Answer: Conditionally renewable
Explanation:
Conditionally renewable is the type of policy offered by companies to their clients to not renew upon reasons that are stated in the contract.
If an oil company wants to drill on public land, from whom would it secure the driling lease? a. comptroller of public accounts b. commissioner of the General Land Office c. attorney general d. board of Regents of the University of Texas
Answer:
b. commissioner of the General Land Office
Explanation:
Commissioner of the General Land Office is in charge of public domain lands in the United States.
Comptroller of public accounts keeps account of the states funds and collects taxes.
Attorney general acts as legal advisor to the government.
I hope my answer helps you.
Answer:
B) commissioner of the General Land Office
Explanation:
The Texas Commissioner of the General Land Office is the oldest state agency in Texas, it was established in 1836. Its duties include: operating the Alamo (historic site), managing state land and the coast, administer the Permanent School Fund which helps to fund public education, provides benefits to veterans, etc.
Bernie wants to go into the business of construction contracting. Among the reasons that would probably convince Bernie to set up his business as a sole proprietorship would be a. its greater flexibility. b. its limited liability. c. its perpetual existence. d. the ease of transferring the business to other family members.
Answer:
a. its greater flexibility
Explanation:
A sole proprietorship is A form of legal business structure owned by only one person. The liabilities of the owner is unlimited. It is usually flexible as decisions are made and approved by the owner.
A sole proprietorship doesn't usually have perpetual existence. It usually ends when the owner dies. It is not easy to transfer shares to other family members.
A sole proprietorship gives the owner the opportunity to be involved in the day to day running of the business.
I hope my answer helps you.
An application for health insurance includes all of the following information, except:
A. The name of the insured.
B. The page number showing its relationship to the total number of pages in the illustration.
C.The page number
D. A statement that the benefits in the illustration are guaranteed.
Answer:
Answer is option D, i.e. A statement that the benefits in the illustration are guaranteed.
Explanation:
The application of health insurance includes the name of the person insured, the page number that shows its relationship to the total number of pages in the illustration and the page number. However, during the time of the application process, the statement whether the benefits in the illustrations are guaranteed or not is not mentioned in the application form.
An application for health insurance includes all of the following information, except option D a statement that the benefits in the illustration are guaranteed.
Explanation:An application for health insurance includes all of the following information, except:
The name of the insured.The page number showing its relationship to the total number of pages in the illustration.The page numberA statement that the benefits in the illustration are guaranteed.The correct answer is D. A statement that the benefits in the illustration are guaranteed. This information is not typically included in an application for health insurance as it pertains more to the details provided in an illustration of benefits.
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A token economy uses a symbol or tokens that are earned and can then be exchanged for a __________.
Answer:
backup reinforcers
Explanation:
A backup reinforcer is a privilege, item or activity that a child likes to enjoy. Backup reinforcers are used and earned in a token economy by kids when they exhibit desired behavior. It is used in behavior modification.
Cheers.
Answer:
Backup reinforcer
Explanation: Tokens are exchanged for backup reinforcers like chips, cookies, toys, or even fun activities.
Organic Produce, Inc. has 43 comma 000 shares of common stock outstanding and 5 comma 000 shares of preferred stock outstanding. The common stock is $ 0.02 par value; the preferred stock is 7% noncumulative with a $ 100.00 par value. On October 15, 2019, the company declares a total dividend payment of $ 47 comma 000. How much dividend will be paid to the preferred stockholders?
Answer:
$49,000
Explanation:
Data provided in the question:
common stock outstanding = 43,000
Preferred stock outstanding = 5,000
Value common stock = $0.02 par value
Value preferred stock = 7% noncumulative with a $ 100.00 par value
Total dividend payment declared = $47,000
Now,
Dividend paid to the preferred stockholders will be
= Preferred stock outstanding × Value preferred stock
= 7,000 × $100 × 7%
= 7,000 × $100 × 0.07
= $49,000
Trendy Appliances has introduced a new product, Minute Yogurt, into the yogurt maker appliance market. Minute Yogurt differs from competitive offerings because it takes a minute to blend and a minute to clean. Which type of advertising would be best for promoting Minute Yogurt?
A) informative advertising
B) reminder advertising
C) classified advertising
D) comparative advertising
E) personalized advertising
Answer: Informative Advertising
Explanation:
Informative Advertising is a form of advertising where a company gives some details about the benefits of using a product and somethings they do differently from their competitors in the market.
Minute Yoghurt needs to inform their market of the special steps of blending and cleaning they applying when producing their product.
What is the efficient markets hypothesis, and how does it relate to random walks?
Answer: Answer is in Explanation below
Explanation: The efficient market hypothesis expresses that assets such as share prices are set to reflect all the information available. This means that the prices found in the markets only respond to new information.
A random walk states that share market prices change randomly. This means that the prices cannot be forecasted. This financial theory makes it consistent with the efficient market hypothesis, as these prices are set based on available information, and only change when new info is introduced into the market. Investors do not have a say in what the price should be, and cannot claim that the share price is over or undervalued.
Monetarist Theory states that:
A. increased government spending will stimulate the economy
B. tax rate reductions and lower government spending will stimulate the economy
C. the actions of the Federal Reserve control the level of economic output
D. tax rate increases and increased transfer payments will stimulate the economy
Answer:
The correct answer is (c)
Explanation:
Monetary economists believe that Federal Reserve controls the economic output. The policy Federal Reserve Bank applies determines the economic situation of a country. The Federal Reserve is liable to apply the monetary policy, and that monetary policy moves the country's output. If money supply increases in the economy it can lead to inflation and lower interest rate.
Uri, a server in a popular family restaurant, is the most popular employee with both customers and employees, and as a result, he usually earns the most in tips. He is always ready to lend a hand when asked, and with his warm personality and supportive nature, people confide in him. Uri does have a problem telling people no, and he has a tendency to avoid conflict because he is concerned about hurting others or getting people mad. Uri likely has a(n) ________ decision-making style.
A. conceptual
B. analytical
C. behavioral
D. ambiguous
E. directive
Answer:
C. behavioral decision-making style
Explanation:
A behavioral decision-making style is a characteristic of an individual who displays the ability of an open policy system where everyone is accommodated with a sense of belonging.
The annual property taxes of $1,700 were paid in arrears by the buyer. If the closing took place on June 4th and the seller paid through the day of closing, how did this appear on the settlement sheet if the 360-day method is used?
A. $727 DS, CB
B. $727 DB, CS
C. $973 DS, CB
D. $973 DB, CS
Answer:
A. $727 DS, CB
Explanation:
Step 1: Calculate the Monthly rate=
$1,700 ÷ 12 = $141.67
Step 2: Calculate the Daily rate = Monthly rate ÷ 12
= $141.67 ÷ 30 = $4.72
Since the closing took place on June 4th, it means the seller owes 5 months (January- May) and 4 days (1st-4th of June)
Hence, the seller owes the following based on steps 1 and 2
5 Months = $141.67 x 5 = $708.35
4 day = $4.72 x 4 = $18.88
Total Amount = $708.35 + $18.88 = $727.23 Approximately $727.
The treatement therefore is to Debit the Seller (DS) and Credit the Buyer (CB) with $727
The buyer's owed property taxes for the remaining of the year post-closing should appear on the settlement sheet as approximately $973 DB, CS. This is calculated by first determining the proportionate amount of property tax the seller has paid until the day of closing and then subtracting it from the total annual taxes.
Explanation:
The settlement sheet (also known as the closing statement) will show every financial transaction that has occurred between the buyer and the seller. When it comes to property taxes, if the taxes are paid through the day of closing (June 4th in this case), the portion of the taxes unpaid by the seller for the rest of the year will need to be reimbursed by the buyer.
Here's how we calculate this: The total annual property tax is $1,700. Since we're using the 360-day method (also known as banker's year), we'll consider each month to be of 30 days, making a year of 12 months equal to 360 days. The closing occurred on June 4th which means the seller paid the property taxes for 155 days (January 1st to June 4th), using a 360-day year.
First, we calculate the daily taxes: $1,700/360 = $4.72. Next, we multiply this by the 155 days the seller has paid for, getting approximately $730.77. If we subtract this from the total annual tax, we get approximately $969.23. So, this implies that the settlement sheet will read $973 DB, CS (due to rounding), meaning that the buyer owes this amount, it is a debit (DB), and it will be charged from the buyer's (CS) funds.
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When the price is greater than the marginal cost for a firm in a competitive market,
a. the marginal cost must be falling.
b. the firm must be minimizing its losses.
c. there are opportunities to increase profit by increasing production. d. the firm should decrease output to maximize profit.
Answer: there are opportunities to increase profit by increasing production.
Explanation: one of the main purpose of doing business is to maximize profits.
When the price of a good is higher than the marginal cost (cost associated with producing one more unit) the business should increase production in order to maximize profits. This is really effective in a competitive market as competitors will look for ways to make their products sell too.
Consider a bank balance sheet, with "Assets" on the left and "Liabilities" on the right side. Identify where the following items belong. I. Deposits this bank holds in an account with another private bank Deposits this bank holds in an account with another private bank. II. Borrowings from another bank in the interbank loan market Borrowings from another bank in the inter bank loan market. A. Both liabilities. B. Both assets. C. I: assets; II: liabilities. D. I: liabilities; II: assets.
Answer:
C. I: assets; II: liabilities.
Explanation:
Assets are the physical and intangible properties of business or individual. They are resources used in generating revenues or profits for a business. Assets add value or increase the capital of a company. Examples of assets include cash, inventory, investments, office equipment, and plant and machinery.
Liabilities are debts or obligations that a firm or individual owe to other entities or individuals. Liabilities decrease the net value of a company. Examples of liabilities include Bank debt, money owed to suppliers (accounts payable), Wages owed, and Mortgage debt.
Cash belonging to a bank but held in another bank account is, therefore, an asset, while money borrowed is a debt, hence a liability.
Companies use advertising to shift consumer demand. On which of the following demand shifters do you think advertisers most often rely?a. changes in incomeb. the price of related goodsc. changes in tastes and preferencesd. the number of buyerse. expectations regarding the future price
Answer:
C) changes in tastes and preferences
Explanation:
Advertising will try to change the tastes and preferences of consumers, i.e. advertising will try to make consumers like and want the product being advertised.
Advertising cannot change the income of the consumers or the price of related goods.
It will try to increase the number of buyers and some promotional campaigns that include advertising can temporarily change the price of the product being advertised.
GDP is defined as:
a. the sum of all currency and coins in circulation
b. the value of all final goods and services produced by a government c. the value of all final good and services produced anywhere in the world by a nation's firms
d. the value of all final goods and services produced domestically
Answer:
d. the value of all final goods and services produced domestically
Explanation:
The gross domestic product is the sum of all final goods and services produced in an economy within a given period which is usually a year.
GDP = Consumption + Investment + Government Spending + Net Export
The direct materials budget is prepared using information from the ________ budget.
Answer: Production budget
Explanation:
The production budget is basically permit the organization for tracking the cost and all the production details that is required for the inventory necessary requirement of an organization.
The production budget is also known as the financial plan of the company for estimating the overall production budget by proper scheduling.
The one of the main factor of the production budget is the sales target as it basically calculated the total number of products that are manufactured in an organization.
Therefore, Production budget is the correct answer.
My Bonnie Lass, a cosmetics company, associates with a perfume brand called Lonalove to launch a face powder that is scented with one of Lonalove's signature perfumes. This new product becomes immensely popular among consumers and both the companies benefit from it. This scenario is an example of _____.
Answer:
The answer is Co-Branding.
Explanation:
Co branding is a strategic alliance between 2 or more companies that links multiple brands from different companies to market a product that shows both characteristics of the individual products.
In this scenario, My Bonnie lass is launching a powder that has Lonalove's signature scent.
This marketing approach is beneficial for the both companies that partner together as the logistical advantages, marketing capabilities, marketing channels and brand names of both companies are mixed together in such approaches. Greatly increasing the chances of a successful product.
You are developing a financial plan to provide a retirement income for a customer starting at age 65. The customer asks you how Social Security retirement benefits work and how these benefits fit into the plan. You should explain all of the following key facts about Social Security EXCEPT:[A] The earliest age at which a retiree can elect to receive retirement benefits is 62[B] To receive full benefits requires the retiree to claim benefits at the normal retirement age of 65, 66 or 67 depending on the birthdate of the retiree[C] A Cost of Living Adjustment (COLA) will be added to the monthly benefit starting at age 63[D] Working beyond the full retirement age will decrease the monthly benefits
Answer:
[D] Working beyond the full retirement age will decrease the monthly benefits
Explanation:
In reality, You get 100 % of your monthly bonus if you start receiving benefits at age 66.
When you delay collecting retirement benefits until after your normal retirement age, you can continue to increase your monthly bonus.
Your income is impaired by delayed retirement. The change is centered on your birth date as well as the number of months you delay the start of your pension benefits.
When you start receiving retirement benefits at age:
67, you will receive 108 percent of the monthly benefit as you have deferred receiving 12-month benefits.70, you're going to get 132 percent of your monthly benefit because you've delayed receiving 48 months ' benefits.
The United States trade deficit first became a problem in the 1970s because?a. The prices of imports from Japan increased dramatically.b. The prices of imports from China increased dramatically.c. The price of foreign oil was raised by APEC.d. The price of foreign oil was raised by OPEC.
Answer:
The price of foreign oil was raised by OPEC.
Explanation:
By the end of 1960s the foundation of OPEC (Oil producers and exporter countries) defined the collusion of some oil producer countries to increase their power over the oil market. With the political crisis in the Arab world, the OPEC to advantage of shortage in oil world supply and increase the price of oil. Being the US a net importer of oil, the increment in oil prices turned into a trade deficit in a short time.
Describe the basic rights of common stockholders. What are the key differences between common and preferred stock?
Answer:
Some rights of common stockholders are given below.
Voting power on major issues.
Ownership in a portion of the company.
The Right to transfer ownership.
Right to receive declared Dividends.
Opportunity to inspect corporate books, minutes file and other records.
The right to sue for wrongful acts.
Right to attend AGM.
Differences between common and preferred stock
Preferred stock have no voting right while common stock holders have voting right.
When interest rates rise, the value of the preferred stock declines, and vice versa. With common stocks, however, the value of shares is regulated by demand and supply of the market participants.
Common stockholder has right to participate in net asset of company in case of winding up. Preferred stock holder has no such right.
Company profitability have direct effect on wealth of common stockholder but not of preferred stock holder.
An economic system that operates mainly on private transactions where firms are free to make their own production, distribution and pricing decisions is known as.
Answer:
Market economy
Explanation:
There are three predominant economic system; market economy, command economy and mixed economy.
In Market economy individuals and firms are free to make their own choices. There is no regulatory authority that is monitoring the system. Firms can produce whatever they want and sell it at whatever price they desire. This idea of free market was first suggested by economist Adam Smith. Firms will only manufacture goods that market demands, even if they are dangerous to the society e.g. cannabis and LSD. If the demand exists and firms can make profit, they will produce it regardless of its impact on the society. Command economy is heavily monitored by government. Government decide what to produce, how much to product and for whom to produce. The price is fix for every product. For example, if the price of cheese is set at $10 per pound, everyone will get it for $10. There is no concept of private ownership and everything is owned by the government. Mixed economy, also known as traditional economy is a combination of above two types. There is private as well as public ownership. Firms can produce goods, but they will follow laws and regulations (firms can't make and sell LSD to teenagers). The government provide healthcare, education and protect consumers from private institutions.The question deals with a situation where there is no government intervention. The firms are free to make their own production, distribution and pricing decisions. Hence, it’s a market economy.
The written test for provisional license applicants has 46 questions;a maximum of ________ errors is allowed.
Answer:
7
Explanation:
When a person wants to learn driving, he has to collect a license after learning the driving quite quickly. That driving license is called a provisional driving license. Generally, there are 46 questions in that examination. A person has to answer 39 correct answers. Therefore, seven questions can be wrong, and it is the maximum allowance to pass the exam and to get the license.
On December 15, 2019, a company receives an order from a customer for services to be performed on December 28, 2019. Due to a backlog of orders, the company does not perform the services until January 3, 2020. The customer pays for the services on January 6, 2020. The revenue principle requires the revenue to be recorded by the company on:
Answer:
The revenue principle requires the revenue to be recorded by the company on January 3, 2020.
Explanation:
Revenue recognition principle states that income is recorded when it is earned irrespective of when the cash is received.
Earning of Income neither means receiving of order as on December 15, 2019 nor commitment of completing the order as on December 28, 2019.
The customer pays for the services on January 6, 2020. This date will not be considered as the date of income earning.
Date of Income earning is when the services are rendered that is on January 3, 2020.
Final answer:
The revenue should be recorded on the date the service is performed.
Explanation:
Revenue recognition is an accounting principle outlining when and how to recognize revenue from sales. It involves determining the amount, timing, and certainty of revenue earned. Adhering to standards like ASC 606, businesses recognize revenue when goods or services are transferred to customers in amounts that reflect the consideration the business expects to receive.
The revenue principle requires the revenue to be recorded by the company on the date the service is performed. In this case, the company did not perform the services until January 3, 2020, so the revenue should be recorded on that date. It doesn't matter when the customer paid for the services, the revenue recognition should match the performance of the service.
if people expect future price increases, how would the demand for a normal good be impacted
Answer:
Demand will increase.
Explanation:
A normal good is a good whose demand increases when income increases.
If consumers expect the price of a good to rise in the future, consumers would increase their demand for the good now because the good would become more expensive in the future.
I hope my answer helps you.
The cost of an asset is $ 1,020,000, and its residual value is $ 100,000. The estimated useful life of the asset is ten years. Calculate depreciation for the first year using the two minus declining minus balance method of depreciation. (Do not round any intermediate calculations, and round your final answer to the nearest dollar.)
a. $ 204.000
b. $ 92.000
c. $ 102. 000
d. $ 184.000
The depreciation for the first year using the two minus declining minus balance method for an asset with a cost of $1,020,000, a residual value of $100,000, and a useful life of 10 years is $184,000.
The double declining balance method of depreciation is an accelerated depreciation method that multiplies an asset's book value by a depreciation rate. The standard depreciation rate for this method is twice the rate of the straight-line depreciation for the same asset. The formula for calculating the first year's depreciation using the double declining balance method is:
Depreciation Expense = 2 x (1 / Useful life of the asset) x (Cost of the asset - Salvage value).
Given the asset's cost of $1,020,000, a residual value of $100,000, and an estimated useful life of 10 years, we apply the formula as follows:
Depreciation Expense = 2 x (1 / 10) x ($1,020,000 - $100,000).
The depreciation expense for the first year would be:
Depreciation Expense = 2 x 0.1 x $920,000
Depreciation Expense = $184,000
Therefore, the correct answer for the depreciation expense for the first year using the double declining balance method is $184,000.
An investment adviser has researched a privately held company and is extremely bullish on the company's prospects. She makes a personal investment of $100,000, for which the investment adviser received privately placed common stock with a Rule 144 restriction legend. One year later, the company goes public and the investment adviser, still being very bullish on the company, recommends the purchase of the IPO shares to her clients. Which statement is TRUE about this situation?
The investment adviser has not violated any rules because she is making a recommendation that is consistent with her bullish opinion of the company
The investment adviser has violated with FINRA IPO rule on free riding and withholding
The investment adviser has violated the insider trading prohibition under the Securities Exchange Act of 1934
The investment adviser has created a conflict of interest that must be disclosed to clients who receive the recommendation
Answer: The investment adviser has created a conflict of interest that must be disclosed to clients who receive the recommendation
Explanation:
There is a clear conflict of interest from the investment adviser. Also, the rule of free riding (using others hard earned information) and withholding only applies to public companies whereas in this case it was a privately held company.
In the short run,
unemployment and inflation are positively related. In the long run they are largely unrelated problems.
and in the long run inflation and unemployment are positively related.
unemployment and inflation are negatively related. In the long run they are largely unrelated problems.
and in the long run inflation and unemployment are negatively related.
Answer:
The correct answer is: unemployment and inflation are negatively related. In the long run they are largely unrelated problems.
Explanation:
According to the Philips curve, in the short run, inflation and unemployment rate are inversely related. This implies that when inflation decreases, the unemployment rate increases.
This is indicated by the downward-sloping Phillips curve. When the government adopts a contractionary policy to reduce inflation, unemployment will increase.
In the long run, the Phillips Curve will be a vertical line at the natural rate of unemployment. The inflation rate is not related to the unemployment rate in the long run.
In the short run, unemployment and inflation are positively related, while in the long run they are largely unrelated. In the long run, inflation and unemployment are positively related.
Explanation:In the short run, unemployment and inflation are positively related. This means that when inflation increases, the unemployment rate tends to decrease, and vice versa. This relationship is known as the Phillips curve. However, in the long run, unemployment and inflation are largely unrelated problems. This is because the long-run Phillips curve is vertical, indicating that there is a natural rate of unemployment that is independent of the inflation rate.
In the long run, inflation and unemployment are positively related. This means that higher levels of inflation are associated with higher levels of unemployment, and vice versa. This relationship is observed when the economy is not at its natural rate of unemployment and is experiencing temporary deviations from this rate.
_________ typically involves researching a specific market to determine its size, trends and potential.
Answer:
correct fill up is marketing research
Explanation:
solution
marketing research is typically involves researching because marketing research basic reason is for carrying out research to findout change in consumer behavior due to change in element of the marketing mix
like product , prize , size, tread and potential etc
and it involves 2 types of data
Primary informationSecondary informationMarket research always provide relevant data to help you for solve marketing challenges
so here correct fillup is marketing research
Explain the several processes by which the Federal Reserve can increase or decrease the money supply.
Answer:
Monetary policy instruments:
(a) Reserve requirements:
It is the part or portion of the deposits with the banks that have to be kept with the fed. If this reserve ratio increases then as a result money supply decreases because now banks have to keep more funds with the fed.
(b) Open market operations:
It is a monetary policy instrument used by the Federal reserve for controlling the money supply in an economy. When there is a need to increase the money supply then fed purchases the government securities from the public and vice versa.
(c) Discount rate:
It is the interest rate at which federal reserve lends money to the banks. If there is an increase in this rate then banks have to pay higher interest to the fed. This will reduce lending capability of the banks and hence, decreases the money supply.
which of the following is not allowed by scrum refactoring velocity tracking relaease planning hardening sprints
a. Using Story Points
b. Hardening Sprints
c. Release Planning
d. Using Planning Poker
Answer:
(B) Hardening sprints
Explanation:
Hardening Sprints are not allowed because the subject of hardening should be continuously address throughout normal Sprints.
Or if the question has the following options:
Which of the following is not allowed in Scrum?
a. Using Story Points
b. Hardening Sprints
c. Release Planning
d. Using Planning Poker
Answer:
(B) Hardening sprints
Explanation:
Using Story Points, Release Planning, Using Planning Poker are not mandatory but allowed. Only hardening sprints are not allowed.
Hardening Sprints is the method not promoted in Scrum among the given options because it suggests a failure in the development process. Other options like Using Story Points, Release Planning, and Using Planning Poker are used in Scrum for productivity measurement, release management, and decision-making.
Explanation:The question is asking for the technique out of the given options that are not promoted or typically used in Scrum, a popular framework for agile project management. The correct answer is (b) Hardening Sprints. Scrum encourages continuous integration and high-quality output throughout the project lifecycle. As such, hardening sprints, which are essentially buffers used to fix issues and stabilize the project at the end of the product increment, usually suggest a failure in the development process and are thus not supported by Scrum.
Other options such as Using Story Points (a), Release Planning (c), and Using Planning Poker (d) are all methods encouraged and utilized in Scrum to measure productivity, manage release schedules effectively, and make team decisions, respectively.
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One of the largest automobile dealers in the city advertises a 3-year-old car for sale as follows: Cash price $3575, or a down payment of $375 with 45 monthly payments of $93.41. Susan DeVaux bought the car and made a down payment of $800. The dealer charged her the same interest rate used in his advertised offer. How much will Susan pay each month for 45 months? What effective interest rate is being charged?
Answer:
monthly payment = $81interest rate = 15%Explanation:
You can use a loan calculator to determine the the effective interest rate of the loan:
loan's principal = $3,575 - $375 = $3,200number of monthly payments = 45 or 3.75 yearsmonthly payment = $93.41interest rate = 15%
Now we can calculate Susan's monthly payment:
loan's principal = $3,575 - $800 = $2,775number of monthly payments = 45 or 3.75 yearsinterest rate = 15%monthly payment = $81