While at lunch with a group of coworkers, one of your friends mentions that he plans to buy a variable life insurance policy because it provides a good annual return and is a good way to build savings for his five-year-old's college education. another colleague says that she's adding coverage through the group plan's additional insurance option. what advice would you give them?
Buying a variable life insurance policy may not be the best option for college savings. Consider using education-specific investment options. Carefully review the terms and coverage limits for adding coverage through the group plan's additional insurance option.
Explanation:Buying a variable life insurance policy to build savings for a child's college education may not be the most suitable option. While variable life insurance policies offer a good annual return, they also come with higher fees and investment risks. A better way to save for college may be to consider 529 college savings plans or other investment options that are specifically designed for education savings.
As for adding coverage through the group plan's additional insurance option, it can be a good idea to have additional coverage to protect against unexpected events. However, it's important to carefully review the terms and coverage limits of the additional insurance to make sure it addresses your specific needs. Consider factors such as the cost of the additional insurance and whether it offers comprehensive coverage for your circumstances.
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What industries do you regard as being highly competitive? can you identify any barriers to entry in those industries?
Id executives are found liable for not properly protecting their company's assets and information systems, what type of law would apply in this situation ?
Answer:
If executives are found liable for not properly protecting their company's assets and information systems, there is a type of law that is applied to this certain situation. This is Corporate liability. The company shall be punished if this will not be properly monitored.
Explanation:
The factor that distinguishes job-based pay from skill-based pay is that job-based pay policies:
b. The factor that distinguishes job-based pay from skill-based pay is that job-based pay policies are often used in organizations where tasks are narrowly defined.
Job-based pay focuses on the specific job role and its associated responsibilities, compensating employees based on the role they fill rather than the skills they possess. In contrast, skill-based pay rewards employees for the range or depth of skills they have acquired, regardless of their specific job role within the organization.Research has indicated that job satisfaction is more strongly predicted by the work-content factors such as job variety, difficulty level, and role clarity, rather than pay level. However, organizations may still choose job-based pay structures, particularly where job roles are defined narrowly and there is a clear hierarchy of tasks and responsibilities.Complete question
The factor that distinguishes job-based pay from skill-based pay is that job-based pay policies:
a. are often used in organizations with lower hierarchical structures.
b. are often used in organizations where tasks are narrowly defined.
c. require individuals to use their personal judgment to make decisions.
d. tend to be best suited for organizations with more decentralized authority.
A _____ is not possible when a brand name has a negative or vulgar connotation in the local language.
a. different brand names in different market strategy
b. adaptations and modifications strategy
c. product line contraction strategy
d. one-brand-name strategy
Earl is preparing a risk register for his organization's risk management program. which data element is least likely to be included in a risk register? description of the risk expected impact risk survey results mitigation steps
In all of the given choices above, the element that is least likely to be included in a risk register is the risk survey results because they serve only as a basis and not considered to be an important element in which description of risk, expected impact and mitigation steps are important elements in a risk register.
Steps in developing an email campaign include: borrowing an inexpensive email list. measuring the results of the campaign. finding out what copy is available in company files.
You just bought a big house and have plans to buy a bunch of furniture, top-notch appliances, and complete some extensive landscaping
Country a has a higher gdp than country
b. what does this mean?
a. it means that on a per-capita basis the residents of country a are relatively better off (in terms of the goods and services they have available to them) than the residents of country
b.
b. it means that on a per-capita basis the residents of country a are richer than the residents of country
b.
c. it means that more goods and services were produced in country a than country
b.
d. it means that the total market value of the final goods and services produced in country a is greater than the total market value of the final goods and services produced in country
b.
e. a and d
Final answer:
A higher GDP in Country A compared to Country B means that Country A has a greater total market value of produced goods and services, but it does not indicate the wealth or living standards per individual without considering per capita values.
Explanation:
When comparing the GDP of two countries, such as Country A and Country B, and noting that Country A has a higher GDP, it indicates that the total market value of all final goods and services produced in Country A is greater than that of Country B. This does not necessarily reflect the wealth distribution on a per-capita basis, as it does not account for population size or how income is distributed among residents. Therefore, the correct interpretation is that Country A has produced more in terms of goods and services, which can be equated to economic productivity rather than directly to wealth or living standards of individuals.
However, a higher GDP per capita generally suggests that individuals in Country A might be better off, as it indicates the amount of economic output per person, after adjusting for population. It is a more accurate measure when assessing the relative economic health and living standards of the population between countries.
Define the term hidden job market. then list three strategies
Given the shift toward m-commerce, do a search on m-commerce(or mobile commerce) crime. identify and discuss the security threats this type of technology creates. prepare a presentation outlining your vision of the new opportunities for cybercrime that m-commerce may provide.
M-commerce poses security threats, including identity theft, malware attacks, and payment fraud. It also opens up new opportunities for mobile app-based attacks, mobile banking fraud, and mobile phishing.
Explanation:M-commerce, or mobile commerce, refers to conducting commercial transactions through mobile devices such as smartphones and tablets. While m-commerce offers convenience and accessibility, it also poses security threats. Some security threats associated with m-commerce include:
Identity Theft: Hackers can intercept personal information, such as credit card details, as it is transmitted over mobile networks or stored on mobile devices.Malware and Phishing Attacks: Mobile devices can be vulnerable to malware and phishing attacks, where users are tricked into downloading malicious software or sharing sensitive information.Payment Fraud: Fraudsters can exploit vulnerabilities in mobile payment systems to make unauthorized transactions or steal payment credentials.The shift towards m-commerce provides new opportunities for cybercrime, including:
Mobile App-based Attacks: Attackers can target vulnerabilities in mobile apps to gain unauthorized access to sensitive data or control over a user's device.Mobile Banking and Mobile Wallet Frauds: The rise of mobile banking and mobile wallet apps has led to increased instances of fraud, such as account takeovers and unauthorized transactions.Mobile Phishing: Cybercriminals can use phishing techniques to deceive mobile users into revealing their personal information through fake websites or messages.Learn more about M-commerce security threats here:https://brainly.com/question/27560047
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____ refers to experimenting with work first and then deciding on a path instead of doing all the ethical considering up front. job hopping job depth job enrichment job enlargement job rotation
Final answer:
Job rotation is an early alternative to job specialization that involves moving employees across different jobs to prevent monotony and enhance skill diversity, benefiting organizations by reducing boredom, increasing employee satisfaction, and improving organizational flexibility.
Explanation:
The concept described in the question refers to job rotation, an early alternative to job specialization that involves moving employees from job to job at regular intervals to relieve the monotony of job specialization and promote a diversified skill set.
This approach is used not only at lower levels of an organization but across various hierarchical levels to increase innovation, employee satisfaction, and organizational flexibility. For instance, companies like Nokia employ rotation at all levels to foster fresh perspectives on problems, and Wipro Ltd. uses a 3-year plan for grooming future leaders by rotating them through different jobs.
Job rotation benefits organizations by reducing employee boredom, improving skill variety among employees, and facilitating knowledge transfer across departments. It stands alongside other strategic approaches such as job enlargement and job enrichment, aimed at increasing employee motivation and performance through job design. While job enlargement focuses on adding more variety to tasks to reduce monotony, job enrichment gives workers more control over their tasks, potentially increasing responsibility and satisfaction.
Why might a director schedule a run-through during the middle weeks of the rehearsal period?
Using the contribution approach for analyzing segment profitability and assuming all else remains constant in year 2, what would be the profit impact of dropping the west region in year 2?
Patti volunteered to cover the balance of a coworker's shift so that he could pick up his sick child from day care. this is an example of ________.
Why might a tissue such as the pancreas not be a good source to choose for the isolation?
Pancreatic cell secretions are unrelated to LDH synthesis. To transform lipids into lipoproteins and triglycerides, the pancreas secretes the following pancreatic lipases.
What is a Pancreatic cell?The pancreatic beta cells create, store, and release insulin, the anti-hyperglycemic hormone that competes with glucagon, growth hormone, glucocorticoids, adrenaline, and other hyperglycemic hormones.
An average human pancreas has about 1 million islets. Three of the four cell types that make up the islets the alpha, beta, and delta cells produce important hormones. Unknown is the function of the fourth cell type.
The pancreatic islets, also called the islets of Langerhans, were initially recognized by German pathological anatomist Paul Langerhans in 1869 as the regions of the pancreas that house its endocrine cells.
Thus, Pancreatic cell secretions are unrelated to LDH synthesis.
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2 students are considering operating a fruit smoothie stand during their summer break. this is an alternative to summer employment with a local firm, where they would each earn $2865 over the three-month summer period. a fully equipped facility can be leased at a cost of $8130 for the summer. additional projected costs are $2239 for insurance and $2.3 per unit for materials and supplies. their fruit smoothies would be priced at $6.7 per unit. what is the accounting cost if q = 1203?
Waves company purchased a patent for $170,000 at the beginning of 2011, and estimated that its expected useful life was 10 years. the patent has a legal life of 17 years. what amount should be recorded as amortization expense for the patent in 2011?
The annual amortization expense for the patent purchased by Waves company would be $17,000 for 2011, calculated using the straight-line method over the estimated useful life of 10 years.
The question at hand involves the calculation of amortization expense for a patent. Waves company purchased a patent for $170,000 and estimated its useful life at 10 years, even though the legal life of the patent is 17 years. The amortization expense for 2011 should be calculated using the straight-line method, which spreads the cost evenly over the useful life of the asset.
Using the straight-line method, the annual amortization expense would be calculated as follows:
Total Cost of Patent / Estimated Useful Life = Annual Amortization Expense
$170,000 / 10 years = $17,000 per year
Therefore, the amortization expense for the patent in 2011 would be $17,000.
Why do most disciplinary systems require the supervisor to obtain—or at least try to obtain—employee signatures on disciplinary documentation?
Case solutions under armour's strategy in 2016—how big a factor can the company become in the $250 billion global market for sports apparel and footwear?
Final answer:
The question explores Under Armour's market strategy in relation to the global sports apparel and footwear industry, touching on adaptation, sustainability, and the global business environment. It highlights the importance of incorporating adaptive and sustainable practices in gaining market share within the competitive $250 billion industry.
Explanation:
The question asks about Under Armour's strategy in 2016 and its potential impact in the $250 billion global market for sports apparel and footwear. This topic involves understanding competitive strategies, market share, and industry trends within the business and strategic management field. Within this context, it's essential to consider how larger companies such as Target, Tommy Hilfiger, and Nike have adapted to market demands by incorporating adaptive lines into their assortments, reflecting a trend towards inclusivity and sustainability.
Adaptation strategies, technological innovations, and marketing prowess play critical roles in determining a company's success in a competitive industry. The globalization of sport and the fashion industry's impact on the environment are also relevant factors. Companies like Under Armour can increase their market share by integrating sustainable and adaptive product lines, leveraging global sports management networks, and efficiently responding to consumer demands for ethical and environmentally responsible products.
Considering business practices and regulatory environments, such as the case involving the merger between United Shoe Machinery and the Brown Shoe Company, provides additional insight into the challenges and opportunities businesses face in the market. The strategic decisions made by companies like Under Armour will likely influence their position in the global market for sports apparel and footwear.
All relationships and the various needs for ____ must be taken into account when designing the database.
Refer to the financial statements of flathead lake manufacturing company. the firm's current ratio for 2006 indicates that flathead's liquidity has ________ since 2007.
How can the outsourcing of jobs cause production possibilities to expand?
The demand for gasoline is likely to be more inelastic than the demand for domino's pizza because:
Jean-paul, the store manager at an h&m outlet, was speaking with patty, his new assistant manager, about the store's system of job relationships; he also explained whom she will report to and who will report to her. jean-paul said, "this structure is one of the things that motivates our employees to work together to achieve our company's goals." jean-paul was telling patty about the store's
Jean Paul was telling Patty about the store’s organization structure. The organizational structure is where it comprises riles ad policies of which they are also provided with the responsibilities and roles that are assigned to each member of the organization in which Jean Paul is telling to Patty as she explains job relationships.
