For electronically deposited funds, such as an employee's direct deposit, when must banks make those funds available to the employee?
A payday loan company charges 5.2 percent interest for a two-week period. what would be the annual interest rate from that company? assume an even 52 weeks per year.
Final answer:
The annual interest rate from a payday loan company charging 5.2 percent interest for a two-week period would be 135.2 percent, calculated by multiplying 5.2 percent by the 26 two-week periods in a year.
Explanation:
A payday loan company charges 5.2 percent interest for a two-week period. To calculate the annual interest rate, you would multiply this two-week interest rate by the number of two-week periods in a year. Assuming an even 52 weeks in a year, we have 26 two-week periods. Therefore, the annual interest rate from that company would be 5.2% times 26.
Annual interest rate = 5.2% × 26 = 135.2%
This figure shows the notably high cost of borrowing from payday lenders, especially when compared to other financial institutions that offer annual interest rates.
Clement applies for a home loan at global bank inc. as part of the process, he provides his personal details to the bank. the banker uses clement’s personal information to sell him insurance policies. in this scenario, the banker’s action is considered _____.
The bank’s action is considered to be legal though it is unethical. It is because having to take the information of Clement is legal though it is considered unethical because they used his information just to sell him the insurance policies.
For assessing the strength of the housing market, _____ is often a good indicator.
1640s, the principal crop grown in barbados went from being tobacco to
John would like to move from the suburbs into the city, but the rent in the city is very high.john has found an apartment he really likes, but he can only afford about 60% of the monthly rent. what is the best housing option for john
Which of these bottled water brands is produced by the makers of coca-cola?
Final answer:
The bottled water brand produced by Coca-Cola is Dasani. This aligns with Coca-Cola's diversified beverage portfolio and shows the company's efforts in sustainable water use, including reducing water used in drink production and restoring water to affected communities.
Explanation:
The bottled water brand produced by the makers of Coca-Cola is Dasani. This brand is part of Coca-Cola's broad beverage portfolio and is positioned in the market as a purified water that undergoes a specific filtration process. Coca-Cola, a global beverage powerhouse, has diversified its product line to include not just sodas but also water, tea, and sports drinks, among others. This diversification includes understanding the trade-offs and resource allocation necessary to balance production between soft drinks and bottled water, especially considering the environmental impacts of bottled water production.
Moreover, Coca-Cola's efforts to manage water usage more sustainably are notable. Although the company has faced criticism for its water usage practices in the past, it has vowed to make improvements. For example, initiatives to reduce the water used in drink production, as well as efforts to restore water to communities affected by its water usage, highlight Coca-Cola's acknowledgment of the importance of sustainable water use practices in its operations, including the production of bottled water like Dasani.
Zack has two savings accounts with a total of $9,000. he withdrew 10% from one and 60% from the other to buy his girlfriend an engagement ring. if the ring cost $2,175, find the remaining balance in each account.
After making the withdrawal for the engagement ring, Zack was left with $4,500 in the first savings account and $1,600 in the second savings account.
Explanation:This problem is a matter of simple algebra. We know that Zack has a total of $9,000 in his two accounts. Let's denote the amount in the first account as x and the one in the second account as y. So, we have x + y = $9,000. He withdrew 10% from the first account and 60% from the second account, which gave him $2175. Therefore, 0.1x + 0.6y = $2175. By solving these two equations, we find that x = $5,000 and y = $4,000. After the withdrawal, Zack has $5,000 - $500 = $4,500 in the first account and $4,000 - $2,400 = $1,600 in the second account
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John purchases a blender from juicemart. a crack in the plastic casing causes the blade to swing out of control and fly at john's arm. john is shaken up by the incident but otherwise uninjured. john's strict product liability suit will most likely:
If the government imposes a price ceiling of $90, does a shortage or surplus (or neither) develop?what are the price, quantity supplied, quantitydemanded, and size of the shortage or surplus?
A price ceiling of $90 results in a shortage because it increases the quantity demanded to 150 units while decreasing the quantity supplied to 80 units, resulting in a 70-unit shortage.
When the government imposes a price ceiling of $90, a shortage develops. A price ceiling is a maximum legal price set below the market equilibrium price, causing demand to exceed supply. To determine the impact, we need to know the equilibrium price, equilibrium quantity, the quantity supplied, and the quantity demanded at $90.
Assuming an equilibrium price of $120 with an equilibrium quantity of 100 units, here’s the breakdown:
At Price Ceiling of $90:
Quantity demanded: Let’s assume it increases to 150 units due to the lower price.Quantity supplied: Let’s assume it decreases to 80 units due to the lower price.Shortage: 150 units (demand) - 80 units (supply) = 70 units.This results in a shortage of 70 units. Price ceilings lead to shortages because they increase the quantity demanded while decreasing the quantity supplied, disrupting the market equilibrium.
Select the answer that most accurately describes the effects of NAFTA.
a. Due to the increase of trade and competition, NAFTA has unquestionably benefited all countries involved.
b. Due to the exploitation of labor, NAFTA has been detrimental to Mexico.
c. It is difficult to assess all the results of NAFTA, but most economists agree that NAFTA has been beneficial to the countries involved.
d. It is difficult to assess all the results of NAFTA, but most economists agree that NAFTA has had a negative impact on the countries involved.
what is the answer?
The answer is "c. It is difficult to assess all the results of NAFTA, but most economists agree that NAFTA has been beneficial to the countries involved".
The North American Free Trade Agreement (NATFA) was the entryway through which American specialists were pushed into the neoliberal worldwide work showcase.
By building up the rule that U.S. partnerships could move generation somewhere else and move once again into the United States, NAFTA undercut the bartering intensity of American specialists, which had driven the extension of the white collar class since the finish of World War II. The outcome has been 20 years of stale wages and the upward redistribution of salary, riches and political influence.
Clay's Sandwich Shop is very busy during lunch. The line of customers runs out of shop and down the sidewalk from noon to 1pm. Many people leave without ever being able to buy one of this sandwiches before their lunch break ends. Considering this information, which situation would BEST increase Clay's chances of increasing his profits?
hiring more employees
buying better ingredients
moving to a new location
changing the store hours
Answer:
hiring more employees
Explanation:
Clay must make a cost benefit analysis, where he compares the marginal labor cost versus the marginal revenue product. Since Clay's restaurant has an excessive amount of customers and some can't even buy a sandwich, his analysis will probably determine that he should hire more workers.
Clay's cost benefit analysis should compare how much money he could make by hiring an extra employee or probably even more than one extra employee.
What were your visual, aural, read/write, and kinesthetic scores from the VARK questionnaire, after your answers were submitted?
Answer: The authors examined the dimensionality of the VARK learning styles inventory. The VARK measures four perceptual preferences: visual (V), aural (A), read/write (R), and kinesthetic (K). VARK questions can be viewed as testlets because respondents can select multiple items within a question. VARK is a questionnaire that helps your learning by suggesting the strategies you should be using. People with a strong visual preference for learning like different formats, space, graphs, charts, diagrams, maps, and plans. visual.
Explanation:
The VARK questionnaire simply refers to the questionnaire that is used in learning as it gives suggestions about the strategies that one should use that will help improve learning.
The acronym VARK simply denotes Visual, Aural, Read and Kinesthetic. The VARK score simply indicates how a person prefers to learn. VARK is important as it enables teachers to promote the learning of students based on the form of learning style of the student.
In conclusion, VARK model is vital for learning.
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Greg, a geologist from kansas who works for exxonmobil, has decided to transfer to one of exxonmobil's offices in saudi arabia. greg is a(n) ____ while living in saudi arabia,
The personality of an organization is a simple explanation of
Final answer:
The personality of an organization refers to the collective behaviors, values, and norms that distinguish it, much like individual personality traits distinguish one person from another. These traits manifest in how the organization interacts with stakeholders, influenced by organizational culture and policies, and play a crucial role in brand identity.
Explanation:
The personality of an organization can be understood as analogous to the personality of an individual. It embodies the collective traits, patterns, and behaviors that distinguish one organization from another. This includes how it interacts with employees, customers, and other stakeholders, and is influenced by the organization's culture, values, norms, and systems.
The concept of personality in this context stems from the psychological construct of human personality traits, such as those captured by the Five Factor Model, which are thought to be stable, long-term, and include dimensions like openness, conscientiousness, extraversion, agreeableness, and neuroticism. In the case of an organization, these traits can manifest in its policies, processes, and typical ways of operating.
For example, a formal organization like Walmart has a bureaucratic personality characterized by a hierarchy of authority and impersonality where personal feelings are removed from professional situations. This aids in efficiently serving large volumes of customers but may result in a perception of the organization being impersonal.
On the other hand, a different company may have a more personable and community-focused personality, influencing how customers and employees perceive their experiences with that organization.
Understanding an organization's personality is crucial for identifying where one might thrive in a workplace and for organizations to maintain a consistent brand identity. It affects how both internal and external interactions are shaped, fulfilling both instrumental functions and facilitating the alignment of employees' values with those of the organization.
