In addition to examinations that are specifically authorized by the Insurance Code, the Superintendent may examine each domestic life insurer as often as it is deemed necessary for the protection of the consumers. The Code requires examination of domestic life insurers every __________.

Answers

Answer 1

Answer:

5 years.

Explanation:

The Superintendent is entitled to examine the transactions, accounts, records, and any other type of information of any authorized domestic life insurer as frequently as it is deemed necessary. In addition, domestic life insurers must be carefully examined at least once every 5 years. This applies to authorized domestic life insurers which conduct business in the State of New York.


Related Questions

The glass ceiling refers to attitudes, policies, and procedures that have created more upperlevel management opportunities for minorities and women.

Answers

Answer:

False

Explanation:

The glass ceiling is instead a term used to explain how when women are pursuing a higher professional position in their career, they found that there is an invisible barrier that hinders them from moving forward. This concept also applies to minority men and women. The first recorded use of the term was by Marilyn Loden in 1978.

The model of federal-state relations in which the federal government began to supply money to state and local governments to provide assistance to citizens is known as ______

Answers

Answer: Cooperative federalism

Explanation:

The cooperative federalism is basically create the various types of policies and the relationship in the government. It is also known as the marble-cake federalism.

In the cooperative federalism the the local and the state government are interacting cooperatively for solving the various type of problem instead of making different types of policies.    

 According to the question, the model of the federal relations supply money to the local and the state government for providing the assistance to the citizens and it is known as the cooperative federalism.

 Therefore, cooperative federalism is the correct answer.  

According to the Navy leader development framework, the most direct reflection of a person's drive to be the best leader possible is what characteristic?

Answers

The correct answer would be, The intensity of their self-guided learning effort.

According to the Navy Leader Development Framework, the most direct reflection of a person's drive to be the best leader possible is the intensity of his self guided learning effort.

Explanation:

The Navy Leader Development Framework is a framework which explains the most important characteristics a leader must have.

According to this framework, The intensity of a person's self-guided learning effort is the most direct reflection of that person's drive to be the best leader possible.

When people are themselves motivated to learn and put their best efforts to gain knowledge, they will become the best leaders.

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The intensity of a person's self-guided learning experience, as per the Navy Leader Development Framework, is the most perfect representation of his desire to be the best leader possible.

About Navy leader development framework:

The Navy Leader Development Framework is a framework that explains the most significant leadership qualities.

The intensity of a person's self-guided learning effort, according to this theory, is the most direct indication of that person's desire to be the best leader possible.

People who are self-motivated to study and put up their best efforts to gather knowledge will be the most effective leaders.

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Which region of the brain will a fMRI show as active when a person is looking at a photo?
a. temporal lobes
b. parietal lobes
c. occipital lobes
d. frontal lobes
e. association areas

Answers

Answer:

C - Occipital lobes

Explanation:

In the cerebral cortex, there are four major lobes. They are:

Frontal Lobe

Temporal Lobe

Occipital Lobe and

Parietal Lobe.

The occipital lobe is the smallest of the four lobes. It surrounds the posterior portion of the cerebral cortex. The Occipital lobe primary function is vision with its most notable component the primary and secondary visual cortex.

Sirens from emergency vehicles, honking horns, train whistles, and mechanical noises from vehicles provide important information that lead to driving ____________.

Answers

Answer:

decisions

Explanation:

A person makes decisions based on the stimulus the person is being subjected to.

When a person is driving all the unneeded information is discarded and only the relevant information is processed. When the noise consists of sirens from emergency vehicles a person is likely to give slow down and give way.

Train whistles also makes the driver slow down as it indicates that a railway crossing ahead.

A car normally sounds a certain way. If something was wrong with the car the sound would change this would make the driver check on the engine.

Hence, the stimuli mentioned here changes leads to driving decisions.

According to Gardner’s model, a person who is "people smart" is exhibiting what type of intelligence?

Answers

Answer:

Interpersonal

Explanation:

Howard Gardner has given eight different types of intelligence including logical/mathematical, naturalist, verbal/linguistic, bodily/kinesthetic, visual/spatial, intrapersonal, musical, and interpersonal.

