hannah accidentally overpaid her last credit card bill and has sent a written request for her bank to refund her difference. How soon can she expect the refund?
A) 10 days
B) 5 to 10 days
C) 2 billing cycles 
D) 7 days

Answers

Answer 1
The correct option is D.
When one overpaid her credit card bill and request for refund, the overpaid amount must be return unto her within seven business days. This is one of the rules that were put in place by Federal Reserve Board. The rule, which is also called Regulation Z requires all lenders to declare the terms of their loans.
Answer 2

Answer:

7 days --APEX

Explanation:


Related Questions

An accounting information system is said to have good​ compatibility, if it​ ________.

Answers

An accounting information system is said to have good​ compatibility, if it is a stable working system and gives support to the operations, workforce and organizational structure. Compatibility is the marketability of any data across the entire organization. A system is destined to fail if it is not compatible with organization.

A coach wants to find out the speed of the runners on a track team. tell what simple equipment the coach needs in order to do this and explain how it should be done

Answers

To measure the speed of runners on a track team, a coach can use a simple piece of equipment called a "stopwatch" or "chronometer."

A coach can use a cheap piece of gear called a "stopwatch" or "chronometer" to gauge the running speed of the track squad.

A stopwatch is a tool for keeping track of time that can precisely calculate the length of an event in seconds, milliseconds, or other time intervals. It is frequently used in timing applications in sports, such as track and field.

Usually, a stopwatch has three buttons: a start button, a stop button, and a reset button. Pressing the start button causes the stopwatch to start keeping time. The stopwatch stops counting when the stop button is pressed, showing the amount of time that has passed.

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Final answer:

The coach can determine runners' speeds using a stopwatch and measuring the distance run. While the stopwatch's ±0.05-second uncertainty is generally suitable for timing sprints, it may not sufficiently discern between very close times, and it cannot conclusively determine small improvements in the sprinters’ performances.

Explanation:

To measure the speed of runners on a track team, a coach can use simple equipment like a stopwatch and a known distance. The procedure involves starting the stopwatch when the runner begins sprinting from the starting line and stopping it as soon as the runner crosses the finish line. The speed is then calculated by dividing the distance by the time it took the runner to complete the run.

Considering that the stopwatch has an uncertainty of ±0.05 seconds and the runners' sprint times range from 11.49 seconds to 15.01 seconds, the stopwatch seems suitable for timing purposes. However, when it comes to distinguishing very close sprint times, such as the ones from the school's last track meet where the winner clocked in at 12.04 seconds and the second-place runner at 12.07 seconds, the uncertainty of the stopwatch might be too large to definitively differentiate between such close results.

For the team's top sprinter who clocked 12.04 seconds on one occasion and 11.96 seconds on another, despite the small difference which seems to indicate improvement, due to the uncertainty in the stopwatch, we cannot conclusively affirm this week's time is faster. An uncertainty of ±0.05 s means the true time could potentially be 0.05 s faster or slower than the recorded time, making the two times statistically indistinguishable.

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​a(n) _____ represents the steps in a specific business function or process.

Answers

The answer is: Use case

Small businesses usually only have one layer of management, making them more ______ and able to adapt to market demands.

Answers

Small businesses usually only have one layer of management, making them more flexible and able to adapt to market demands.  

Behaviors that are more common in your life make better reinforcers than behaviors that are less common. this is known as _____.

Answers

The principle known as the Premack principle provides insight into the dichotomy wherein certain behavioral traits that are common reinforcers of positive activities, become more commonly used than those which have negative impacts on the traits, so that the positive ones are more focused upon.

A farmer wakes up one morning and sees a large circular area of land on his farm that is sunken. what may be the problem?

Answers

Final answer:

The problem may be the presence of a sinkhole caused by excessive groundwater withdrawal from the use of a central pivot irrigation system.

Explanation:

A farmer wakes up to find a large circular area of sunken land on his farm. One possible problem could be the presence of a sinkhole. A sinkhole is a depression or hole in the ground that forms due to the collapse of a surface layer or due to the dissolution of underlying rock or soil. Sinkholes can occur naturally or as a result of human activities, such as mining or excessive groundwater withdrawal.

