A government normally increases taxes to boost it's tax revenue but this also results in the decrease of savings and investments. Higher taxes leaves consumers with less disposable income which then discourages them from saving and investing.
What role does government regulation serve in business?
which is an example of an economic factor that affects the business environment
Most messages are communicated through 55% _______.
Question 15 options:
Tone of voice
Body Language
Words
Laughter
After you send I your FaFSA form, what will you receive back
In 2 to 3 sentences
explain why real GDP per capita does not reflect the actual distribution of wealth.
please help me...
GDP is the sum of all goods and services produced in an economy. It is the main economic indicator of a nation. Per capita GDP is a social indicator that aims to measure the average income of a nation's population. Per capita GDP calculation consists of simply dividing the GDP value by the total population of a nation.
Per capita GDP indicates the average income of a country, but it is not a good indicator for income distribution. This is because a country may have a high middle income and be very unequal. This will happen if income is concentrated in the hands of a small number of people. This would not be captured by GDP per capita, as this indicator only adds GDP and divides by the total number of people, without any weighting of the distribution of wealth. To determine income distribution, economists use other indicators such as the HDI and the Gini index.
Adina deposits $1,000 in the bank. The bank can then use her savings to make _____ to/for _____.
capital goods, savers
productive resources, borrowers
loans, investors
The bank can then use her savings to make loans to/for investors.
What is bank loan?A loan is the amount borrowed from a friend, bank or financial institution in exchange for future repayment of the principal. It is a form of debt incurred by an individual or other entity with a promise to pay back at a future date.
Since, Adina has deposited the sum into the bank, such can be used to grant loans to customers or investors who are willing to invest in their country.
Hence, the bank can then use her savings to make loans to/for investors, if Adina deposits $1,000 in the bank.
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What are you primarily doing when you reconcile your checking account?
a.
Making sure the bank spelled your name properly.
b.
Making sure that your records match your bank’s records.
c.
Writing down the transactions that your bank automatically records so you don’t have to.
d.
Calling the bank to check the dates on each transaction.
I believe the answer is: B. Making sure that your records match your bank’s records.
During this process, it is very common to see some difference between your records and the bank's. This could be caused by occurrence such as outstanding check, mistakes during recording, insufficient funds, etc. In order to fix this, you need to make an adjustment to find out why the difference occurs.
Yvette is considering taking out a loan with a principal of $16,200 from one of two banks. Bank F charges an interest rate of 5.7%, compounded monthly, and requires that the loan be paid off in eight years. Bank G charges an interest rate of 6.2%, compounded monthly, and requires that the loan be paid off in seven years. How would you recommend that Yvette choose her loan?
Answer:
B
Explanation:
Yvette should calculate monthly payments and total interest for both loans, using the installment loan payment formula, and choose the option with the lower total cost or more affordable monthly payments.
Yvette needs to decide between two loan options: one from Bank F with an interest rate of 5.7%, compounded monthly for eight years, and another from Bank G with an interest rate of 6.2%, also compounded monthly but for seven years. To make an informed decision, Yvette should calculate and compare both the monthly payments and the total interest paid over the life of each loan.
To calculate the monthly payments and total interest, we can use the formula for the monthly payment on an installment loan, which is M = P [i(1+i)^n] / [(1+i)^n - 1], where M is the monthly payment, P is the principal, i is the monthly interest rate, and n is the total number of payments.
For Bank F, with P = $16,200, i = 5.7%/12 per month, and n = 8 years * 12 months/year, we can calculate the monthly payment. Similarly, for Bank G, with P = $16,200, i = 6.2%/12 per month, and n = 7 years * 12 months/year, we calculate the monthly payment there as well. Yvette should choose the loan with the lower total cost, which is the sum of all monthly payments minus the principal.
If Yvette computes these values and finds that the total cost of one loan is significantly lower than the other, or if the monthly payment is much more affordable on her budget, her decision should be based on these critical financial considerations.
Computer technology has made managing a checking account:
a. easier
b. harder
c. more time-consuming
d. impossible
When market equilibrium occurs, quantity demanded is equal to quantity supplied, which means that both sellers and buyers get what they want. Does a market reach market equilibrium on its own, or is it necessary to have some sort of regulator to manage the price and ensure there is equilibrium?
In a market economy, market equilibrium occurs when the quantity demanded by buyers is equal to the quantity supplied by sellers. Market equilibrium can occur naturally without the need for a regulator to manage the price. The forces of supply and demand in the market act as self-regulating mechanisms that drive the price towards equilibrium.
In a market economy, market equilibrium occurs when the quantity demanded by buyers is equal to the quantity supplied by sellers. This means that both buyers and sellers are able to transact at the same price, and there is no surplus or shortage of goods.
Market equilibrium can occur naturally without the need for a regulator to manage the price. The forces of supply and demand in the market act as self-regulating mechanisms that drive the price towards equilibrium. When there is excess demand, prices rise, and when there is excess supply, prices fall, until equilibrium is reached.
For example, let's consider the market for smartphones. If the price of smartphones is initially too high, there will be excess supply as sellers are unable to sell all their products. In response, sellers will lower their prices to encourage more buyers, eventually reaching a point where quantity demanded equals quantity supplied, and market equilibrium is achieved.
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Which of the following situations is the best use of endnotes in a business report?
A. Few notes, so they can easily fit on each page.
B. Two source categories: endnotes for minor ones, footnotes for major ones.
C. There are many references and readers are unlikely to check details of sources.
D. Readers likely to be very interested in details of sources.
Answer:
C. There are many references and readers are unlikely to check details of sources.
What happens to consumer and business spending when the interest rates go up? To be more specific, do they both rise, fall, or one rise and the other fall (but say which)?
When interest rates rise, generally both consumer and business spending decrease due to the increased cost of borrowing. This can affect decisions to invest in major purchases or projects.
Explanation:When interest rates rise, there is generally a decrease in both consumer and business spending. The reason is that higher interest rates make borrowing more costly. Therefore, consumers tend to borrow less and save more, resulting in a decrease in consumer spending. Businesses also react similarly; they might postpone investment in projects that require borrowing because the higher interest rates increase the cost of capital.
For example, if the interest rates increase, a consumer may decide to hold off on buying a new car because the loan associated with the car would now be more expensive. Similarly, if a business was considering expanding and taking out loans to do so, the higher interest rates might make them reconsider or delay their expansion plans. Therefore, it can be said that in a high interest rate environment, both consumer and business spending will likely decrease.
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As a sole proprietor, Jessica took out a loan to buy equipment for her in-home business. If Jessica's business does not make enough money to pay back her loan, she will have to sell personal property to cover her outstanding obligation. Identify the condition the scenario describes.
a. unlimited personal liability.
b. personal obligation.
c. proprietary liability.
d.obligatory property.
Which of the following is an example of effective time management?
A. Customizing all new emails
B. Keeping your appointment calendar up to date
C. Saving and filing all of your emails
D. Putting all employees into contact groups
Keeping your appointment calendar up to date is an example of effective time management. Hence, option B is correct.
What is effective time management?The goal of efficient time management is to complete more significant tasks in a given day. In actuality, time management skills are even more crucial than time consumption skills. Of course, effective and efficient time managers are the finest.
The advantages of time management include improved competence, clarity, and confidence. You can remain focused and be more productive by learning how to manage your time effectively. You may accomplish more while minimizing procrastination and boosting productivity with the help of effective time management.
Make an effort to set aside at least one hour per day to be ready for anything. It's also a good idea to schedule team meetings and open office hours.
Thus, option B is correct.
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In 2013, there are four open flute positions in major orchestras. A total of 525 professional flutists audition. In the same year, there are four open positions for bassoon players in major orchestras, and 123 professional bassoonists audition for these chairs. How will this difference affect salaries?
Salaries will depend on performance time.
The bassoonists earn a higher salary than the flutists.
Bassoonists and flutists will make an equal salary.
The flutists earn a higher salary than the bassoonists.
Answer:
The bassoonists earn a higher salary than the flutists.
Explanation:
Considering that 123 professional bassonists and 525 professional flutists auditioned, we can see that there are more flutists available from which to choose an that means that they have more competition for the positions which will make that they get a lower salary. On the other side, there are less bassonists which generates that they will be offered a higher salary as it is not that easy to find one. So, according to this, the answer is that this difference affects salaries because the bassoonists earn a higher salary than the flutists.
Making a down payment reduces the
a. desire of a lender to loan money
b. creditworthiness of a buyer
c. sale price of a house
d. loan principle amount
The most important criteria of a good tracking method is that it is ______.
Answer:
b
Explanation:
what is a flexible income
Which of the following statements is not something you should be thinking when considering changes in your auto insurance policy?
a.Higher deductibles mean lower premiums but more out-of-pocket expense in the event of an accident.
b.The premium you pay guarantees that you will never have to pay more than your deductible in the event of an accident.
c.The more types of insurance you include in your policy, the more protected you are from financial loss in the event of an accident.
d.Lower coverage limits mean lower premiums but more restrictions on the insurance company when covering.
Vending machines are most often used to sell:
Answer: Convenience
Explanation:
Which criteria do economists use to determine whether a person is employed or unemployed?
Answer: When there are more people willing to offer their work to companies whose jobs are available, an unemployment situation occurs. When there are people who do not have a job, it is known as unemployment or unemployment.
To calculate the unemployment rate of a place, those people who are of working age (between 16 and 65 years old) and are actively seeking do not find employment, that is, what is known as the active population.
People are considered unemployed if they work and are not employed and are currently available to work, and actively seeking work for the past four weeks.
What do you mean by labor force?The total of both employed and unemployed people are referred to as Labor force. The level of employee participation is workers as a percentage of non-legal citizens.
