Answer:
An investment makes money in one of two ways: By paying out income, or by increasing in value to other investors. Income comes in the form of interest payments, in the case of a bond, or dividends, in the case of stock.
Explanation:
Investors earn from debt by collecting interest payments on bonds issued by companies or governments. They profit from the difference between the interest generated and the costs of the debt. However, there is risk involved as there's no guarantee the issuing entity will have sufficient funds to repay the bondholders.
Explanation:Investors make money off debt through a process known as productive debt. Productive debt is a financial strategy where debt is utilized to finance worthwhile investments, which subsequently generate revenue that exceeds the cost of the debt. This additional revenue allows the borrower to cover interest payments and eventually repay the principal. A common example of this is when a company issues bonds. If a large company issues $10 million in bonds at an 8% annual interest rate, it promises to pay $800,000 in interest each year. After a set period, typically 10 years, the company will repay the original $10 million. Bondholders, or the investors who purchase these bonds, profit by receiving these periodic interest payments.
There is also an element of risk involved because if the company fails to make its interest payments, the bondholders can take the firm to court. However, if the company does not have enough assets to satisfy the debt obligations, bondholders may only receive a portion of their original investment back. The balance between debt and equity is crucial; too much debt increases risk, while issuing more equity dilutes shareholders' potential returns but reduces financial risk. Ultimately, investing in bonds is considered productive since it can fund capital improvements and government projects, attracting investors with the promise of a steady income stream.
Distinguish between responsibilities of the FTC and those of the SEC.
prohibits deceptive
practices
provides information
about choosing products
prohibits insider
trading
regulates brokers and
investment advisors
Answer:
FTC: prohibits deceptive practices and provides information about choosing products
SEC: prohibits insider trading and regulates brokers and investment advisers
Answer:
FTC--- Prohibits deceptive practice.
Provide information about choosing products.
SEC--- Prohibits insider trading.
Regulates brokers and an investment adviser.
Explanation:
FTC is recognized as the Federal Trade Commission. It is a government entity that aims to protect customers by upholding consumer protection and antitrust laws and maintaining a strong competitive environment.SEC is known as the Securities and Exchange Commission it is an agency of the U.S. government. The primary responsibility of the SEC is to implement statutory securities laws, formulate securities legislation, and oversee the securities market.What course of action might a government take to respond to the downturn revealed in this graph?
A. reducing the size of its armed forces
B. laying off unnecessary workers
C. decrease taxes to increase consumer spending
D. encouraging people to travel overseas
It would be “C”
That is the only thing the government could do none of the other options make sense.
Answer:
c) decrease taxes to increase consumer spending
Explanation:
because google said so ;)
if you are trying to reduce the cost of collage, which of the following strategies is likely to save you the most money?
A. Attending an in-state public university
B. Living in an off-campus apartment
C. Attending a private collage
D. Purchasing used books
Answer:
The answer is A) Attending an in-state public university.
Explanation:
Public colleges are generally supported by state government funds, and on average cost less than private institutions. They also often have bigger student populations and larger class sizes.
Most public colleges offer a discounted tuition rate for students that are from the same state the school is located in. Choosing an in-state school can definitely reduce college costs.
I also did the quiz.
If you want to lower the cost of college, going to an in-state public university is probably going to save you the most money. The correct option is A.
Why is education so expensive in India?Inflation has an unfair impact on the education industry. increasing schooling prices more than any other market segment. Start investing for your child's future when they are small if you want to guarantee they will have access to quality education and plenty of chances.
Private colleges and out-of-state public institutions typically charge higher tuition than in-state public universities. This is due to the fact that state governments partially subsidize public colleges, which helps to keep expenses down for in-state citizens. Compared to a private institution, you can save a lot of money on tuition and fees by attending an in-state public university.
Thus, the ideal selection is option A,
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if you put off making a decision or performing a task, you are
a. weighting
b. prioritizing
c. analyzing
d. procrastinating
Answer:
D. procrastinating
Explanation:
the definition of procrastination is the delay or postpone action; put off doing something.
D. Procrastinating because when you procrastinate you are putting offking a decision or performing a task.
George is a captive agent with the Englewood Insurance Company. Being a captive agent means he has signed a
contract to stay with the company for a certain number of years.
