Tap & go turns a smart phone into a wallet. This technology allows vendors to accept credit cards in "contacless" way. Credit card companies and technology companies embrace this and it is expected to grow.
"Tap & go" payment applications are mobile payment applications that allow users to make contactless payments using their smartphones or other mobile devices.
What are some types of "Tap & go" payment applications?These applications use near-field communication (NFC) technology to allow users to make payments by tapping their devices on a payment terminal.
Some of the most popular "tap & go" payment applications include:
Apple PayG-o-o-g-l-e PaySamsung PayThe "tap & go" payment market is growing rapidly. This growth is being driven by a number of factors, including:
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Sofia pays sam $50 to mow her lawn every week. when the government levies a mowing tax of $10 on sam, he raises his price to $60. sofia continues to hire him at the higher price. what is the change in producer surplus, change in consumer surplus, and deadweight loss?
producer surplus i think
What process involves reducing the number of employees on the payroll to cut costs and increase profits?
This is the defnition of downsizing
Downsizing is a process which involves reducing the number of employees on the payroll to cut costs and increase profits.
What is Downsizing?Downsizing is the permanent reduction of a company's labor force by removing unproductive workers or divisions. While it is generally implemented during times of stress and a decline in revenues, downsizing can also be used to create leaner and more efficient businesses. It can be one of the most effective ways for businesses to cut costs. For most small business owners, labor is a major expense.
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General mills actively researches people who don't buy their products to find out why they are not adopters. this practice is most likely to occur during which phase of the new product development process?
Answer:
The answer is idea generation.
Explanation:
Idea generation refers to the process of creating and developing ideas. During this process, General Mills would come up with ideas and test whether this product would interest people to buy it. At this step as well General Mills can explore why previous products did not succeed and strive to counter these obstacles in the future product.
Timothy will be going for a job interview for the first time. Despite preparing well for the interview, he still seems very nervous. What do you think Timothy should do to feel confident?
A.
Conduct a mock interview with the help of family or friends.
B.
Take a nap before the interview.
C.
Prepare a script for the interview.
D.
Call to reschedule the interview.
Hello there!
Your answer would be A). Conduct a mock interview with the help of family or friends.
The reason why "A" would be your answer is because if Timothy runs through a interview that closely replicates what the actual interview will be like, you would feel more confident because you would know how the interview is like. This is just like rehearsing for a big play, you would practice, ore rehearse the same way like if it was the actual big day, this applies to interviews too. Getting a family member of friend to act as the interviewer, while asking you questions would help better your confidence on the way you respond to the questions, and gives you a little taste of what it's like.
Lets dive in to why the other answer choices are incorrect:
Answer choice "B). Take a nap before the interview" would be incorrect because taking a nap before an interview will do Timothy no good. Timothy would just wake up nervous again. Taking a nap before an interview will not boost up Timothy's confidence, due to the fact that he will wake up feeling nervous again. It would be better off for Timothy to practice with someone rather than taking a nap before an interview.
Answer choice "C). Prepare a script for the interview" would be incorrect because you really aren't suppose to bring a script to an interview. if Timothy brings a script to an interview, it will show the interviewer that he is not capable of taking on a task that involves his communication, and shows that he can't be prepared, that's a huge down fall into getting the job. If he can't be prepared for an interview, how would he be prepared for the job that they might assign him? Practicing before hand and going to the interview without a script would make him look more professional and well prepared.
Answer choice "D). Call to reschedule the interview" is incorrect because this will ABSOLUTELY NOT help boost his confidence up, assuming that this answer choice is talking about pushing the interview date farther, it would only make him feel less confident, or increases his anxiety. This is where the term "Do it early, and get it over with" comes into play. It would be better off doing an interview earlier than later, since hw would feel more determined to accomplish the interview. But, even if he tried to reschedule the interview a litter more earlier, than would make him feel less confident since he wouldn't have more time to practice for the interview.
Timothy will be going for a job interview for the first time. Despite preparing well for the interview, he still seems very nervous. He should go for a Mock interview with the help of family or friends. So Option A would be the answer.
A mock interview is a practice interview that is conducted by any other known person to make the interviewee feel better and confident for the real interview.
A person can ask about the questions that can be asked in the interview that the interviewee is going to appear in. By doing this practice interview, interviewee nervousness may decrease and he will feel confident.
Mock interviews are very good for the first time interviewees.
Revenue is traditionally recognized in the accounting records when A. Cash is received. B. Services are rendered. C. It's incurred. D. None of the above balance.
The correct answer is choice b.
Revenue is normally recognized when the services are rendered. At this point in the accounting cycle you would make an entry to record the sale. It would be a credit to Sales/Revenue and a debit to either cash or accounts receivable.
A woman wants to begin a weight training program. what advice would you give her?
Dedicate yourself and you'll get the results you desire .
Answer:
I would advice she cuts down on Carbohydrates( eating right )
Explanation:
Beginning a weight training program and achieving good results is usually a daunting task to accomplish especially for over weighted people or people who are more advanced in age.
Weight training programs come in different styles it could be undergoing a dieting program to cut down on excess fat in the body system or it could cutting down on certain food types in order to maintain a certain weight level.
Weight training program might as well involve undergoing rigorous exercise daily at the gym or at home. which ever it is eating right is a very big factor to be considered while on a weight training program.
For many years, general electric had a corporate strategy of being among the top three firms in any market in which it operated; if it could not achieve a top-three position, it would exit the market. this strategy often resulted in the company __________ when certain product lines failed to meet this expectation.
Decreasing their product mix.
If a company cannot meet their strategic goals for a product they may decide to stop the sale and production of that item all together to focus resources on better-performing goods.
Economies of scale exist when the long run average cost curve:
A. falls
B. rises
C. remains constant
D. becomes vertical
E. does not exist
A. falls is the best option
How do i solve this celia works as an articling student with a large law firm. her wage increased from $30 per hour to $40 per hour. she can work up to 40 hours each week?
If she works for 40 hours per week at $40 per hour her gross pay will be 40*40= $1600. Gross pay is the amount received before taxes.
If she works for 40 hours per week at $40 per hour her gross pay will be 40*40= $1600.
What is problem-solving?
Problem-solving is the act of defining a problem; figuring out the purpose of the trouble; identifying, prioritizing, and selecting alternatives for an answer; and imposing an answer.
What are problem-solving and examples?Problem-solving starts with identifying the issue. As an example, a trainer may need to parent out a way to improve a scholar's overall performance on a writing talent test. To do that, the instructor will overview the writing exams looking for regions for improvement.
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The quality of information obtained from a request letter depends on the clarity of the inquiry. what techniques can you use to make your request clear? check all that apply. use the recipient's first name. itemize information to improve readability. frame your request logically. organize your ideas. set an end date when appropriate.
Final answer:
To improve the clarity of a request letter, organize ideas logically, create a specific subject line, itemize information, frame your request clearly, include a deadline if needed, and use proper spelling and grammar. These steps will make your letter more professional and effective.
Explanation:
The quality of information obtained from a request letter is highly dependent on the clarity of the inquiry. To ensure your request is clearly understood, the following techniques should be utilized:
Organize your ideas within the letter to create a logical flow that guides the recipient through your points.
Make your subject line specific and clear so the recipient knows what your email pertains to right from the start. This also aids in future referencing.
Itemize information using bullets and numbers to improve readability, especially when listing multiple points or requests. This makes your letter easier to skim and understand.
Frame your request logically by presenting your case in a manner that highlights its importance and relevance to the recipient.
Set an end date for your request when appropriate to provide a sense of urgency and deadline for response.
Use proper format and polite language to convey respect, including correct spelling, grammar, and punctuation.
Read your message out loud before sending, to ensure clarity and coherence, possibly obtaining feedback from a trusted colleague.
Incorporating these techniques will enhance the professionalism and effectiveness of your request letter, increasing the likelihood of receiving the desired information.
The goal of achieving a synergistic effect through ibp is to get various media to what?
the goal was to make sure that everybody was going to be there and to ensure proper communication and proper time connections
In the context of evaluating service quality, _____ refers to the ability to provide prompt service.
The answer is assurance.
Assurance refers to the service provider’s ability to help customers and provide prompt service. It is part of the SERVQUAL acronym of service quality dimensions, together with tangibles, reliability, responsiveness, and empathy.
Each of these dimensions play a large part in determining customer satisfaction towards a service, which in turn would help create customer loyalty.
Responsiveness refers to the ability to provide prompt service in the context of service quality. It forms one of the five dimensions of the SERVQUAL model, a tool for evaluating service quality.
Explanation:In the context of evaluating service quality, the term that refers to the ability to provide prompt service is usually 'responsiveness'. Responsiveness is one of the five dimensions of service quality in the SERVQUAL model, which is a popular tool used to evaluate customer satisfaction with various aspects of service quality. This dimension emphasizes the importance of timely service delivery and the willingness and readiness of employees to provide prompt service to customers. Examples of responsiveness could include quick response times to customer queries or complaints, short wait times, or the swift resolution of issues.
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Which of the following would most likely NOT have a direct correlation with an increase in productivity for a company?
A || additional training for their labor force
B || increase in company stock prices
C || hiring additional workers
D || buying new technology
Answer:
The answer is increase in company stock prices.
Explanation:
From all the options, the one that would not directly cause an increase in productivity would be the increase in company stock prices. Additional training of the labor force would most likely increase productivity through the acquisition of new knowledge or skill. Hiring additional workers would also increase the overall productivity of a company. Buying new technology can increase work tempo, which would result in increased productivity as well.
Known as ____, procedures for regaining control of systems and restoring operations to normalcy are the heart of the ir plan and the csirt's operations.
a. ir reaction strategies
b. csirt policies
c. detection and recovery
d. disaster recovery strategies
This is a. ir reaction strategies by defitnition.
Disaster Recovery Strategies are essential for restoring operations after a disaster, focusing on resilience and long-term success. The correct answer is D
Disaster recovery strategies, also known as ____, are crucial for regaining control of systems and restoring operations to normalcy after a disaster. These strategies involve procedures aimed at ensuring the swift recovery and resilience of systems against future disturbances. It's essential to not just focus on the speed of return to normalcy but also on rebuilding resilience and essential structures within the system for long-term success.
How does the construction of a market demand curve for a private good differ from that for a public good?
The market demand curve for a private good is determined by adding up the quantities demanded by each consumer at each price but the market demand curve for a public good is determined by adding up the price each consumer is willing to pay for each quantity of the good.
The market demand curve of a private product is based on adding to each consumer's demand quantities at each price but by adding the price each consumer will be prepared to pay for every quantity of the product, the market demand curve for a public good will be determined.
Most cover letters are two pages in length. Please select the best answer from the choices provided T F
Answer:
False
Explanation:
A cover letter is a letter that is attached to a CV where you introduce yourself and explain why you can be a good fit for the position you are applying. Cover letters should have a business letter format, shouldn't have grammatical errors and shouldn't be longer than one page as they have to be concise and easy to read. According to this, the statement is false.
Most cover letters are typically one page in length. Thus, the given statement is false.
A one-page cover letter is considered standard and concise, allowing the applicant to highlight their qualifications, relevant experiences, and motivations effectively.
While there may be exceptions in certain cases, such as for highly experienced individuals or specific job requirements, the general guideline is to keep the cover letter concise and focused on the most relevant information. A two-page cover letter may be perceived as excessive and could potentially diminish the reader's interest and attention.
Thus, the given statement is false.
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Robert is an Astronomer and Jackie is a Political Scientist. Although their professions differ, how are their educational paths similar? After graduating from high school, both first earned bachelor’s degrees and then doctoral degrees. After graduating from high school, both first earned associate degrees and then master’s degrees. After graduating from high school, both first earned master’s degrees and then doctoral degrees. After graduating from high school, both first earned doctoral degrees and then bachelor’s degrees.
After graduating from high school, both first earned bachelor's degrees and then doctoral degrees.
The things that are similar about the educational paths of Robert the astronomer and Jackie the political scientist is that after graduating high school both went on to earn their bachelor's degrees then went on to earn doctoral degrees.
Answer:
After graduating from high school, both first earned master’s degrees and then doctoral degrees. thats what i put taking test now but i took notes
Explanation:
10) You are faced with the following alternative choices on a Friday night: Choice A: Go to a concert, which costs $30. Choice B: Go to a party at a friend's house. Choice C: Go to the library and study economics. It turns out that Choice A is your most preferred activity, Choice B is your second most preferred activity, and Choice C is your least preferred activity, so naturally, you go to the concert. What is the oportunity cost of going to the concert? A) $30 B) $30 plus missing your friend's party. C) $30 plus missing your friend's party plus not studying economics at the library. D) Missing your friend's party plus not studying economics at the library.
D) Missing your friend's party plus not studying economics at the library.
Which of the following characteristics is a disadvantage of cloud-based hosting?
A) It involves significant requirement of capital.
B) It involves high annual maintenance costs.
C) It involves high dependency on vendor.
