Answer:
Borrowers
Explanation:
Financial markets provide the platform for trading of financial assets (instruments) . In the financial markets, through the activities of a combination of participants , funds from the surplus sector (investors) are channeled to the deficit sector (borrowers).
The surplus sector comprises of persons, government, firms e.t.c who have more funds than they need to spend right away. Conversely, the deficit sector represents parties (firms, individuals, government) who are have shortage of funds for whatever purpose-e.g consumption, business expansion, funding of daily operations e.t.c . In short, they are in search of funds for different purposes.
Financial instruments : These are contracts that confer rights on their holders (investors/lenders) to claim the income generate by the assets owned by the borrowers.
Final answer:
In financial markets, firms and governments seeking funds for operations or new projects are demanders in the financial market, often raising funds through bond issuance. The correct choice is c. Firms in the financial market.
Explanation:
In financial markets, firms and governments in search of funds to pay for their daily operations would be the demanders of financial capital. These entities may seek funds from various sources, one common method is by issuing bonds. For instance, the federal government issues bonds to raise money for various expenses, including infrastructure and daily operations. Similarly, local school districts may sell bonds to finance new school construction, and colleges or universities often sell bonds to finance new building projects on campus. Likewise, firms sell bonds to finance expansion or other investments. Therefore, the bond market plays a critical role as it allows these institutions to obtain the necessary capital by selling debt securities to investors who effectively lend money in return for the bond issued.
The correct answer to the provided choices is c. Firms in the financial market. While it could seem that the answer might be related to firms in the goods or labor markets, those refer to the production of goods and services and the hiring of labor, respectively, which are different from the context of borrowing and lending in financial markets.
Which of the following statements is false?
a.Indirect labor is assigned as a part of overhead.
b.The cost of a job includes direct materials, direct labor, and applied overhead.
c.Actual overhead costs always enter the Work-in-Process account.
d.The use of normal costing means that overhead is applied to each job using a predetermined rate.
e.None of these choices are correct.
Answer: Actual overhead costs always enter the Work-in-Process account.
Explanation:
The work-in-process account is an account where the value of goods yet to be completely produced are recorded while the overhead cost is simply a business running cost, that is cost on expenses the business makes to keep functioning.
Overhead cost is not recorded in work-in-process account, rather it is recorded as business expenses.
When firms have the power to restrict output, raise prices, stifle competition, and inhibit innovation the market failure involved is ___________.Select one: a. Market power b. Public goods c. Inequities d. Externalities
Answer:
a. Market power
Explanation:
Market power is defined as the firm's ability to restrict output and charge higher prices than in perfect competition.
Wiskurv Inc. is a large electronics supplier that does not rely exclusively on traditional financial measures for organizational control. It also considers operational measures that relate to the company's critical success factors. In this scenario, Wiskurv Inc. most likely uses___________.
Answer: Balanced structure
Explanation:
A balanced structure is basically refers to the balanced sentence where the sentences are made up of equally in the term of length and also properly structure grammatically then the sentence is known as balanced structure.
According to the given scenario, the Wiskurv Inc. is one of the large electronic organization and this company most likely using the valanced structure for the financial and the operational measuring factors.
Therefore, Balanced structure is the correct answer.
Firms subject to the reporting requirements of the Securities Exchange Act of 1934 are required by the Foreign Corrupt Practices Act of 1977 to maintain satisfactory internal control. Moreover, the Sarbanes-Oxley Act of 2002 requires that annual reports include (1) a statement of management’s responsibility for establishing and maintaining adequate internal control and procedures for financial reporting and (2) management’s assessment of their effectiveness. The role of the registered auditor in this process is to:
A.Express an opinion on the effectiveness of internal contrfinancial reporting.
B.Express an opinion on whether the client is subject to thExchange Act of 1934.
C.Disclaim an opinion on the assessment of controls.
D.Report clients with unsatisfactory internal control to the
Answer:
C) Disclaim an opinion on the assessment of controls.
Explanation:
According to PCAOB AS 2201, the registered auditor must disclaim an opinion on the effectiveness of internal controls used by the corporation. The auditor must also determine whether management's reports are complete and properly presented. In a final report, the auditor must give the reasons for his/her determinations.
