Samuel applied for a loan to purchase a new car. his application was denied. what should he do now?

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Answer 1
In a situation in which Samuel's application for a loan to purchase a new car was denied, he can do several things:
1. Ask why he was denied. What thing lead to this situation?
2. If he made a mistake in the application, he should correct it.
3. And if not , for example if the denial is due to poor credit report, Samuel should get a free copy of his report from any of three major credit reporting agencies and get a second opinion.
4. And finally if this also does not work he should apply for a new loan.

Related Questions

During an interview for a sales position at cart-logistics inc., a candidate is asked about what he would do to regain business with a client whose consignment was damaged during a business transaction with cart-logistics. this is an example of a{n} _____ interview.

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This is an example of a situational interview. A situational interview is a structured interview in which the interviewer describes a situation likely to arise on the job, then asks the candidate what he or she would do in that situation.

Some nations have traditionally been in poverty from one generation to the next, relying on tradition rather than experimenting with new technology that might improve their standard of living. this explanation for global stratification is called ________. culture of poverty world system theory dependency theory theory of undeveloped nations

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The explanation for global stratification according to which some nations have traditionally been in poverty and rely in their tradition, rather to experiment with new technologies is called culture of poverty. Culture of poverty is term used is sociology that defines the cycle of poverty and explains why poverty exists.

Value chains determine ________. structured business processes social media's flow social media's requirements unstructured business processes

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Value chains determine structured business processes. The value chain model was proposed and developed by  Michael Porter. The model describes the process of production and sale from its beginning (the businesses receive raw materials), add value to the raw materials through various processes till the end ( creation of a finished product), and then sell that end product to customers.

Why is it difficult to get employees to do their best work using threats and punishment?

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When using threats and punishment, you lower the morale. You need a high morale in a place of work, along with respect and fear for the boss. Too many threats and/or punishments and your workers will rebel.

If everyone buys the same goods every year and the price of housing rises by 38 percent, it is

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Final answer:

Housing prices can rise sharply due to expectations of future price increases, leading to a self-fulfilling prophecy and creating a housing bubble. This bubble can burst if the prices become unsustainable, leading to a rapid market correction.

Explanation:

When discussing the phenomena where housing prices rise due to the collective expectation that they will continue to increase, we're referring to what can often be described as a housing bubble. This kind of scenario is characterized by a self-fulfilling prophecy where the demand for housing drives up the current prices because of the anticipation of future price increments. This is an important economic concept as it touches upon both consumer behavior and market psychology.

Historical data can be misleading when predicting future trends because they cannot account for sudden market shifts. For instance, based on historical averages, one might expect housing prices to rise modestly each year. However, if individuals uniformly expect housing prices to rise significantly, they might rush to buy homes as investments, which then drives prices up at a higher rate than historical averages would suggest. This can ultimately lead to a market correction or even a bubble bursting, where prices rapidly decline after reaching unsustainable levels, as was observed during the housing crisis in the mid-2000s.

The most common type of family structure for u.s. children aged 6 to 11 is:

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single parent household

Amy paid ​$54.6654.66 for a pair of running shoes during a 1515​%-off sale. what was the regular​ price?

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Let the regular price be x, then 15% of x, gives $54.66

i.e.

[tex] \frac{(100-15)}{100} x=54.66 \\ \\ 0.85x=54.66 \\ \\ \Rightarrow x= \frac{54.66}{0.85} =\$64.31[/tex]

Therefore, the regular price for the pairs of running shoes is $64.31

Income taxes have always been paid in the United States. True or False

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True is the answer to this question
the answer to your question is true

Suppose you own a profitable tailoring company that hires two workers. the combined production of the two workers is ten shirts per day. you decide to double the amount of capital and labor and see that the total number of shirts produced each day has increased to 22. this implies that your company is exhibiting ________.

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Final answer:

The given case of a tailoring company producing more output from doubled input exhibits an economic concept called 'Increasing returns to scale'. This is often found in industries where higher scale allows for division of labor leading to more productivity.

