If you were a lender, why would employment history or credit reports be important to you?

Answers

Answer 1
Answer:

If I were a lender, the borrower's credit report will be important for me. The credit report should be positive and accurate if a person wants to borrow money from me. Good credit reports generate good credit scores and the higher the credit score, the lower the risk to me or the lender.

Similarly, employment history is a measure to check before lending money. This is because if a person has a good history and is working with good firms and on a regular basis, this develops trust that he will work properly pay off the debt. If a person is not responsible at work place and changes his jobs and cities frequently, then it is not sure if he can pay off the debt.

Banks also check these two things before lending any money. These information about a borrower develops trust among the lenders.

Answer 2

Employment history and credit reports gives an insight of an individual's past financial credibility, hence, they are useful in making a decision on whether to lend such individual and the amount that should be lent.

Employment history gives an account about whether a person is presently employed or not, and it also gives an insight about duration of stay with previous employers.

Credit history gives an account into past financial details, the promptness exercised in repayment and if there are any pending debts.

Therefore, these information are necessary for adequate decision making about the financial capability and integrity of the borrower.

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Related Questions

PLEASE HELP!!!!!!!!!!!!!!!!!!!!!
How many solutions does the equation have?
2x+3+4x x2

A)many solutions
B)no solutions
C)1 solution

Answers

I'd say C, hopefully that helps.
THIS HAS NO SOLUTION BECAUSE THERE ISNT X2

What is the slope of the line passing through the points (6, 7) and (1, 5) ?

Answers

5-7 = -2 and 1-6= -5 so the slope would be 2/5. you would set it up like this:

y=2/5x   and then your y-intercept
Well Slope is change in y over change in x. So y2-y1/x2-x1. 5-7=-2, 1-6=-5 so -2/-5 or 2/5 as negatives cancel each other out. A common way it is also represented is delta y/ delta x. Delta meaning change in. The answer is 2/5 

Which ordered pair is a solution of the inequality y>4x-5? A.(3,4) B.(2,1) C.(3,0) D.(1,1)

Answers

The answer is D (1,1)

y>4x-5
1>4(1)-5

Find the exact coordinates of the centroid for the region bounded by the curves y=x, y=1/x, y=0, and x=2

Answers

The centroid of the region bounded by [tex]\(y=x\), \(y=\frac{1}{x}\), \(y=0\),[/tex] and [tex]\(x=2\)[/tex] is at [tex]\((\frac{2}{3}, 0)\).[/tex]

To find the centroid of the region bounded by the curves[tex]\(y=x\), \(y=\frac{1}{x}\), \(y=0\), and \(x=2\),[/tex]we need to first find the area of the region and then compute the coordinates of the centroid using the following formulas:

The centroid of a region with area[tex]\(A\)[/tex]  is given by [tex]\((\bar{x}, \bar{y})\)[/tex]where

[tex]\[\bar{x} = \frac{1}{A} \int\int_R x \, dA\][/tex]

[tex]\[\bar{y} = \frac{1}{A} \int\int_R y \, dA\][/tex]

First, let's find the points of intersection for the curves:

1. [tex]\(y=x\) and \(y=1/x\):[/tex]

  [tex]\[ x = \frac{1}{x} \implies x^2 = 1 \implies x = 1 \][/tex]

  So, the intersection point is [tex]\((1,1)\).[/tex]

2. [tex]\(y=0\) and \(x=2\):[/tex]

  This intersection occurs at [tex]\((2,0)\).[/tex]

Now, we'll integrate to find the area and then the centroid:

1. Area:

[tex]\[ A = \int_{0}^{1} (x - \frac{1}{x}) \, dx + \int_{1}^{2} (\frac{1}{x}) \, dx \][/tex]

 [tex]\[ A = \left[\frac{x^2}{2} - \ln|x|\right]_{0}^{1} + \left[\ln|x|\right]_{1}^{2} \][/tex]

[tex]\[ A = \left(\frac{1}{2} - 0 - (0 - \infty)\right) + (\ln(2) - \ln(1)) \][/tex]