In the field of personal selling, persuasion:
a. Does not belong in a consultative style sales presentation.
b. Will offend many customers who want to make up their own mind.
c. Seldom achieved the goal of closing the sale.
d. Is an acceptable strategy once a need has been identified and a suitable product has been selected.
Answer:
d. Is an acceptable strategy once a need has been identified and a suitable product has been selected.
Explanation:
A face to face selling of a product directly to business is one of the best example of personal selling e.g. cars, photocopier, office equipment etc.
The possibility that the failure of one bank can hasten the failure of other banks is called the:
Answer:
Contagion Effect
Explanation:
Contagion Effect is the spread of an economic crisis from one market or a region to another. It refers the diffusion effect of crisis throughout a market.
Simply put, If a large bank sells off most of its assets quickly, the confidence in other banks declines.
Hence, it's said to have followed the contagion effect, spread of a crisis from one market to another.
If mollusk shells were accepted as a method of payment in modern-day markets, what economic role would they play in the financial system?
Answer:
medium of exchange
Explanation:
Mollusk shells would probably be used as a medium of exchange, but cannot be considered money. In order for mollusk shells to be considered money, they have to serve the four functions of money:
serve as a unit of account serve as a store of valueserve as a medium of exchange serve as a standard of deferred payment.The proceeds of a foreclosure sale did not yield enough money to pay off the first mortgage holder. The mortgage holder
Answer:
In some states and depending if the mortgage was not a non-recourse debt the lender may file a deficiency suit against the borrower. Refinanced loans or home equity loans are not considered non-recourse debt. A deficiency judgement allows a lender to go after other real or personal property the borrower owns.
Since 2002, General Mills through sales of its Cheerios brand cereal has donated over $2.0 million to First Book, a national nonprofit organization dedicated to giving new books to children from low-income families, through the Spoonfuls of Stories program. General Mills is engaged in:
Answer:
Cause-Related Marketing
Explanation:
A type of marketing in which the entity promotes it sales by collaborating with the non profit organization is known as Cause-related Marketing(CRM).In CRM, the entity promotes the cause of the non profit organization with which it collaborates and at the same time, it also promotes its own sales, therefore CRM creates mutual benefit for both entities.
Therefore, the General mills is engaged in Cause-Related Marketing.
A licensed _______________ must display his or her license conspicuously in the principal place of business at all times.
Answer:
Broker
Explanation:
A licensed broker must dispaly his or her name boldly in their primary place of business at all times becasue it helps to identify a broker quickly as well as has gives confidence to customers to transact business with them.
Cheers.
A licensed broker is required to display their professional license prominently at their place of business. Option B is correct .
A licensed broker must display his or her license conspicuously in the principal place of business at all times. In the context of real estate and other regulated industries, displaying a professional license is a legal requirement that maintains transparency and trust between service providers and their clients.
This assures clients that the individual they are doing business with has met the necessary qualifications and is recognized by a regulatory body. A salesperson often works under the sponsorship of a licensed broker, so it is the broker that is responsible for maintaining a compliant business environment.
Furthermore, affiliate broker and associate broker could also be terms that refer to licensed individuals that should prominently display their licenses; however, the use of these specific terms can vary by region or specific industry regulations. Correct answer is broker [ option B ] .
Complete question :
A licensed _______________ must display his or her license conspicuously in the principal place of business at all times.
A. salesperson
B. broker
C. affiliate broker
D. associate broker
Conflicts of interest may exist when employees have financial investments. True or False
Answer: False
Explanation: In simple words, conflict of interest refers to a situation in which any individual or an entity holds the position of authority in which any decision made by him or her can lead to personal benefit at the cost of others loss.
The given statement is false as conflict of interest would only appear when the employees have financial investments in the companies in which they are working as it can lea d to access of materiel non public information or authority to make decisions for personal benefit.
Yes, a conflict of interest can occur when an employee's personal financial investments influence their professional decisions. This is particularly prevalent and complex in roles that deal with financial decisions or politics.
Explanation:True, conflicts of interest may exist when employees have financial investments. A conflict of interest can arise when an employee's personal financial interests conflict with their professional duties. For example, if an employee in a supervisory role at a bank also owns a large amount of shares in the bank, they might face a conflict of interest. The employee might be influenced by their personal financial investments to make decisions that are not in the best interest of the bank. This is especially controversial and problematic when such decisions come under political pressure. Therefore, it's essential that employees and organizations actively manage and disclose such conflicts of interest.
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Characteristics of just-in-time partnerships do NOT include: long-term contracts. removal of in-transit inventory. large lot sizes to save on setup costs and to gain quantity discounts. focus on core competencies. produce with zero defects.
Answer: large lot sizes to save on setup costs and to gain quantity discounts.
Explanation:
Just in time is the kind of system where your material or component arrives just when you require them and does not take up time. This is helpful in saving storage cost. Just in time however, does not include large lot sizes to save on setup costs and to gain quantity discounts.
Under the Investment Advisers Act of 1940, a person would have to register as an investment adviser if she gave investment advice for a fee about which of the following?
A. Commodities
B. Futures
C. Options
D. Real estate
Answer: C. Options
Explanation:
An investment adviser is an individual that provides recommendation regarding options to their client and receives compensation in return. This option can anything such as investing in particular stocks or land etc.
The Sales department believes Company X is a preferred customer based upon the volume of sales made to Company X. The Accounts Receivable department believes Company X is a serious problem because it is so slow to pay for the products it has purchased. How can you explain these two different views existing in the same company?
Answer:
Company X purchases a large volume of the goods that your company sells, therefore they are great clients for the sales department. On the other hand, they are very slow when it comes to paying their debts, therefore the accounts receivable department considers them a bad client.
This happens when each department is only able to view the information regarding their own activities and it is unable to access information about other departments' activities. A good way to solve this would be to use an ERP management software where the company's information could be shared between departments.
Which of the following is not an assumption associated with the definition of a production function?
A. All units of the inputs are homogeneous.
B. Technology remains constant.
C. The function shows the maximum level of output possible with a given combination of inputs.
D. Both inputs and outputs are measured in monetary units.
Answer: Both inputs and outputs are measured in monetary units.
Explanation: Production function according to Wikipedia is defined as the technological relation between quantities of physical inputs and quantities of output of goods.
Which describes the process of diagnosing an organization's external and internal environments, including deciding on a vision and mission?
Strategic planning
Explanation:
Process to identify the external and internal conditions of the organisation, determine a strategy and goal, formulate general goals, establish and choose general approaches, and allocate resources for the organization's objectives.
Strategic planning is the method of documenting and guiding the small company— by evaluating where they are and where they're going. The strategic plan actually provides them with the opportunity to record the mission, vision and principles and their lengthy-term goals and intervention plans to achieve them.
In considering how to allocate its scarce resources among its various members, a household considers:_______
a. each member's abilities.
b. each member's efforts.
c. each member's desires.
d. all of the above
Answer: (D) All of the above
Explanation:
According to the given question, the household consider the each member's desire, abilities and the efforts for allocating the scare resources among to the various types of members.
The allocation of the resources to each member is the process of distributing the resources according to the members needs or their specific requirement. The process of resources allocation is managing the assets by using the strategic in an organization.
Therefore, Option (D) is correct.
Tyrone was recently promoted to manager. Although he used to take advice from his peers, he seems no longer willing to listen to any input from them or his boss, and is determined to run the project how he thinks best. This is an example of which personal barrier to communication?
A.) variation in interpreting informationB.) an oversized egoC.) a tendency to judge others' messagesD.) variable skills in communicating effectivelyE.) an inability to listen with understanding
Answer:
B.) an oversized ego
Explanation:
Based on the information provided within the question it can be said that this is an example of an oversized ego. An ego is an individual's sense of self-importance. When Tyrone got promoted his ego enlarged, and he now believes himself to be way more important than his peers and thus no longer listens to them, since he believes that he knows everything and that his peers no very little compared to him.
Jennifer has come to realize that conflict has both functional, as well as dysfunctional, outcomes. She has observed examples of both in her organization. Last month, Jennifer's department experienced constructive conflict during a meeting. Which of the following is not an outcome of this functional conflict?A) the quality of decisions is improvedB) creativity and innovation are stimulatedC) tensions are releasedD) groupthink is increasedE) interest and curiosity are encouraged
Answer: Group think is increased.
Explanation:
Groupthink is a situation in a decision making process or team involvement where members agree on a single decision despite not fully being satisfied with the consensus decision.
A constructive conflict would enable members of a team to air their views therefore groupthink would be non existent.
Martin has given himself an entertainment budget of $5 per week. He has decided that each week he will spend that $5 by either attending a matinee movie at his local theater or downloading five songs by one ofhis favorite artists. What is the non-monetary opportunity cost of seeing a movie this week?- Five songsOpportunity cost is:- The value of the opportunity that you give up when you choose one activity instead of another.In the circular model, only by selling resources _____ can obtain the income they need to buy the products they want to consume.- householdsA waste of resources that could have been used to produce something else occurs when:- MB < MCEconomics is the study of how individuals and societies allocate ____ resources among many competing uses.- limitedThe value of the next-best foregone alternative is the _______cost. - opportunity
Answer:1.Factor services, 2 scarce resources, 3. opprtunity cost or real cost or true cost
Explanation:
Circular flow.of income: This is the system of how goods and services flow in for consumption by the households.it also shows the intrrelationship between the households and the business sector of the economy. From the diagram of the circular flow of income, the outer circle presented the flow of real services for productive agents such as land, Labour, capital and enterprise to the business sector.while the flow of goods and services are produced from the inner circle reflect the monetary aspect of what the outer circle produced.
Scarcity : This concept is used to explain how the human wants are unlimited, since human wants are unlimited so the resources to satisfy them are also limited . In order to solve the problem of scarcity, man has to make a choice by ranking his wants in their order of priority this is where we have the scale of preference.
Opportunity cost : This is the cost which described the cost of one product in terms of forgone alternatives. It is the alternative that is forgone in order to satisfy a want. For example a student who need a book that is costing $10, and a cloth that is also costing $10. If the student buys the book instead of the cloth, then the opportunity cost of his choice is the cloth that such student has forgone.
The saving and investment equation
a. shows that a country with negative NFI must be saving less than it is investing domestically.
b. can be written: S = I + NFI.
c. tells us that savings will be invested domestically or overseas.
d. All of the above.
Answer: The correct answer is "d. All of the above.".
Explanation: These statements are correct according to the saving and investment equation because this equation shows that a country with negative NFI must be saving less than it is investing domestically. Also can be written: (S = I + NFI) and tells us that savings will be invested domestically or overseas.
How do public relations and advertising differ?
A. There virtually is no difference between the two.
B. Advertising focuses on paying for time or space that allows advertisers to disseminate their organization's messages about its products and services; in public relations, credibility helps to earn media recognition.
Answer:
B. Advertising focuses on paying for time or space that allows advertisers to disseminate their organization's messages about its products and services; in public relations, credibility helps to earn media recognition.
Explanation:
Public relations involve the creation of a good reputation in society. In public relations, a business engages in activities that create good relations with consumers and the media. The media picks good deeds of the company and writes, thereby promoting the brand name of the business.
A significant difference between advertising and public relation is that advertisements are paid for while public relations is free. Public relations activities will include the business sponsoring publicized events such as sports and art concerts. Participating in charity work is also a way of creating a good reputation. The business benefits by getting an opportunity to promoting its brand name in these events.
The phrase 'buy the cheapest house on the block' stems from which principle of value?
Answer: Principle of Regression and Progression
Explanation: In Real Estate Regression concept, A high-valued property surrounded by low- valued homes/property will suffer or witness decrease in value.
While in progression concept, a low-valued property surrounded by high-valued homes or properties will have an increased value.
Hence, The phrase 'buy the cheapest house on the block' as it will benefit from the value of the surrounding properties.
With approximately ____________ of U.S. dollars abroad (outside the country), the American banking system is truly global in nature..
Answer:
the correct answer is 2/3
Explanation:
With approximately 2/3 of U.S. dollars abroad (outside the country), the American banking system is truly global in nature..
According to Fred Luthans and his associates' study of 450 managers, ________ made the largest contribution to the success of managers in terms of speed of promotion within their organization.
A) networking
B) decision making
C) planning
D) controlling
E) staffing
Answer and Explanation:
A) networking
John is an art dealer with special expertise in modern art. Rachel comes to John’s gallery to purchase a modern art painting as an investment. John shows her several paintings that he says are high quality and will increase in value in the next ten years. John’s statement isa.an express warranty.b.an implied warranty.c.an opinion.d.puffery.
Answer:
an express warranty
Explanation:
An express warranty is an assurance by the merchant that a product or a service will perform as the buyer expects. It is the guarantee given to the buyer that the merchandise will perform its functions as advertised in media or product branding. Express warranty can be written or oral. Through the express warranty, a seller promises the buyer of replacement or repairs of the product should it malfunction within a specified time.
John is assuring his client that the paintings are of high quality. He is guaranteeing Rachel the art will appreciate. John's statements are comparable to a commercial advert or the branding of a product. They are offering assurances that the painting will meet Rachel's expectations.
Meitneria and Seaboria specialize in the production of heavy machinery and textiles respectively. While Meitneria doesn't produce textiles, Seaboria is not as technologically advanced as Meitneria. In this situation, according to the Heckscher-Ohlin theory:
Answer:
This theory allows a country to specialize in manufacturing and exporting products that can be produced more efficiently in other countries.
Explanation:
This theory allows a country to specialize in manufacturing and exporting products that can be produced more efficiently in other countries. This theory basically states that a country can decide to specialize in the manufacture of certain products that it has comparative advantage in the market while importing products that can be produced more efficiently in other countries.
Larry is asked to conduct an STP analysis for his firm. The first step he should perform in this analysis is to: A. develop a business mission statement.B. choose the best target markets.C. reposition existing segments.D.divide the marketplace into subgroups.E. conduct a SWOT analysis
The first step he should perform in this analysis is to conduct a SWOT analysis.
Explanation:
For larry to conduct the STP analysis he needs to conduct a SWOT analysis to be able to get his segment, targeting and positioning model in for the firm.
SWOT analysis will make Larry consider his Strength, Weakness, Opportunities and Threats in the segment it is investing in and any target market it is opting to go into.
This will help the firm to always know its position in the market.
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Final answer:
Larry should begin the STP analysis by dividing the marketplace into subgroups as the initial step before selecting target markets and positioning offerings. The correct answer is "D. divide the marketplace into subgroups."
Explanation:
The first step Larry should perform in conducting an STP analysis for his firm is to divide the marketplace into subgroups. This involves segmenting the market based on various criteria such as demographics, behaviors, psychographics, and other factors to identify and understand potential customer groups. Following this, he can assess the attractiveness of these segments and select the most promising ones as target markets. Lastly, he will position his firm's offerings to appeal to these chosen segments, which may involve repositioning based on market feedback.
The following are characteristics of the __________ certification:
a. Only law enforcement personnel and government employees working as system forensics examiners may join.
b. Students learn to interpret and trace e-mail, acquire evidence properly, identify operating systems, recover data, and understand encryption theory and other topics.
c. Students must pass a written exam before continuing to the next level.
d. There are multiple levels.
Answer: Certified Forensic Computer Examiner
Explanation: A Certified forensic computer examiner gathers and analyses data from anything that has to do with information technology ( computers, tablets, the internet, etc.) for the establishment of facts.
During an interview, you can expect the majority of questions to be about:
Group of answer choices
your professional background.
other places you have worked.
the nature of the job you are applying for.
other candidates’ qualifications.
Answer:
your professional background.
other places you have worked.
the nature of the job you are applying for.
Explanation:
Interviews are important for both the employer and the candidate. For the employer, it is to evaluate if a candidate is the right choice for the open position. For the candidate, it is to learn about the company, the role and to determine if that is the environment he/she wants to work in. Majority of the questions that a candidate is asked revolve around their professional background to determine their experience, places they have worked before, and what they are seeking in their next job(s)