If the interest rate on a savings account is 0.018%, approximately how much money do you need to keep in this account for 1 year to earn enough interest to cover a single $9.99 Below-Minimum-Balance Fee?
$55,555
$55
$555
$5,555
The interest from an investment is calculated through the equation,
I = P x i
Where I is the interest, P is the principal amount and i is the interest rate.
P = I / i
Substituting the known values,
P = ($9.99) / (0.018/100) = $55,500
The nearest value to the obtained value above is $55,555. Thus, the answer to this item is the first choice.
________ was a protest movement of debt-ridden farmers facing foreclosures on their homes and farms.
The economy is a social mechanism that helps coordinate __________.
What is the minimum income needed to support a household called?
For nonprofit organizations, strategy is long-term thinking related to
Which term is used to describe 'aiming too high' for a particular goal?
It is a good idea to accept a promotion interview, even if you’re not interested in the promotion because _______. a. Turning down a promotion you don’t want is easier after an interview b. It could be good practice for the time you do want a promotion c. Being able to use up your supervisor’s time will make you seem important d. Having a promotion interview will give you an automatic wage increase Please select the best answer from the choices provided A B C D
It is a good idea to accept a promotion interview, even if you’re not interested in the promotion because _______.
a.
Turning down a promotion you don’t want is easier after an interview
b.
It could be good practice for the time you do want a promotion
c.
Being able to use up your supervisor’s time will make you seem important
d.
Having a promotion interview will give you an automatic wage increase
Answer: B
In the navigation rules, what is the duty of the stand-on boat?
Answer:
Maintain course and speed
If you and your neighbor both grow oranges and grapefruits and you are better than your neighbor at picking both oranges and grapefruits, there can be no advantage to you in specializing in growing only one type of fruit and trading with your neighbor for the other.
Why is establishing a savings account for children crucial in helping them get to college and change their future?
Establishing a savings account for children is crucial in helping them get to college and change their future because it allows them to accumulate funds over time and learn important financial habits.
Explanation:Establishing a savings account for children is crucial in helping them get to college and change their future because it allows them to accumulate funds over time. By saving early, children can take advantage of compound interest and grow their savings significantly. Additionally, having a dedicated savings account teaches children important financial habits such as budgeting and managing their money responsibly.
The purpose of the snapple video is to help students understand how _________ is an effective strategy implementation tool.
The Snapple video demonstrates that strategy implementation is crucial in academic success by emphasizing the importance of learning strategies, including metacognitive processes, for students to effectively meet their objectives.
The purpose of the Snapple video is to help students understand how strategy implementation is an effective tool. Implementation of learning strategies, which includes self-monitoring and self-reflection, plays a critical role in achieving academic success. As per Simpson et al. (2004), the act of repeatedly being exposed to and understanding the timing, reasons, and methods for using new strategies is essential for students to adopt them. They highlighted that the utilization of metacognitive processes such as selecting, summarizing, organizing, elaborating, monitoring, self-testing, reflecting, and evaluating can be more significant than the strategy itself that is being taught in the course.
Students must analyze their work to choose the right tools and strategies to effectively meet the objectives. This aligns with the principle that students should select the appropriate platforms and tools for meeting the desired objectives of their creation or communication, as mentioned in item 6a.
Is it legal for an 18 year old to smoke weed washington?
It's not. You must be over 21 to smoke weed in almost anywhere around the US. Sorry to say, but you have to wait for another 3 years, buddy. Lol
List at least 3 good qualities an employee should have?
herbert spencer believed that societies evolve from lower to higher forms because as generations pass, the most capable and intelligent members of society prosper, while the less capable die out. Spencer referred to this process as...
A. Survival of the fittest
B. Positivism
C. Social egalitarianism
D. The industrialization of society
The correct answer is A. Survival of the fittest
Explanation:
"Survival of the fittest" was a term used by the English sociologist and biologist Herbert Spencer to describe the way natural selection occurs in human societies. This means, according to Spencer in human societies only the individuals that are fit or have both physical or genetical features to survive and reproduce prevail over time. In this way, according to Spencer's concept societies would change and improve over time as only those with high qualities such as intelligence will prosper while others would disappear. This idea derives from the proposal of Darwin about the evolution of species, although Spencer adapted it to human communities. Thus, the term Spencer use to refer to the process of evolution of societies was the Survival of the fittest.
Is gross profit or net profit more important to consider when you're deciding how successful and profitable a company is? please answer asap
Answer:
Net Profit
Explanation: