Edward L. Thorndike argued that responses that lead to satisfying outcomes are more likely to be repeated, and that responses followed by unpleasant outcomes are less likely to be repeated. This became known as the law of
A. Reinforcement
B. Associations
C. Punishment
D. Effect
E. Outcomes

Answers

Answer 1

Answer:

effect                  

Explanation:

Law of effect: In psychology, the term law of effect was proposed by Edward Thorndike, and is defined as the phenomenon in which a particular response when chased by a specific satisfying event in the presence of a particular stimuli then the connection between response and stimulus gets stronger and vice-versa. Therefore, the satisfying event association has a greater chance of occurring in the future.

In the question above, the given statement represents the law of effect.


Related Questions

Noreen asserts that our behavior often reflects unconscious motives and conflicts. This viewpoint is MOST consistent with the _____ perspective in psychology.

Answers

Answer: Psychoanalytic perspective

Explanation:

According to Freud an individual can be cured if they let their unconscious thoughts into the conscious mind so that they can have a proper insight in dealing with their situations.

Psychoanalysis is sued in therapy so that people can bring into surface their repressed emotions and thoughts to make the unconscious conscious and tackle their issues at the heard

It is based on the following Assumptions

- Psychoanalytic psychologists suggest that people faces difficulties because they haven't dealt with issues situated in the unconscious mind.

- Manifest symptoms are caused by latent (hidden) disturbances.

- unresolved issues and repressed trauma are the cause of the behavior that we may see manifesting in most people .

- this therapy then focuses on bringing to the surface the repressed conflict

Final answer:

The viewpoint that our behavior often reflects unconscious motives and conflicts is most consistent with the psychoanalytic perspective in psychology.

Explanation:

The psychological approach that takes a psychoanalytic stance is most congruent with the idea that human conduct frequently reflects unconscious impulses and conflicts. This viewpoint, which Sigmund Freud established, places emphasis on the role of unconscious processes in shaping behavior. Psychoanalytic theory states that our unconscious wants, conflicts, and repressed memories influence our conduct.

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Jane analyzed the results of her study and found that the probability of getting such findings by chance was less than 1 in 100. Jane can say that her results are statistically

Answers

Answer:

Statistically significant

Explanation:

Jane analyzed the results of her study and found that the probability of getting such findings by chance was less than 1 in 100. Jane can say that her results are statistically significant.

In research analysis, probability values for significance is usually pegged at 0.05, meaning that the probability of getting such finding by chance is 5 in 100. Thus any level lower than that, such as Jane's finding of less than 1 in 100 (< 0.01) is regarded as very significant.

Russell explains that philosophy aims at a type of knowledge that gives unity and system to the body of ______

Answers

Answer:

Science

Explanation:

The great philosopher and mathematician Bertrand Russell used to see the value of philosophy,  almost from an epistemological point of view. To him, the worth of philosophy is to prove the validity of convictions and at the same time, to make the Science as solid and profound as possible.

He did that in Philosophy of Science, in Mathematics.

Many people around the age of 40 experience a "midlife crisis," in which they look at what they have accomplished, wonder if they are on the right track, and often decide to make some changes. What is the basis for this feeling of personal crisis?
a. social clockb. life expectancyc. age graded. development tier

Answers

Answer: simple - a

Explanation:

The correct answer is letter A

The social clock is a set of norms or cultural expectations for the moments in life when certain important events must occur. However, the typical timing of events varies from culture to culture and from one generation to the next.

The choices people make are determined by ______________, information processing involving the ability to strategically choose among and sort out different stimuli in the environment.

Answers

Answer:   Attention

Explanation:

According to the given question, the attention is one of the type of cognitive and the behavioral process in which the people are more concerned about choosing the different types of strategies and also trying to sort different types of stimuli in environment.

It is one of the type of information aspect that has ability for choosing the strategically element in the information processing.

The attention is one of the ability that focuses on the different types of selected stimuli and also refers to concentration ability.  

 Therefore, Attention is the correct answer.

The choices people make are influenced by the process of selecting information based on the salience of stimuli and expectations, which is then organized and interpreted using mental structures called schemata.

The choices people make are determined by selecting information, which is a process of information processing involving the ability to strategically choose among and sort out different stimuli in the environment. This process is part of how we perceive the world and is made up of the steps of selecting, organizing, and interpreting information. During the selecting stage, we focus our attention on certain incoming sensory information. We use our senses to take in information, but given the massive amounts of stimuli, our brain cannot process everything. Instead, we select information based on factors such as salience, which includes how visually or aurally stimulating something is and whether it meets our needs or interests. Expectations also play a role in this process. Once information is selected, we organize it into patterns and interpret it using schemata, which are mental structures that allow us to give meaning to the information based on accumulated knowledge and experience.

We make decisions using two distinct modes of information processing: the conscious mode, where we analyze and weigh different factors, and the unconscious mode, where our brain processes several factors in parallel, leading us to a gut decision without our awareness of each individual factor. The ability to effectively filter, organize, and interpret sensory information is crucial to our cognitive function and communication.

You were a senator from a northeastern state in September 1990. Because you expected to be reelected in the upcoming November election, you proposed an immediate 8% salary increase for all senators. Could your proposal have been legally adopted?

Answers

In the United States, the process of proposing and adopting legislation depends on a variety of factors like Legislation Process; Public Perception; Timing; Ethical Considerations; Legislative Approval; Constitutional Considerations; Political Dynamics; and Existing Laws.

The introduction of a bill, committee scrutiny, floor discussion, and voting are all steps in the process of passing legislation. In this instance, your proposed pay rise would probably need to go through these processes and be introduced as a law.

Sensitive issues might arise when proposing a pay raise for senators, especially if it is done close to an election. Whether or not the idea receives approval would depend greatly on voter emotion and public perception.

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Final answer:

The proposal for an 8% salary increase for all senators in 1990 could not have been legally adopted due to the Twenty Seventh Amendment.

Explanation:

The proposal for an immediate 8% salary increase for all senators in September 1990 could not have been legally adopted. According to the Constitution, specifically the Twenty Seventh Amendment, Congress cannot give itself a raise in the same term. The amendment was ratified in 1992, after the proposed increase, and prohibits any change in Congressional pay until after the next election is held.

This provision was included to ensure that there is a check on the system and that the American people have an opportunity to weigh in on how much the raise is deserved. It is also aimed at preventing members of Congress from setting their own wages without any accountability.

Therefore, the proposal for an immediate 8% salary increase in September 1990 would have been unconstitutional and could not have been legally adopted.

Which of the following is not included in GDP? A. unpaid cleaning and maintenance of houses B. the estimated rental value of owner-occupied housing C. production of foreign citizens living in your country D. services such as those provided by lawyers and hair stylists

Answers

Answer:

The correct answer is:

A. unpaid cleaning and maintenance of houses

Explanation:

The Gross Domestic Product is the variable that calculates the economic activity in a country including all commercial and productive activity involving goods and services in a determined period of time.

In the options above the unpaid services cannot be included in the Gross Domestic Product since they have not been effective yet.

The ability to simultaneously copy different figures with the right and left hand is most characteristic of those whose ________ has been cut.A) somatosensory cortexB) hippocampusC) corpus callosumD) motor cortex

Answers

Answer:

C) corpus callosum

Explanation:

Based on the information provided within the question it can be said that this is characteristic of those whose corpus callosum has been cut. This part of the brain functions to integrate motor, sensory, and cognitive performances between the cerebral cortex on one side of the brain with the similar region on the other side of the brain. Which is why if cut may lead to the ability to simultaneously copy different figures with the right and left hand

During the 1928 presidential election​ campaign, Herbert​ Hoover, the Republican​ candidate, argued that the United States should only import those products that could not be produced here. Do you believe that this would be a good​ policy? Explain.

Answers

Answer:

Yes, I believe that this would be a good policy.

Explanation:

In International political economy, nation states have to channel their energy into that for which they have much resources to achieve in order to cut down on cost and as no nation can live in isolation, we must depend partly on other nations. This is the maxim behind the "Comparative Economic advantage".

Importing that which the country cannot produce also creates employment for the citizenry as these foreign products can now be sold by locals to meet the needs of those who desire them.

In addition, the country can also gain by learning the tricks in the production of these products as they come into the country. This is especially relevant in the area of ICT. Albeit in the course of allowing these goods into the country, the country must not allow itself to be turned into a dumping ground.

In a populous market town, a small number of merchants and landholders have accumulated wealth and extreme stratification arises. Which is the best explanation for this?

Answers

Answer:

Wealth is often the piling up of fixed assets, not cash.

Final answer:

The accumulation of wealth and stratification in a populous market town are due to trade, strategic advantages, and inheritance, amplified by the ability of wealthy merchants and landholders to manipulate economic and political systems, resulting in lasting economic inequality.

Explanation:

The best explanation for the accumulation of wealth and the arising extreme stratification in a market town is connected to how economic systems and social stratification lead to unequal wealth distribution. The few merchants and landholders who were able to accumulate wealth did so through strategic advantage and free trade, often coupled with inherited benefits or political and economic manipulation. This wealth accumulation set the stage for greater economic inequality, creating a gap between the wealthy and the poor.

In early societies, an initial advantage could lead to significant wealth over time, especially for those involved in trade or agriculture who could acquire more goods and property. This was magnified in urban centers where merchants could amass fortunes and influence. However, the ability to hide wealth made taxation less effective, exacerbating the wealth gap. Conversely, some forms of local self-organization and coordination, including taxation policies, attempted to mitigate these disparities but often with limited success.

Societal wealth and stratification began as populations settled and engaged in trade, leading to the formation of social classes. The roots of these economic divisions lie in the disproportionate bargaining power of wealth owners, and the influence of legal, social, and political institutions on wealth distribution. Contemporary societies continue to wrestle with balancing economic efficiency and equitable wealth distribution even as forms of inequality persist through generations.

Frank is a researcher at a large university and is nervous about an important meeting with a group who will scrutinize his research proposal while judging whether or not it follows reasonable ethical guidelines. Frank is meeting with _____.
A.an institutional review board
B.a rank and tenure committee
C.a president?s board committee
D.a funding and endowment board

Answers

Answer: A.an institutional review board

Explanation: An institutional review board (IRB) looks at a research proposal from the ethical point when it involves human subjects. The IRB after the rights and welfare of human subjects involved in experiments such as in clinical trials. It ensures that the privacy and human rights of these people are not violated.

It also has the power to weigh the benefit of such a experiment against the risks and approve or shut down a research. It can also suggest changes to the research/experiment as it sees fit.

Ken and Joanne are astronauts floating some distance apart in space. They are joined by a safety cord whose ends are tied around their waists. If Ken starts pulling on the cord, will he pull Joanne toward him, or will he pull himself toward Joanne? Explain what happens.

Answers

Answer:

The will move toward each other.

Explanation:

When Ken applies a force on the rope connected to Joanne, Joanne will move as she is being acted upon by an external force and must experience a change in motion according to Newton's first law which in this case is her movement in direction of the force being applied by Ken as he is pulling on it. Ken will also experience a change in motion as the reaction to his force must be of an equal magnitude and in the opposite direction so Ken will move towards Joanne.

Ken will pull himself toward Joanne.

According to Newton's third law of motion, for every action, there is an equal and opposite reaction. When Ken pulls on the cord, he exerts a force on the cord in his attempt to move toward Joanne.

Since Ken is pulling on the cord, the reaction force will cause Joanne to experience a force pulling her toward Ken, but because of Newton's second law (F = ma), the acceleration of each astronaut will be inversely proportional to their mass.

If Ken and Joanne have the same mass, they will both accelerate toward each other at the same rate, but since Ken is the one actively pulling on the cord, he will be exerting additional force on himself in the direction of Joanne, which means he will move toward Joanne.

In space, where there is no friction, the only forces acting on Ken and Joanne are the forces exerted by the cord. Therefore, Ken will indeed pull himself toward Joanne, and they will meet at the midpoint of the cord if they have equal masses and Ken continues to pull with a constant force until they meet.

Dr. Faulkner believes that directly observable events—stimuli and responses—are the appropriate focus of the study of development. Dr. Faulkner probably follows the __________ perspective of development.

Answers

Answer:

The answer is behaviorism.

Explanation:

Behaviorism is an approach to psychology that intends to understand human and animal behaviour. The theories state that behavior can be predicted and controlled through the environment, and that there is no place for introspection and subjective interpretations.

The key element of behaviorism is that individuals act according to positive or negative reinforcements of their actions. In other words, rewards and punishments.  

Final answer:

Dr. Faulkner most likely subscribes to the behaviorist perspective of development which emphasizes that observable behavior is a direct result of environmental stimuli.

Explanation:

Dr. Faulkner's focus on directly observable events such as stimuli and responses suggests that he likely adheres to the behaviorist perspective of development. This perspective, which was primarily established by John B. Watson and B.F. Skinner, posits that an individual's observable behavior is a direct result of environmental stimuli. The behaviorists believe that a person's behavior can be predicted and controlled by understanding their response to stimuli. In other words, it's a cause-and-effect relationship where the behavior (effect) is a direct result of the stimulus (cause). This perspective does not take into account unobservable phenomena like thoughts and emotions.

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Ashlee and Raymond live together in an intimate relationship without formal legal or religious sanctioning. This arrangement is known by sociologists as ________

Answers

Answer: Cohabitation

Explanation:

Cohabitation is defined as the situation where two people are staying with each other but are not actually married rather lives the live as of married people. People in this type relationship have emotion and sexual interaction like married couples.

Different states have different point of view regarding cohabitation law .Some state signifies this situation as offense while other law permits cohabitation practice.

According to the question, Raymond and Ashlee are involved in cohabitation where they live togather as a married couple without getting married in legal terms an d also share sexual relationship.

You begin seeing a therapist to cope with a number of stressful life events. The therapist does not focus on your childhood or on any learned behaviors, but rather she emphasizes the importance of your need for love and acceptance. Which school of thought does she belong to?

Answers

Answer:Humanistic psychology

Explanation:

Humanistic psychology, is a field of Psychology that support the idea that each human as an individual is different and must be treated and recognised in that way. This psychology opposes the focus on comparing one's behaviour as caused by what is commonly known such as impact of their childhood on their behavior because everyone is unique what affects the most in their childhood may not affect everyone, hence it focuses on human needs that may cause stress such as a need for love

You are setting up a network in a new office. You have been asked to ensure that users can access all the network servers using the name of the server such as server1.domain.local. What do you need to configure?

Answers

Answer:

DNS server

Explanation:

Based on the information provided within the question it can be said that in this scenario you would need to configure a DNS server. A Domain Name Service (DNS) is a specific computer server that contains within it a database of public IP addresses as well as the host-names that are associated to them. This would resolve the domain names to the specific IP addresses allowing any user to access all the network servers using the name of the server.

Worshipers at religious revival services and revelers assembled on New Year's Eve at Times Square in New York are examples of a(n) __________ crowd.

Answers

Answer:

Worshipers at religious revival services and revelers assembled on New Year's Eve at Times Square in New York are examples of a(n) expressive crowd.

Explanation:

An expressive crowd is commonly described as a group of people who are gathering in a place for a specific reason (social, political or religious). They act as a single organism, working together to accomplish their deal, and affect the surrounding area with their behavior.

Worshipers at religious revival services and revelers assembled on New Year's Eve at Times Square in New York are examples of a(n) casual crowd.

A casual crowd is characterized by individuals who come together in a relatively unstructured manner, often for a shared purpose or experience, but without a formal organization or specific goal. Members of a casual crowd may have varying levels of involvement and interaction with one another. The worshipers at religious revival services and revelers at Times Square on New Year's Eve are both examples of people gathering for a common interest or event, yet they do so in a spontaneous and informal way, which is typical of a casual crowd.

In contrast, there are other types of crowds such as the conventional crowd, which gathers for a specific, planned event like a concert or sports game; the expressive crowd, which is driven by the desire to express emotions or opinions, such as a protest; and the acting crowd, which is united by a common goal or action, such as a riot or a rescue operation during a disaster. However, the examples given in the question do not exhibit the structured or goal-oriented nature of these other crowd types, further supporting the classification as a casual crowd.

Dr. Ramon makes the following claim: "Watching television leads people to spend less time communicating with their spouses, study says." Dr. LaSalle makes the claim: "Research shows that making more money correlates with spending less time talking with your spouse." Which type of claim is Dr. Ramon making?

Answers

Final answer:

Dr. Ramon is making a causal claim that watching television causes people to spend less time communicating with their spouses, which is different from correlational claims that do not imply a direct cause-and-effect relationship.

Explanation:

Dr. Ramon is making a claim about the impact of television on marital communication, which is a type of causal claim. This type of claim suggests that one variable (watching television) causes a change in another variable (communication with spouses). However, it is critical to note that claiming a causal relationship requires robust evidence to rule out other factors that may influence the observed effect. In contrast, those who talk about correlation do not necessarily imply causation. Correlation indicates a relationship or association between variables, but not that one causes the other.

For example, Dr. LaSalle's claim about making more money correlating with spending less time talking with one's spouse is a statement of correlation. It notes an association without asserting a direct cause-and-effect relationship. To determine causality, one would have to control for potential confounding variables and ensure that there is not a spurious relationship, wherein both are caused by another factor.

Final answer:

Dr. Ramon is making a causal claim. He suggests that watching television has the effect of causing people to spend less time communicating with their spouses. This claim posits direct causation between two variables: television watching and spouse communication time.

Explanation:

When we discuss different types of claims, we often divide them into three categories: claims of fact, claims of value, and claims of policy. A causal claim falls under the category of a claim of fact, which asserts that a particular condition has led to a specific outcome, is currently leading to an outcome, or will lead to an outcome in the future. In the case of Dr. Ramon's statement, the claim is that the action of watching television ('A') causes or leads to a specific effect, namely, a reduction in the amount of time spent communicating with one's spouse ('B'). This kind of claim often forms the basis for conducting further empirical research to establish whether such a causal relationship indeed exists. In contrast, correlational claims like Dr. LaSalle's might suggest that two variables change together, but do not necessarily suggest that one causes the other.

As opposed to clinical practitioners, who search for individualistic understanding of human behavior, clinical researchers search for general truths about abnormality. The approach of clinical researchers is:A)idiosyncratic.B)nomosynthetic.C)idiographic.D)nomothetic.

Answers

The approach of clinical researchers is: nomothetic

Explanation:

Psychiatrists who utilize the nomothetic approach are chiefly involved with inquiring what we deal with others, in short, termed as relationships connecting characters. The phrase “nomothetic” originates from the Greek term “nomos” suggesting “law”. This procedure comprises building ordinances or generalizations that pertain to all characters.

This method typically employs experimental techniques such as tests and investigations to collect data. To perform forecasts about characters in common Group aggregates are statistically examined. Forecasts can be earned about groups but certain may not pertain to selves.

Final answer:

Clinical researchers use a nomothetic approach to search for general truths about abnormality, while clinical practitioners focus on the individualistic understanding of human behavior. An integrative approach combines both idiographic and nomothetic perspectives for a comprehensive understanding of personality.

Explanation:

In psychology, clinical researchers search for general truths about abnormality using a nomothetic approach, which aims to identify general rules that pertain to personality. This approach focuses on what is true for everyone and aims to predict universal truths. Option D

On the other hand, clinical practitioners tend to follow an idiographic approach, seeking individualistic understanding of human behavior by focusing on the uniqueness of each person. They strive to understand the specific characteristics of an individual.

By combining both perspectives, an integrative approach can be achieved, blending the generalizability of nomothetic principles with the appreciation for the uniqueness of individuals highlighted in the idiographic perspective.

Which amendment prohibits federal and state courts and federal administrative agencies from hearing cases in which a private party names a state as a defendant without the state's consent?

Answers

Answer: The 11th ammendment.

Explanation: The 11th ammendment states that "the judicial power of the United States shall not be construed to extend to any suit in law or equity, commenced or prosecuted against one of the United States, by Citizens of another State, or by Citizens or Subjects of any Foreign State."

Sociology is defined as the __________ study of human society and social behavior from large scale institutions and mass culture to small groups and individual interactions.

Answers

Answer:

Scientific or systemic

Explanation:

Sociology is defined as the scientific or systemic study of human society and social behavior from large scale institutions and mass culture to small groups and individual interactions, it is the study of social life, social change, and the social causes and consequences of human behavior.

The Foundation of Knowledge model concepts are knowledge acquisition, knowledge processing, knowledge generation, and knowledge dissemination. Group of answer choices True False

Answers

Answer: True

Explanation:

The foundation of knowledge illustrates the dynamic, evolving nature of knowledge. We learn by continually acquiring, processing, generating, and disseminating knowledge. As we share our knowledge, we also receive feedback, leading us to rethink and reshape our own knowledge base in a continual cycle., core level of knowledge

Laws that regulate the American economy, social issues, and political participation are all examples of what governmental action?

Answers

Answer: Public policy.

Explanation:

Public policy is the process whereby governments translate their political vision into programmes and actions to deliver outcomes.

Which of the following brought increased public attention to the problems with the IRB system?
A. HHS Inspector General Report of 1998.
B. 1983 Presidential Commission Report.
C. "Shut Downs" by OHRP.
D. Death of Jesse Gelsinger.

Answers

Answer:

D. Death of Jesse Gelsinger.

Explanation:

IRB stands for Institutional Review Board. The main function of this board is to protect and prevent the rights of human subjects in any research study.

Jesse Gelsinger was the first person to die in a clinical research study trial done at University of Pennsylvania. He died out of a gene trial.

Jesse enrolled for a clinical trial at the university which worked on developing a cure for the infants born with severe disease. He was injected with adinorviral vector but he died after four days later.

So this case was brought to public attention.

Hence the correct answer is -- D. Death of Jesse Gelsinger.

"I believe that consciousness should be studied to help us understand the adaptive and practical functions of human behavior." Such a statement is MOST likely to have been made by_________-

Answers

Answer:

William James                                                                                                                                

Explanation:

William James was born in 1842 and died in 1910, he was a famous American psychologist and philosopher of his times and has proposed the theory of functionalism.

According to James, Functionalism is based on the idea that how an individual behaves and thinks and the way it helps him or her to adapt in his or her environment.

According to James, the term "stream of consciousness" is defined as the flow of an individual's thought in his or her conscious mind. He was the first person who is responsible for giving the term and often considered as the father of American psychology.

Final answer:

A statement like "I believe that consciousness should be studied to help us understand the adaptive and practical functions of human behavior" is most likely to have been made by someone studying or interested in Biology.

Explanation:

A statement like "I believe that consciousness should be studied to help us understand the adaptive and practical functions of human behavior" is most likely to have been made by someone studying or interested in Biology. Consciousness refers to a state of awareness, which is a complex phenomenon that can be investigated from a biological perspective. In Biology, the study of consciousness can provide insights into how the brain and nervous system contribute to human behavior and adaptation.

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Of all the homes on Gotham Street, 1/3 are termite-ridden, and 3/5 of these are collapsing. What fraction of the homes are termite-ridden, but NOT collapsing?

A. 2/15
B. 3/15
C. 4/5
D. 2/5
E. 1/5

Answers

Answer:

A. 2/15

Explanation:

Since 1/3 are termit ridden and 3/5 of the termit-ridden are collapsing, the fraction that are termit-ridden and are not collapsing therefore:

1/3 - 3/5

= (5-3)/15

=2/15.

Studies show that for someone who has learned a skill, such as playing the cello, even _____ the activity will activate the brain's internal simulation of it.

Answers

The correct answer is Observing

Observational studies can be done in four different approaches: the Case Study, Cohort, Case-Control and Cross-sectional. They differ mainly by the time of assessment, scope and temporal relationship between the outcome (e.g. manifestation of the disease) and exposure (e.g. risk factor).

According to Gramsci, rulers who provide some genuine benefits to their subjects, spread an ideology that justifies their rule, and nevertheless succeed in protecting their privileges are exercising : A. hegemony B. free agency

Answers

Answer:

The answer is "Option A".

Explanation:

Hegemony is a condition, that requires a basic class in a society, which is based on the natural view of the organic ideology to be regulated in political, financial, and intellectual matters.

The right of identity-contained people to follow their desires above all and pressure themselves for dominance is known as free agency, that's why option A is correct.

The "Dark Triad of Personality," a clustering of personality traits that are associated with aggression, include narcissism, psychopathy, and ________.

Answers

Answer:

Machiavellianism

Explanation:

Machiavellianism: In psychology, the term Machiavellianism refers to one of the personality traits that aims at looking at people who are considered are extremely focused on their interests that they even exploit, deceive, and manipulate the other person in achieving their goal.

Machiavellianism is one of the traits related to the "Dark Triad of personality". In Machiavellianism, a person is being motivated to manipulate the other person for his or her selfishness.

Answer:

The answer is machiavellianism.

Explanation:

Machiavellianism is a word that describes a tendency to manipulate and have a lack of moral standards. It originates from the book "The Prince," which was written by Nicolo Machiavelli, who is oftentimes called "the father of all machiavellians."

An insured wants to name her husband as the beneficiary of her health policy. She also wishes to retain all of the rights of ownership. The insured should have her husband named as what type of beneficiary?A) Irrevocable
B) Revocable
C) Primary
D) Contingent

Answers

Answer:

D) Contingent

Explanation:

A primary beneficiary is the one who receives the insurance and is basically the owner of the insurance. A contingent beneficiary is the one who receives the ownership of the insurance when the primary owner has passed away.

So in the above case, the woman can stay the primary owner where the husband would be the contingent beneficiary who will receive the ownership of the insurance after his wife has passed away.

Final answer:

The insured should have her husband named as a revocable beneficiary, allowing her to retain all the rights of ownership and make changes as needed.

Explanation:

The insured should have her husband named as revocable beneficiary.

A revocable beneficiary can be changed or revoked by the policy owner at any time without the need for the beneficiary's consent. This allows the insured to retain all the rights of ownership and make changes to the beneficiary designation as needed.

On the other hand, an irrevocable beneficiary cannot be changed without the consent of the beneficiary, and a primary beneficiary is the first in line to receive the policy benefits. A contingent beneficiary is the alternative beneficiary who receives the benefits if the primary beneficiary is unable to.

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