The level of employee participation is a measure of effective economic workers.
The formula is the number of people 16 years and older who are employed or actively looking for work, divided by the number of non-institutional, working-age citizens.
The unemployment rate and Employment rate can be calculated below:
[tex]\rm\,Unemployment\,rate = \dfrac{\,Number\,of\,unemployed}{ labour\,force}\times100[/tex]
[tex]= \rm\, 100 - Unemployment\,rate = Employment\,rate \\\\Or\\ \\Employment\,rate = \dfrac{\,Number\,of \,employed}{labour\,force}\times\,100[/tex]
Therefore, these are criteria used by economists to determine whether a person is employed or unemployed.
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When supplies are endless, prices tend to _____.
A.decrease
B.stay the same
C.fluctuate
D.increase
It's B. right ?
Answer:
A is the right one! just got it right too.
The price of a certain type of wine depends on its age, described by the function price(age), what can be said about this function? Check all that apply.
A. Price is the independant variable.
B. Price depends on age.
C Age is the input variable.
D. Age is the independant variable.
In the function price(age), age is the independent variable, and the price is the dependent variable as the price of the wine depends on its age.
Explanation:In the given function price(age), age is the independent variable and price is the dependent variable. This is because the price of the wine depends on its age, meaning the age is the variable that determines the price. Hence, choices B (Price depends on age), C (Age is the input variable), and D (Age is the independent variable) are correct, while A (Price is the independent variable) is not correct because the price is not independent but dependent on the age of the wine.
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Renting provides _________ flexibility but can lead to _________ costs in the long-term
.greater; lowerBgreater; higherCless; lowerDless; higher
The answer is:
- Greater
- Higher
Since you did not spend large amount of money in renting, you can move freely without feeling that you've spend to much for the place to stay. This is why renting is considered to be more flexible compared to owning a house.
But, Renting tend to lead to higher cost in the long run because the owner of the property would definitely impose higher price than they spend to buy the property. Otherwise they would not obtain any profit.
B is the correct option.
Renting provides greater flexibility but can lead to higher costs in the long-term.
Further explanation:
Renting and owning:
Renting is paying someone for their property or land for the use of their land or house or anything. And owning is having something of our own or the ownership of any asset or land, property or anything.
Justification for the correct and incorrect answer:
A.
Greater; lower: This option is incorrect.
In renting, flexibility is greater and the cost in the long term is higher, not lower. Because the value of the house keeps on increasing so in the long run, the renting amount will also increase.
B.
Greater; higher: This option iscorrect.
In renting, flexibility is always greater but the cost in the long term is higher because the value of the house increases. So there will be more rent amount which keeps on increasing. It will lead to high cost in the long run.
C.
Less; lower: This option isincorrect.
In renting, flexibility is greater, not less and the cost in the long term is higher, not lower. Because the value of the house keeps on increasing so in the long run, the renting amount will also increase.
D.
Less; higher: This option is incorrect.
In renting, flexibility is greater, not less and the cost in the long term is higher, which is correct. But flexibility in renting is greater because the amount paid for the rent is affordable.
Thus, renting provides greater flexibility but can lead to higher costs in the long-term.
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2. Learn more about choosing the purchase of the car
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Answer details:
Grade: High School
Subject: Business
Chapter: Renting
Keywords:Renting provides, flexibility but can lead to, costs in the long-term, greater; lower, greater; higher, less; lower, less; higher, payable, property, land.
Select the items from the following list that are included in financial literacy.
applying for a credit card
using a credit card to make a purchase
paying taxes
opening a checking account
selecting a college
deciding to rent an apartment
open a checking account
invest money
paying taxes
It is less important to account for factors like warranties and durability when purchasing a
A. durable good
B. long-term product
C. nondurable good
D. very expensive item
The answer is C) nondurable good
I took the test and C was correct.
What is the name of the Department that controls the Finances for the United States.
Question 19 options:
Internal Revenue Service
FDIC
Department of the Treasury
Credit Unions
In a capitalist system, what are the goods and tools that are used to make products?
Choices are really about trading off the _____
value of one option against the alternatives.
the answer would be the expected value
Special consideration should be paid to your tutor’s___________when selecting a tutor.
a.
Cost, schedule and credentials
c.
Credentials and cost only
b.
Schedule and cost only
d.
Schedule, credentials and job
Please select the best answer from the choices provided
A
B
C
D
Answer: its A
Explanation:
Special consideration should be paid to your tutor’s Cost, schedule, and credentials when selecting a tutor. Therefore, option A is the correct option.
What are special considerations?Special considerations are the priorities which are considered before making any decision about things such as investing money in a sector or purchasing an object which is about to be used in the long term, such as a car or house, and so on.
The special considerations differ from person to person and place to place. However, they are important to be kept in mind in order to make a wise decision. They make our decision-making efficient and easier.
When choosing a tutor, particular attention should be paid to their cost, availability, and credentials. As a result, choice A is the best one.
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