want to stay open for business in the short run? Yes, the firm might want to operate in the long run. No, the firm will want to shut down. Yes, the firm will operate if revenue is greater than variable costs. There is insufficient information to make this determination. b. A firm with no fixed costs should shut down. has an accounting profit. has a normal profit. is really in the long run.
Answer:
No. The firm will want to shut down.
Explanation:
The firm has no fixed costs and is losing money, on that matter, is better to shut down
The fact that the membership of segments share much in common implies the segment’s constituents are more likely to respond positively or negatively to particular marketing mixes, and to the distinct sets of values (benefits, solutions) that those marketing mixes create.
Answer:
True (T)
Explanation:
In the given statement, it can be inferred that the membership of segments have a common goals. This means that the constituents of the segments would definitely give either positive or negative comments in reference to the marketing mixes and the outcomes that are created by the marketing mixes. Therefore, the given statement is true.
Which form responds to losses that occur while the policy is in force, regardless of when the claim is made?
Answer:
an occurrence form
Explanation:
An occurrence form provides coverage for any incident that takes place during the policy period. The important thing about an occurrence form is when the incident or loss took place, not when it was reported. If the event took place while the policy was in effect, then any loss must be covered even if the event was reported after the policy period ended.
1. Rank the following assets from the lowest level to the highest level of
(i) transaction costs,
(ii) risk,
(iii) liquidity.
Ties are acceptable for items that have indistinguishable rankings. at.
a. a bank deposit with a guaranteed interest rate
b. a share of a highly diversified mutual fund, which can be quickly sold
c. a share of the family business, which can be sold only if you find a buyer and all other family members agree to the sale
Answer:
Explanation:
Of transaction cost
b. a share of a highly diversified mutual fund, which can be quickly sold
c. a share of the family business, which can be sold only if you find a buyer and all other family members agree to the sale
a. a bank deposit with a guaranteed interest rate
RISK
c. a share of the family business, which can be sold only if you find a buyer and all other family members agree to the sale
b. a share of a highly diversified mutual fund, which can be quickly sold
a. a bank deposit with a guaranteed interest rate
LIQUIDITY
a. a bank deposit with a guaranteed interest rate
b. a share of a highly diversified mutual fund, which can be quickly sold
c. a share of the family business, which can be sold only if you find a buyer and all other family members agree to the sale
Tore Company's records reveal the following information regarding its inventory. Beginning inventory was $100,000 at cost and 160,000 at retail. Purchases during the year were $300,000 at cost and $500,000 at retail. Markups were $10,000 and markdowns, $20,000. Assuming the conventional retail method and net sales of $500,000, ending inventory at cost would be_________.
Final answer:
The ending inventory at cost is calculated using the conventional retail method that involves finding the cost-to-retail ratio from the given data and then applying it to the estimated ending inventory at the retail price.
Explanation:
To calculate the ending inventory at cost using the conventional retail method, we first need to adjust the retail value of the goods to account for markups and markdowns. The calculation starts with the cost-to-retail ratio, which is the relationship between the cost and the retail price of the inventory. With the provided data, we can calculate the cost-to-retail ratio, and then apply it to the ending inventory at the retail price to estimate the ending inventory at cost.
Steps to Calculate Ending Inventory at Cost:
Calculate Cost-to-Retail Ratio: Add the beginning inventory at cost to the purchases at cost to find total goods available at cost. Then, add beginning inventory at retail to the purchases at retail, adjust for markups and markdowns, to find total goods available at retail. Divide the total goods at cost by the total goods at retail for the cost-to-retail ratio.
Estimate Ending Inventory at Retail: Subtract the net sales from the adjusted total goods available at retail.
Apply Cost-to-Retail Ratio: Multiply the estimated ending inventory at retail by the cost-to-retail ratio to find the ending inventory at cost.
Upon performing these calculations using the given information (beginning inventory, purchases, markups, markdowns, and net sales), the ending inventory at cost for the Tore Company can be determined.
Which component of the linear model of communication can interfere with the message being received?A. ReceiverB. NoiseC. ChannelD. Message
Answer:
B. Noise
Explanation:
The linear model of communication refers to how the message goes from the sender to the receiver. It explains that the sender creates a message and transmits it through a channel to the receiver who decodes it. However, there are different things that can affect this process. For example, the noise that refers to any factor that can disrupt the communication process. According to this, the component of the linear model of communication that can interfere with the message being received is the noise.
In the linear model of communication, 'noise' is the element that can interfere with the message being received. It encompasses any disruption that distorts, confuses, or interferes with the communication process.
Explanation:In the linear model of communication, the component that can interfere with the message being received is noise. Noise refers to any form of disruption that distorts, confuses, or otherwise interferes with the communication process. This can include literal noise like sounds, or metaphorical noise like misunderstandings or preoccupations that distract the receiver. For instance, if a teacher is explaining a concept in a noisy classroom, the students may not receive the intended message clearly due to the background noise.
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D. Xavier contributed $15,000 in cash plus office furniture valued at $9,000 to the FX Partnership. The journal entry to record the transaction for this newly formed partnership is _____.
1. debit Cash, $15,000; debit Office Furniture, $9,000; credit D. Xavier, Capital, $24,000
2. debit Cash, $15,000; debit Office Furniture, $9,000; credit FX Partnership, Capital, $24,000
3. debit FX Partnership, $24,000; credit D. Xavier, Capital, $24,000
4. debit D. Xavier, Capital, $24,000; credit FX Partnership, Capital, $24,000
Final answer:
The correct journal entry to record D. Xavier's contribution to the FX Partnership is to debit Cash for $15,000, debit Office Furniture for $9,000, and credit D. Xavier, Capital for $24,000, reflecting an increase in the partnership's assets and D. Xavier’s capital contribution.
Explanation:
The question asks for the correct journal entry to record D. Xavier's contribution to the FX Partnership, comprising $15,000 in cash and office furniture valued at $9,000. The correct way to record this in the partnership's journal is to account for the resources contributed (cash and office furniture) and credit the capital account of the contributing partner (D. Xavier) for the total value of the contributions. Therefore, the correct journal entry is:
Debit Cash, $15,000; debit Office Furniture, $9,000; credit D. Xavier, Capital, $24,000.This entry increases the partnership's assets (cash and office furniture) while simultaneously recognizing D. Xavier's capital contribution to the partnership. This reflects the fundamental accounting equation where assets equal liabilities plus owners' equity, in this case, the equity being D. Xavier's capital account.
When a pharmaceutical company introduces a new drug, its research and development costs are ______, and the cost of the chemicals used in manufacturing the drug are ______. Multiple Choice
start-up costs;
fixed costs fixed costs;
start-up costs start-up costs;
variable costs marginal costs;
variable costs
Answer:
Start-up cost; variable cost
Explanation:
Start-up cost is the cost incurred in developing a new product. It is a one time cost that is incurred only at the time of creating something new. Start-up cost includes borrowing cost, research and development cost and expenses incurred on technology.
Variable costs change with the change in units of output produced. Cost of chemicals depend on the amount of drugs produced. So, research and development cost is start-up cost and cost of chemical is variable cost.
Veronica buys a laptop from a local salesperson, but it turns out to be defective. She tells her friends and relatives about the poor performance of the laptop. From the perspective of the salesperson, this is an example of: a sneak attack. routing. a lead disqualification. browbeating. a negative referral.
Answer: A negative referral.
Explanation: Veronica has given a negative report of the laptop she bought from local salesperson to her family and friends therefore a negative referral has been given about the salesperson, which would discourage the family and friends from buying things from that local salesperson in the future.
Veronica telling her friends and relatives about the defective laptop she bought from a salesperson is an example of a negative referral. Negative referrals can influence potential customers negatively and damage a business's reputation.
Explanation:From the perspective of the salesperson, Veronica telling her friends and relatives about the poor performance of the laptop would be considered a negative referral. A negative referral occurs when a dissatisfied customer shares their negative experience with potential customers, thereby influencing their perceptions and potentially their buying decisions. In contrast to formal advertising or proactive word-of-mouth promotions by satisfied customers, negative referrals can significantly damage a business's reputation and sales.
The debt-to-equity ratio:A. Is calculated by dividing book value of secured liabilities by book value of pledged assets.B. Is a means of assessing the risk of a company's financing structure.C. Is not relevant to secured creditors.D. Can always be calculated from information provided in a company's income statement.E. Must be calculated from the market values of assets and liabilities.
Answer:
The debt-to-equity ratio is a means of assessing the risk of a company's financing structure.
The correct answer is B
Explanation:
The division of book value of secured liabilities by book value of pledged assets is referred to as debt ratio.
Debt-equity ratio is calculated by dividing the book value of debt by book value of total stockholders equity. It measures the extent to which a firm is exposed to financial risk.
Debt-to-equity ratio is relevant to secured creditors because it shows the ability of a firm in repaying its debt obligations.
Debt-to-equity ratio cannot be calculated from the information provided in a company's income statement.
Debt-to-equity ratio is not calculated from the market values of assets and liabilities.
Final answer:
The debt-to-equity ratio is a financial metric used to assess a company's financing structure risk by comparing its total liabilities to shareholder equity, calculated from the balance sheet, not the income statement. Hence, the correct option is B.
Explanation:
The debt-to-equity ratio is best described by option B: Is a means of assessing the risk of a company's financing structure. This ratio is a key financial metric used to evaluate a company's financial health. It measures the degree to which a company is financing its operations through debt versus wholly owned funds. This ratio is important for lenders, investors, and analysts when assessing the riskiness of a company's financial structure. It essentially shows what proportion of equity and debt the company is using to finance its assets.
Typically, the debt-to-equity ratio is calculated by dividing a company's total liabilities by its shareholder equity and is represented as a numerical value. It may vary by industry as to what is considered a healthy or normal debt-to-equity ratio. The notion that a debt-to-equity ratio "Can always be calculated from information provided in a company's income statement" (option D) is incorrect; the balance sheet, not the income statement, provides the needed values (total liabilities and total shareholder equity) for calculating this ratio.
In the market for labor, the price of labor is the:______
a. same as price of the product produced by the labor.
b. real wage.
c. marginal product of labor.
d. number of hours employed per year.
Answer:
b. real wage.
Explanation:
Labor is a factor of production. By definition, it is the physical and mental effort contributed in production of a good or provision of a service. The compensation of labor which is also known as the price, is the real wage or salary. An example a company employee who contributes his/her expertise and is being paid a salary.Other factors of production include land, capital and entrepreneurship.
When a bond's price falls, its yield to maturity and its current yield?a.falls; falls b.rises; rises c.falls; rises d.rises; falls
Answer:
(B) rises; rises
Explanation:
There is an inverse relationship between a bond's price and its yield, be it its yield to maturity or its current yield. The relationship is evident is the pricing formula for a bond.
[tex]Bond Price = ∑\frac{Coupon}{(1+y)^{n} }[/tex]
where y = the current yield of the bond (or yield to maturity)
n = the number or period of each coupon paid.
Thus, when a bond'd price falls, its yield to maturity and current yield rise.
The yield to maturity of a bond is a single yield that equates the discounted values of all coupon and principal repayment of the bond to its current price. On the other hand, the current yield is the yield of the bond at a particular period and is influenced by the level of interest rate in an economy, the current rating of the bond, etc.
Rachel manages security for a small bank and has a firewall at the gateway as well as one at each network segment. Each firewall logs all accepted and rejected traffic. Rachel checks each of these logs regularly. What’s the first step that should be taken to improve this firewall configuration?
Answer:
Integrate with SIEM
Explanation:
Security information and event management (SIEM) is a security management approach that integrates the roles of SIM (Security Information Management) and SEM (Security Event Management) into one security management system.
The first step to be taken is to integrate it with a SIEM so that all logs are consolidated and protected. Honeypot and honeynet are completely unrelated to the scenario and it is a great idea to integrate with AD, but it does not boost the setup of the firewall.
The first step to improve the firewall configuration is to analyze the firewall logs to identify any patterns or anomalies in the accepted and rejected traffic.
Explanation:The first step to improve the firewall configuration is to analyze the firewall logs to identify any patterns or anomalies in the accepted and rejected traffic. By thoroughly reviewing the logs, Rachel can gain insights into the network's security posture and identify potential vulnerabilities or threats. This analysis will help in making informed decisions for enhancing the firewall rules and policies to ensure better network security and protection against potential attacks.
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Enlightened self-interest, an important justification offered for corporate social responsibility (CSR), presumes that:________. a. good ethics also can be good business.b. measuring the bottom-line impact of ethical decision making is un-important.c. measuring the short-term impact of ethical decision making is legally required.d. profits are independent of ethics.
Answer:
The correct answer is (a)
Explanation:
Ethics are important for every business activity as it helps to create goodwill. Overall, most of the corporate social responsibility training's focus on ethics, and it presumes that if a person acts to helps others ultimately helps himself. So, good ethics is also good for the business according to enlightened self-interest. Ethics helps to create trust which is good for business and long-term sustainability.
If a licensee has received any commission in conjunction with a transaction in which the license law was violated, that licensee could be held liable for up to ______times the amount of the commission, in addition to having their license suspended or revoked.A. 7B. 6C. 5D. 4
Answer: The correct answer is "D. 4".
Explanation: If a licensee has received any commission in conjunction with a transaction in which the license law was violated, that licensee could be held liable for up to 4 times the amount of the commission, in addition to having their license suspended or revoked.
Receiving a commission on transactions that violate the license law is prohibited.
Attractive market segments are generally measurable, accessible, substantial, differentiable and _________. Which description is missing?
Answer:
Actionable
Explanation:
For market segments to be attratuve and useful they are basically five criteria to ghis effect, it should be measurable, accessible, substantial, differentiable and actionable.
Actionable meaning that effective programs can be designed for serving and attracting the segments.
If your receive $1,000 at the end of each month, then after one year of inflation at 10% your monthly income in real (purchasing power) terms is only $________.
A. 100
B. 10
C. 900
D. 1000
Answer:
The correct answer is C. 900 dollars
Explanation:
Inflation is a sustained increase in the general price level of goods and services in an economy over a period of time. Due to inflation the purchasing power of currrency decrease. In other words there is an inverse relationship between inflation and purchasing power of money.
In this problem requires us to calculate real income. This can be calculated by dicounting income with the help of formula given below
RI (DF) = 1000 (1+10%)^-1 = 900
The best defensive driving strategy in planning ahead for an evasive action on the road includes:
Answer:
A) Scan the highway far and wide.
B) Think about how slow, stop or change lanes suddenly.
Explanation:
The Smith Driving Standards can be a very useful guide for defensive driving techniques. It includes the Five Principles of Defensive Driving:
Aim high : you should be alert and focused, and your head should be held up high so that you can view the whole road. The Big Picture : try to identify angry or erratic drivers, and always be aware of your surroundings.Keep Your Eyes Moving: you must be alert and keep your eyes on the road.Leave Yourself An Out : try to anticipate what other drivers are doing so that you have a possible exit in case you need to change lanes suddenly.Ensure they see you: make sure other drivers have noticed you.The best defensive driving strategy includes avoiding high speed driving, traveling during light congestion, gradual deceleration before stops, and reducing driving by careful route planning, carpooling, and using public transportation. Being vigilant and ready to reroute is crucial. Properly maintaining your car and paying attention while driving are also important factors.
The best defensive driving strategy in planning ahead for an evasive action on the road involves several key practices. First, avoid high speed driving, which reduces the time you have to react and maneuver safely. Second, travel when congestion is light, so you have more room to perform evasive maneuvers if necessary. Third, avoid unnecessary braking by gradual deceleration before stops to prevent abrupt stops that could lead to collisions. Additionally, reduce driving by carefully planning your route to minimize travel distance, carpooling, and using public transportation when possible. Always be vigilant and prepared to reroute should obstacles arise.
An individual is attempting to determine if it is necessary to register as an investment advisor due to the nature of some of their activities. The individual only works with accredited or qualified clients. How does this affect registration requirements?
Answer:
[D]
Explanation:
Based on the information provided within the question it can be said that the Clients being accredited or qualified would not affect registration requirements or exemptions. This is due to Investment Advisors Act of 1940 and Investment Advisor would have to register if they are giving advice about securities, being compensation, and being the business of giving advice, regardless if the client are accredited or qualified.