In agricultural areas, sinkholes can be caused by the excessive pumping of groundwater for irrigation. If the farmer has been using a central pivot irrigation system, which involves a large boom that circles around a water source, the constant extraction of water from the ground can lead to the formation of sinkholes. The boom's circular movement could contribute to the circular pattern of the sunken land.

It is important for the farmer to assess the situation and consult with professionals, such as geologists or agricultural experts, to determine the exact cause of the sunken area and take appropriate measures to prevent further land subsidence.

For what theater company was shakespeare both a stockholder and an actor

Answers

William Shakespeare was a stockholder and an actor for the Lord Chamberlain's Men theater company. This company also briefly went by the name Lord Hunsdon's Men and ultimately ended under the name of the King's Men after King James became the company's patron.

What is the largest professional organization for corrections in the united​ states?

Answers

It is the American Correctional Association (ACA). It has existed and operated since 1870. Up until 1954, it existed under the name National Prison Association. It is the biggest organization of this kind not only in the U.S.A., but also in the entire world. Even though it is a private organization, it supervises and accredits all the prisons in America.

The American Correctional Association (ACA) is considered the largest professional organization for corrections in the U.S., reflecting the considerable size and impact of the American correctional system.

The largest professional organization for corrections in the United States is likely the American Correctional Association (ACA). The ACA is dedicated to the improvement of the justice system and the advancement of professionalism within the corrections field, offering training, certification, and accreditation to its members.

Given the scale of the U.S. criminal justice system, with an incarceration rate that is one of the world's highest and a total correctional population that includes those incarcerated, paroled, or on probation, the role of professional organizations like the ACA is critical.

In 2017, the U.S. had more than two million people incarcerated, representing the largest number of prisoners of any nation globally.

An additional five million people were on parole or probation, reflecting the vast reach of the correctional system and the importance of supporting correctional professionals through organizations such as the ACA.

Imagine that you work at a store which sells computer components and you have been made the facilitator of a group whose long term goal is to increase overall sales of the store. What would you do?
<< Read Less

Answers

Answer:

In order to increase the overall sales of the store, I would boost the store's marketing efforts. This includes investing in digital marketing such as on social media and search engines. I would also review the store's pricing strategies. Lowering the prices would increase revenues to make up for lower margins.

Hope this helps!

Explanation:

What I would do if i were the facilitator of a group whose long term goal is to increase overall sales of the store is to:

Put more effort into marketing

As the facilitator of the group that is in charge of making sure that the sales of a particular store is increased in the long term, my first action would be to put more effort into the marketing department.

This is important because, with marketing, more people would get to know about the products and this would boost sales because they are potential customers and with the right strategy, they would become customers.

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The shortest type of distribution channel is called a _____.

A. supply chain
B. freight forwarder
C. direct channel
D. channel member

Answers

The shortest type of distribution channel is called a  direct channel. Thus the correct option is C.

What is a Distribution channel?

A distribution channel is referred to as a systematic system that helps to deliver the goods to end users from manufacturing units. These channels include intermediaries who help to transport goods from one service provider to the receiver of the service.

There are different types of distribution channel which includes direct channel as well as the indirect channel. A direct-distribution channel is referred to as a channel where consumers directly buy goods from the manufacturers and it is the shortest type of channel.

In the direct channel of distribution in which goods are transferred to end users by passing through various channels like wholesalers, retailers, distributors, and so on. These increase the cost of products.

Therefore, option C is appropriate.

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If you borrow $5000 to remodel a home at 5% interest, what is the principle

Answers

Wouldn't it be available credit line because that =5,ooo$ and you were asking what the principle was so i think it's  available credit line.
Hope I helped :)

Answer:

5000

Explanation:

5,000 is the principal. This is the amount you received from the lender.

The cost of securing public safety during protest activities is the primary responsibility of ________.

Answers

The answer is state and local governments.

Hope this helps

Local law enforcement agencies are primarily responsible for the cost of securing public safety during protest activities, funded through various methods including taxes and user fees. The option (A) is correct.

Local law enforcement agencies are funded and managed at the local level, indicating their importance in ensuring public safety. Public safety services are funded through various means, including taxes, user fees, and public-private partnerships.

Citizens who follow the law and benefit from public safety services contribute to funding these services through their taxes and other means.

This question is not complete, Here I am attaching the complete question:

The cost of securing public safety during protest activities is the primary responsibility of ________.

A) Local law enforcement agencies

B) Federal government agencies

C) Protest organizers

D) Private security firms

a credit card had an apr of 15.21 all of last year and compounded interest daily. what was the credit cards effective interest rate last year?
A) 11.64%
B) 15.21
C) 16.42%
D) 16.32%

Answers

Let P =  the principal
The apr is r = 15.21% = 0.1521
The compounding interval is n = 365
The time is t = 1 year

The value after 1 year is
[tex]A=P(1+ \frac{r}{n} )^{nt}[/tex]
That is,
A = P(1 + 0.1521/365)³⁶⁵ = 1.1642P
The interest is 1.1642P - P = 0.1642P

The effective percent interest rate is
100(0.1642P/P) = 16.42%

Answer: 16.42%

____ teams have specific assignments, such as research, and members usually must contribute expert knowledge and judgment

Answers

Project and development teams

Hosha exchanges all of her leaf stock for petal stock plus $5,000 cash. the exchange is pursuant to a tax-free reorganization. hosha paid $25,000 for the leaf stock five years ago. the petal stock received by hosha has an $18,000 fair market value. if an amount is zero, enter "0".
a. what is hosha's realized and recognized gain/loss from the reorganization

Answers

her realized loss is 18K-5K=13K-25K=-12K 
her recognized loss is -5K 
her postponed loss is -12K-(5)=-7k
basis in petal stock= 18K-(7)=25K

Todd plans to purchase a life insurance policy from a stock life insurance company. what kind of policy is he planning to purchase?

Answers

A stock insurance company is a corporation owned by its stockholders and its main objective is to make a profit for them. Stock or shareholders differ from policyholders because the latter do not share directly in the profits of the company  Todd plans to purchase a life insurance policy from a stock insurer because he wants something where he can buy shares and be a shareholder of the company instead of just being a policyholder.

Todd is likely considering a term life insurance or whole life insurance policy from a stock life insurance company. Term life offers coverage for a specific period, while whole life also accumulates a cash value but generally provides a lower return on investment compared to other options.

Term Life Insurance vs. Whole Life Insurance

When Todd plans to purchase a life insurance policy from a stock life insurance company, he is considering a policy that is typically offered by companies structured as joint-stock corporations. These corporations offer various types of life insurance policies such as term life, whole life, and others. A term life insurance policy provides coverage for a specific period, paying out if the insured dies within this term. In contrast, a whole life insurance policy, also known as cash-value life insurance, includes a death benefit and accumulates a cash value over time, acting like a forced savings account.

Although whole life policies can be seen as a financial product providing a savings component, they are often not the best investment. The returns offered by the insurance company on the cash value portion are typically lower compared to what could be achieved through other investment avenues. The insurance company invests the premiums at a higher rate and offers the policyholder a lower guaranteed return, keeping the difference. In the context of the 1970s and 1980s, companies introduced innovations such as variable annuities and adjustable-rate policy loans to make whole life policies more attractive. These improvements allowed policyholders more flexibility against the cash value of their policy.

Term life insurance, however, remains a straightforward protection option. It is more affordable and focuses purely on offering financial protection to the beneficiaries without any savings element. McKinsey's 2020 report highlighted issues of declining profitability and growth in life insurance companies and recommended changes like creating products that can be converted to long-term nursing home care policies.

What is the term used to describe the art and science of creating processes within an organization

Answers

Final answer:

The term used to describe the art and science of creating processes within an organization is management, which includes various aspects such as organizational culture, psychology, performance appraisal, and procedural justice.

Explanation:

The term used to describe the art and science of creating processes within an organization is management. Management includes the organization's culture, values, visions, hierarchies, norms, interactions between employees, and how the organization is run, operates, and makes decisions. It also involves concepts such as organizational psychology, performance appraisal, and procedural justice.

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A process breakdown structure can provide a reasonable alternative to a work breakdown structure for an extensive development project if

Answers

The answer is when the risk planning has been added in the project that is going to be taken on because a process breakdown structure has a way of reaching its goal in means of having to include desired outputs which means even risk planning can be of help in a way to establish and evaluate the goal.

Mary sue owns 1,000 shares of qrs moving company. qrs pays a yearly dividend of $1.00 per share. what is the total annual dividend that mary sue will receive?

Answers

The total annual dividend that Mary will receive is $1,000.

What is the dividend?

A dividend is defined as a profit distribution made by a firm to its shareholders. When a business makes a profit or has a surplus, it can distribute a portion of the earnings to shareholders as a dividend. Any money that is not dispersed is re-invested in the company.

Dividends are typically paid out quarterly and might be either in cash or in the form of more stock reinvestment.

Computation of dividend:

According to the given information,

Dividend per share = $1.00

Number of shares owned = 1,000

Total dividend = Dividend per share * Number of shares owned

Total Dividend = $1.00*1000

Total Dividend = $1,000

Therefore, total dividend will be $1,000.

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Briefly list and discuss two problems that a purchasing department sometimes has in meeting objectives.

Answers

A purchasing department may have difficulty getting a product quickly as it may not be readily available so may have to wait for it and also, there may be a problem getting a product at a  reasonable price which means the purchaser would have to search elsewhere for it which could take time.

Two problems that a purchasing department sometimes has in meeting objectives are meeting demand and organization of employees.

If there is a shortage in available items for purchasing, the department store may not be able to bring in the products to help meet their objectives. Sometimes objectives for one type of company directly relates to the availability of product from another company. Also, if the purchasing department does not have organization of their employees, they could easily slack off which may result in not meeting objectives. Like any business or department, it's very important to make sure there is employee organization to help operations run smoothly.

Compare and contrast ikea's strategies for entry into north america with those that ikea employed for entry into china.

Answers

ikea adapted its strategies to expand and become profitable

Answer:

Ikea fired a shot heard round the retailing world when it landed on American soil in 1985, opening its doors in a shopping mall just outside of Philadelphia. I was there—writing a story about the Swedish retailer for Metropolitan Home magazine, where the store's advance buzz had preceded its arrival.

Explanation:

Explain why if you want to store uncooked hamburger meat for a month you put it in a freezer rather than a refrigerator

Answers

Freezer has a temperature below freezing point (0 degree F) while refrigerator has a temperature of 40 degree F. At freezing point, the enzymatic activities stop thus meat and meat products that have very less shelf life are stored in the freezer. Frozen food can be stored for months inside the freezer. In case of a refrigerator the enzymatic activities still take place and it is not used for storage purposes.

Thus, uncooked hamburger meat can be stored in a freezer for months rather than in a refrigerator.
Final answer:

Uncooked hamburger meat should be stored in a freezer rather than a refrigerator if you want to store it for a month because freezing stops microbial growth and kills susceptible organisms. Refrigeration only inhibits bacterial growth. Thawed foods should be treated like fresh perishables because bacterial growth can restart in thawed foods.

Explanation:

The reason uncooked hamburger meat should be stored in a freezer rather than a refrigerator if you want to store it for a month is because freezing below -2 °C can stop microbial growth and even kill susceptible organisms. Freezing the meat at this temperature creates an environment that is not conducive for bacterial growth. In contrast, refrigeration only inhibits bacterial growth but does not stop it completely. Additionally, thawed foods should be treated like fresh perishables because halted bacterial growth can restart in thawed foods.

Valley paragliders association files a suit against wing designers, inc., claiming that the consideration for their contract is inadequate. the court will most likely not examine the adequacy of the considera­tion if

Answers

They will dismiss the suit if they found that there was something of value that traded hands during the time of the contract. If this was to happen, it could be seen as having fulfilled the terms of the contract and that it was seen to be adequate.

In large firms that have many specialists to handle each promotion method, sales managers are primarily concerned with

Answers

The correct answer should be managing personal selling.
Given that there are many specialists who deal with particular jobs such as promotion of goods, sales managers have fewer responsibilities which are limited to the management of personal selling and they don't have to worry about other things.

Eileen is eligible to receive assistive services like food stamps, health care, and housing from the government. this suggests that:

Answers

Final answer:

Eileen's eligibility for government assistive services such as food stamps, Medicaid, and housing suggests she is likely in a low-income bracket, experiencing poverty. These programs aim to provide basic needs and reduce income inequality, but may have issues like benefit cliffs.

Explanation:

Eileen's eligibility for assistive services such as food stamps (SNAP), health care (Medicaid), and housing assistance indicates that she likely falls into a low-income bracket and may be experiencing poverty. These government support programs are designed to provide a safety net for individuals and families, ensuring they have access to basic needs such as food, shelter, and healthcare. The provision of food stamps allows Eileen to obtain groceries, Medicaid covers her medical expenses, and housing vouchers help cover the cost of accommodation.

Programs like the TANF (Temporary Assistance for Needy Families) and EITC (Earned Income Tax Credit) are additional means of support that the government provides to low-income individuals, aiming to alleviate poverty and reduce income inequality. Although these programs can provide substantial assistance, it's important to note that, historically, some people have found that an increase in earned income can be offset by a reduction in these government benefits, leading to the issue of benefit cliffs.

To calculate price per square foot you must?
A) divide price by number of square feet
B) multiply price by number
C) divide number of square feet by price
D) multiply number of square feet by price

Answers

Devide the price by the number

Hope this helps

Answer:

Divide the price by the number of square feet!

Explanation:

Which of the following has the least effect on the amount of money that people save? A. Habit B. Cultural patterns C. Rates of return D. Employer incentives

Answers

D)Employer incentives

Amy and ashley sell cars for street toyota. over the past year, they sold 640 cars. assuming amy sold 3 times as many as ashley, how many cars did amy sell?

Answers

hola como estas usted 

Donna Forrester's gross pay is $72,500 a year. The state income tax is 3% of taxable wages. Donna takes a married exemption of $4,000 for herself and her husband. How much is withheld from her gross earnings for state income tax for the year?

Answers

the answer is $2,055

Answer:

Donna's state income tax will be $2,055

Explanation:

Donna's gross pay is $72,500. If she takes the $4,000 exemption, her taxable income will lower to $68,500, that will be her net income used for state income taxes.

Donna's state income taxes = $68,500 x 3% = $2,055

Why is the juvenile justice system more focused on rehabilitation than the adult criminal justice system?

Answers

The courts believe that a juvenile delinquent has a higher chance of being rehabilitated than an adult criminal
Juveniles have a higher rate of turn around than adults so if they go through a sort of rehabilitation, they will be less likely to commit the crime again than an adult.
Other Questions
If blue ridge railway's fixed costs total $50,000 per month, the variable cost per passenger is $ $10, and tickets sell for $50, what is the contribution margin per unit and contribution margin ratio? what effect does the repetition of the word louder have on the passage?A) it provides a flashbackB) it sets a calming tone C) it helps build suspense D) it foreshadows future events Question 2 diversification reduces the risk of a portfolio because ________, and some of the risks are averaged out of the portfolio.a.stocks do not move identicallyb.stocks have common risksc.stocks are fully predictabled.stocks are not affected by the market answer: The relaxation response technique is a stress reduction technique that combines elements of A pianist plans to play 6 pieces at a recital from her repertoire of 26 pieces. How many different recital programs are possible? how did the events of the last 200 years lead to the development of urban geography, and what is its role today pleasssssee help 2) What was the stated purpose of the Constitutional Convention?to write to the British Conventionwrite the words to the national anthemthe revision of the Articles of Confederationto vote on statehoodthe revision of the Declaration of Independence3) Where was the Constitutional Convention held?New York, New YorkCharlotte, North CarolinaRichmond, VirginiaPhiladelphia, PennsylvaniaBaltimore, Maryland4) On what date did the convention reach a quorum?June 15, 1778May 25, 1787May 5, 1792July 4, 1776April 11, 17855) Who was the secretary of the Philadelphia Convention?William JacksonJames MadisonThomas JeffersonBenjamin FranklinAlexander Hamilton6) What are four things the delegates to the convention had in common?They wanted peace with the other statesThey wanted a government that was representative of the will of the people but would be structured in such a way that it would not collapse into mob rule.They wanted a representative government that was divided into executive, legislative, and judicial branchesThey knew that the nation needed a stronger central government, though they were not willing to give up the sovereignty and autonomy of their states.They wanted to reunite with the British.7) Who kept the best notes of the events of the convention?George WashingtonThomas JeffersonJames MadisonWilliam JeffersonBenjamin Franklin8) What were the two plans for representation?The New Jersey PlanThe Virginia PlanThe Maryland PlanThe Pennsylvania PlanThe Delaware Plan9) How were the votes determined in each house of the Congress?Senate: Each state would be allowed one vote.House of Representatives: Each state would be assigned a number of votes based upon its population.Senate: Each state would be allowed two votes.Senate: Each state would be assigned a number of votes based upon its acreage.House of Representatives: Each state would be allowed two votes.10) What was the Three-Fifths Compromise?Each three-fifths of the population could be taxed.Each male counted as three-fifths of a person for purposes of taxation.Each white female counted as three-fifths of a person.Each slave was counted as three-fifths of a person for purposes of granting acreage.Each slave was counted as three-fifths of a person for purposes of both representation and taxation.11) What was important about the Trade Compromise where slavery was involved?It gave slave owners more possibilities in trading of their slaves.The Congress was not allowed to place any tariff on the slave trade for twenty years. Although it seemed that the South had won, it gave abolitionists hope that the slave trade could be brought to an end by means of tariffs in a fairly short period of time.The Congress was not allowed to place any tariff on the slave trade for fifty years.It gave abolitionists hope that the slave trade could be brought back to life again.The Congress was allowed to place a tariff on the slave trade in the South.12) Which one of these best explains why it was important for the Constitution to be adopted unanimously?The framers hoped be able to make changes to it in the next two years.The framers hoped the Constitution would bring about patriotism in a united country.The framers hoped to avoid a compromise with the states.The framers hoped to give the Constitution its best chance of being ratified by the states.The framers hoped the Constitution would resolve conflicts with the states.13) Which significant event took place in 1787?Delegates met in Philadelphia to create the Constitution of the United States.England officially recognized the right of America to exist as an independent nation.The Continental Congress approved the Articles of Confederation.Benjamin Franklin and George Washington died on the same day, August Which are physical or human characteristics of place associated with the Indus Valley civilization? 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Let me count the ways.I love thee to the depth and breadth and heightMy soul can reach, when feeling out of sightFor the ends of being and ideal grace.I love thee to the level of every daysMost quiet need, by sun and candle-light.I love thee freely, as men strive for right.I love thee purely, as they turn from praise.I love thee with the passion put to useIn my old griefs, and with my childhoods faith.I love thee with a love I seemed to loseWith my lost saints. I love thee with the breath,Smiles, tears, of all my life; and, if God choose,I shall but love thee better after death.9. When the sonnet states, "In my old griefs, and with my childhood's faith" (line 10), what does the author mean by, "...childhood's faith"?Question 9 options:A. The religion of her childhoodB. The memories of her childhood Marisa is walking from her home to her friend Sanjay's home. When she is 12 blocks away from Sanjay's home she looks at her watch. she looks again when she is 8 blocks away from Sanjay's home and finds that 6 minutes have passed? A.what do you need to assume in order to treat this as a linear situation B. identified the variables for the linear situation and identify two points on the line explain the meaning of the points in the in the context of the problem C. find the slope of the line and describe what it means in the context of the problem D. write an equation in point slope form for the situation and use it to find the number of minutes It takes to reach Sanjay's home. show your work HELP!!!! ASAP!!!! Please!! Will give brainliest! Also the story is on the side! :) The major problem with the articles of confederation was that it_________________ .a. was too similar to the british system, giving one leader too much powerb. it gave the states too much powerc. it did not give the states enough powerd. it did not establish a system that allowed for a legislative branch of government please select the best answer from the choices provided The sequence that begins with 3, where each succeeding term is twice the preceding term Name two disadvantages faced by a site providing a categorized list of websites What are the final or new substances (molecule) in a chemical equation called? Steam Workshop Downloader