Steven ballard has a strategic initiative for east carolina to be known as
Biologists warn that human activities might actually increase the ____ for various weeds and pest.
Final answer:
Human activities may increase resistance among weeds and pests, leading to the need for more pesticides and endangering biodiversity. Ecosystem complexity is crucial for natural pest control, which is threatened by urbanization and habitat destruction.
Explanation:
Biologists warn that human activities might actually increase the resistance for various weeds and pests. As human activities, such as residential development, mining, farming, or logging, encroach on wild habitats, not only is biodiversity under threat, but these actions may also favor the spread and resistance of pests. Studies have shown that elevated CO2 levels can lead to increased biomass production and dilution effects, which in turn may require higher dosages of pesticides and more frequent applications for effective control. The adaptation of pests to synthetic pesticides is hastened by their short generation times, leading to a need for costlier and more harmful chemical interventions.
Additionally, habitat destruction results in the loss of natural predators and parasites that help control pests, which otherwise could lead to an increase in the populations of crop pests. Urbanization can concentrate large numbers of people in areas with inadequate sanitation, fostering the spread of pathogens. Therefore, ecosystem complexity and the preservation of natural controls are key to mitigating the negative effects of human population growth on pest management.
When charitable organizations such as the american cancer society, second harvest foodbank, and the red cross make purchases for goods and services to use in their daily operations, they would be considered to be _______ buyers?
Recently, the owner of a trader joe's franchise decided to change how she compensated her top manager. last year, she paid him a fixed salary of $65,000 and her store made $130,000 in profits (not counting payment to her top manager). she suspected the store could do much better and feared the fixed salary was causing her top manager to shirk on the job
Net earning for owner after payment to top manager, last year = $(130,000 - 65,000) = $65,000
This year, out of the forecast profit of $270,000, Owner has to pay to the top manager = $35,000 + 16% x $270,000
= $(35,000 + 43,200) = $78,200
Net money earned by owner this year = $(270,000 - 78,200) = $191,800
Change in net owner's earning = $(191,800 - 65,000) = $126,800
Final answer:
Trader Joe's not only offers competitive pay but also creates an engaging and collaborative work environment with opportunities for professional growth, which is beneficial for employee motivation and retention.
Explanation:
The compensation strategy at Trader Joe's for their store managers and employees can have a significant impact on motivation and job performance. Trader Joe's ensures that their employees, including part-timers, receive one of the best pay rates in the retail industry. Aside from the financial incentives such as a high salary, bonuses, and retirement contributions, the company is known for its positive work environment and policy of promoting entirely from within.
Employees are likely to be more dedicated because they have the opportunity to rise within the organization, illustrating that both financial and non-financial incentives play a crucial role in employee dedication and corporate success. Trader Joe's has a business model that not only offers competitive pay to its employees, but also fosters a collaborative work environment and career growth opportunities, which supports their high retention and talent attraction.
The maple company has total fixed costs of $420,000. it also has $220,000 in total variable costs. these costs exist at a production level of 110,000 units. the variable cost per unit is
Final answer:
The variable cost per unit for the Maple Company is $2.00, which is calculated by dividing the total variable costs of $220,000 by the production level of 110,000 units.
Explanation:
The variable cost per unit is calculated by dividing the total variable costs by the number of units produced. In the provided example, the Maple Company has a total variable cost of $220,000 at a production level of 110,000 units. To find the variable cost per unit, one would simply divide $220,000 by 110,000 units.
Variable Cost Per Unit = Total Variable Costs ÷ Number of Units Produced
Variable Cost Per Unit = $220,000 ÷ 110,000 units
Variable Cost Per Unit = $2.00 per unit
This means for every unit produced, the company incurs a variable cost of $2.00. Understanding this concept is crucial for pricing strategies and financial planning as it helps in determining the break-even point and the short-run shutdown price point.