Answer:
the correct answer is ALL OF THEM
Explanation:
Most forms of contractual debt can be securitized. This includes all of the choices listed here, as well as auto loans, personal loans, credit card debt, etc. CMOs are one of the most common "securitizations" that exist
GOOD LUCK
Securitization can apply to a range of debts, including residential and commercial mortgages, student loans, and FHA mortgages. It allows banks to sell loans as securities to investors, providing advantages like risk diversification and balance sheet improvements, although it can also lead to credit assessment issues.
Securitization is a financial technique that pools various types of contractual debts such as residential mortgages, commercial mortgages, student loans, and FHA mortgages and sells consolidated debt as securities to investors. The debt that can be securitized includes:
I. Residential Mortgages
II. Commercial Mortgages
III. Student Loans
IV. FHA Mortgages
This process has been made easier and more cost-effective due to technological improvements, especially the use of computers. These securitized loans offer diversification against default risk and are attractive to institutional investors seeking large, round sums. Through securitization, banks can specialize in originating loans and improve their balance sheets by selling off loans, which in turn enables them to fund new loans. Investors are drawn to these securities for their assumed steady stream of income. However, the reliance on credit rating agencies during the rise of mortgage-backed securities sometimes led to overly lenient credit assessments, presenting significant risk exposure.
________ is a nonprofit agency sets up a website to channel investments from all over the globe into microloans to support local farms.
Answer:
If a nonprofit agency sets up a website to channel investments from all over the globe into microloans to support local farms, it will improve local productivity, hence more resources are consumed locally and also reduce international shipping.
Kiva is a nonprofit agency that sets up a website to channel investments from all over the globe into microloans to support local farms.
The nonprofit agency you are referring to is likely similar to Kiva, which is a microfinance organization. Kiva enables individuals with Internet access to make small donations, often as low as $25, to fund microloans for entrepreneurs in the developing world. These micro-loan programs play a significant role in connecting people globally and helping to support local farms and other small businesses by providing the necessary financial support that traditional banks do not offer.
Kiva's website displays various projects that need funding, allowing donors to choose specific ones to support. The loan recipients repay the loan with interest, thereby sustaining the cycle of lending. This method of crowd-source fundraising illustrates how globalization and technology can empower lower-income individuals and small enterprises.
After a night of karaoke, Tiffany forgets to set her alarm and sleeps through her Economics final exam.A. The Opp. cost of Tiffanys decision is the price to retake the examB. The Opp. cost of Tiffanys decision is the value of everything she could have done instead of staying out lateC. The Opp. cost of Tiffanys decision is a poor grade on the examD. The Opp. cost of Tiffanys decision is a better grade on the the examE. All of the above
Answer: The Opportunity cost of Tiffany's decision is a better grade on the the exam
Explanation:
The opportunity cost is the cost of choosing a particular option out of a set of options a person could have benefited from.
In Tiffany's case her choice going for karaoke night a night before her exam, made her to miss out on her exam which she would have most likely exceled in.
The Opportunity Cost of Tiffany's decision is the value of everything she could have done instead of staying out late. It's about the next best alternative forgone, which in this case was preparing appropriately for the exam rather than staying out late.
Explanation:The opportunity cost of Tiffany's decision to stay out late for karaoke, which resulted in her oversleeping and missing her Economics final exam, would be represented in choice B. The Opportunity Cost of Tiffany's decision is the value of everything she could have done instead of staying out late, such as studying for the exam or getting a good night's sleep to perform well in the exam.
The Opportunity Cost in this scenario is not the price to retake the exam (option A), the poor grade on the exam (option C), or a better grade on the exam (option D), although these could be potential consequences of her decisions. The essence of Opportunity Cost is about the next best alternative forgone, which in this case was preparing appropriately for the exam instead of going out for karaoke.
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Which may occur as a result of a decrease in the price of laptop computers?
a. Increase in demand
b. Increase in quantity demanded
c. Decrease in demand
d. Decrease in quantity demanded
Answer:
Increase in quantity demanded
Explanation:
Demand for a product is the different quantities of that product that consumers are willing and ready to pay for at different prices.
There are many factors that affect the demand for a product; these include change in the price of the product, price of related products, change in consumer income, change in fashion, taste and style.
Change in quantity demand
Specifically, the law of demand states that there is an inverse relationship between quantity demand and its price. Change in quantity demand is a movement along the demand curve.
A change in the price of a product will produce an opposite change in the quantity that consumers are willing to buy assuming all other factors do not change. This is referred as to as change in quantity demand. This can either be an increase or a decrease depending on the direction of the price movement.
Change in demand
Change in demand is the shift in the demand curve to either right or left. This can be attributed to any of the factors that affect demand other the price e.g change in income.
Therefore a decrease in the price of laptop computers will lead to an increase in the quantity demanded .
A decrease in the price of laptop computers would likely result in an increase in quantity demanded, while the overall demand could remain unchanged. This is because demand refers to the willingness to buy, while quantity demanded reflects the specific amount consumers are willing to buy at a particular price.
When the price of laptop computers decreases, the result could be an increase in quantity demanded. This is because quantity demanded is directly related to the price of a product. If the price decreases, consumers are more likely to purchase the product, thereby increasing the quantity demanded. However, it is important to note that this doesn't necessarily mean that there is an increase in demand overall. The demand curve shows the relationship between price and quantity demanded, but it could remain unchanged even if the quantity demanded changes as a result of a change in price. Simply put, demand refers to the willingness of consumers to purchase a certain quantity of a product at a given price, while quantity demanded refers to the specific amount that consumers are willing to buy at a certain price.
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consumers ina competative market are considered to be price takers because each tends to buy of the total amount of a produced good
Answer: False
Explanation: In simple words, competitive market refers to the market structure in which there are large number of buyers and sellers, individual operating at a small level.
Due to the high number of buyers and sellers in the market no individual participant is able to impact or fix prices. All the buyers and sellers have to trade on prices that are determined by the market forces of demand and supply.
Consumers are price takers in such a market as no individual consumer has the ability to trade in all of the stocks and one only deals with a minor portion of the total business available. Thus, from the above we can conclude that the given statement is incorrect.
ccording to the law of supply, the quantity of an item supplied will rise as a result of: A) an increase in the number of firms producing the item. B) decreases in the prices of inputs used to produce the item. C) an increase in the price of the item. D) a decrease in the price of the item.
Answer:
(C) an increase in the price of the item
Explanation:
The law of supply states that the higher the price, the higher the quantity demanded.
This law is premised on the fact that suppliers of a commodity are motivated to supply more at higher prices than at lower prices.
Though Options A and B will, to some extent, lead to an increase in the quantity supplied, the law of supply relates only the price to the change in quantity supplied.
Discount loans to healthy banks, who may borrow as much as they wish from the Fed, are called:
Answer:
Primary credit
Explanation:
The accrual basis of accounting:____
A. Is generally accepted for external reporting because it is more useful for most business decisions.
B. Is flawed because it gives complete information about cash flows.
C. Recognizes revenues when received in cash.
D. Recognizes expenses when paid in cash.
E. Eliminates the need for adjusting entries at the end of each period.
Terri lives in a city that has a huge public rose garden. Residents can stroll through therose garden, enjoy the scenic vistas, or have a picnic, all without paying a fee. Thepublic rose garden is a good that is best described as:
A. rival and excludable.
B. nonrival and excludable.
C. rival and nonexcludable.
D. nonrival and nonexcludable.
Answer:
D. nonrival and nonexcludable.
Explanation:
The city's rose garden is open to the public and therefore referred to as a public good. Additionally, a public good whose consumption by one or more person does not deplete the amount left for others is called a non-rival good; the garden is therefore a non-rival good because if one person enjoys the view, it does not reduce the consumption by other people. It is also non-excludable because it is almost impossible to prevent anyone from viewing the garden.
If a broker and seller enter into an Exclusive Agency Agreement, who is entitled to a commission if the seller finds the buyer themselves.
True or False?
Answer:
If the seller finds the buyer by himself/herself, he/she does not have to pay any commission
Explanation:
An exclusive agency agreement is signed between the seller and the broker (real estate firm) where the broker is granted exclusive rights for offering and selling the property. This means that only one broker (the signing party) is allowed to market and sell the property. Only if the seller actually sells the property by himself/herself is the exclusive agency agreement terminated.
Nondiscretionary fiscal policy or built-in stabilizers automatically _____________ government spending (G) during inflations.
Answer: Increases
Explanation:
According to the given question, the non-discretionary fiscal policy automatically increases the government spending during the inflation as according to the requirement the economy can expand and can also shrink depends upon the demand.
It is also known as the automatic stabilizers as technically it increasing the budget without any specifying the new legislation at the recession time. The tax and the spending are the two important tools of the fiscal policy.
Therefore, Increase is the correct answer.
which of the following statements about the impact of a company's competitive efforts in a region on its regional market share and number of branded pairs sold is false?A. companies with more influential celebrity lineups in a region enjoy a competitive advantage in attracting buyers to purchase their brand in either retail stores or online as compared to regional rivals with less influential celebrity endorsements (or no celebrity endorsements)B. a footwear-maker achieves the biggest possible styling/quality-based competitive advantage in a given region when its branded footwear has a higher S/Q rating than any other company in the regionC. a company's pairs sold and market share outcomes in a region are positively impacted when the number of models/styles it offers for sale in the region is above the regional average.D. a company's pairs sold and market share outcomes in a region are positively impacted when its brand reputation image rating in a region is above the regional averageE. the more a company's S/Q rating in a region is below the region's all company average, the bigger is the company's resulting competitive disadvantage and the bigger is the resulting negative impact on the company's pairs sold and market share in the region.
The false statement is option C as offering a larger number of models doesn't necessarily mean increased sales and market share. The impact can be influenced by other factors like quality, brand reputation and market demand.
Explanation:The statement that is false about the impact of a company's competitive efforts in a region on its regional market share and number of branded pairs sold is C: a company's pairs sold and market share outcomes in a region are positively impacted when the number of models/styles it offers for sale in the region is above the regional average.
This assumption is not always true as the impact can vary greatly depending on other factors such as the quality of the models/styles, the brand's reputation and the market demand for such models. For instance, even if a company offers a variety of models/styles in a region, if the quality and appeal of these models are low or the brand has a poor reputation, the sales might not increase as expected. On the other hand, a company with fewer models but of excellent quality and backed by a strong brand reputation can attract larger market share.
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Ichabod Industries has a Latin American Division, a European Division, an Industrial Lubricants Division, and a Food Service Division. Ichabod Industries probably uses the ______ organizational structure.
a. hybrid combination
b. strategic business unit multidivisional
c. horizontal complementary strategic alliance
d. competitive multidivisional
Answer:
Answer is option A i.e. hybrid combination.
Explanation:
A hybrid combination organizational structure can be that is basically the combinations of two or more structures. This is due to the reason that the organization might have a dynamic work environment where people from diversified backgrounds come along to work together.
Luke is the owner of Fun Times, a U.S. event-planning company. He plans to open an event-planning company, Events & Adventures, in Germany. Events & Adventures will be totally owned and controlled by Fun Times, which makes Events & Adventures a ________ of Fun Times.
a. joint ventureb. total investment agreementc. strategic allianced. wholly owned subsidiarye. maquiladora
Answer:
It makes Events & Adventures a ________ of Fun Times:
d. wholly owned subsidiary
Explanation:
The option d is correct as a wholly owned subsidiary is such a company that is in ownership of another company. The company is called parent company that owns another company that is known as child or subsidiary company, that is exactly in our case because Events & Adventures will be totally owned and controlled by Fun Times.The option a is not correct as in joint ventures means two or more companies work together to accomplish a single goal without controlling each other.The option b is not correct as there is no investment agreement between these two companies as one is parent and other is child company.The option c is not valid as they are not strategically alliance as they may have to change the strategy in Germany for Events & Adventures.The option e is also not valid as Maquiladora are those companies that take unprocessed and raw material from another company and after processing, they provide the final and refined product.In the US market economy, the government performs the following prominent roles exceptSet prices for most resources (T/F)
Answer:
FALSE
Explanation:
The United States being a market economy, does not set prices for most resources if it does so at all, and neither does any market economy in the world. The point is a market economy is one that does not manipulate or interfere with the market forces of demand and supply.
Therefore by definition and nature the United States has an economic system where prices of products are determined fairly by competition rather than intervention by the government.
Lewis is a sales representative for his company. He is attending a company training program about the types of expenses that are considered legal deductions for tax purposes and how to distinguish between personal expenses and business expenses. Lewis is attending training to improve his ________ skills.
Answer:
Lewis is attending training to improve his Ethical skills.
Explanation:
Ethical Skills:
Those qualities or skills that make us ethical like honesty, integrity, responsibility, accountability etc. which are useful for the well being of a society and personal character.
In this scenario, as Lewis is a sales representative but he is attending a training program to distinguish between personal expenses and business expenses as well as legal deductions for tax purpose. Because he wants to pay taxes to the states fairly and this behavior shows us a ethical skill.In your professional life, the personal expenses are those expenses which are not tax deductible like coming to office from home but business expenses are tax deductible like travelling for a business meeting.Rocco will need to pay a total of $5,246.87 for the car, including the sales tax and transfer fee. To the nearest dollar, what is the purchase price of the car Rocco plans to buy?
In order to calculate Rocco's car purchase price, we need to know the specific values of the sales tax and transfer fee. However, these values are not provided in the question, making it impossible to determine the purchase price.
Explanation:The question does not provide enough information to calculate the purchase price of the car Rocco plans to buy. The total amount of $5,246.87 mentioned includes the sales tax and the transfer fee but the values of these components are not given. Without knowing the specific values of the sales tax and transfer fee, we cannot subtract them from the total amount to obtain the purchase price.
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To find the purchase price of the car, one would need the sales tax rate and the transfer fee. The process involves converting the tax percentage to a decimal, calculating the tax, adding the transfer fee, and then subtracting these from the total of $5,246.87. Without specific rates and fees, a precise answer cannot be given.
Explanation:To determine the purchase price of the car that Rocco plans to buy, you would need to know the percentage of the sales tax and the amount of the transfer fee. Since this information is not provided, we can only outline the process Rocco would follow:
Calculate the sales tax by converting the tax percentage to a decimal and multiplying it by the car's purchase price.Add the transfer fee to the purchase price plus the sales tax to get the total cost.As an example, if the sales tax is 5% and the transfer fee is $200:
The sales tax on the car would be 0.05 times the purchase price.Adding the sales tax and the $200 transfer fee to the purchase price should give a total of $5,246.87.Work backward subtracting the transfer fee and then dividing by 1.05 to find the original purchase price.Without knowing the sales tax rate and transfer fee, we cannot give a precise answer.
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___________ is the first component of an operational customer relationship management system that supports a broad range of business processes, such as tracking and managing customer history and preferences, account and contact management, and order processing and tracking.a. Enterprise marketing managementb. Sales force automationc. Data warehousingd. Execution managemente. Customer service and support
Answer:
the correct answer is
b. Sales force automation
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Your company, Johnson Farm Products, has decided to expand its traditional business serving farm owners in order to include home gardeners in its customer base. This change is not met with enthusiasm by the sales personnel who have had good long-term relationships with area farmers. You know that the change will be difficult if you cannot overcome the resistance of the sales personnel and obtain their cooperation.You have brought in the local extension agent to explain demographics and the changing nature of the area in which you live. The method for overcoming resistance that you have chosen is________.A) Education and communicationB) ParticipationC) NegotiationD) Manipulation and cooptationE) Coercion
Answer:
Option A is correct
Explanation:
Communication serves the means of inspiring the worker to be proactive in the expansion of the company and making them see reason why, communication and education have four purposes which is informing, means of influencing actions and way of expressing feelings to people.
Final answer:
Johnson Farm Products chose Education and Communication by bringing a local agent to explain changes, aiming to reduce sales personnel resistance by increasing understanding and acceptance of a new customer targeting strategy.
Explanation:
The method for overcoming resistance that Johnson Farm Products has chosen by bringing in the local extension agent to explain demographics and the changing nature of the area is Education and communication. This method involves providing knowledge and information to help the sales personnel understand the reasoning behind the change and its anticipated benefits. By using this method, the company is attempting to reduce resistance by increasing understanding and acceptance of the new strategy to target home gardeners, thus fostering a more positive attitude towards the change.
A company's total liabilities divided by its total stockholders' equity is called the: Multiple Choice Equity ratio. Return on total assets ratio. Pledged assets to secured liabilities ratio. Debt-to-equity ratio. Times secured liabilities earned ratio.
Answer:
Debt-to-equity ratio.
Explanation:
The debt to equity ratio = total liabilities / total equity
This ratio is a balance sheet ratio since all the information required is reported in the balance sheet.
The debt to equity ratio is measures the company's financial leverage. The higher the ratio, the higher risk to stockholders.
Consider the following statement:"Statistics tell us that ice cream sales increase during the summer months. It is also the case that reported burglaries increase during the same period. We can conclude therefore, that increased ice cream sales cause an increase in burglaries."This conclusion of this statement:___________.
Answer:
Post hoc, ergo propter hoc.
Explanation:
The best statement which explains the above scenario is 'post hoc, ergo propter hoc'. This statement is known as an informal fallacy, according to this statement because burglaries were followed by an increase in ice-cream sales then it means that an increase in ice-cream sales is the cause of burglaries. In other words, if 'y' is followed by 'x' then 'x' must have caused 'y'.
Final answer:
The conclusion that increased ice cream sales cause an increase in burglaries is a correlation-causation fallacy.
Explanation:
The conclusion of the statement suggesting that increased ice cream sales cause an increase in burglaries is an example of what is known as a correlation-causation fallacy. This logical fallacy occurs when one assumes that correlation between two variables implies that one causes the other.
In the example provided, while ice cream sales and burglaries both increase during summer months, this does not mean that ice cream sales cause burglaries. A more plausible explanation is that a third variable, such as warm weather during summer, independently increases both ice cream sales and the likelihood of burglaries occurring.
With more people out of their homes enjoying the weather or seeking cool treats like ice cream, opportunities for burglaries may also increase. To determine if there is indeed a causal relationship between two variables, additional factors such as scientific theories, background knowledge, and possibly further scientific testing are required.
It is important not to jump to conclusions based on correlated data without considering other possible explanations or conducting rigorous analysis. Therefore, the correct conclusion would be that there is a correlation between ice cream sales and burglaries, but this does not establish causation.
Home Remodelers, Inc., and Imogen enter into a contract for a sale of cabinets and countertops. Home Remodelers, a merchant who deals in goods of the kind sold, notes that its goods come with an implied warranty of merchantability. Under the UCC, this means that the goods are reasonably ________.
Answer:
C.
Explanation:
Based on the information provided by the Uniform Commercial Code (UCC) can be said that this means that fit for the ordinary purpose for which such goods are used. Meaning that the good that is being sold must meet the expectations that the ordinary buyer is expecting to receive from the product based on it's description and advertisements.
A student has asked: Home Remodelers, Inc., and Imogen enter into a contract for a sale of cabinets and countertops. Home Remodelers, a merchant who deals in goods of the kind sold, notes that its goods come with an implied warranty of merchantability. Under the UCC, this means that the goods are reasonably fit for the ordinary purposes for which such goods are used.
An implied warranty of merchantability means that the goods sold by a merchant are fit for the ordinary purposes for which such goods are used, adequately packaged, and of fair average quality. For Home Remodelers, Inc., this implies that their cabinets and countertops should be suitable for typical home remodeling use. Imogen has the right to seek remedy under this warranty if the goods fail to meet these standards.
Under the Uniform Commercial Code (UCC), an implied warranty of merchantability means that the goods sold by a merchant are expected to meet certain minimum standards. These standards include that the goods are fit for the ordinary purposes for which such goods are used, are adequately packaged and labeled, and are of fair average quality within the description. In this case, since Home Remodelers, Inc. is a merchant, the cabinets and countertops they sell come with this implied warranty, ensuring they are fit for typical use in home remodeling.
For example, if the cabinets were to break or not fit properly during typical installation and usage, this could be a breach of the implied warranty of merchantability. Imogen would have the right to seek repair, replacement, or potentially even a refund under this warranty as long as Home Remodelers remains available to address the claim.
Noneconomic groups, such as Texans for Public Justice and other groups working in the public interest, tend to be less powerful than economic interest groups.
A. True
B. False
Answer:
The correct answer is the option A: True.
Explanation:
To begin with, noneconomic groups are the ones that do not persuit economic profits but instead they seek for the common good and the improvement of the social communties regarding subjects such as the environment and more. Moreover, these groups tend to be bigger than the other ones but less effective and less powerfull as well due to the fact that they do not manage money and therefore they do not have influence or powerful contacts to make thins happen properly, instead they encourage people to act by letting them know the truth about controversial topics and therefore is that these groups commonly will be less powerful than the ones that do manage money.
Answer:
The correct answer is the option A: True.
Explanation:
To begin with, noneconomic groups are the ones that do not persuit economic profits but instead they seek for the common good and the improvement of the social communties regarding subjects such as the environment and more. Moreover, these groups tend to be bigger than the other ones but less effective and less powerfull as well due to the fact that they do not manage money and therefore they do not have influence or powerful contacts to make thins happen properly, instead they encourage people to act by letting them know the truth about controversial topics and therefore is that these groups commonly will be less powerful than the ones that do manage money.
Miracle Mobile Devices, Inc., is a private, for-profit corporation that
(1) was formed for the purpose of manufacturing and distributing a newly patented tablet,
(2) is owned by five shareholders,
(3) is subject to double taxation, and
(4) has made no public offering of its shares. Miracle is_______.
Answer:
B. A close corporation
Explanation:
Based on the information provided within the question it can be said that Miracle Mobile Devices Inc. is a closed corporation. This term refers to company that is not a public corporation and does not surpass a predefined number of shareholders or stakeholders. Which both statements 2 and 4 defend this declaration.
Texas permits voters to decide directly on only three matters: constitutional amendments, the state income tax, and
Answer:
legislative salaries
Explanation:
Texas permits voters to decide directly on only three matters: constitutional amendments, the state income tax, and legislative salaries.
state once give chance to decide about amendments and constitutions can be revised and compared also decide and give opinion of income tax and salaries in state.
"A $100,000 policy with a waiver of premium rider and $30,000 of cash value is in force. The base policy costs $750 and the rider is $50. What is the total premium annually the policyowner must pay to keep the policy in force if the policyowner decides to cancel the rider?"
Answer:
$800 = $750 (base policy) + $50 (rider)
Explanation:
An insurance policy rider is a clause (or provision) that changes the terms of an insurance policy. Usually riders increase the benefits of an insurance policy, e.g. additional coverage. But they can also set limits on policy coverage. Insurance policy riders that provide additional benefits or coverage usually carry an additional charge.
Final answer:
If the policyowner cancels the waiver of premium rider, the total annual premium to be paid to keep the policy in force will be $750, which is the cost of the base policy.
Explanation:
The subject of this question is a mix of Business and Mathematics, focusing on insurance premiums and riders associated with a life insurance policy. The student asks what the total annual premium will be if they decide to cancel a waiver of premium rider on a $100,000 policy that has a $30,000 cash value. The base policy costs $750 annually, and the rider costs an additional $50. Without the rider, the policyholder must pay the cost of the base policy only, which amounts to $750 per year.
The Beauty Shop Cosmetic Company purchases a life insurance policy on Anna, the company's leading salesperson. Which business continuation plan does this company have?
Key person insurance is business continuation plan does this company have.
Explanation:The insurance policy of life that company purchases on key executive's life. The company pays the insurance policy through which it also plays the beneficiary of the plan. This insurance is known as "key man insurance" or "key woman insurance" or "business life insurance".
These pay after the death of key employee are used for expenses for replacement person and the business would be closed with proper steps. In this situation, the insurance of key person insurance gives the company some options other than immediate bankruptcy.
The PHS regulations about financial conflict of interests require which party to disclose significant financial conflicts of interest?
a.Researcher
b.Applicants submitting marketing applications for drugs,
c.biologics,
d.or devices Sponsor Organization IRB Member
Answer:
A) Researcher
Explanation:
Public Health Service (PHS) regulations on financial conflict of interests state that all researchers of staff that participate in the design, conduct or reporting of research programs funded by the PHS must disclose any personal financial interests that could conflict with the findings of the research program.
a. Researcher
PHS regulations The revised Public Health Service (PHS) regulations went into effect on August [tex]24,2012[/tex]. These rules set new guidelines to improve accountability, transparency, regulatory compliance, and institutional control of investigators' financial conflicts of interest.Financial conflict of interest policies in the PHS require a. researchers to declare major financial conflicts of interest.For more information:
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On July 1 of the current year, Bertram acquired a 25 percent interest in Sycamore Company, a partnership, by contributing property with an adjusted basis of $7,000 and a fair market value of $12,000. The property was subject to a mortgage of $8,000, which was assumed by Sycamore Company. What is Bertram's basis in his partnership interest in Sycamore Company immediately after the partnership contribution?a. $12,000
b. $1,000
c. $7,000
d. $0
e. None of these choices are correct
Answer:
$1,000
Explanation:
Answer:
b. $1,000
Explanation:
A CGL policy with a general aggregate limit of $300,000 and a per-occurrence limit of $100,000 would have how much remaining after paying a claim for a $200,000 loss, and subsequently a second claim for a $100,000 loss?
Answer:
$100,000
Explanation:
Data provided in the question:
General aggregate limit of CGL policy = $300,000
Per-occurrence limit = $100,000
Now,
For the first claim for a $200,000 loss the maximum amount paid will be the Per-occurrence limit i.e $100,000
Subsequently for a second claim for a $100,000 loss the amount paid will be minimum of the Per-occurrence limit or the loss amount claimed i.e $100,000
Therefore,
Total amount of claim provided by the insurer till second claim
= $100,000 + $100,000
= $200,000
Thus,
Amount remaining
= General aggregate limit of CGL policy - Total amount of claim provided by the insurer till second claim
= $300,000 - $200,000
= $100,000
A help desk can provide service to users by performing all of the following tasks, except for__________.
A.having one telephone number B.creating a method to track problems effectively C.reporting users’ questions to their supervisor D.using surveys to determine user satisfaction
Answer: Having one telephone number.
Explanation:
The help desk of an organization is a department in an organization that has the duty of attending to customers challenge and giving them technical assistance on the product/service of that organization.
The help desk workers, work with anonymity and are not expected to give out their details to customers.
Therefore the help desk workers are not allowed to give out their personal to customers.
A help desk's tasks usually include having a single contact number, tracking problems, and assessing user satisfaction, but not C) reporting user questions to supervisors.
Explanation:A help desk can provide service to users by performing various tasks. However, one task that is not typically within the scope of a help desk's responsibilities is reporting users' questions to their supervisor.
Help desks are usually designed to resolve issues directly rather than defer them to higher-ups. The primary functions of a help desk include having one telephone number for ease of contact, creating a method to track problems effectively to ensure issues are handled promptly and efficiently, and using surveys to determine user satisfaction with the services provided.
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