Interpersonal intelligence: The term interpersonal intelligence is defined as the capability of an individual to interact and understand effectively and properly with the other person. The interpersonal intelligence includes the nonverbal and verbal communication, sensitivity of an individual to know the temperaments and moods of the other person, etc.

In the question above, the given statement signifies the interpersonal intelligence.

Non-exempt issuers are required to file registration statements with which of the following entities under the 1933 Act?
[A] Such issuers must file with the state in which the business is located.
[B] Such issuers must file with the state in which the securities will be sold.
[C] Such issuers must file with the Securities Exchange Commission (SEC).
[D] Such issuers must file with the Financial Industry Regulatory Authority (FINRA).

Answers

Answer:

The correct option is C (Such issuers must file with the Securities Exchange Commission (SEC))

Explanation:

Non-exempt issuers are considered as normal issuers under the Securities Act of 1933. Hence there must be registration done with the SEC as stated under the Security Act of 1933 for issuers that are not exempted.

Perhaps on the rare occasion pursuing the right course demands an act of piracy? Piracy itself can be the right course? meaning

Answers

Answer:

Governor Swann said this about Jack Sparrow at the end of the movie 'Pirates of the Caribbean'.

Explanation:

Here, the word 'piracy' in the sentence refers to being unlawful or acting in an unlawful way. Jack Sparrow saved the life of Elizabeth who was the beloved daughter of Governor Swann. Also, Governor Swann believed that Jack Sparrow was a good man. Also, Norrington was in love with Elizabeth. So Governor Swann raised this question that 'Perhaps on the rare occasion pursuing the right course demands an act of piracy?' means that letting Jack Sparrow go will be unlawful but will be the right thing to do. The reason it is said in the form of a question is because Governor Swann is checking whether Norrington is on board with this idea and that 'Piracy itself can be the right course?' means that it is possible that he is proposing the right thing here although it will be piracy or negligence of duty on his part. But it would be the right thing for Jack Sparrow.

This is known to be a famous quote by Weatherby Swann. The quote focus or talks about acts such as freedom fighting that can be liken to piracy.

Note that Piracy encompasses any robbery done at sea, or maybe on shore, by a person, or an agent without commission from other country.

Note that those who commit these act of piracy can be called to be a case of robbery, pillaging, or plundering at se and are said to be pirates.

The quote itself stated that when people do want to pursue some specific courses, they can do and undo some things such as illegal acts which can be liken to piracy.

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According to Aristotle, which of the following friendships will probably be the rarest in number?

a. Friendship of Pleasure
b. Friendship of Utility
c. Friendship of Character

Answers

Answer:

According to Aristotle, the friendship of virtue and good will probably be the rarest in number.

Explanation:

Aristotle describes friendship is the reciprocated sharing of goodwill between two people. He classified friendship into three types – friendship of utility, friendship of pleasure, friendship of virtue and good.

According to him, friendship of virtue and good is of the highest value and the rarest in number. It is the only selfless type of friendship where one individual wants and does only what is good to the other person and only for the sake of the other person.

It is completely based on the goodwill between the friends based on true constructive selfless friendship. In this type, each friend encourages, supports, nurtures, celebrates, honors, and sustains the other one.

One needs to be truly sincerely virtuous to his/her friend to maintain friendship of virtue and good and this becomes the rarest in number.

Police officers spend about half of their time enforcing the law or dealing with crime.​
True or False?

Answers

Answer:True

Explanation:

The police largely exists for the enforcement of civil law and secondly for solving crime cases. The police are known as law enforcement agents. That also carry out detailed investigations into crime cases as they attempt to solve crime of various sorts.

Cars parked on the side of a highway at night should show:
a. High-beam headlights
b. Interior lights only
c. Flashlight only
d. Parking lights

Answers

Final answer:

Cars parked on the side of a highway at night should use parking lights for visibility. Parabolic mirrors in headlights ensure light rays become parallel and create a focused beam for effective illumination of the road.

Explanation:

Cars parked on the side of a highway at night should show parking lights. This ensures that the vehicle is visible to other road users without causing glare or excessive brightness that could impair other drivers' vision, as high-beam headlights might. The use of parking lights is a standard safety practice.

Regarding the functionality of headlights, they often use parabolic mirrors to direct light. A parabolic mirror ensures that the light rays emitted by the bulb become parallel after reflection, thereby focusing the light and creating a strong directional beam that illuminates the road ahead effectively. This parabolic shape is superior to a flat mirror which would disperse the light rays, reducing the headlight's effectiveness in focusing a beam of light on the highway.

Final answer:

Cars parked on the side of a highway at night should show d. parking lights for visibility.

Explanation:

Cars parked on the side of a highway at night should show parking lights. This is to ensure that other drivers can see the parked car from a distance without being dazzled by bright lights, which could be the case with high-beam headlights. Parking lights are designed to be visible, yet not obstructive to other drivers' vision.

Regarding headlights on cars, a parabolic mirror is used rather than a flat mirror to focus the light into a directional beam. When headlights use a parabolic mirror, the reflections from the bulb are directed so that the rays become parallel after reflection (d), which concentrates the light and increases the visibility down the road. This design is crucial for the effectiveness of car headlights and for driver safety at night.

The voluntary command Julie uses to raise her hand in class would travel through the __________ ner-vous system from the spinal cord to the muscles that control the movement.

a.somatic
b.autonomic
c.sympathetic
d.parasympathetic

Answers

Answer:

somatic

Explanation:

All the voluntary actions of a person are controlled via the somatic nervous system and the skeletal muscles.

It consists of two types of nerves:

Afferent nerves or sensory nerves

Efferent nerves or motor nerves

Sensory signals to the Central Nervous System (CNS) are sent through the afferent nerves.

Commands from the CNS are sent via the efferent nerves to the rest of the body.

Hence, Julie would use the somatic nervous system.

The Dutton & Aron bridge study tested the two-factor theory of emotion; an attractive female confederate interviewed male undergraduates at the University of British Columbia after they had crossed either a sturdy low bridge or a swaying high bridge. The two-factor theory was supported when.

Answers

Answer:

The men attributed the arousal caused by the swaying bridge to the attractiveness of the confederate.

Explanation:

Two-factor theory: In psychology, the two-factor theory of emotion is also referred to as "Schachter's Two-Factor Theory of Emotion", and was proposed by Stanley Schachter. He believed that an individual's emotions are based on two parts or factors including a cognitive label or physical arousal, and both of the elements should be present for an individual to experience an emotion.

In the question above, the two-factor theory was supported when the men attributed the arousal caused by the swaying bridge to the attractiveness of the confederate.

Dr. Whittaker is a psychotherapist who tells each of his patients the following: "You think that you’re unhappy because of all the dreadful things that have happened to you. I’m here to show you that your unhappiness is really due to your thinking that all the things that have happened to you are dreadful!" Based on this statement, which type of psychotherapy does Dr. Whittaker practice?

A) cognitive therapy
B) psychoanalytic psychotherapy
C) behavior therapy
D) humanistic therapy

Answers

Answer:

A) cognitive therapy.

Explanation:

Cognitive therapy which is another name of psychotherapy is based on the concept that behaviors, thoughts, and feelings are interconnected. It is a problem-solving approach that helps an individual to overcome his distorting thinking. It explains how people think affects their present behavior. Therefore cognitive therapy is thinking therapy in which individuals collaborate with the therapist to change the way they think and it helps them to fight problems like depression, fear, anxiety, drug abuse, etc.

While at the mall, you notice several bystanders who have crowded around an older adult woman. She is sitting on a bench and appears quite confused or dazed. As you approach the crowd, you ask what's going on. One of the bystanders says the woman is asking someone to help her. How would you approach this situation?

Answers

The correct answer would be, Introduce myself by speaking slowly and clearly at the woman's eye level.

