Answer:
The correct answer is C
Explanation:
Coverage is open peril on the Jewelers Block Floater but there is no coverage for Broken or smashed show windows unless added as an optional coverage.
The show window optional coverage provides theft coverage for articles in a show window if the window is broken or smashed, and different limits apply when the business is open or closed or alarmed or not.
GOOD LUCK
Excel City has $1,000,000 of 8%, 10 year general obligation bonds outstanding. The bonds were issued on October 1, 20x8 to finance construction of city park improvements. Interest is payable semiannually on October 1 and April 1. The bonds also require an annual principal payment of $100,000 each April 1. What amount of debt service expenditures should the government report in its Debt Service Fund for the year ended December 31, 20x9?
Amount of debt service expenditures should the government report in its Debt Service Fund for the year ended December 31, 20x9 is $176,000
Explanation:
The Debt Service Fund recognises both interest expenses and main expenditures.
Debt service expenses are not normally accrued at the end of the year, but are recorded as debts.
In 20x9 the Debt Service Fund paid a total of $176,000-$40,000
Interest and $100,000 principal on April 1 (both Expenditures of the fund) and $36,000 interest on October 1.
Which is most likely to be a long run adjustment or a firm that manufactures golf carts on an assembly line basis?
(a) an increase in the amount of steel the firm buys
(b) a reduction in the number of shifts of workers from three to two
(c) a change in the production managers of the assembly line
(d) a change from the production of golf carts to motorcycles
Answer:
(d) a change from the production of golf carts to motorcycles
Explanation:
In the long run, a manufacturing entity should be considering options that will increase their profitability. To be more profitable , the firm must increase its output and its market share. A firm manufacturing golf carts should diversify into sectors that provide broader markets.
From the option provided, a firm manufacturing golf carts is most likely adjust to the production of motorcycles in the long run. Golf carts are used in golf clubs only to transport golfers and their equipment. They have a restricted market, unlike motorcycles, which can be used by a bigger percentage of the population. Adjusting to motorcycles presents an opportunity for potential growth in market share and profitability.
Suppose your bank pays you 4 percent interest per year on your savings account, so that $1,000 grows to $1,040 over a oneminusyear period. If prices increase by 1 percent per year over that time, approximately how much real value do you gain by keeping $1000 in the bank for a year?
Answer:
3 percent which is $30
Explanation:
The real value of money is measured against a basket of goods or services, or against a particular product or service. The real value is adjusted for inflation. In other words, the real value of money is its nominal value adjusted for inflation.
If the bank pays an interest rate of 4 percent, which leads to an increase of savings from $1000 to $1040, should prices increase by 1 percent, then the real value of money has increased by 3 percent. One percent increase in prices represents inflation. Keeping $1000 in the bank will earn a 3 percent real value or $30.
A chemical plant pollutes a river that serves as the water supply for a nearby town. From an economist's point of view, pollution from the plant should be reduced until the Your answer:
A. marginal benefit from the cleaner water is equal to the marginal cost of making the water cleaner
B. marginal benefit from cleaner water is maximized
C. total benefit from cleaner water is zero
D. total benefit from cleaner water is equal to the total cost of making the water cleaner
E. total benefit from cleaner water is maximized
Answer:
A. Marginal benefit from the cleaner water is equal to the marginal cost of making the water cleaner.
Explanation:
Optimal pollution is reached when the marginal benefit of pollution equals the marginal cost of pollution:
MB = MC
This is because economists believe that a pollution level of zero is not economically efficient since the enviroment has a carrying capacity for pollution, and pollution is a requirement for economic development.
The same is true for a pollution level above the optimal point, because this would represent more costs for example in the form of respiratory diseases than the benefit from economic development.
Packaged-food labels are regulated by the FDA, while labeling of meat and poultry products is regulated by the USDA.
A. True
B. False
Answer:
True. See explanation below
Explanation:
The function of the Fug and Drug administration (FDA) is "protect the public health by ensuring the safety, efficacy, and security of human and veterinary drugs, biological products, and medical devices; and by ensuring the safety of our nation's food supply, cosmetics, and products that emit radiation"
For this case the meat and poultry products needs to be regulated by the FDA since are products with a lot of consume in the USA and need intervation from the government.