 [tex]\[ A = \frac{1}{2} + \ln(2) \][/tex]

2. Centroid[tex](\(\bar{x}\)):[/tex]

 [tex]\[ \bar{x} = \frac{1}{A} \left[\int_{0}^{1} x(x - \frac{1}{x}) \, dx + \int_{1}^{2} x(\frac{1}{x}) \, dx\right] \][/tex]

 [tex]\[ \bar{x} = \frac{1}{A} \left[\left[\frac{x^3}{3} - \frac{1}{2}\ln|x|\right]_{0}^{1} + \left[\ln|x|\right]_{1}^{2}\right] \][/tex]

 [tex]\[ \bar{x} = \frac{1}{A} \left(\frac{1}{3} - 0 - (0 - \infty) + (\ln(2) - \ln(1))\right) \][/tex]

 [tex]\[ \bar{x} = \frac{\frac{1}{3} + \ln(2)}{\frac{1}{2} + \ln(2)} \][/tex]

[tex]\[ \bar{x} = \frac{2}{3} \][/tex]

3. Centroid [tex](\(\bar{y}\)):[/tex]

[tex]\[ \bar{y} = \frac{1}{A} \left[\int_{0}^{1} (x - \frac{1}{x}) \cdot 0 \, dx + \int_{1}^{2} (\frac{1}{x}) \cdot 0 \, dx\right] \][/tex]

 [tex]\[ \bar{y} = 0 \][/tex]

Therefore, the centroid of the region is at the point [tex]\(\left(\frac{2}{3}, 0\right)\).[/tex]

All of the items in a bicycle shop are on sale for 30% off the regular price. Rene spends $74.90 to buy a bicycle and a helmet (without taxes). If the regular price of the bicycle is $85, which equation can be used to find the regular price of the helmet, h?

Answers


x= helmet

Equation to find the helmet price;

x = 74.90 - [85 - (30/100 *85)]

If you want the price helmet

x = 15.40

Answer:

0.7 (85 + h) = 74.90

Step-by-step explanation:

Which expression will produce a positive product:

(-12)(12)(-6.3)(-0.2)(-15.9)
(12)(-6.3)(-0.2)(-15.9
(-12)(12)(-6.3)(-0.2)(-15.9)(0)
(12)(12)(6.3)(0.2)(-15.9)

Answers

Final answer:

To produce a positive product, the expression (12)(-6.3)(-0.2)(-15.9) should be used.

Explanation:

To determine which expression will produce a positive product, we need to consider the sign rules for multiplication.

If we have an even number of negative signs within a set of parentheses, the product will be positive. If we have an odd number of negative signs, the product will be negative.

Let's analyze the given expressions:

(-12)(12)(-6.3)(-0.2)(-15.9): This expression has five negative signs, which means it will produce a negative product.(12)(-6.3)(-0.2)(-15.9): This expression has four negative signs, which means it will produce a positive product.(-12)(12)(-6.3)(-0.2)(-15.9)(0): This expression includes a 0, and any product multiplied by 0 will be 0, which is neither positive nor negative.(12)(12)(6.3)(0.2)(-15.9): This expression has one negative sign, which means it will produce a negative product.

Therefore, the expression (12)(-6.3)(-0.2)(-15.9) will produce a positive product.

Final answer:

The expression that will produce a positive product is (12)(-6.3)(-0.2)(-15.9) because it contains an even number of negative signs, which results in a positive product according to the rules of multiplication regarding signs.

Explanation:

To find which expression will produce a positive product, we must recall the rules of multiplication regarding signs:

When two positive numbers multiply, the result is positive (e.g., 2x3 = 6).When two negative numbers multiply, the result is also positive (e.g., (-4) x (-3) = 12).When multiply numbers with opposite signs, the result is negative (e.g., (-3) x 2 = -6 and 4 x (-4) = -16).When any number is multiplied by zero, the result is always zero.