D) It involves high ongoing support costs.
The correct answer is choice c, it involves high dependency on vendor.
Cloud-based housing involves a business having its information stored on remote servers hosted on the internet, rather than having it in-house on their personal computers or servers. While their are many advantages of this, the biggest disadvantage is that there is a high dependency on the vendor that you use.
The disadvantage of cloud-based hosting is high dependency on the vendor, which can lead to downtime, data breaches, and financial damage.
Explanation:The disadvantage of cloud-based hosting is that it involves high dependency on the vendor. When a company relies on cloud-based hosting, they are essentially outsourcing their infrastructure and data storage to a third-party vendor. This means that if the vendor experiences any downtime or issues with their servers, it could severely impact the company's ability to access their data or use their online services.
Additionally, the company is also dependent on the vendor to maintain the security and privacy of their data. If the vendor experiences a data breach or fails to adequately protect the company's information, it can lead to significant financial and reputational damage.
However, it's important to note that cloud-based hosting also offers several advantages, such as scalability, flexibility, and cost-effectiveness, which often outweigh these disadvantages.
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What are implicit costs? an implicit cost is
a. a cost that remains constant as output changes.
b. a cost that changes as output changes.
c. a cost incurred in the long run.
d. a nonmonetary opportunity cost.
e. the highest-valued alternative that must be given up to engage in an activity. how are implicit costs different from explicit costs?
a. an explicit cost is a cost that involves spending money, while an implicit cost is a nonmonetary cost.
b. an explicit cost is not an opportunity cost, while an implicit cost is an opportunity cost.
c. an explicit cost is a cost incurred holding output constant, while an implicit cost is a cost incurred as output changes.
d. an explicit cost is a cost incurred in the short run, while an implicit cost is a cost incurred in the long run.
e. both a and
b?
a nonmonetary opportunity cost. looks like the best option, implicit costs are implied much like a trade off or oppurtunity cost.
Implicit costs, or imputed costs, are the opportunity costs associated with a firm's use of resources that it owns. These are nonmonetary costs and represent the highest-valued alternative forgone in order to engage in the activity. The key difference from explicit costs is that explicit costs involve actual monetary payment, whereas implicit costs represent opportunity costs and do not require an outlay of money.
Explanation:Implicit costs, also known as imputed costs, represent the opportunity costs that firms incur when they use factor inputs they own rather than selling these inputs to others. They are the costs that don't result in an outlay of money by the firm. So, option d. a nonmonetary opportunity cost and option e. the highest-valued alternative that must be given up to engage in an activity are correct in the context of implicit costs.
The difference between implicit and explicit costs lies primarily in their nature. Explicit costs refer to the straightforward out-of-pocket expenses for a company, which involve direct monetary payments. Conversely, an implicit cost represents the lost opportunity or potential gain that a firm misses when it uses its internal resources without any direct cash outflow. Therefore, option a. an explicit cost is a cost that involves spending money, while an implicit cost is a nonmonetary cost and option b. an explicit cost is not an opportunity cost, while an implicit cost is an opportunity cost are accurate. These costs both play an integral role in economic and accounting profits.
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Jacob is saving up for a down payment on a car. He plans to invest $2,000 at the end of every year for 5 years. If the interest rate on the account is 2.25% compounded annually, what is the present value of the investment? a. $5,666.58 b. $10,461.24 c. $9,358.91 d. $37,731.88
The answer would have to be B
Answer: $9,358.91
Explanation:
John, a phone sales representative for a paper company, also helps direct customers when they have questions or concerns. Which of the following is his primary mission?
helping customers fill out forms
finding information for customers
making sales to customers
using CMR to improve customer experiences
making sales to customers
Answer:
Since it says that he Directs customers when they have questions t doesn't sound as if he is making sales, Filling out forms or using CMR.
Explanation;
Filling out forms: This would mean that he collects data from the consumer, and ask's them the questions, but here it says the consumer ask's him questions. SO THIS IS NOT IT.
Making sales: this when the employee makes sales or offers a product to a consumer. There is no mention of this happening. NOT IT.
Using CMR: This is where your more trying to be more kinder to the customer and it's like taking a survey. NOT IT.
so the last one left Finding information for the customer is correct.
Identify which type of sampling is used: random, systematic, convenience, stratified, or cluster. upper a radio station asks its listeners to call in their opinion regarding the use of pesticides in residential areas. which type of sampling is used?
Convenience sampling is used, because the population is taken from a sample that easy to reach
Bella wans is interested in buying a new motorcycle. she has decided to borrow the money to pay the $30 comma 000 purchase price of the bike. she is in the 25% federal income tax bracket. she can either borrow the money at an interest rate of 5% from the motorcycle dealer, or she could take out a second mortgage on her home. that mortgage would come with an interest rate of 7%. interest payments on the mortgage would be tax deductible for bella, but interest payments on the loan from the motorcycle dealer could not be deducted on bella's federal tax return.a. calculate the after-tax cost of borrowing from the motorcycle dealership.b. calculate the after-tax cost of borrowing through a second mortgage on bella's home.c. which source of borrowing is less costly for bella?d. is there any other consideration that bella ought to think about when deciding which loan to take out to pay for the motorcycle?
I think the best option for her to would be borrow the money at the interest rate of 5% for the motorcycle because that will be the debt will be her cheapest way instead of taking out a second mortgage on her home and another question that she should ask is the length of time it will take her to pay back the loan
Answer:
After-tax cost of borrowing = Interest rate x (1-tax rate)
Part a)
Since Bella can’t deduct the interest payments on the loan taken from the dealer in her tax return, after-tax cost of borrowing will be the same as stated interest rate. So, the after-tax cost of borrowing from the dealership will be 5%.
Part b)
After-tax cost of borrowing for second mortgage = 7% x (1-25%)
After-tax cost of borrowing for second mortgage = 5.25%
Part c)
It is evident from the above two answers that borrowing loan from the dealer is less costly for Bella.
Part d)
Yes, Bella must consider the level of her first mortgage loan. If Bella opts for the second mortgage loan and if she is unable to pay her mortgage, she may lose her home due to this loan. So, she must check first, if she is able to pay the loan on time.
Refrigeration is an effective germicidal method. refrigeration is an effective germicidal method. true fals
Yes this is true.
Hope everything goes well!
Two-year-old sarah's parents are trying to get her to go to bed each night at 7:00. on the first 3 nights of this new regimen, sarah cried for 3 hours before crying herself to sleep. on the fourth night, sarah's parents relented and let her stay up until she fell asleep on her own, around 10:00 p.m. according to the partial reinforcement effect, what will happen to sarah's crying behavior at bedtime now?
The crying will be more difficult to control if they do not stick to a consistent reinforcement plan.
The partial reinforcement effect says resistance to learning is greater when the good/bad behavior is only reinforced part of the time.
Sarah goes through the newspaper looking for coupons to help reduce her living expenses. her roommate paige doesn't read newspapers, let alone look through them for coupons. but paige filled out a form from inside a cereal box entering her in a drawing for free exercise equipment. what kind of sales promotion reached paige?
Answer:
Sweepstakes.
Explanation:
Sweepstakes is a form of lottery-based competition where entrants can receive a prize when winning. It can either ask the consumer to buy a product to enter, or not. It is a type of marketing promotion. From the scenario it is clear that Paige can win free exercise equipment by entering a sweepstakes competition held by the cereal company.
When choosing an investment, you should consider risk. the four primary risk components are business failure, inflation, buying power, stock buying power, inflation, interest rate, market inflation, interest rate, business failure, market market, bond, stock, inflation stock, interest rate, market, buying power?
business failure, inflaction interest rate and market
When investing, consider risk factors like business failure, inflation, buying power, and market fluctuations. The interest rate on a bond has three main components, and investors must consider both the positive aspect of rates of return and the negative aspect of risk when choosing investments.
Explanation:When choosing an investment, one should consider various risk components. The primary risk components for an investment often include factors like business failure, inflation, buying power, and market fluctuations.
An investor who buys a bond expects a rate of return. This rate, however, can vary based on the riskiness of the borrower. The interest rate on a bond can be split into three components: compensation for delaying consumption, an adjustment for inflation, and a risk premium that takes into account the borrower's riskiness.
In making investment decisions, investors must consider both the rates of return and the associated risks. The rate of return is a positive aspect of investments, while risk represents a negative aspect. If an investment becomes riskier or provides a diminished return, investors will likely shift their funds to a less risky investment.
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Expresses the error as a percent of the actual values, undistorted by a single large value.
The fact that a hot dog cost five times more at disneyland than at sam's club is an example of ________.
captive product pricing, Disney offers lower prices to enter the park but higher prices once in the park because the audience is captive