Theresa just bought her first new home. She put 30% down and got a mortgage for the remainder. The difference between what Theresa owes and what her home is worth is known as what?

Answers

Answer 1

The correct answer is Equity

The concept of equity comes from basic accounting and its understanding can be very useful for the performance of a portfolio of financial investments. Thus we can say that equity, is the result of subtracting the value of assets minus the amount of all liabilities of a company. Although the concept of equity is widely used in corporate balance sheet analysis, this idea can also be applied to an investor's personal finances.


Related Questions

A licensee that has had a complaint filed against him or her can voluntarily surrender or relinquish their license instead of facing disciplinary action. This is a permanent action and the licensee will never be able to hold a real estate license again in the state of Florida.

A. True
B. False

Answers

Answer:

True

Explanation:

It is true, if it is a permanent action and since such licensee relinquished his/her licence instead of facing disciplinary according to the law in Florida state, such licensee might not be able to hold real estate licence. Also if according to the law of Florida state and depending on the actions against such person, he/she might not be able to hold such licence again as a consequence of what ever charges is laid down against such licensee

Okun’s Law estimates that for every 1 percent increase in unemployment above the natural rate, a GDP gap of ______ percent occurs.
a) one
b) two
c) three
d) four

Answers

Answer:

correct option is b) two

Explanation:

solution

Arthur Okun was born in 1928 and died in 1980

he was professor and economist

Okun's Law is refer to relation between increases in unemployment and decreases in GDP gross domestic product

it state when every 1 % increase increase unemployment above "natural rate " then GDP gross domestic product decrease 2 %

so here correct option is b) two

 

An individual who were believed to possess a high number of masculine and feminine traits are:__________

Answers

Answer:

Androgynous

Explanation:

People who possess the combination of both masculine and feminine traits are known to be 'androgynous'.

Which year resulted in the election of a president from one party and a vice president from another?a. 1980 b. 1804 c. 1796d. 1968

Answers

Answer:

1796

Explanation:

In  1796 election of a president from one party and a vice president from another.

Final answer:

The year 1796 saw the election of a president and vice president from different parties: John Adams (Federalist) as President and Thomas Jefferson (Democratic-Republican) as Vice President. This was prior to the Twelfth Amendment, which now ensures that the President and Vice President are from the same party.

Explanation:

The year that resulted in the election of a president from one party and a vice president from another in U.S. history was option c. 1796. In this year, John Adams of the Federalist Party was elected as president, while Thomas Jefferson of the Democratic-Republican Party was elected as vice president. The incident occurred before the passage of the Twelfth Amendment in 1804, which later mandated that electors cast one vote for president and a separate vote for vice president, thereby ensuring that the president and the vice president would be from the same political party.

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"As _____ similarity to a person with a diagnosis of schizophrenia increases, so does a person's risk of being diagnosed with schizophrenia."

Answers

Answer: The answer is most

Explanation: "As most similarity to a person with a diagnosis of schizophrenia increases, so does a person's risk of being diagnosed with schizophrenia."

Final answer:

The risk of being diagnosed with schizophrenia increases with genetic similarity to someone who has the condition, underscoring a genetic component to the disorder. However, environmental factors also play a crucial role as the majority of schizophrenic individuals do not have close relatives with the disorder.

Explanation:

"As genetic similarity to a person with a diagnosis of schizophrenia increases, so does a person's risk of being diagnosed with schizophrenia." This statement suggests a clear relationship between genetics and the risk factor for developing schizophrenia.

Genetic Predisposition and Schizophrenia

There's a well-established genetic component to schizophrenia. Studies indicate that the closer one's genetic relationship to an individual with schizophrenia, the higher the probability one has of also being diagnosed with the condition. For example, having an identical twin with schizophrenia significantly increases one's risk, although that risk is still under 50%.

However, it's important to acknowledge that a genetic predisposition does not guarantee the development of schizophrenia. More than 60% of people diagnosed with schizophrenia do not have first- or second-degree relatives with the disorder, underscoring the significance of environmental factors in its development. Stressful life events, socioeconomic status, prenatal conditions, and drug exposure can all interact with genetic susceptibility to influence the onset of schizophrenia.

Daily Stop, a supermarket in California, was criticized by the community for its use of plastic bags. In view of the concerns raised by the members of the community, the supermarket's management made the decision to start using biodegradable bags. This decision has been influenced by _____ forces.

Answers

Answer: Social Forces

Explanation:A social force is a force that result from unified opinion from the members of the community or society that bring about a social action that will lead to a social change . Social forces drive and motivate crucial changes within society.

The community came together against the supermarket and their unified opinion was able to influence the supermarket to change to using biodegradable plastics. There is power in numbers and this is what this community clearly used to stand for what they want and eliminate what they don't want;unified voice.

In 2006, pop star Ashlee Simpson underwent rhinoplasty to have the size and shape of her nose reduced. Though she denied having surgery for a while, Simpson ultimately told Us Weekly in 2008, "I used to look at a beautiful girl on the cover of a magazine and think I could never be that. … I like to get dressed up now, and that's something I've never been into before". Simpson appeared to have believed a larger nose improved her ____________ attractiveness.

Answers

Answer:

Physical

Explanation:

Answer:

Physical

Explanation:

Ashlee Simpson who initially told Us Weekly in 2008, "I used to look at a beautiful girl on the cover of a magazine and think I could never be that. … But now like to get dressed up which was something she has never been into ..now appeared to have believed a larger nose improved her physical attractiveness.

physical attractiveness is the extent to which a person's physical features are considered desirable.

Ashlee Simpson who was born on October 3, 1984. is an American songwriter, a singer and also an actress

The____________ Amendment protects the right of individuals and groups to petition the US government. People with particular economic or social concerns often form_____________ to influence lawmakers to act on their behalf. Powerful and influential groups called____________ committees have also arisen to finance political campaigns, mostly on a national level.

Answers

The complete sentences are:

The First Amendment protects the right of individuals and groups to petition the US government.

People with particular economic or social concerns often form interest groups to influence lawmakers to act on their behalf.

Powerful and influential groups called political action committees have also arisen to finance political campaigns, mostly on a national level.

The first amendment prohibits the US Congress to enact any laws prohibiting the freedom of belief, press or expression. It was adopted on December 15, 1791.

An interest group is also called an advocacy group, is an organized group, that uses several forms of advocacy to influence not just a political party, but also public opinion. They play a crucial role in modern politics.

Political action committees are tax-exempt groups who launch fundraising campaigns to finance political parties or movements.

Answer:

1:First

2:Interest Groups

3:Political Action

Explanation:

The_First Amendment protects the right of individuals and groups to petition the US government. People with particular economic or social concerns often

form Interest Groups to influence lawmakers to act on their behalf. Powerful and influential groups

called_Political Action_committees have also arisen to finance political campaigns, mostly on a national level.

This is right i got it right on the assignment

In spite of republican misgivings, southern slavery survived the post-Revolutionary era because?

Answers

Answer:

In spite of republican misgivings, southern slavery survived the post-Revolutionary era because there were powerful economic incentives to forced labor.

Explanation:

In spite of emancipation laws bring passed after the war, they were very slow to take effect on southern states: many of them only freed children, for example. The economic system that the south had built required a massive unpaid workforce. In states where tobacco production decreased and no longer demanded such work, the free black population increased more rapidly than in other states, Meryland and Delaware for example. Legal modifications weren't taken seriously among whites of the lower southern states.

A man suffers a head injury in a car accident. For several days afterward, he has difficulty remembering phone numbers. This loss of memory results from damage to the man's?

Answers

Answer:

cerebrum

Explanation:

From the given scenario of the question, as the man suffers from head injury , the loss of his memory , indicates that there is damage in the man's cerebrum.

As ,

In the human brain , cerebrum is the largest part of brain , which is responsible for memory , like the things which the body is supposed to remember .

Hence, from the given information of the question , cerebrum of the man got damaged.

Participants in an experiment on stress management are given stress reduction techniques and then measured for the effect. What is the role of the control group in this experiment?

Answers

Answer:

They receive no techniques at all, but they are measured.

Explanation:

When the effect of a treatment is to be studied, participants are divided into two groups. One group receives the treatment while the other group does not.

The group which receives the treatment should show the claimed effects of the treatment while the other group should not show the effects. The group which does not receive the treatment is called the control group

Here, the control group will not be administered any techniques at all but their state will be measured.

In which stage do infants learn that the world is a safe place and people can be trusted?

Answers

Answer:

Just as attachment is the main psychosocial milestone of infancy, the primary psychosocial milestone of childhood is the development of a positive sense of self. How does self-awareness develop? Infants don't have a self-concept, which is an understanding of who they are.

How would you characterize the Hollywood studio system during the classical period?

Answers

Answer:

During the classical period, the Hollywood studio was a top down organization, where every thing is been controlled by the management.

A top down organization is a type of organization where the management or top executives are the decision makers, and decisions made are passed to those under them in hierarchy either as an instruction or a task to be carried out.

The overwhelming majority of U.S. prison guards during the Iraqi War did not engage in abuse, so the reasons for such abuse, when it occurs, don't lie entirely in the __________, but in the __________ of the guards.

Answers

Answer:

Situation, disposition

Explanation:

Situationism is a theory that views changes in human behaviour as factors due to the situation and not the traits possessed by the individual. In the case of the prison guards, it was found out that regular individuals tend to completely dissociate from their personality when there is change in environment.

John believes that he can become a player in Major League Baseball when he grows up. As he practices, John realizes that he can actually accomplish this goal and that it can be more than a dream! Therefore, John has a strong

Answers

Answer:

self-efficacy

Explanation:

Self - efficacy -

It is referred to as the belief of any person , which enables the person to be very sure and capable to do a certain task or activity very efficiently and to excel the task , is known as self - efficacy .

The term self - efficacy helps to determine the confidence , motivation and capability of the person.

Hence,

From the given information of the question, John is depicted to have a very strong self-efficacy.

Michael could gamble four quarters in a carnival game, with the potential to win as many as 20 quarters. However, the possibility that he might end up with no quarters at all leads Michael to choose not to play. Michael's decision illustrates ___________.

Answers

Answer:

Loss aversion

Explanation:

Most of the time many people are possessive to their things. They do not want to lose it. They feel very anxious if they lose those things. It can be said that if a person has more then the person is more vulnerable to those things. Emotion regulation is the procedure that reduces the loss aversion and helps the people to come to the biased decision illustration. People always afraid to lose things that are under their possession. The version to loss things is the strong emotion of peoples. The aversion to loss displays critical negative outcomes in the form of emotions such as fear, anxiety, etc.  

Thus here in the above statement Michael behavior in gambling to win 20 quartets but if lose, lose all quarters. So that he refused to play that illustrates the decision of Michael related to lose aversion.

In the Tuskegee syphilis experiment, researchers from the U.S. Public Health Service ____.

Answers

Answer:

Explanation:

In the Tuskegee syphilis experiment, researchers from the U.S. Public Health Service studied the progression of syphilis in a group of African American men without providing diagnosis or treatment .

The consent of the subjects were not sort nor were they informed of the nature of the study. The controversies that arose from the study resulted in the passage of the National Research act in 1974.

we discover that social scientists in the 1960's predicted that religion would disappear along with the rapid development of ___________________. (what she talked about in class)

Answers

Answer:

We discover that social scientists in the 1960's predicted that religion would disappear along with the rapid development of science and secular attitudes within society

Explanation:

The 1960s were a period of transition. The generation who grew up after the war did not want to follow the steps of their parents, and the values shared by the previous generations now were on target of a young population that desires to create their point of view about the world and themselves. They begin to praise science as the answer to the problems and fight against the traditional values promoted by religion. This behavior, according to many social scientists, would create a different society more rational.

Greg and Richard live in a neighborhood where there is a community garden. Each is allowed to take fruit and vegetables for their own family, but they must also remember that if they take too much the garden will fail and nobody will be able to benefit from it. This is analogous to a ________ game.

Answers

Answer:

This is analogous to a commons dilemma game

Explanation:

A game of commons dilemma is used to teach morals and ethics for children. They are introduced to a problem that will depend on their moral conduct to find a better answer for it. When applied in a social community, a commons dilemma game can promote the same result, because will inflict the idea of respect, altruism, otherness and ethical conduct in the individual. In general, these games use the idea "to think about the other, not only on yourself."

4. All vehicles must stop at least ___ ft from the nearest railroad crossing if a signal or flagger is warning of an oncoming train.

Answers

Answer:

You must stop at least 15-50 feet from the railroad

no less.

Christiansen Motors ran an ad in the Saturday newspaper with the following language, "The first 10 customers who come to the dealership and purchase a car will get 0% financing for 4 years on any car." Greta Jones went to Christiansen’s show room to buy a car with 0% financing, but Christiansen refused to sell a car at 0% financing because it had already sold 10 cars before Greta arrived. Which of the following is correct?​ a. ​Christiansen made an offer with its newspaper ad. b. ​Christiansen needed to be more careful in its language and put a time limit on the offer or sell a car to Greta for the promised rate. c. ​Christiansen did not make an offer and was not obligated to sell the first 10 cars. d. ​Christiansen must sell a car to Greta at 0% financing because it ran an ad promising to do so. e. ​Christiansen need not sell a car to Greta for the rate in the ad.

Answers

Answer:

a. ​Christiansen made an offer with its newspaper ad.

Explanation:

Christiansen Motors made an offer with its ad that the first 10 purchases will get 0% financing, unfortunately the offer has already been exhausted before Greta Jones came to the showroom, 10 cars have already been bought, thus the offer no longer applies.

Final answer:

Christiansen Motors' advertisement is an invitation to treat and not a binding offer. Since the ad specified only the first 10 customers would receive the deal and that threshold was met before Greta Jones arrived, Christiansen is not obligated to offer her the 0% financing.

Explanation:

The specifics of this scenario touch upon contract law and the concept of an advertisement as an invitation to treat rather than a unilateral offer. When Christiansen Motors stated in their advertisement that "The first 10 customers who come to the dealership and purchase a car will get 0% financing for 4 years on any car," this is generally considered an invitation to negotiate rather than a legally binding offer. This means that Christiansen Motors was not making an offer that, once accepted, would create a contract.

Furthermore, since the ad specified that this promotion was only available to the first 10 customers, and since these 10 spots had already been filled before Greta Jones arrived, Christiansen Motors fulfilled its promotional terms as stated in the ad. Therefore, they are not obligated to provide the same financing deal to Greta Jones.

Based on the information given and general legal principles, the option which is correct would be:

e. ​Christiansen need not sell a car to Greta for the rate in the ad.

How by forming a political action committee (pac) the interest group can show a candidate that?

Answers

Answer:

By forming a political action committee (PAC) the interest group can show a candidate that its members care very deeply about an issue and are willing to donate money to support the group’s position on the issue.

Explanation:

Political Action Committee is a term for a committee which purpose is to raise and spend money to support a political candidate. Most representatives of PACs are from business, labor or ideological areas. Candidate committee can receive up to $5,000 from a single PAC per election.

First PAC formed in 1944, when the Congress of Industrial Organizations formed the first one to re-elect the president F. D. Roosevelt. Union members contributed voluntarily.

PAC is different from Super PAC, which is also a type of PAC, created in 2010.  Super PACs do not contribute to candidates or parties. But, they make independent expenditures in federal races - showing ads or advocating the election for a specific candidate. There are no limits for the amount of money which can be used for these expenditures.

Kathleen has found out everything she can about a newly qualified lead. She has practiced making her sales presentation and has determined what goals she has for the first meeting. Kathleen has finished the ___________ stage of the selling process.

Answers

Answer: Kathleen has finished the initial and first stage of the selling process.

Hope this helps!  :)

Explanation:

His writings did not specifically address crime; however, his ideas impacted Willem Bonger who viewed the criminal law as primarily protecting the interests of the propertied class. Who is this?

Answers

Answer:    This is Karl Marx

Explanation: Karl Marx, as the creator of the communist idea and the creator of the idea of ​​a classless society as the ultimate goal, saw that a class-based society created the conditions for the exploitation of one class - the workers, for the sake of profit and the benefits accrued by the capitalists, that is, the ruling class. All laws, even criminal law, are therefore creatures of the ruling class, so that by obeying the laws that ruling class has created and enacted, so it can be held in power and maintained the order that suits them.

So this idea of ​​Marx was not to talk about crime itself, but of a tool used by the ruling class to promote its laws and interests. The ruling class creates criminal law to protect its own actions and to prevent the subordinate class from reacting to and opposing them. In other words, what, according to Marx, is allowed to the ruling class, the working class is not, because if the working class goes after it, then it is crime, and according to Marx, one of  the ways of exploiting workers.

This Marx idea also influenced the Dutch criminologist Willem Bonger, who saw the connection between crime, that is, how crime is treated and understood, and the social conditions determined by the interests of the ruling class.

Silky Coordinates, a women’s clothing store, employs female attendants to as­sist customers in the dressing rooms. Radley, a forty-one-year-old male, ap­plies for an atten­dant’s job, but is not hired. In Radley’s suit against Silky for em­ployment discrimination under Title VII, the store has ?

Answers

Silky Coordinates, a women’s clothing store, employs female attendants to as­sist customers in the dressing rooms. Radley, a forty-one-year-old male, ap­plies for an atten­dant’s job, but is not hired. In Radley’s suit against Silky for em­ployment discrimination under Title VII, the store has a bona fide occupational qualification defense.

Title VII is part of the Civil Rights of 1964. It was created to forbid owners of companies from discriminate candidates for race, religion, gender or nationality reasons. It is applied in federal, state or local governments to help people that are looking for a job. That is what Radley did in his case. He appealed to the federal agency Equal Employment Opportunity Commission to receive help and orientation.

An easement is defined as an interest in land that gives the easement owner the right to use real estate he or she personally owns for a specified purpose. True or false?

Answers

Answer:False

Explanation:An easement is a legal right that is given to someone else who doesn't own the land to use that land for a particular purpose as minimum as possible. This means an individual who is given an easement doesn't own that land or property but has been given a permission to use that land but they don't have the legal tittle to that land because the land or property's legal title is still with the owner of the land. The easement is given to utility companies such as a land used to run cable line and power lines. The owner of a land can also give an easement to their neighbor such as when the neighbor has to pass through your land so they may need to open an access road on your land.

The first needs that must be met before others, according to Maslow, positioned at the bottom of the hierarchy, are the _____ needs.

Answers

Answer:

Physiological needs

Explanation:

Maslow was a humanist. He proposed a humanistic theory called humanistic theory or perspective. It is based on hierarchy. In this hierarchy, there are five levels of needs. These needs are interdependent. If a person does not complete or fulfill a basic need, it could not reach on the next level. The primary and the basic need is  

Physiological need:

This needs to be based on the biological requirements of the body to survive. These are very important needs. Without these needs, a person could not reach on to the next level. This basic need includes water, food, sex, clothes, sleep, etc. Maslow considers that physiological need is the most important need. Without fulfilling these need a person could not go on the second level. Other needs are secondary.

Around age _____ people are roughly 2–5 percent shorter due to the compression of the joint cartilage and bones.

Answers

Answer:

70

Explanation:

Around age 70 people are roughly 2–5 percent shorter due to the compression of the joint cartilage and bones.

Hunters tend to pass through five stages of development. What is the focus during the method stage?a. bagging the limitb. getting off the shotc. the total hunting experienced. quality of game rather than quantitye. the process of the hunt

Answers

Answer:

e. the process of the hunt

Explanation:

Hello! In the method stage, the hunting process and challenges become the primary focus of the hunters. They use a bow or weapon to hunt. The hunters can choose to stalk his prey or hunt in one quiet place without movement, waiting for the animal to show up.

Thanks for your question! Feel free to ask more!

Final answer:

The method stage in a hunter's development focuses on perfecting the process of the hunt and valuing the experience over the quantity of game.

Explanation:

The focus during the method stage of a hunter's development is predominantly on the process of the hunt. At this stage, hunters are less concerned with the quantity of game they take (bagging the limit) and more with the techniques and strategies involved in hunting. They value the experience of perfecting their methods, often aiming for a more ethical and skillful approach. During this phase, hunters may work on perfecting a particular skill or technique, such as tracking or the use of a particular weapon. The method stage reflects a maturing perspective on hunting, where the act and art of hunting itself becomes more important than simply achieving a successful outcome in terms of the quantity of game.

Many students pursue college for a specific degree, career opportunity or personal goal. Whichever it may be, learning will be critical to achieve your ultimate goal. As you think ahead to the process of learning during your college years, how will you define a successful college experience?

Answers

Answer:

A successful college experience can be described as the one in which a person is able to enhance his/her interest in a particular field. The teachers are excellent who help then to endure knowledge and make the experience memorable. Successful college life is the one in which a person is not only able to gain knowledge on his/her chosen subject courses, but also develops his personality and becomes a better human being. College life is very important in shaping a person.

Final answer:

A successful college experience involves academic success, personal and emotional growth, and understanding your learning styles and mindset. Students often view college as an avenue to upward social mobility, leading them to pursue studies they believe will benefit them in their careers. However, success in college doesn't have to be tied to a specific career or major.

Explanation:

A successful college experience can be defined in numerous ways and is often subjective, dependent on the individual's personal goals and aspirations. This may involve more than just academic achievements. It could encompass building a strong network of contacts, gaining valuable work experience through internships, identifying your learning styles, developing a motivated learning mindset, growing personally and emotionally, and many other aspects.

In a society where education serves as a major method for upward social mobility, many students view college as a means to secure financial security by pursuing careers that they assume will bring wealth. This has led to high motivation towards areas of study that are perceived advantageous on the social ladder. For instance, a student might prefer business courses over a Victorian poetry class, believing the former to be more beneficial for a future career.

However, it's important to recognize that this approach can sometimes lead to a college experience devoid of joy and personal fulfillment. It's also worth noting that college success does not need to be tied to a specific career or major. Many college majors, especially in the liberal arts and sciences, offer numerous career options.

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