Explanation:

Your tailoring company is demonstrating increasing returns to scale. This economic concept applies when the output increases by a greater proportion than the increase in inputs (capital and labor in your case). Initially, you had two workers producing 10 shirts a day. When you doubled your inputs, meaning you now have four workers and double the capital, the production increased to 22 shirts, which is more than double the initial output. One contributing factor could be that the additional workers and capital allowed for more efficient production processes, resulting in greater output. Remember that increasing returns to scale typically do not continue indefinitely, and after a certain point, you may see diminishing returns to scale. Examples of increasing returns to scale are often found in industries with high fixed costs or where a larger scale allows for specialization and division of labor, leading to higher productivity.


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Is an atom with a nucleus of 31 protons and 31 neutrons a stable isotope?

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Yes, an atom with 31 protons and 31 neutrons is generally considered stable and corresponds to the isotope Gallium-62.

The stability of atomic nuclei emerges from a delicate balance of binding forces and protonic repulsion. Consider Gallium-62, formed by 31 protons and 31 neutrons, as an example of this equilibrium, often conferring stability.

As nuclear physics advances, periodic reassessments become prudent, as evolving insights may refine predictions about stability. Staying current with the latest advancements in nuclear science remains crucial.

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Final answer:

An atom with 31 protons and 31 neutrons is phosphorus-62 and is predicted to be unstable due to its n/p ratio being 1:1, which is lower than what is expected for stability at this mass number, and the presence of both an odd number of neutrons and protons.

Explanation:

An atom with a nucleus of 31 protons and 31 neutrons is likely to be described as phosphorus-62 (symbolized as 62P, where 31 represents the atomic number for phosphorus, and the sum of protons and neutrons gives us the mass number of 62). To determine if an isotope is stable, we can consider several factors such as the neutron-to-proton (n/p) ratio, the presence of an odd number of protons and neutrons, and whether the atom falls within the so-called 'magic numbers' of protons and neutrons.

For lighter elements, such as phosphorus with an atomic number less than 20, a n/p ratio of approximately 1:1 is typically required for stability. However, as we move towards heavier elements, this ratio gradually increases, reaching about 1.5:1 for the heaviest stable nuclei. Since isotope 62P has a n/p ratio of 1:1, which is less than expected for its mass, and it has an odd number of both protons and neutrons, it is predicted to be unstable. This is in alignment with the observed trends in stable isotopes, suggesting that phosphorus-62 is radioactive rather than stable.

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Over the past two decades, more than 50 nations have participated in at least one massive international test of educational achievement. longitudinal data finds that _____.

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Over the past two decades, more than 50 nations have participated in at least one massive international test of educational achievement. longitudinal data finds that if achievement rises, the national economy advances.

The major differences between financial regulation in the united states and abroad relate to bank regulation. specifically, in the past, the u.s. was the only industrialized country to subject banks to restrictions on ________.

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the answer to this question is Branching
Banks branching allows banks to expand their services to an area outside their main home location.
While this may expand their target market share, it also improves the chances for companies to do money laundering, so restriction for this was made in the past.

If the cpi increases from 250 to 275 for one year, the rate of inflation for that year is

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 the rate of inflation for that year is 10%

To calculate the rate of inflation for that year, we need to use this formula:

Rate of inflation =  (CPI2 - CP1) /  CPI1

Rate of inflation = (275 - 250) / 250

Rate of inflation = 25 / 250

Rate of inflation = 1 / 10

Rate of inflation = 10 %

Approximately how large is the federal debt per capita

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The current US national debt stands at about $20.4 trillion, or roughly [tex]2.04\times10^{13}[/tex] dollars. For comparison, the US population is currently around 323 million people, or [tex]3.23 \times 10^{8}[/tex] people.

To find the amount of that debt each citizen shoulders, we can divide the two:

[tex] \frac{2.04\times10^{13}}{3.23\times10^{8}} \\\\ = \frac{2.04}{3.23}\times 10^{5}[/tex]

Dividing 2.04 by 3.23 gets us approximately 0.632, so the total debt of each citizen would be about

[tex]0.632\times10^{5}=0.632\times100,000=6320[/tex]

So, the US has a per capita federal debt of roughly $63200

Indirect persuasion in advertising: how consumers process metaphors presented in pictures and words

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Indirect persuasion attempts are common in magazine advertisements. Although the use of an indirect claim presumably offers some advantage to an advertiser, as yet, little is known about how consumers process different types of indirect claims. I think they develop the proposition that when consumers are presented with an indirect metaphorical claim, they become more receptive to multiple positive inferences about the advertised brand. In addition, when the indirect metaphorical claim takes the form of a picture, consumers are more likely to spontaneously generate such positive inferences at the time of ad exposure. These ideas are supported in an experiment using response latency data. Because many of the inferences examined in this study could be considered misleading if claimed directly, the paper concludes with a discussion of the public policy implications of the findings.

In which career field would a person write the code for a digital music manager?
A.Computer programming
B.Database administration
C.Information security analysis
D.Software development

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I believe the answer is: A. Computer programming

Computer programming is the process of creating a set of instructions will be executed by computers after it's operated. This set of instructions are what commonly referred to as 'codes' and could be used to make an order for the computer to do a certain action.

Answer:

A. computer programming

Explanation:

The president of the united states announces in a press conference that he will fight the higher inflation rate with a new anti-inflation program. predict what will happen to interest rates if the public believes him.

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If the public believes the president's announcement of a new anti-inflation program, it is likely that interest rates will rise in the short term.

The public may interpret the anti-inflation program as a signal that the Federal Reserve will raise interest rates more aggressively to combat inflation. This expectation can lead to an immediate increase in interest rates, as investors anticipate higher borrowing costs in the future. Investors may shift their funds from riskier assets to short-term government securities, such as Treasury bills, in anticipation of higher interest rates. This increased demand can push up the prices of these securities, leading to lower yields and higher interest rates

The product of 7, and a number increased by 3, is â 98. what is the number?

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Well, 7 multiplied by 14 is equal to 98, so if you are looking for the number that you add three to to get 14 the answer will be 11

A woman joins a package shipping firm as a truck driver. she is required to join the labor union six weeks after she starts work, and she must remain a member. what type of union arrangement exists at the firm?

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In this situation she would have a compulsory union membership as part of the bargaining agreement between the union and the company. This would be to protect the union membership so that they have more power to push for demands by having more members and also so that when they gain new demands, their membership can benefit from it since they have been won by the support of all the members.

A student loan is financial aid, but the money will need to be paid back once you leave college.
a. True
b. False

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the answer is A. true

A student loan is financial aid, but the money will need to be paid back once you leave college. This statement was true. Thus, option (a) is correct.

What is college?

The term “college” refers to an educational institute. The students are expected to learn and educate on a specific topic. The college is part of the university. A college provides the degree of the students who clear the sessions. The college students are learning something on the course.

According to the student loan, was the resolved the issues of the college student. The financial crises faced the student are the resolved as the student loan. The bank was the provided the loan after the completing the studies are the return.

As a result, the significance of the college are the aforementioned. Therefore, option (a) is correct.

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Axel steals a business law textbook from beth. curt, who does not know that the book is stolen, buys it from axel. curt has committed

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The answer is that Curt has committed conversion.
Conversion can happen even when a man mistakenly trusted that he or she was qualified for that goods. As such, great aims are not a guard against change. Somebody who occupied stolen products has conferred the tort of change regardless of the possibility that he or she did not know the goods were stolen. In the event that the genuine proprietor brings a tort activity against the purchaser, the purchaser should either restore the property to the proprietor or pay the proprietor the full estimation of the property in spite of having effectively paid the price tag to the thief.

Which country, of those listed below, has the lowest percentage of women in senior management?

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As there is no countries listed but the percentage of women in senior management of some countries are as follows:
Women in senior management in China = 50%
Women in Senior management in Poland = 48%
In Germany = 30%
and in United States = 20%
Now you can see that which country has lowest percentage of women in senior management and that is United States.

Difference between leader and manager

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The most basic difference: the leader is the innovator and motivator, while the manager is the administer.

While leaders inspire and influence people towards achieving a vision, managers organize resources and direct operations to achieve specific goals. Both roles are crucial but differ in functionality. Leaders focus on interpersonal relationships, whereas managers focus on systems and structures.

The primary difference between a leader and a manager can be understood through their roles and approaches:

Leaders: Leaders are visionary and inspire people to achieve great things. They focus on building relationships, motivating, and guiding their team to realize a shared vision. Their role is more about influencing and inspiring others towards innovation and change.Managers: Managers, on the other hand, focus on the administration and operational aspects. They allocate resources, organize tasks, and ensure that the day-to-day activities align with the organization's objectives. Their approach is more structured and involves planning, budgeting, and coordinating activities.Approach and Style: Leaders are usually risk-takers, often thinking outside the box to find new opportunities for growth. Managers are generally risk-averse, focusing on stability and efficiency.Focus: Leaders emphasize vision, values, and people, while managers emphasize processes, procedures, and outcomes.

In essence, while leaders aim to inspire and innovate, managers aim to maintain order and achieve specific objectives through structured and systematic efforts.

The ___________ remains the most important consumer buying organization in american society and has been researched extensively.

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The family remains the most important consumer buying organization american society and has been researched extensively. Hope this helps, good luck.

How might the values of different cultures in other parts of the world impact the decision-making process?

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For example, some people may think that college is more important with love...or even vice versa. Those lead to decision making choices. When you are born into one culture, you are taught what is right for their group.

Marketers estimate technical success when they decide whether a new product is technologically feasible and​ a(n) _____ success when they decide whether anyone is likely to buy the product.

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Marketers estimate technical success when they decide whether a new product is technologically feasible and​ a commercial success when they decide whether anyone is likely to buy the product.The commercial success is indicator for success in business. It describes business with many customers, with big profit and grow of the company. 
Commercial
   
This is phase 2 of phases of development. There are a total of 7 phases within the development process. Idea generation, product concept development and screening, marketing strategy development, business analysis, technical development, test marketing, and commercialization.

The profit-maximizing output level for a monopolist is where the

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The profit maximizing output level for a monopolist is where the MARGINAL REVENUE EQUALS THE MARGINAL COST.
In order for a monopolist to determine the profit maximizing level of output, he has to gather information about market demand, product price and cost of production for different level of output. The data gathered can then be used to determine the various types of cost that are expended by the company and this can be represented on a graph. The point at which the marginal revenue equals the marginal cost is the point of profit maximum level of output for the company. 

Ticket machines, atms, digital cameras, and robotics all use ______ operating systems.

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Ticket machines, ATMs, digital cameras and robotics all use EMBEDDED COMPUTER operating systems. It is also known as Real-Time Operating System (RTOS). This OS performs single task without any input requirement. It is an operating system for embedded computers.

Which type of costing system works best with a large number of homogeneous products?
a. parallel costing
b. job-order costing
c. process costing
d. sequential costing?

Answers

the answer is C.Process Costing
Processing cost happens when company produce a large quantity of product that are nearlly identical visually.
This system based on leveraging the fixed-cost that will remain the same no matter what and how much the resource is used to produce the produc tuntil it's sold to the customers

Sand volcanoes are a good indication that ________ has occurred in an area.

Answers

The answer is liquefaction. This is a process or a phenomenon of which the soil that are saturated or partially saturated has lost its composition of being stiff and its strength. This will explain to a certain area as to why sand volcanoes are present.

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