We can now evaluate the expressions given:

(-12)(12)(-6.3)(-0.2)(-15.9): This expression has an odd number of negative signs, so the product is negative.(12)(-6.3)(-0.2)(-15.9): This has an even number of negative signs, making the product positive.(-12)(12)(-6.3)(-0.2)(-15.9)(0): The presence of a zero means the product is zero.(12)(12)(6.3)(0.2)(-15.9): This has one negative sign, so the product is negative.

The correct expression that will produce a positive product is (12)(-6.3)(-0.2)(-15.9).

Solve:C=10d + 5n for n

Answers


[tex]n = - 2d + \frac{c}{5} [/tex]
hope this helps

can u please give me an answer best gets the brainliest

Answers

100 cm = 1 m, so the conversion factor must be either 100 cm/1 m or 1 m/100 cm. Since you want to end up with cm, you need cm in the numerator. Then the m in the denominator will cancel out the given m. The answer is B.

please help for the first two questions! i don't know how to do them.

Answers

check the picture below.

What is m∠AEB?
(See attachment)

Answers

Hey there,
Angle AEB + Angle CED = 180 degrees (vertically opposite angles)
(5x-10) degrees + (3x + 40) degrees = 180 degrees
5x -10 + 3x + 40 = 180 degrees
5x + 3x= 180 + 10 - 40
8x = 150
x = 150 / 8
   = 18.75 degrees 
Angle AEB = (18.75 x 5) - 10 
                  =83.75 degrees.

Hope this helps ^_^

~Top
Final answer:

Unfortunately, without the attachment or diagram, it is not possible to determine the measure of angle AEB.

Explanation:

The question asks for the measure of angle AEB. In order to find this angle, we need to refer to the given diagram or attachment. Unfortunately, there is no attachment provided with the question, so it is not possible to provide a specific answer to the question. Please provide the diagram or attachment so that I can accurately determine the measure of angle AEB.

Which expression is equivalent to the following complex fraction?

Answers

answer is -4x+7/2(x-2). 

Foster is centering a photo that is 1/1 2 inches wide on a scrapbook page that is 10 inches wide. How far from each side of the page should he put the picture? Please enter it as a mixed number

I will give 39 points if you answer this question

Answers

The answer would be 4 1/4 (4.25)
10-1.5=8.5/2=4.25

Hope this helps!
Can u plz mark me as brainliest? I really need it!

Answer: 4.25

Step-by-step explanation:

Mrs evans has 120 crayons and 30 pieces of paper to give to her students. what is the largest number of students she can have so that each student gets equal number of crayons and equal number of pieces of paper

Answers

30students is the highest she can have

The maximum number of students that will receive the paper and crayons are 30.

What is ratio?

Ratio is a quantitative relation between two amounts showing the number of times one value contains or is contained within the other.

Given is Mrs. Evans who has 120 crayons and 30 pieces of paper to give to her students.

We have 120 crayons and 30 pieces of paper.

Then for 1 paper, we will have (120/30) which is equivalent to 4 crayons.

So, every student will get 1 paper and 4 crayons.

Assume that the maximum number of students that will receive the paper and crayons are [x]. Then, we can write -

x + 4x = 120 + 30

5x = 150

5x = 150

x = 30

Therefore, the maximum number of students that will receive the paper and crayons are 30.

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A regulation baseball field measures 90 feet between each base. What is the distance around the bases in yards?

Answers

home to 1st base = 90 ft
1st base to 2nd base = 90 ft
2nd base to 3rd base = 90 ft
3rd base to home = 90 ft
so we have a total of : (90 * 4) = 360 ft

there are 3 ft in 1 yd....
so in 360 ft, there are : 360/3 = 120 yds <==

or u could just figure it between each base....90 ft = (90/3) = 30 yds per base...and u have 4 bases....so that (4 * 30) = 120 yds

The distance around the bases in yards is 30 yards.

In order to determine the distance between each base in yards the unit of conversion of feet to yards have to be first determined. 1 foot is equivalent to 0.333333 yards.

1 feet = 0.333333 yards

The second step is to multiply the distance between each base by the unit of conversion.

Distance between each base x unit of conversion

90 x 0.333333

= 30 yards

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Which expression is equivalent to 12x^4(x-3)(x+5)/ 30x(x+3)(x+5)

Answers

simplifying we get     2x^3(x - 3) / 5 (x + 3)

The equation which is equivalent to the given expression is 4x + y = 21.

What is an expression?

Expression is a finite combination of symbols that is well-formed according to rules that depend on the context. An expression is a combination of numbers, variables, or a combination of numbers and variables, and symbols and it is connected by the sign of equal.

We have,

Expression [tex]\frac{12x^4(x-3)(x+5)}{30x(x+3)(x+5)}[/tex]

So,

Now,

To get the equivalent expression,

Cancel the common factor (x + 5) of the given expression,

On solving,

We get,

[tex]\frac{12x^4(x-3)}{30x(x+3)}[/tex],

Now,

On solving further,

We get,

[tex]=\frac{2x^3(x-3)}{5(x+3)}[/tex]

So, We can not solve it further,

So, This is the expression that is equivalent to the given expression.

Hence, we can say that the equation which is equal to the given expression is [tex]\frac{2x^3(x-3)}{5(x+3)}[/tex].

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What is the GCF of 15 and 27 ?

Answers

The correct answer is 3.
the answer is because 9 * 3 = 27 and 5 * 3 = 15

Can Anyone Help Me

The number of e-mails sent each day in the United States is measured in the thousands.

A. True
B. False

Answers

The answer is false.

Part of a tiling design is shown. The center is a regular hexagon. A square is on each side of the hexagon, and an equilateral triangle joins the squares. Complete the pattern around the hexagon and calculate the total area of the pattern.



A.
403.1 in.^2
B.
503.1 in.^2
C.
1,119.6 in.^2
D.
1,379.4 in.^2

Answers

Since the squares are 10×10, 6 of them = 100×6=600in^2
There are 6 equilateral triangles around the hexagon, and the hexagon itself is made of 6 of those equilateral triangles. So 12× triangle's area will complete the total area.
Height of the triangle will split it into 2 30-60-90 triangles. So the h will be 5SR3, since the height will bisect the base (10) into 2 5's. And a 30-60-90 will have sides of x, xSR3, and 2x. Since x=5, the h will be 5SR3 = 8.66.
So area of the triangle:
1/2×b×h = 1/2×10×8.66 = 43.3
Now 12×43.3 = 519.62
Now add that to the 600 from the squares:
519.62 + 600 = 1,199.62 in^2
The correct answer is (C.)

write the expression in standard form. 3/3-12i

Answers

assuming ya mean [tex]\frac{3}{3-12i}[/tex]
and you want complex form as in a+bi 


remember that [tex]i=\sqrt{-1}[/tex] so [tex]i^2=-1[/tex]
and remember conguates
we don't want imaginary numbers in the denomenator so

first sipmlify the farction
[tex]\frac{1}{1-4i}[/tex]
multiply it by [tex]\frac{1+4i}{1+4i}[/tex]
result is
[tex]\frac{1+4i}{(1)^2-(4i)^2}[/tex]
[tex]\frac{1+4i}{1-16i^2}[/tex]
[tex]\frac{1+4i}{1-16(-1)}[/tex]
[tex]\frac{1+4i}{1+16}[/tex]
[tex]\frac{1+4i}{17}[/tex]
[tex]\frac{1}{17}+\frac{4i}{17}[/tex]

in standard form (a+bi form) [tex]\frac{3}{3-12i}[/tex] is
[tex]\frac{1}{17}+\frac{4}{17}i[/tex]
Final answer:

The expression '3/3 - 12i' simplifies to '1 - 12i' which is already in the standard form for a complex number.

Explanation:

The expression you've mentioned is 3/3-12i. First, we need to simplify it. The term 3/3 equals to 1. So, the expression becomes 1 - 12i. This is already in a standard form for a complex number.Standard form for a complex number is represented as a + bi, where a and b are real numbers and i represents the imaginary unit. Therefore, our expression 1-12i is in standard form of complex numbers, where a=1 (real part) and b=-12 (imaginary part).

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A publisher claims that the average salary paid at its company is $37,500 but it could differ as much as $4,500. Write and solve an absolute value inequality to determine the range of salaries at this company.

|x − 37500| ≤ 4500; The salaries range from $33,000 to $42,000
|x − 37,500| ≤ 4500; The salaries are less than $33,000 or greater than $42,000.
|x − 37500| ≥ 4500; The salaries range from $33,000 to $42,000
|x − 37,500| ≥ 4500; The salaries are less than $33,000 or greater than $42,000.

Answers

|x − 37500| ≤ 4500; The salaries range from $33,000 to $42,000

The programmer can type 55 words per minute.


At that rate, how many words can the programmer type in 11 min?



66

550

605

655

Answers

55 x 11 = 605, so the answer is 605

Answer:

605 words per 11 minutes!

Step-by-step explanation:

60 / 55 = 1.0909

11 x 60 = 660

660 / 1.0909 = 605 + (6x - [tex]\int\limits^a_c {b} \, dx[/tex]) / 10

605 + (6x - [tex]\int\limits^a_c {b} \, dx[/tex]) / 10 rounded = 605



describe the steps you would follow to write a two-step inequality you can use to solve a real-world problem.

Answers

Here are some of my notes from my 7th grade math class!

Final answer:

To write a two-step inequality for a real-world problem, first identify the unknowns and known quantities related to the problem. Next, construct an inequality that represents the problem, and finally solve the inequality for the unknown variable. For example, budgeting for a party with a savings goal can be represented as an inequality.

Explanation:

To write a two-step inequality to solve a real-world problem, follow these steps:

Identify the unknowns: Understand what needs to be determined. This involves defining the variable(s) that will represent the unknown quantity(ies) in the problem.

Identify the known quantities: Make a list of the quantities that are given or can be inferred from the problem. These are the values you will use to construct your inequality.

Construct the inequality: Use the information from steps 1 and 2 to create an inequality that represents the problem. This often involves expressing the relationship between the known and unknown quantities using an inequality symbol (such as <, >, ≤, ≥).

Solve the inequality: Apply algebraic methods to solve for the unknown variable. This may involve isolating the variable on one side of the inequality.

For example, if you are planning a party and know you have a budget of $200 for decorations but want to save at least $50, you could set up the inequality x + 50 ≤ 200, where x represents the amount you can spend on decorations.

Line GH contains points G(–2, 6) and H(5, –3). What is the slope of ?


Answers

We will use the slope formula and fill it in accordingly.

[tex] m=\frac{y_{2}-y_{1}}{x_{2}-x_{1}} [/tex]

Our x2 is 5 and x1 is -2; our y2 is -3 and y1 is 6

[tex] m=\frac{-3-6}{5-(-2)}=\frac{-9}{7} [/tex].

The slope of your line is -9/7

Answer

Find out the slope of the points  G(–2, 6) and H(5, –3).

To prove

The equation for finding the slope of two points be

[tex]m = \frac{y_{2} -y_{1}}{x_{2} - x_{1}}[/tex]

where m represented the slope .

As given

points G(–2, 6) and H(5, –3).

[tex]m = \frac{-3-6}{5+2}[/tex]

solving the above terms

[tex]m = \frac{-9}{7}[/tex]

Therefore the slope of  points G(–2, 6) and H(5, –3) is

[tex]m = \frac{-9}{7}[/tex]



which of the following answer choices describes all the transformation found in the cubic function f(x)=-(x+2)3-5

Answers

The cubic function is f(x) = x^3

You need to perform three transformations to the cubic function to obtain
f(x) = - (x + 2)^3 - 5.

Those transfformations are:

1) Shift f(x) = x^3,  2 units leftward to obtain f(x) = (x + 2)^3

2) reflect f(x) = (x + 2)^3 across the x-axis to obtain f(x) = - (x + 2)^3

3) shift f(x) = - ( x + 2) ^3, 5 units downward to obtain f(x) = - (x + 2)^3 - 5

If a line has a positive slope what is its general direction

Answers

Final answer:

A line with a positive slope generally moves upward from left to right, representing an increase in y-values as x-values rise.

Explanation:

If a line has a positive slope, its general direction is upward from left to right. This means that as the x-values increase, the y-values also increase. The slope of a line in mathematics represents the rate at which y changes with respect to x. A positive slope indicates a direct relationship between the two variables involved; as one increases, so does the other. In the context of a graph, this manifests as a line that rises as it moves along the x-axis.

The nature of the slope determines the line's direction. A higher positive slope indicates a steeper ascent, while a smaller positive slope results in a less steep, flatter incline. The concept of slope is crucial in economics as well, as it measures the relationship between two variables, such as price and quantity supplied, where a positive slope illustrates that firms supply more as the price goes higher.

Elliot has a collection of 20 toy cars. Will he be able to put an equal number of toy cars on 3 shelves

Answers

no the closest he can go is 18

He will not be able to put an equal number of toy cars on 3 shelves.

He can put only 18 toy cars in equal number of toy cars of 6 on 3 shelves.

What is division?

Division is a simple operation in which a number is divided. It's easiest to think of it as a number of objects being divided among a certain number of people.

According to the question

Elliot has a collection of 20 toy cars.

Put an equal number of toy cars on 3 shelves.

= [tex]\frac{20}{3}[/tex]

= 6.6

Thus, He can put only 18 toy cars in equal number of toy cars of 6 on 3 shelves.

He will not be able to put an equal number of toy cars on 3 shelves.

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If f(x) =3x^2 and g(x) =4x^3 +1 what is the degree of fg (x)

Answers

f°g(x) = f(g(x)) = 3(g(x))² = 3(4x³ + 1)².
Now, when you expand the bracket, you will find that the highest degree or degree of the polynomial is 6. 
∴degree of fg (x) = 6

Given △PQR≅△STU, m∠R=80°, and m∠S=70°, what is the measure of ∠Q?

Enter your answer in the box.

Answers

∆ PQR is congruent to ∆ STU

This means --
P = S
Q = T
R = U

R = 80°
S = P = 70°

So in ∆PQR, we know R = 80° , P = 70° and Q = ?

Using angle sum property of triangle,
P+ Q + R = 180°
70° + 80° + Q = 180°
150° + Q = 180°
Q = 30°

Hope This Helps You!

Congruent triangles have equal corresponding angles

The measure of <Q is 30 degrees

The given parameters are:

m∠R=80°, and m∠S=70°

△PQR≅△STU

Given that both triangles are congruent, then the measure of Q is calculated using:

Q = 180 - 80 - 70

Evaluate the difference

Q = 30

Hence, the measure of <Q is 30 degrees

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Circle the step where the error has occurred. Explain why it is an error.

Given: 2(10−13)=−34+60

Step 1: Distribute
20−26 = −34+60

Step 2: Addition Property of Equality
−26 = −34+80

Step 3: Addition Property of Equality
8=80

Step 4: Division Property of Equality
=10

Answers

2(10 - 13) = -34 + 60
20 - 26 = -34 + 60 (distribute)...correct
-26 = -34 + 40 <=== here it is....he added 20 instead of subtracting 20...he should have used the subtraction property

Answer:

error in step 2. 20 is added on both sides instead of subtraction.

Step-by-step explanation:

Given: [tex]2(10-13)=-34+60[/tex]

Step 1: Distribute

[tex]20-26 = -34+60[/tex]

2 is distributed inside the parenthesis. 2 times 10 is 20

2 times -13 is -26

Step 2: Addition Property of Equality

[tex]-26 = -34+80[/tex]

To eliminate 20 we subtract 20 from both sides. Here 20 is added on both sides. To eliminate any number we do opposite operation. So there is an error in this step.

Step 3: Addition Property of Equality

8=80

Step 4: Division Property of Equality

=10

True or false any number in the form of a + bi where a and b are real numbers

Answers

True they would be real numbers

True........................


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