Buyer Yancy offered $6,750 in earnest money with an offer that was accepted. Both Yancy and the seller want the escrow account to be interest bearing. Will this be allowed?
A) Yes, escrow accounts can be interest bearing if both parties agree.B) Yes, escrow accounts can be interest bearing if the escrow amount is over $5,000.C) No, escrow accounts cannot be interest bearing unless the escrow amount is over $10,000.D) No, escrow accounts can never be interest bearing.
Answer:
A) Yes, escrow accounts can be interest bearing if both parties agree.
Explanation:
Usually escrow accounts are not interest bearing, mainly because the money is not held for a long time, at most a few months. The US Department of Housing and Urban Development (HUD) doesn't say anything about escrow funds being deposited in interest bearing accounts, but it doesn't prohibit it.
Therefore if both parties agree, then there should be no problem with it.
Escrow accounts can be interest bearing if both parties to the real estate transaction agree, and if they are in compliance with state regulations. The amount of earnest money does not typically affect the ability to accrue interest.
Explanation:Answer: A) Yes, escrow accounts can be interest bearing if both parties agree. In real estate transactions, an earnest money deposit is a show of good faith by the buyer. It is typically held in an escrow account during the process of closing on a house. Whether or not an escrow account can earn interest depends on the agreement between the buyer and the seller, as well as state laws and regulations. In this case, since both Buyer Yancy and the seller have agreed that they want the escrow account to be interest-bearing, it would be allowed provided that it complies with state regulations. The specific amount of money in escrow does not typically affect the ability to accrue interest unless specified by a particular law or regulation. Therefore, the amount of $6,750 does not inherently disqualify the account from accruing interest.
Robert is a successful 51-year-old, lives in the suburbs, and enjoys reading Jet and Ebony magazines. He drives out of his way to shop exclusively at black-owned businesses. To which segment of the African American market identified by Yankelovich would Robert belong
Answer:
Boomer blacks
Explanation:
Daniel Yankelovich and Radio One carried out a segmentation study titled The Black America Today study about African American consumers. This study was carried out in order to determine a way to better reach consumers, since general labels like Latino communities or African American communities are too broad for marketing purposes. They segmented African Americans into:
Connected Black Teens Digital Networkers Black Onliners Stretched Black Straddlers New Middle Class Family Struggles Black is Better Sick and Stressed Faith Fulfills Broadcast Blacks Boomer Blacks: they represented the oldest group studied by Yankelovich, with an average age of 52. They believe in black roles models, and are very tech savvy. They also belong to upper middle class or upper class.Robert belongs to the "Conscious Consumer" segment of the African American market, characterized by a deliberate effort to support black-owned businesses to foster economic empowerment within the African American community.
Explanation:Robert, a successful 51-year-old who lives in the suburbs and enjoys reading Jet and Ebony magazines, and drives out of his way to shop exclusively at black-owned businesses, would belong to the "Conscious Consumer" segment of the African American market identified by Yankelovich. This segment is characterized by a higher level of awareness and a deliberate effort to support black-owned enterprises as a means of fostering economic empowerment within the African American community. They tend to be more intentional in their purchasing decisions, seeking to positively impact the broader social and economic landscape of their community.
The decline in money spent at black-owned businesses from nearly a quarter of all expenditures by black consumers prior to integration, to just 3 percent by the mid-1990s, underscores the significance of the conscious consumer's role in revitalizing these businesses. By choosing to support black-owned businesses, conscious consumers like Robert play a crucial part in reversing the trend of economic displacement caused by the expansion of chain stores into primarily black neighborhoods, which, while a sign of black consumer power recognized by the civil rights movement, also led to the closure of many black-owned enterprises.
Henry Ford's statement, "Customers can have any color they want so long as it's black," typified the __________ era of marketing.A. market-orientedB. production-orientedC. value-based marketingD. retailing-orientedE. sales-oriented
Option B, "Customers can have any color they want so long as it's black," typified the production-oriented era of marketing.
Explanation:
From the start of capitalist systems to the early 1950s, a production orientation company dominated the market. The prevailing attitude was to potentially sell itself a high quality product. Due to the high demand and short supply of products, this approach has worked for many companies throughout this era.
The first stage acknowledged is the production period in marketing on the presumption that customers prefer products that are accessible and affordable. This philosophy won strategic combinations of broad allocation and cost leadership.
Final answer:
Henry Ford's quote represents the production-oriented era, which focused on manufacturing efficiency and cost reduction through standardized products and limited consumer choice.
Explanation:
Henry Ford's statement, "Customers can have any color they want so long as it's black," typified the production-oriented era of marketing. This approach was characterized by a focus on manufacturing efficiency, standardized products, and the notion that a high volume of production would lower costs and lead to lower prices. In this era, companies prioritized the optimization of production and typically offered a limited range of options to consumers, as variety was seen as an impediment to efficiency and cost-effective manufacturing.
It is necessary for employers to provide personal protective equipment to employees if any of these conditions exist EXCEPT:________.a.When hazards exist or are likely to be present in a work environmentb.When employees might come into contact with hazards during workc.When employers cannot eliminate workplace hazardsd.When employers cannot provide safety training
Answer:
D) When employers cannot provide safety training
Explanation:
It is very important to protect our self. The very first which needs to be considered is that all employers must know A to Z of the safety training. Those who are given the training for the work, should be given the training regarding the safety as well at the very same time by the employers.
It should be given to all the employees irrespective of the department which they belong to. Their families will also be safe if they learn about safety training. So considering from safety point of view, if employers are unable to provide safety training, they should atleast provide them with personal Protective Equipment.
Employers are required to provide personal protective equipment (PPE) to employees when hazards exist in the workplace. PPE includes equipment such as safety helmets, protective clothing, gloves, goggles, and masks. It is crucial for employers to provide PPE to protect workers from physical harm and ensure their safety.
Explanation:It is necessary for employers to provide personal protective equipment (PPE) to employees when hazards exist or are likely to be present in a work environment when employees might come into contact with hazards during work, and when employers cannot eliminate workplace hazards. Employers are also required to provide safety training to employees to ensure their understanding and proper use of PPE.
Personal protective equipment includes safety helmets, protective clothing, gloves, goggles, and masks, among others. This equipment is essential for protecting workers from physical harm, such as injuries, illnesses, and exposure to hazardous substances.
For example, construction sites and medical settings are known to have significant workplace hazards, and as a result, workers in these environments are often provided with PPE to mitigate risks and ensure their safety.
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Thomas Company incurs these expenditures in purchasing a truck: cash price $24,000, accident insurance (during use) $2,000, sales taxes $1,080, motor vehicle license $300, and painting and lettering $1,700. What is the cost of the truck
Answer:
$26,780
Explanation:
Data provided in the question:
Expenditures:
Cash price = $24,000
Accident insurance = $2,000
Sales taxes = $1,080
Motor vehicle license = $300
Painting and lettering = $1,700
Now,
The cost of the truck will include
= Cash price + Sales taxes + Painting and lettering
= $24,000 + $1,080 + $1,700
= $26,780
Note:
Accident Insurance and Motor Vehicle license are not included in the cost of the truck as they are revenue expenses
The cost of the truck for Thomas Company is $26,780, which is the sum of the cash price, sales taxes, and the cost of painting and lettering. The accident insurance and the motor vehicle license fee are not included in the initial cost.
Explanation:The cost of the truck for Thomas Company includes not only the base cash price but also other initial costs that are necessary to place the asset into service. Thus, you need to add together the cash price of $24,000, sales taxes of $1,080, and painting and lettering $1,700. The accident insurance of $2,000 and the motor vehicle license of $300 are considered operating expenses and are not part of the initial cost of the truck.
So, the cost of the truck can be calculated as follows: $24,000 (cash price) + $1,080 (sales taxes) + $1,700 (painting and lettering) = $26,780.
Therefore, the cost of the truck is $26,780.
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A member firm must begin deducting from net capital a short securities difference which is unresolved for more than:__________
Answer:
seven days.
Explanation:
Securities and Exchange Commission Form X-17A-5 Part II specifically states that brokers or dealers must deduct any differences resulting from aged short securities:
"Deduct the market value of all short securities differences unresolved for 7 business days after discovery and the market value of any long security differences where such securities have been sold by the broker or dealer until they are adequately resolved, less any reserves established therefor."
Mark and Steve work as crane operators in a construction company called Asai Corp. Asai uses a skill-based plan that establishes single flat rates for each skill level. Mark performs better than Steve even though Steve has more seniority. Which of the following statements is most likely to be true in this scenario? Steve will be paid more than Mark as he has more seniority.
Steve will be given more incentives than Mark.
Both Mark and Steve will be paid the same amount.
Mark will be paid more than Steve as his performance is higher.
Answer:
Both Mark and Steve will be paid the same amount.
Explanation:
According to a skill-based plan, each skill level is paid equally regardless of the job the employee is performing and his seniority. Here, although Mark is a better performer than Steve, and Steve is senior to Mark, but both are designated at the same job level. Therefore, as the company follows the skills-based plan that is based on establishing single flat rates for each skill level, both Mark and Steve will be paid the same amount.
A community or social group that centers its attention on a particular brand or product is known as ________.
Answer:
The correct answer is Social Network
Explanation:
A community or social group that centers its attention on a particular brand or product is known as Social Network.
Chan handles the distribution network for a company that creates custom-made software for companies. He requires constant feedback about customer needs so he can use this information to upgrade his software. What kind of distribution channel should Chan incorporate in order to do justice to the company’s overall service?
A. only deal with wholesalers
B. involve many intermediaries
C. create a long distribution channel
D. create a horizontal distribution channel
E. create a short distribution channel
Answer:
E. create a short distribution channel
Explanation:
Certainly, he needs to opt for an agile software development model. And for this in business terms, he needs to opt for the short distribution channel, which is the business term for the Agile methodology. Thus, Chan will get one module ready and send to the client, and the client will send the details back to him about the errors, and also the client can be up with suggestion anytime.
A businesswoman is upset with her husband. She channels this anger into her work and increases her productivity dramatically. This tendency to refocus an unacceptable or threatening impulse into a socially acceptable outlet is the defense mechanism called ________.
Answer:
Sublimation
Explanation:
Sublimation is the process of channelling negative, socially-unacceptable feelings, toward productive, or socially-acceptable abilities.
The concept was developed by Freud, especially in his work "Madness and Civilization".
Freud basically said that sublimation is what allowed humans to live in society, however, he also warned that sublimation did not always work, and some people were less likely to behave than others, leading to for example, the presence of criminality and antisocial behaviour.
One of the tests that an invention must pass to be eligible for a patent is ____.
a. it must be a machine
b. it must be economical to produce
c. it must be capable of providing economic benefit
d. it must not be obvious to a person having ordinary skill in the same field
Answer:
d. it must not be obvious to a person having ordinary skill in the same field.
Explanation:
To be eligible for a patent, an invention has to pas through some tests and one of them is that it must not be obvious to a person with ordinary skill in the same field. This test can be called the "Unobviousness test".
Cheers.
If the perpetual inventory records show lower quantities of inventory than the physical count, an explanation of the difference might be unrecorded Sales. Sales discounts. Purchases. This answer is correct. In a perpetual system, purchases are debited directly to inventory at the time of the transaction rather than to a purchases account. A sale requires an immediate credit to inventory. Thus, failure to record a purchase would understate inventory. Purchase discounts.
Answer:
Purchases
Explanation:
In a permanent process, at the time of the transaction or sale, transactions are automatically debited directly to the stock / inventory rather than to a transaction account.
Any transaction demands stock to be instantaneously credited. Inability to report a purchase would therefore underestimate inventory.