True
False
True
A captive agent means they have signed a contract to stay with the company for that many number of years
What is the typical way a small business is funded?
A.Personal savings and bank loans
B.Sales of stock and bank loans
C.Bank loans only
D.Sale of stock only
Answer:
A.) Personal savings and bank loans
Explanation:
Mark is a resident sound designer in a new theater and needs to purchase equipment. What piece of sound equipment will help him route sound to different channels in real-time?
A.
speakers
B.
audio interface
C.
sound editing software
D.
mixer
The answer is Mixer.
Mixer Dddddddddddddddddddddddd
Whitney is a sales agent for cengage learning. Her tasks are varied. She may visit three colleges in one day
Answer:
The correct answer would be option A, Approaching the Prospect.
Explanation:
Whitney is a sales agent who works for Cengage Learning. Cengage Learning is a company which provides text books, materials, guides, and assistance to the people who purchase their products. So Whitney visits the schools, colleges and universities, and talks to teachers and professors and tells them about her company's books and the advantage of using Cengage books. She completely assists the people right from the searching of prospects till the closing of sale and follow ups in the Personal Selling Process.
So when she reaches colleges and initially talks to professors for Cengage textbooks, she is actually at the 'Approaching the Prospect Stage of the Personal Selling' Process.
Sarah transferred $450.00 from her savings account to her checking account. She’ll use the check register to record her transaction. What will be her new balance?
Answer: This is with the assumption that her checking account and savings account are separate from each other. If she would transfer 450 from her savings account to her checking account, the new balance of her savings account would be the amount less 450 and the new balance of the checking account would be the balance plus 450.
Answer:
700.05
Explanation:
edge
Consumers use cost-benefit analysis in order to maximize what?
Consumers use cost-benefit analysis in order to maximize utility.
To maximize utility, customers use cost-benefit analysis. When the highest level of satisfaction is received by the person is maximum utility from economic decisions.
What is cost-benefit analysis?Cost-benefit analysis is the decision taken by the business after analyzing the best decision to go with. Cost-benefit analysis is used to see the benefits a business is getting from the past decisions.
Thus, To maximize utility, customers use cost-benefit analysis
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Choose all that apply.
Select all of the information that appears on a bank statement.
account balance
Social Security number
transactions that have cleared
account number
account holder's name
If you often commute through urban areas, you may want to _____.
A. travel at the front of the traffic pack
B. travel at the back of the traffic pack
C. buy a bigger car to help you see over traffic
D. plan your trips to avoid rush hour traffic
Answer:
D.) Plan your trips to avoid rush hour.
Explanation:
If you are common with the urban area, then planning or foreseeing the ideal way to drive is the best option.
If you often commute through urban areas, you may want to plan your trips to avoid rush hour traffic. Thus, option (d) is correct.
What is urban areas?A highly developed area that surrounds a city is known as an urban area because there are many human structures there, such as homes, businesses, highways, bridges, and railroads. Urban residents work primarily in nonagricultural industries.
Travelling through urban areas during rush hour can be difficult and time-consuming due to the heavy and slow-moving traffic. It can be time- and stress-saving to plan your excursions to avoid rush hour congestion. While completing chores or travelling to work in cities, biking is a great way to stay active.
As a result, the significance of the commute through urban areas, you may want to are the aforementioned. Therefore, option (d) is correct.
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business buying often involves long-term relationships with suppliers. How does this affect buying behavior
Answer:
Businesses make a lot of effort to choose the right suppliers
Explanation:
Answer:
Businesses make a lot of effort to choose the right suppliers
Explanation:
Trust
Explain The Goal For Career
Career
o Long-term goal:
o Mid-term goal:
o Short-term goal:
Long-term: it is best to set a goal of 10 years for yourself. Either if its married, have a career or still in college.
Mid-term: this will probably be in your mid 20’s. In college or studying abroad.
Short-term: this is about 3-5 years. You should see yourself finishing high school and figuring out what college you want to go to.
Career goal setting involves establishing long-term goals, which are significant milestones taking years to achieve, mid-term goals that serve as bridges toward long-term aspirations, and short-term goals that are immediate steps aiding progression. These goals should be aligned with career plans, dream jobs, or evolving interests, and flexible to adapt over time.
The goal for a career involves setting various types of objectives that relate to your professional life. These goals can be categorized into long-term, mid-term, and short-term goals.
Long-Term Goals
Long-term goals are those that take years to achieve and represent significant milestones in your career. An example would be completing a Bachelor of Arts degree within four years, or potentially advancing to a senior position in a company. These goals reflect your personal values and commitment to your professional growth.
Mid-Term Goals
Mid-term goals are set to be achieved on a medium timeframe and act as a bridge between short-term actions and long-term aspirations. Saving for a down payment on a house is a common mid-term goal that is often related to your career, as it requires financial stability and a certain level of income.
Short-Term Goals
Short-term goals are immediate action steps that help you progress towards longer-term objectives. They can be as immediate as paying a bill or as strategic as acquiring a particular skill that can facilitate a job promotion. By regularly setting and achieving short-term goals, you maintain momentum and stay engaged with your overall career trajectory.
Aligning your goals with your career plans, be it a dream job or an evolving field of interest, is crucial. Your goals should be flexible enough to adapt as you gain new insights into your professional preferences or as unexpected opportunities arise.
Getting a loan you have to repay is known as
a)equity financing.
b)debt financing
c)amortized lending.
d)irrevocable trusts.
Answer:
A) equity financing
Explanation:
i got it right on the test
Which of the following is not a key economic question? A. How should these goods and services be produced? B. What goods and services should be produced? C. How should it be ensured that goods and services are paid for? D. Who consumes these goods and services?
Answer:
How should it be ensured that goods and services are paid for?
Explanation:
because this is NOT a KEY economic question!!! I hope this helped!!
The option 'How should it be ensured that goods and services are paid for?' is not one of the key economic questions. The central economic concerns revolve around what goods/services to produce, how to produce them, and who consumes them.
Explanation:Within the domain of Economics, there are essentially three key economic questions that need to be addressed: 'What goods and services should be produced?', 'How should these goods and services be produced?', and 'Who consumes these goods and services?'. These questions relate to production, distribution, and consumption decisions within an economy. However, the question 'How should it be ensured that goods and services are paid for?' is not a key economic question. Instead, it comes under the scope of transaction mechanisms, often involving financial institutions and legal systems, rather than being a fundamental economic concern.
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Olivia’s employer deducts an amount from her paycheck for the Medicare program. What type of withholding is being deducted from Olivia’s paycheck?
Medicare is a federal health insurance program for US citizens who are about 65 of the age and older. Certain younger people with physical disabilities are eligible for Medicare as well. Keep in mind the program doesn’t cover the entire cost of medical treatment.
Answer:
Social Security withholding
Explanation:
Social security refers to any program of the government put in place to render financial help to low or no income earners. In the US, it is referred to as a social safety net or welfare.
Medicare program in the US falls in the category of social security because it assist elderly people in the US with the age of 65 and above to receive health insurance.
Therefore, the deduction from Olivia’s paycheck for Medicare program is social security withholding.
Which two countries are the biggest and most successful of the “new globalizers”?
A) The United States and Canada
B) China and India
C) Iran and Iraq
D) Japan and Germany
Answer: china and india
Explanation:
what is the relationship between GDP,GNP and PCI
Answer:
GNP = gross national product which includes consumption, investment and government expenditures plus exports but don't minus the imports. PCI = per capita income is GDP divided by the number of people in the economy.
Explanation:
Monica has strong interpersonal skills. At international business forums, she can work out solutions between people without getting into disputes. Which skill does Monica have? A. computer B. analytical C. negotiation D. business ethics
Answer:
C. negotiation
Explanation:
-Computer skills are abilities that allow you to use computers and software in the right way.
-Analytical skills are abilities to evaluate information to solve problems.
-Negotiation skills are abilities that allow parties to reach an agreement.
-Business ethics skills are abilities to make good business decisions according to people's values.
According to this, the skill that Monica has is negotiation.
Answer:
(C. negotiation
To accurately compare the rate of return on one investment with another, they should be:
Answer:
Measured over equal time periods.
Explanation:
To get an understanding of the rate of return you first need to lay down a period of time that you can use as a baseline when comparing the return of each investment.
Which is a postreading strategy common to both fiction and nonfiction?
identifying the speaker
using visualization
summarizing
making predictions
Answer:
summarizing
Explanation: just did it.
Answer:
summarizing
Explanation: