Answer:
d) pathogens are reduced and illness is prevented.
Explanation:
It is important to cook food to high enough temperatures so that pathogens are reduced and illness is prevented. Pathogens are organisms such as virus, fungi, bacteria, protozoa, worms that causes diseases to its host.
These pathogens are usually destroyed by heat, so it's necessary and important to properly cook food to a high temperature by grilling, boiling, frying, roasting and baking.
Furthermore, a hot-holding unit can be used to store food in order to reduce pathogens.
Tom is retired. He receives retirement income each month in the amount of $2500 as well as Social Security income in the amount of $1200. Tom owns 4 rental properties that he receives $1680 in rental income each month on each rental property. Tom has mortgage payments in the amount of $3200. His wife drives a Lexus with a $540 car payment and he drives a Buick with a $395 car payment. What is Frenchy’s debt to income ratio?
Answer:
77%
Explanation:
The formula for calculating the debt to income ratio is:
Total monthly debt/total monthly income.
Therefore, we have to calculate the total of monthly debt and monthly income first.
Monthly debt:
Mortgage payments= $3,200
Wife's car= $540
Tom's car = $395
Total = $4,135
Monthly income:
Retirement income = $2,500
Social Security income = $1,200
Rental income = $1,680
Total = $5,380
Debt to income ratio:
$4,135/$5,380
= 0.77 X 100
= 77%
A balloon payment mortgage makes the best sense for borrowers who are fearful of taking risks when borrowing money. planning on selling their homes before the term of the loan ends. looking to avoid borrowing money from banks. anticipating losing their jobs in the next few years.
Answer:
B. Planning on selling their homes before the term of the loan ends.
Explanation:
I took the test
A balloon payment mortgage makes the best sense for planning on selling their homes before the term of the loan ends.
What is a balloon payment mortgage?A balloon payment mortgage is when there is only one payment at the end of the period of the mortgage. When there is a balloon payment mortgage, the mortgages does not ammortize over the life of the mortgage.
A balloon payment mortgage is usually used for commoerical properities. An advantage of a balloon payment mortgage is the lower interest payment that is paid.
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A borrower expresses a reluctance to continue signing documents. The Notary Signing Agent may:
Answer:
Recommend the borrower contact the lender representative before signing anymore documents
Explanation:
Notary agents are usually independent professionals within the sector or third parties , who are contracted to create sure all loan documents are signed and notarized properly and delivered . A Notary agent isn't authorized to answer questions on the most points contained within the loan, however a notary agent can give opinions to a signer whether the terms of a loan are a good or not. But if the opinions are on interest rates or other questions concerning the loan, rather it would be best to refer the signer or borrower to contact the lender’s representative
A Notary Signing Agent should address a borrower's reluctance to continue signing documents by listening, providing clarification, and suggesting they seek legal advice if necessary, while remaining neutral and reporting the decision to appropriate parties.
If a borrower expresses a reluctance to continue signing documents, the Notary Signing Agent should take a thoughtful approach to address their concerns. First and foremost, it is essential for the Notary Signing Agent to listen carefully to the borrower's concerns and provide clarification or additional information as needed. However, it's important to note that Notary Signing Agents are not authorized to provide legal advice. If the borrower's concerns pertain to the content or implications of the documents, the Notary might suggest that the borrower seek advice from an attorney. It's crucial for the Notary Signing Agent to remain neutral and avoid coercing the borrower into signing any documents. In situations where the borrower decides not to proceed, the Notary should report this decision to the appropriate parties, usually the lender or title company.
When can ScreenTips be useful?
Answer:
when looking for a command
Explanation:
ScreenTips are useful in guiding new users through unfamiliar software and reminding experienced users of function specifics. They enhance efficiency and prevent errors.
Explanation:ScreenTips can be particularly useful in various circumstances in computer technology. They are essentially small boxes that appear when you hover over buttons or functions in a software program, providing a brief explanation of the tool's purpose. This feature can be beneficial for new users unfamiliar with a software's functionalities, assisting in navigation and operation. ScreenTips can act as a guide as you learn to utilize the platform, helping prevent errors and increasing efficiency. They can also be handy for experienced users who might forget what a specific tool or function does.
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Media companies earn money by selling which of the following?