Hudson and Ilsa want to market a new line of kayaks and related gear under the brand name Journeys as a corporation (Journeys Inc). To avoid income taxes at the corporate level, they should form:
Answer:
S Corporation
Explanation:
Based on the information provided within the question it can be said that Hudson and Ilsa may want to consider forming an S Corporation. This is an normal business corporation in which all corporate income, losses, deductions, are passed to the shareholders which deal with the federal taxes. Therefore Hudson and Ilsa would avoid income taxes
5. A firm currently produces its desired level of output. Its marginal product of labor is 400, its marginal product of capital is 1,000, the wage rate is $20 and the rental rate of capital is $100. In this case, the firm should: a. employ more capital and more labor. b. employ less labor and less capital. c. employ less labor and more capital. d. employ less capital and more labor. e. not change its allocation of capital and labor
Answer:
D.
Explanation:
Firms will hire more labor when the marginal revenue product of labor is greater than the wage rate, and stop hiring as soon as the two values are equal.
In Keynesian Theory, if government increases spending that in turn causes an increase in employment and investment by the private sector would be encouraged or "_____________ ."
A. crowded in
B. crowded out
C. elbowed out
D. hammered out
Answer:
A. crowded in
Explanation:
Crowding in occurs when there's a slack in the economy and the government increases its deficit spending to stimulate the economy which causes an increase in employment and investment by the private sector.
Crowding out is when an increase in deficit spending by the government reduces private investment.
I hope my answer helps you.
The most common method for graphing the relationship between two variables is by drawing two __________ lines, where the __________ is a horizontal line and the __________ is a vertical line
Answer:
perpendicular, X-axis, Y-axis
Explanation:
Perpendicular lines are lines that intersect at 90°. lines that a perpendicular always involve a vertical and an horizontal line. the horizontal is the x-axis and horizontal is the y-axis.
Cheers.
A measure of the economic impact of the young and old on the more economically active and productive members of a population is known as the
A) dependency ratio.B) expectancy ratio.C) youth-elderly cohort.D) infant mortality rate.E) crude death rate.
Answer:
B
Explanation:
B- expectency ratio
In 2014, the top 1 percent of U.S. households received __________ percent of all income.
Answer:
40%
Explanation:
In 2014 united states media reports tells that top 1 % of the US households received about 40 % of the total income of the state.
In 2014 the average income of top 1 % of household of each individual was about 1.15 million which is very much amount as compared to the average worth each household in general.
The term ________ refers to a company's efforts to reach distribution channels and target customers through communications such as personal selling, advertising, public relations, and direct marketing social marketing viral marketing promotion mix positioning
Answer: Promotion Mix
Explanation: Promotion mix is the blend of various promotional variables used in helping a firm reach is goals.
There are various elements of promotional mix and they are: Advertising, Public relations, Sales promotion, Direct marketing and Personal selling.
The above stated elements helps an organization reach its marketing goals
Ralph pays his workers $ 100 each, and labor is the only variable cost. At a quantity of 5000 chickens, how many workers does he hire?
The number of workers that he hires is 8 workers
Given Information
Workers paid = $100 each
Assuming $1,600 is given as the Total cost for the 5,000 quantity for the chicken and the Fixed Cost is $800
Total cost = $1,600 out of which $800 is the fixed cost.
Variable cost = Total cost - Fixed cost
Variable cost = $1,600 - $800
Variable cost = $800
Numbers of workers hired = Variable cost / Workers pay
Numbers of workers hired = $800 / $100
Numbers of workers hired = $8
Therefore, the number of workers that Ralph hires is 8 workers
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The number of workers Ralph needs to hire to produce 5000 chickens depends on how many chickens each worker can produce. This is because he operates in a perfectly competitive output market, where the goal is to balance labor cost and production level.
Explanation:In the given scenario, Ralph pays his workers $100 each to raise chickens. His only variable cost is labor. This engagement occurs in a perfectly competitive output market where the hiring strategy depends on the cost versus benefit analysis. If producing 5000 chickens is the goal, Ralph would need to determine how many workers are needed to achieve this production level given the cost of labor.