Explanation:

If I notice several bystanders who have crowded around an older adult woman, who appear confused and dazed, then i will ask someone about the situation and If i would come to know that the woman needs help, then in this situation I will go to the older woman directly and will slowly introduce myself to her by looking into the woman's eyes.

I will do this to make that woman comfortable and to make her feel that someone is here who is concerned about her confusion and wants to help her, because may be in this way, she would be able to tell what help she needs in the crowd of several people in the mall.

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Maria Womack works for a bank in Michigan and is dissatisfied with the way her manager treats her. She is planning to quit her job and find a new position with another competitor bank. Her action represents the​ ________ response.

Answers

Answer:A.exit

Explanation: A) The exit response according to the exit-voice-loyalty-neglect framework, exit in this part occurs when an individual no longer sees a benefits in that organization and as result they decide to leave and explore other opportunities or new opportunities whilst they resign in their current position.

Maria Womack works for a bank in Michigan and is dissatisfied with the way her manager treats her. She is planning to quit her job and find a new position with another competitor bank. Her action represents the​  exit response.

Maria Womack's Response to Job Dissatisfaction

Maria Womack works for a bank in Michigan and is dissatisfied with the way her manager treats her. She is planning to quit her job and find a new position with another competitor bank. Her action represents the exit response.

In business and organizational behavior studies, employee responses to dissatisfaction can generally be categorized into four types:

Exit Response: Leaving the organization, which is the option Maria is considering.Voice Response: Actively and constructively attempting to improve conditions.Loyalty Response: Passively waiting for conditions to improve.Neglect Response: Allowing conditions to worsen through negligence and reduced effort.

In Maria's case, she opts for the exit response, which is often seen when employees feel that the situation cannot be improved through internal channels or when they perceive better opportunities elsewhere.

Which of the following is true of adolescence in contemporary industrialized societies as compared with previous centuries?

Answers

Answer:

The correct response is Option C) It begins earlier in life and ends later in life.

Explanation:

Even the recognition of adolescence as a distinct life stage or age group is relatively recent and tied to our modern society. Adolescence was not recognized until around 1904 when a psychologist named G. Stanley Hall argued that the adolescent brain was too susceptible to experience severe problems and thus adolescence started becoming recognized as a discrete period in life. Early adolescence usually begins earlier for girls than it does for boys. In girls, it can be normal for some physical changes to start as early as age 8 and around age 9 for males in early cases. Adolescence is extending as well because more children are finding it difficult to separate both financially and emotionally from their parents into their 20s.

In a famous series of experiments conducted by Harry Harlow, infant monkeys were separated from their mothers at birth. The infants were then given two surrogate mothers (a terry-cloth "mother" and a wire "mother"), each of which alternately had a nursing bottle that provided food to the infants. The experimental results showed that in frightening situations the infant monkeys

A. were more likely to become aggressive toward the wire mother than toward the terry-cloth mother
B. preferred the wire mother, even when the terry-cloth mother had the nursing bottle
C. preferred the terry-cloth mother, even when the wire mother had the nursing bottle
D. would run and cling to whichever mother had the nursing bottle

Answers

Answer:

The correct answer is C.

Explanation:

This case shows a shred of evidence for the necessity of the parent-child attachment relationship. It also demonstrates how important is the maternal touch in an infant. Touch is vital to communicate needs and wants. It also facilitates the growth and development of children.

TJ is giving a speech on reasons why recycling is everyone's responsibility. During this speech, TJ notices that his audience isn't making eye contact with him, that there is a lot of restless movement, and that the audience members' faces seem blank. How should TJ respond to this negative feedback?

Answers

The correct answer would be, He should illustrate the point with a funny, personal example.

TJ notices that his audience is not making eye contact with him, that there is a lot of restless movement, and that the audience members' faces seem blank. TJ should respond to this negative feedback by illustrating his point with a funny personal example.

Explanation:

While giving a training or presentation session to the people, it is very important to keep the interest of the audience in the session by engaging them in the presented topic.

The session should be interactive, so that the audience do not lose interest.

So when TJ notices that his audience has lost interest in his speech about the why recycling is a responsibility of everyone, he should illustrate his point with funny example to boost the mood of the audience and to make their interest.

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Today the regulation of campaign finances in Texas is limited to the requirement that all candidates and PACs file reports with the _________.

Answers

Answer:

Texas State Ethics Commission

Explanation:

The correct filling authority for campaign finances in Texas is the Texas Ethics Commission. The Texas Ethics Commission is also the authority in cases where an political committee wants to oppose or support a candidate  for offices such as district judge, State Legislature Member, State Board of Education Member etc.

Which theory emphasizes that dreams play a role in consolidating the day's experiences in our memories?

a) neural activation theory
b) cognitive development theory
c) wish-fulfillment theory
d) information-processing theory

Answers

Answer:d) information-processing theory

Explanation: According to Information processing theory our mind works like a computer in how it process the information we receive it doesn't just respond to stimuli.

This theory state that our thought operate like how the computer receive input, process it and deliver it as an output. We also receive information through our senses, use our brain to process it as we make the meaning of it and our response is an output.

Answer:

D

Explanation:

"Optional Uniform Provisions are included in the contract at the _______ option."

Answers

Answer:

Insurer's

Explanation:

Optional Uniform Provisions are included in the contract at the Insurer's  option.

Every 4 years the political parties draft a document stating the policy positions of the party. This party platform details general party-wide issue stances. The process sometimes engenders disputes among fellow partisans but is rarely an election issue and often is written to avoid controversy.

Answers

Answer:

Party Platform

Explanation:

A party platform which is also known as party program refers to the set of principles or policy stance that the party has. This is used to define the value that the party holds and eventually leads to attracting that specific vote bank. However, it is not written mainly for election purposes and is not directed on election related issues. It is rather a formal document that provides a policy stance on different issues on which not having a clear stances might be a negative impact and can lead to controversy if a fellow partisan is found to be involved in it. One example could be racism and the party can provide a clear stance against it through the party platform and direct all party members to avoid any such comments or actions.

Which in thinking about clarisse's friendship and her death montag goes trembling along the hall to the kitchen. Why has his brief interaction with her made such an impact on him?

Answers

Answer:

He may be contemplating death himself.

Explanation:

The topic may have brought on repressed feelings or memories.

" Montag's brief interaction with Clarisse has made such an impact on him because it represents a stark contrast to the superficial and disconnected relationships in his life. Clarisse's friendship introduces Montag to genuine human connection, empathy, and the beauty of simple things in life, which he has been missing. Her death serves as a catalyst for Montag's internal transformation, prompting him to question his society's values and his role as a fireman who burns books. It is the beginning of his awakening to the importance of knowledge, freedom of thought, and the human experience, which ultimately leads him to seek a different path for his life.

In Ray Bradbury's ""Fahrenheit 451,"" Montag is initially portrayed as a character who is comfortable with his role in society as a fireman, burning books and homes that contain them. However, his encounters with Clarisse McClellan, a young woman who embodies curiosity, thoughtfulness, and a deep appreciation for life, begin to stir something within him. Clarisse asks Montag profound questions about his happiness and the nature of his work, which he has never considered before. Her innocent inquiries and her unusual behavior (for their society) make Montag realize that there is more to life than the emptiness he feels at home and the thrill he gets from his destructive job.

Clarisse's tragic death is a pivotal moment for Montag. It is not just the loss of a life, but the loss of the potential for a deeper, more meaningful existence that Clarisse represented. Her death forces Montag to confront the harsh realities of his society and his complicity in its oppressive practices. The impact of Clarisse's friendship and her subsequent death is so profound that it propels Montag to seek out the very things he once destroyed: books and the knowledge they contain.

 As Montag trembles along the hall to the kitchen after learning of Clarisse's death, he is overwhelmed by a flood of emotions and realizations. He begins to understand the value of human connection and the importance of preserving the past to inform the future. Clarisse's impact on Montag is a testament to the power of individual relationships in sparking personal revolutions against oppressive systems. It is the catalyst for Montag's journey towards self-discovery, rebellion, and a quest for a society that values independent thought and the human condition."

Ed has three engineering degrees. He has hired an interior decorator to update his home. He is tremendously frustrated when he asks what he thinks are simple questions about weight-bearing walls and insulation requirements, and the designer is unable to understand. Yet Ed has the same problems when the designer starts talking about mauve, cerise, and magenta. Why is the communication process not working in this instance?

Answers

Answer:

The sender and receiver do not share overlapping frames of reference.

Explanation:

Communication is a two-way process. It requires a sender and a receiver. Also, both the sender and the receiver are required to possess certain things in common to help in the free flow of communication. Some of the common aspects include language, topic, and references. In the absence of these aspects, the communication fails. In the given situation, the same happens when Ed and the interior decorator. Both of them converse with each other about different topics. As a result, the information does not reach them in the way it should be.

Oona wants to conduct research on personnel management, workplace environment, and what type of environment results in high levels of employee productivity and efficiency. Oona should conduct research in the area of ________ psychology.A) socialB) industrial-organizationalC) gestaltD) biological

Answers

Answer:

Industrial-Organization Psychology

Explanation:

Industrial-Organization Psychology is the scientific study of people in the organization where they work. It is about to study the behavior of a worker in an organization.

This is also called I/O psychology. This psychology is basically to conduct the study to know the behavior and environment of an organization so that the proper solution can be applied to the problem area. An individual should have proper and deep knowledge about an organization and the individual are working there in the organization.  

Thus in the above statement, Oona should research the area of industrial organization so that she can manage the workplace, environment and to increase the high level of productivity and quality and efficiency in the workers.  

One of the reasons commoners became more attentive to religion in the fifteenth century was that they had more __________ available for them?

Answers

Answer:

They had more printed materials

Explanation:

Prior to the invention of the printing press by Johannes Gutenberg in the 15th century, there was limited printed materials on religious subject which are mainly accessible by the wealthy. The availability of printed religious materials garnered the interest of commoners to religion.

Answer:

Answer is printed materials.

Explanation:

The commoners are population comprises of ordinary people who do not have  any significant social status, meaning that they are not members or part of the people with rank. They can also be people who are not born into the society comprising high rank people.

What is an essential characteristic of an object in equilibrium?
a. Zero velocity
b. Zero acceleration
c. Zero momentum
d. Zero energy

Answers

Answer:

Zero acceleration is an essential characteristic of an object in equilibrium

Explanation:

Equilibrium is a condition or state of a system where the internal energy or motion of the object doesn't change with time. Also the force acting on the object will be zero. According to “Newton's second law of motion”, the acceleration of the object in equilibrium will be zero. There are two types of equilibrium namely static equilibrium and dynamic equilibrium. Static equilibrium is a state where the net force acting on object will be zero and the object will not be moving. In Dynamic Equilibrium, the force on the object will be zero and the object will be moving with an non zero constant velocity.

The evolutionary perspective states that the need for sleep developed because animals needed to sleep to:

Answers

Answer:

Conserve and restore energy.

Explanation:

Sleep is restorative, therefore it restores back energy needed to carry out necessary activities, and it also centers on the role of 'sleep in brain plasticity'.

Answer:

Conserve and restore energy.

Explanation:

Sleep is restorative, therefore it restores back energy needed to carry out necessary activities, and it also centers on the role of 'sleep in brain plasticity'.

Explanation:

HOPE THIS HELPS!!!!!!!

When information-processing theorists use the term hardware, they are often referring to _____

Answers

Answer:

Brain structure involved in memory

Explanation:

The brain is a crucial part of the body. It contains many different parts with different task quality. Every part of the brain has its specific role-playing in the brain. Every part has their value and importance. There are some parts of the brain involved in the memory of a person.  

These parts are The Amygdala The Hippo-campus The cerebellum and the prefrontal cortex The neurotransmitter

These are some brain parts that involved in-memory processing and that plays a part in the hardware.  

 

 

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