O A. Directly to consumers.
O B. Airtime to media conglomerates.
C. Services to local cable companies.
O D. Advertisements and subscriptions.
Answer:
Advertisement and subscription
Explanation:
The following are the expected one-year T-bill rates for the next
four years: 3%, 4%, 5% and 6%. According to the basic model of the expectations hypothesis, what would you expect the rate for three-year securities to be?
Answer:
4%
Explanation:
The computation of rate for three-year securities is shown below:-
Expected Rate for three year securities = (First year + Second year + Third year) + Rate for three year
= (3% + 4% + 5%) ÷ 3
= 12% ÷ 3
= 4%
Therefore for computing the rate for three-year securities we simply applied the above formula.
Since we have to find out the three year securities rate so we considered only three year T bill rates
3
Select the correct answer.
In an organization, several teams access a critical document that is stored on the server. How would the teams know that they are accessing the
latest copy of the document on the server?
A. by using a duplicate copy
OB. by taking a backup
Ос.
by using a reporting tool
D. by checking the version history
Reset
Next
Answer:
D. By checking the version history.
Explanation:
The teams should always check the version history of the document so as to know whether they're accessing the latest copy of the document on the organization's server.
In Computer science, version history gives all the necessary information about when a document or software application was developed, modified and/or published, along with the names of people who edited that version.
To check the "version history" of a document, you open the file; click on File in the menu tab; select Info>>>Version history.
Which of the following behaviors are more likely to happen in a GOOD economy?
David invests his money in a new tech startup company.
Galaxy Fitness, a locally-owned gym, takes out a loan to buy
new equipment.
Both A and B
Neither Anor B
Answer:
I believe both A and B.
Explanation:
In a good economy, both investing in new tech startups and taking out loans for business expansion are likely to happen.
Explanation:In a good economy, both investing in new tech startups and taking out loans for business expansion are more likely to happen. These behaviors indicate confidence in the economy and a belief that the investment will yield positive returns.
David investing in a new tech startup: This shows an optimistic attitude towards the potential growth and profitability of the startup industry.Galaxy Fitness taking out a loan for new equipment: This indicates that the gym expects enough demand and revenue to justify the investment in new equipment, which can enhance their services and attract more customers.Therefore, the correct answer is Both A and B.
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A professor of statistics claimed that the average amount of money a typical college
student spends per day during social distancing at home is over $70. Based upon
previous research, the population standard deviation is estimated to be $17.32. The
professor surveys 35 students and finds that the mean spending is $67.57. Is there
evidence that the average amount spent by students is less than $70? State hypotheses,
calculated value, critical value at a = 0.1
the professor wants to know wether the sample mean 67.57 is high enough.
Answer:
We fail to reject the Null hypotheses that the average amount of money a typical college student spends per day is less than $70.
Explanation:
A professor of statistics claimed that the average amount of money a typical college student spends per day during social distancing at home is over $70.
Based upon previous research, the population standard deviation is estimated to be $17.32.
The professor surveys 35 students and finds that the mean spending is $67.57.
Is there evidence that the average amount spent by students is less than $70?
For the given problem the Null hypotheses is that the average amount of money a typical college student spends per day is less than $70.
[tex]H_0= \mu <70[/tex]
For the given problem the Alternate hypotheses is that the average amount of money a typical college student spends per day is over $70.
[tex]H_1= \mu >70[/tex]
The test statistic is given by
[tex]z = \frac{\bar{X}-\mu}{\frac{\sigma}{\sqrt{n} } }[/tex]
Where X_bar is the sample mean spending that is $67.57, μ is the average population spending that is $70, σ is the standard deviation that is 17.32 and n is the sample size that is 35.
[tex]z = \frac{67.57-70}{\frac{17.32}{\sqrt{35} } }\\\\z = \frac{-2.43}{ 2.927}\\\\z = -0.83[/tex]
The p-value corresponding to the z-score of -0.83 at significance level 0.10 is found to be
p-value = 0.2036
Since 0.2036 > 0.10
We fail to reject the Null hypotheses that the average amount of money a typical college student spends per day is less than $70.
Which of the following is an advantage a company enjoys by offering shares
for sale in a stock market?
O A. The government relaxes its restrictions when a company is
publicly owned.
O B. The company can increase its capital without going into debt.
O C. The management gains more power over the operation of the
business.
O D. Administrative costs are decreased by the existence of
shareholders.
The company can increase its capital without going into debt
Explanation:
Answer:
The company can increase its capital without going into debt
verified on a p e x
Why is it good to have a positive work ethic?
Answer:
Individuals with a strong work ethic derive greater satisfaction from their work because they are fully engaged in what they are doing every day. If you desire to advance in your profession, a strong work ethic will keep your career moving upward. Every employer wants an employee with this kind of mentality.
Explanation:
Don't copy every word I say. Use Spinbot or another generator to make it your "own"
Final answer:
A positive work ethic is beneficial for career success, promotes a positive work culture, and leads to personal satisfaction and fulfillment.
Explanation:
A positive work ethic is beneficial for several reasons. Firstly, having a positive work ethic can lead to career success as it demonstrates qualities such as dedication, reliability, and hard work, which are highly valued by employers.
Secondly, a positive work ethic promotes a positive work culture by fostering teamwork, collaboration, and a supportive environment.
Lastly, a positive work ethic can contribute to personal satisfaction and fulfillment in one's job, as it enables individuals to take pride in their work and achieve their goals.
Which of the following is the market structure of the media industry?
O A. Pure competition.
O B. Monopolistic competition.
O C. Oligopoly.
O D. Monopoly.
Answer: Oligopoly
Explanation:
Oligopoly is the market structure for the media industry. Thus, the correct answer is option (C).
What is oligopoly market structure?A market structure known as an oligopoly occurs when a few large sellers or manufacturers control a sizable portion of a market or an entire sector. Oligopolies frequently arise from the goal to maximize profits, which can result in corporate collaboration.
In the past, oligopolies have existed in the steel industry, the oil industry, the railroad industry, the tyre industry, grocery store chains, and the wireless industry. An oligopoly can prevent new competitors from entering the market, stifle innovation, and raise prices, all of which are detrimental to consumers.
Instead than collecting prices from the market, companies in an oligopoly determine pricing, whether collectively in a cartel or under the direction of one enterprise.
Therefore, the market structure of the media industry is Oligopoly.
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During what stage of product development are production costs estimated
for a potential product?
O
A. Idea screening
B. Market testing
O
C. Business analysis
D. Concept development
Answer:
C
Explanation:
Just took the quiz
The production costs are generally estimated at the business analysis stage.
What is production cost?Production cost can be defined as the total cost incurred by the business in production of a product or service. It includes a variety of cost such as material cost, labour, supplies and general overhead.
Business analysis is a process of identifying business needs, business problems and determining the solution to the same.
The production cost is generally determine at the business analysis stage by the management. Further any adjustments in the cost is made at this stage.
Therefore, the correct option is C.
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Once all unnecessary expenses have been removed from your budget, what
can you do if your expenses still exceed your income?
Answer: The answer is work overtime or get another job
Once all unnecessary expenses have been removed from your budget, the expenses still exceed your income is working overtime or getting another job. Thus, the correct option is (B).
A budget is a calculated plan, generally but not necessarily financial, for a specific time period, usually a year or a month.
A business budget is a spending plan for your company based on its revenue and costs.
A budget may assist you in planning your business activities and serve as a benchmark for establishing financial goals.
Therefore, the correct option is "B".
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7. How much will Adrian have if he allows his investment to remain in the mutual fund for 10 years?
8. How much will Clemens have if he allows his investment to remain in the index fund for 10 years?
9. How much more value does Clemens's investment generate than Adrian's in 10 years' time?
10. What about over 40 years' time
The question is incomplete! Complete question along with answer and step by step explanation is provided below.
Question:
Suppose both Adrian and Clemens invest $10,000 in a mutual fund.
Lets think of it another way so that we can see the impact of compounding on this investment. For simplicity's sake, we will assume that Adrian's rate of return is effectively 5.7% annually (7% - 1.3% fee) and Clemens's rate of return is effectively 6.8% annually (7% - 0.2% fee).
7. How much will Adrian have if he allows his investment to remain in the mutual fund for 10 years?
8. How much will Clemens have if he allows his investment to remain in the index fund for 10 years?
9. How much more value does Clemens's investment generate than Adrian's in 10 years' time?
10. What about over 40 years time?
Answer:
7. Adrian's amount = $17,408
8. Clemens's amount = $19,306
9. Difference in amount after 10 years = $1,898
10. Difference in amount after 40 years = $47,114
Explanation:
7. How much will Adrian have if he allows his investment to remain in the mutual fund for 10 years?
Adrian will have a amount given by
[tex]A = P\times(1+r)^{n}[/tex]
Where P is the invested amount, r is the annual rate of return and n is the number of years.
Here P = 10,000, r = 0.057, n = 10
[tex]A = 10,000\times(1+0.057)^{10}\\\\A = 10,000\times 1.7408\\\\A = \$17,408[/tex]
8. How much will Clemens have if he allows his investment to remain in the index fund for 10 years?
Clemens will have a amount given by
[tex]A = P\times(1+r)^{n}[/tex]
Here P = 10,000, r = 0.068, n = 10
[tex]A = 10,000\times(1+0.068)^{10}\\\\A = 10,000\times 1.9306\\\\A = \$19,306[/tex]
9. How much more value does Clemens's investment generate than Adrian's in 10 years' time?
[tex]\text {Difference} = \$19,306 - \$17,408 = \$1,898[/tex]
Therefore, Clemens's investment generate $1,898 more as compared to Adrian's in 10 years time period.
10. What about over 40 years time ?
Adrian's amount:
Here P = 10,000, r = 0.057, n = 40
[tex]A = 10,000\times(1+0.057)^{40}\\\\A = 10,000\times 9.1833\\\\A = \$91,833[/tex]
Clemens's amount:
Here P = 10,000, r = 0.068, n = 40
[tex]A = 10,000\times(1+0.068)^{40}\\\\A = 10,000\times 13.8947\\\\A = \$138,947[/tex]
[tex]\text {Difference} = \$138,947 - \$91,833 = \$47,114[/tex]
Therefore, Clemens's investment generate $47,114 more as compared to Adrian's in 40 years time period.
youve got your budget, credit history and savings in order. Whats the nest step
After having your budget, credit history, and savings in order, you may apply for a loan. This process involves providing job and income details, allowing a credit check, and may possibly require a cosigner or collateral.
Explanation:Once you have your budget, credit history, and savings sorted, the next step in the financial capital market would be to apply for a loan if needed. This involves filling out forms regarding income sources for prospective borrowers. The bank then conducts a credit check on your past borrowing.
A few additional steps are taken by banks in some cases. One of them is the requirement for a cosigner on a loan, which is an individual or firm that legally pledges to repay some or all of the money if you fail to do so. Another approach banks sometimes use is requiring collateral, often in the form of property or equipment that the bank has a right to seize and sell if the loan is not repaid.
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What bone is the most common break
Answer: The collarbone
Explanation: otherwise known as the clavicle, is the most commonly broken bone, thanks in large part to where it's positioned. Located between the shoulder blade and upper ribcage, it attaches the arm to the rest of the body.
Hoped this helped!!!!!
What is one purpose of foreign aid?
O
A. To create a colonial relationship
B. To stabilize a foreign currency
O
C. To alleviate poverty or suffering
O
D. To retaliate against trade barriers
The purpose of foreign aid is C. To alleviate poverty or suffering.
What is Foreign aid?Foreign aid serves as international movement of money or services to help another country.
It usually comes from from governments or international institutions for the benefit of the citizens.
Therefore, Foreign aid is been designed to help other countries when they are in need of help, whether when they are experiencing war or economic turbulence.
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The purpose of foreign aid is to alleviate poverty or suffering.
Explanation:The purpose of foreign aid is to alleviate poverty or suffering. Foreign aid is provided by one country to another country or organization to help improve the quality of life and meet the basic needs of the people in the receiving country. It can involve financial assistance, technical support, humanitarian aid, or other forms of assistance.
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Avia Company sells a product for $120 per unit. Variable costs are $50 per unit, and fixed costs are $500 per month. The company expects to sell $660 units in September. The unit contribution margin is
A. $50 per unit
B. $120 per unit
C. $170 per unit
D. $70 per unit
Answer:
Avia Company
Unit Contribution Margin = $70 per unit
Explanation:
Contribution is the difference between Sales Price and Variable Costs. In this Avia case, selling price is $120 per unit with variable costs of $50 per unit.
So, contribution per unit = 120 - 50 = $70.
Contribution as a managerial accounting measure is determined before the fixed costs are deducted to arrive at income. Contribution as a managerial technique assists in decision making, especially when choices have to be made among alternative courses of action.
The idea behind this measure is that by the nature of fixed costs, they are constant within the relevant range, without reference to the volume of activity. Since they are not variable according to the volume of activity, it would be unwise to consider them when certain incremental or differential decisions are being taken.
Thanks to your keen management decisions, your hotel experienced growth this month. Last month rooms revenue for your hotel was $452,500 and grew 3% this month, restaurant revenue was $165,000 and grew 2%, and banquet revenue was $378,000 and grew 3%. How much did revenue increase in dollars?
A) $8,903
B) $17,656
C) $28,215
D) $55,122
The revenue increase in dollars is $28,215.
Calculation of the revenue increase in dollars:Since last month's rooms revenue for your hotel was $452,500 and grew 3% this month, restaurant revenue was $165,000 and grew 2%, and banquet revenue was $378,000 and grew 3%.
So, the increment in revenue is
= Given percentage of Last month rooms revenue + Given percentage of this month room revenue + Given percentage of banquet revenue
= 3% of $452,500 + 2% of $165,000 + 2% of $378,000
= $28,215
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Harold is an aspiring entrepreneur. He has asked all his professional contacts for some advice. After hearing out all the suggestions, Harold has
decided to enter a franchise contract with a well-known manufacturing business and sell its products as a dealer. Which of the following could
be a good reason for Harold's decision?
O A. Harold does not want to put in any efforts to run a business.
OB. Harold wants to ensure that he never runs into losses.
OC. Harold wants to benefit from the franchisor's advertising expertise.
OD. Harold does not want to make any investments at all.
Answer:
C. Harold wants to benefit from the franchisor's advertising expertise.
Explanation: Expertise is the most important consideration of the choices listed.
Answer:C
Explanation: Plato
what is prospecting?
A. Searching for potential investments
B. Searching for potential buyers
C. Searching for potential advertising
D. Searching for potential sellers
Answer:
B. Searching for potential buyers
Explanation:
it's the first step in the sales process, which is to identify potential customers (aka prospects) and to develop a database of likely customers and then systematically communicate with them in hopes of converting them to a current customer
Prospecting is searching for potential buyers. Hence, Option B is correct.
Who are called as potential buyers?A individual who claims to be interested in purchasing a home—or who could become interested—is referred to as a potential buyer. The goal is to convert potential customers into paying customers, much like a sales funnel.
A person or group that is already familiar with the product or service and has a need that they believe can be satisfied is usually where a potential customer will come from.
Someone with the capital to invest in a business while having no business experience. Actual customers are those who are already buying goods and/or services, whereas potential consumers are those who may or may not become actual customers in the future.
Therefore, Option B is correct.
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Where do people trade a company's public shares?
A. Credit unions
B. Bond markets
ERIES
C. Savings banks
D. Stock markets
Answer: The correct answer is option D - Stock markets.
Explanation: SHARES of a company are traded in STOCK MARKET.
A stock market is a place where investors trade securities issued by corporations.
Bonds are traded in Bond markets.
Which is the first phase in the project life cycle? A. initiation B. planning C. execution D. closing
Answer:
Initiation Phase
Explanation:
Answer:
Initiation
Explanation:
To confirm available insurance discounts, call and ask them about
discounts.
A. your local car dealership
B. your family's current insurer
C. the FLHSMV
D. the Florida Safety Council
Answer:
b
Explanation:
To confirm available insurance discounts, individuals should contact their family's current insurer as they will have the most pertinent information on discounts for which the family may be eligible.
Explanation:To confirm available insurance discounts, the best action to take is to call and inquire directly with B. your family's current insurer. Insurance companies typically have a variety of discounts available that may not be widely advertised. Individuals who are purchasing car insurance are likely to be aware of certain risk factors related to their driving habits or vehicle that are not easily accessible to insurers, such as their propensity for high-risk driving. Moreover, a person who is seeking life insurance might have more intimate knowledge of their family's health history than what an insurer could obtain without undertaking an expensive investigation.
Regarding vehicle insurance, apart from the protection it offers against large out-of-pocket expenses in the event of an accident, it's essential to consider how the car's safety rating, the driver's history, and in the case of used vehicles, the vehicle's history could affect insurance rates. Insurance premiums may be paid monthly, quarterly, or bi-annually, and this is a recurrent expense that continues even after the vehicle is paid off. Age also plays a critical role in determining insurance rates, with younger and less experienced drivers often paying higher rates.
In this photo, this phase of the moon is called
The next phase will be
About 27 days from now the phase will be
Answer:in this photo, this phase of the moon is called waning crescent.
The next phase will be new Moon.
About 27 days from now the phase will be waning crescent.
Explanation: Just did it on edge 2020 :)
Answer:
This phase of the moon is called a Waning crescent.
The next phase will be about 27 days from now the phase will be waning crescent.
Explanation:
The Crescent decline occurs when the lunar lighting is reduced from 49.9% to 0.1%. This is the mid-stage between the third quarter and the new moon (when the moon is barely visible). The term crescent refers to its shape. At this stage, the moon looks like a boat or banana. It takes 27.3 days for April to orbit the Earth, but the phases of the moon (new moon to new moon) are 29.5 days.The next phase will be about 27 days from now the phase will be the same Waning Cresent as it takes 29.5 days.
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Which of the following expenses is a fixed expense?
electricity
gym membership
groceries
entertainment
Answer:
Gym Membership
Explanation:
Expenses for electricity, groceries, and entertainment can all fluctuate based on how utilized they are. However, a gym memberships is established at a certain price regardless of how often it is taken advantage of. For example, an avid weightlifter who works out everyday and a busy college student who goes once a week would pay the same price for the membership.
Answer:
gym membership
Explanation:
example of the business that mainly belongs in the client service group is
Answer:
Accounting, Landscaping, Cleaning
Explanation:
Client Serving Group include companies that provide a service and do not convert raw materials into finished goods or resale goods.These provide a unique product to the client.
Travel agencies are a prime example of businesses in the client service group, offering personalized travel planning and assistance to ensure client satisfaction and service excellence.
Explanation:An example of a business that mainly belongs in the client service group is a travel agency. Travel agencies specialize in offering personalized services to their clients, helping them plan and arrange their travels. These services include booking flights, hotels, and vacation packages, as well as providing advice on destinations, activities, and travel insurance. The essence of a travel agency's operation centers around client services and assistance, making it a quintessential example of a business heavily focused on customer service.
Businesses in this category emphasize the importance of customer service-related values, ensuring that clients' needs and preferences are met effectively. This encompasses a broad range of activities, from initial consultations to post-service support, encapsulating the core principles of sales, customer service, and management. Given the highly personalized nature of their services, travel agencies stand as a prime example of businesses that thrive by prioritizing client satisfaction and service excellence.
Match the terms with the appropriate definition.
1. information, knowledge, facts, words, math, and statistics
data
a natural ability to understand and/or perform in a particular
area
intrapersonal
skill
3. an ability that is the result of learning
personal characteristics that describe the way you act, think,
and feel towards yourself and others
5. relationship with self
personality trait
aptitude
6. way in which a person thinks and learns
learning style
This answer matches terms related to learning and personal development, including data, aptitude, skill, personality traits, intrapersonal, and learning style, with their definitions. The match is made based on the meanings of these concepts.
Explanation:Here is your matched list:
Information, knowledge, facts, words, math, and statistics are all forms of data.An aptitude stands for a natural ability to understand and/or perform in a particular area.A skill describes an ability that is the result of learning.Personality traits refer to the personal characteristics that describe the way you act, think, and feel towards yourself and others.Intrapersonal generally refers to a relationship with oneself, so 'relationship with self' would correspond to it.The way in which a person thinks and learns is referred to as a learning style.Learn more about Learning Concepts Matching here:https://brainly.com/question/32374026
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What are some problems you notice in society?
Climate Change
Overpopulation
Immigration Stresses
Civil Rights and Racial Discrimination
Gender Inequality
Health Care Availability
Childhood Obesity