However, further information about how many chickens a worker can produce would be required to achieve precise figures. For instance, if one worker can produce 500 chickens, Ralph would need to hire 10 workers. Therefore, without the mentioned detail, we can just establish that a firm in a perfectly competitive output market needs to balance the cost of labor and the level of production to determine its labor demand.
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To determine how much you would need to save each year to reach a specific goal, you would use
A) Present Value of $1.
B) Future Value of $1.
C) Present Value of an annuity.
D) Future Value of an annuity.
Answer:
D) Future Value of an annuity.
Explanation:
Recurring equal amount of savings is considered an annuity. The future goal that you would want to reach is referred to as the future value of the annuity payments. In order to find how much you would need to save per year, you will compute PMT using a financial calculator.Choices A and B apply for present value and future value of one-time payment respectively.
Final answer:
To calculate how much to save yearly to reach a financial goal, one should use the Future Value of an annuity, as this calculation accounts for regular contributions, interest rate, and saving duration.
Explanation:
To determine how much you would need to save each year to reach a specific financial goal, you would use D) the Future Value of an annuity. An annuity is a series of equal payments made at regular intervals. When you save a fixed amount each year, it is similar to making annual payments into an annuity, and the future value of an annuity calculation helps determine the amount of money that will accumulate over time with compounded interest.
For example, if you save $1,000 each year into an account that earns an annual interest rate of 10%, you can use the future value of an annuity formula to calculate how much money you will have after a certain number of years. The formula takes into account the regular annual contribution, the interest rate, and the number of years you plan to save.
A new product task team met for the first time. Tony, the team leader, was particularly stressed that day from work and home issues, and he answered questions gruffly. Tony’s gruff manner, thick New York accent, and age (over sixty years old) were interpreted by some team members to mean that Tony was closed-minded to new ideas and would be difficult to work with. Over time, the team asked fewer questions or offered few new ideas. Tony became gruffer because of his frustration with the team’s lack of participation. Tony felt pressure to move the project forward, so he pushed ahead with his own ideas. Team members grumbled to themselves that he was exactly what they first thought. This is an example of:
Answer:
stereotyping
Explanation:
Based on the information provided within the question it can be said that this is an example of stereotyping. This refers to overgeneralizing something or someone based on a mistaken idea or belief based on how they look on the outside. Which is what the team members are doing by judging and overgeneralizing Tony's personality and beliefs based on the behavior that he had the first time they met.
Refer to Scenario 13.1. Redbox kiosks keep track of what movies are being ordered frequently at that location. The individual kiosks inform the company about past purchases, and the company can adjust the availability of DVDs or Blu-rays its uses to supply the kiosks based on this information. These activities most likely fall under which of the following?
Answer:
inventory management
Explanation:
Inventory management refers to the process of managing a company’s inventory. A company's inventory includes raw materials, components, and finished products (merchandise).
The goal of an efficient inventory management is to reduce inventory costs, i.e. your inventory must include only the amount of goods that your company will sell or need during a specific period. Excess inventory = excess costs
Ashley received a scholarship to be used as follows:___________tuition $6,000; room and board $9,000; and books and laboratory supplies $2,000. Ashley is required to include only $9,000 in her gross income.A) TrueB) False
Answer:
A) True THE CORRECT ANSWER
Explanation:
In the 1950s, a fungus nearly wiped out an entire species of bananas that were produced through cloning. Which explains why the fungus had such a strong impact on the bananas?
a. The bananas had a lack of genetic variation.
b. The fungus had a lack of genetic variation.
c. The bananas were not resistant to the weed killer.
d. The fungus was not resistant to the weed killer.
Answer:
a.
Explanation:
Based on the information provided within the question it can be said that the bananas had a lack of genetic variation. Genetic Variation refers to the difference in DNA sequences, without genetic variation a population or species cannot evolve in response to changes or other variables that place it at risk and may cause it to become extinct. Which is what happened with the bananas, since they lacked genetic variation they were not able to adapt to the fungus and it nearly wiped it out.
Answer:
A
Explanation: