Answer the following question in 8-10 complete sentences: If your budget allowed you extra money for this month, would you choose to consume, invest, or save that money? Why? Be specific! Developing a Risk Management Plan Mastery In 6-8 complete sentences, describe why it is important to develop a risk management plan.

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Answer 1
If your budget allows you extra money for the month, you should save the money. Saving the money is the best answer for all of them, because you'll be ready in case you need more money later on. Also, if you save in a bank, you can make interest, however low, which means a couple of more cents extra for your pocket. Investing is the next best choice, but do not invest all of your money. You may want to invest in emergency products in case natural disasters arrive. It is important to develop a risk management plan, because if your plan fails, you will need a back-up plan to help you survive the future

hope this helps

Related Questions

The most significant difference between perfect competition and monopolistic competition is that

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Perfect competition, a market structure, where there are many sellers selling similar goods to the buyers. But monopolistic competition, is a market structure, where there are numerous sellers, selling close substitute goods to the buyers. Also the price in perfect competition, is determined by demand and supply forces, for the whole industry, comparing with monopolisti competition that every firm offer products to customers at its own price.

Given the dot id number dot pjop 3nlr 2005, which portion of the id number tells you that the tire complies with the u.s. department of transportation tire safety standards?

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The Answer is the DOT or the date of production is the last four digits of the DOT code. The U.S. Department of Transportation (DOT) National Highway Traffic Safety Administration (NHTSA) necessitates that Tire Identification Numbers be a mixture of the letters DOT, shadowed by eight to thirteen letters one or both numbers that recognize the developed location, tire mass and manufacturer's code, alongside with the week and year the tire was made.

Which of these is not a rule-of-thumb that ideo employees follow when they share ideas during the brainstorming phase?

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IDEO employees, during a brainstorming phase, have 5 Rule-of-thumbs: one conversation at a time, stay focused on the topic, encourage wild ideas, defer judgement, and encouragement of others to share their own ideas. The idea is that a collaboration of people can help solve an issue/generate new ideas than just one person.

What is the difference between direct and indirect distribution?

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A direct distribution channel is organized and managed by the firm itself. An indirect distribution channel relies on intermediaries to perform most or all distribution functions, otherwise known as wholesale distribution. Firms that use direct distribution require their own logistics teams and transport vehicles. Those with indirect distribution channels have to set up relationships with third-party selling systems.



I hope this helps!

A direct distribution channel is set up and controlled by the company. Wholesale distribution, also referred to as an indirect distribution route, depends on intermediaries to do most or all distribution-related tasks.

What are  direct and indirect distribution ?

Direct distribution companies need their own transport fleets and logistics employees. Those who use indirect distribution systems must establish connections with third-party selling platforms.

A direct distribution channel is one in which the consumer and the manufacturer are connected directly; no intermediaries or different distribution systems are used.

The distributor is managed and organized by the producer. Creating a direct product distribution channel can be expensive and occasionally need a sizable cash investment.

The coming together of the two is straightforward.

In contrast to a direct distribution channel, an indirect distribution channel employs intermediaries or middlemen. Almost all aspects of product distribution are handled by these third parties.

On the other hand, a middleman acts as a go-between in an indirect distribution channel, when there is no direct relationship between the producer and the person who is actually purchasing the product.

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The primary _______ of autotrader.com's research was to connect advertising on its website to actual dealership visits by customers.

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The answer to this question is Objective
In business terms, objective refers to a specific result/situation that company wants to achieve within a certain time frame, after considering all their available resources. In this particular case, the research being done is the resource and connecting advertising to actual dealership is the result/situation that they want to achieve.

Mathematical climate models include many variables, but there is 1 variable that causes the largest difference in the temperature increases predicted in the future. this variable is _______.

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emission of greenhouse gases

Greenhouse gases are naturally present in the atmosphere in order to keep the earth warmer by trapping some of the sun's rays on earth. Greenhouse gases include water vapor, carbon dioxide, methane, nitrous oxide, ozone, chlorofluorocarbons, and hydrofluorocarbons. 

Human activities contribute to the emission of greenhouse gases in the atmosphere through fossil fuel use, industrial processes, and intensive livestock farming, among others. Emission of large amounts of greenhouse gases can increase their natural levels in the atmosphere, possibly resulting to global warming. 

Yen grants his cousin, art, a franchise in yen's sandwich shop. yen writes the agreement so that he controls every detail of art's shop, such that it is exactly the same as yen's original shop. yen even consults with art about hiring employees and safety practices. one of art's employees fails to clean up a spill and a customer is injured. the customer sues yen. in this case, yen:

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In this case, Yen is still considered to be liable with the accident and that she must provide the needs of the customer due to the injuries that the customer receives because even if Art is in charge with the shop, she is still considered to be the owner which makes her liable with the accident.

Multiple Choice:The opportunity cost for Elijah of going to a water park is, a)the price of the admission pass, b)zero,if he can go with his parents who will pay, c)zero,if it is raining that day and water park is closed, d)the price of the admission pass plus the highest valued alternative activity Elijah could have done, e)the highest valued alternative activity Elijah could have done. Can anyone help as soon as possible?

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im almost positive the answer is E. 

The opportunity cost for Elijah of going to a water park is, the highest valued alternative activity Elijah could have done. Thus the correct option is E.

What does the opportunity cost?

A situation of abundance, where an individual has a variety of options available and chooses one option over another by evaluating their importance is referred to as opportunity cost.

In the example given, it is clarified that Elijah's decision to visit a water park has an opportunity cost that must be calculated and that characterizes the aspects of opportunity cost.

Opportunity costs can be seen in any situation where a person must choose between giving up one thing and keeping another. This theory contends that economic agents choose actions that maximize gains.

Therefore, option E is appropriate.

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Which replacement for the boldfaced words is​ best? barrigan was no fool.​ nevertheless, barrigan tried to repair the roof that the contractor had fixed foolishly.
a. barrigan foolishly tried to repair the roof that the contractor had fixed.
b. barrigan tried to repair the roof that the contractor foolishly had fixed.
c. barrigan tried to repair the roof that the contractor had foolishly fixed.
d. barrigan tried to repair the roof that foolishly the contractor had fixed?

Answers

b. barrigan tried to repair the roof that the contractor foolishly had fixed.

Final answer:

The best replacement for the boldfaced words is Option C, correctly placing the adverb 'foolishly' to indicate the contractor's action was done foolishly, not Barrigan's. The use of 'foolishly' is grammatically sound and does not split infinitives, adhering to conventional sentence structure for clarity.

Explanation:

The best replacement for the boldfaced words in the given sentence is Option C, which reads "Barrigan tried to repair the roof that the contractor had foolishly fixed." This option correctly places the adverb 'foolishly' after the auxiliary verb 'had' and before the main verb 'fixed,' making it clear that it was the contractor's repair work that was done foolishly, not Barrigan's attempt at repairing it. Foolishly is an adverb formed from the root noun 'fool' with the suffix '-ish' to create the adjective 'foolish,' and the suffix '-ly' to form the adverb. The modifiers in this sentence structure are placed correctly to convey the intended meaning without confusing.

Ignoring the outdated rule against splitting infinitives, which suggests avoiding placing words between the marker 'to' and the verb it precedes allows for the adverb 'foolishly' to be positioned in a way that makes the meaning of the sentence clear and readable.

Are the large drug companies guilty of price gouging or of charging an unfair or exploitative price for their products? should americans be permitted to import drugs from canada or other countries

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Yes the large drug companies guilty of price gouging or of charging an unfair or exploitative price for their products and no americans shouldnt be permitted to import drugs from canada or other countries

Can some one do this for me ASAP please help.

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Professional growth and development - Bob
Mentoring - Debby
Certification - Joseph
Scholarship - Libby
Networking - Chad

Tomás, a sales associate in the furniture department of the larkspur department store, reports to carolina, the furniture department manager. this morning, carolina asked tomás to change the price tags on the desk chairs. while working on this task, david, the computer department manager, told tomás that he wanted him to unload some computers. tomás is confused about what to do because under the principle of unity of command

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The answer is employees should report to one manager.
Manager in a company has authoritative value towards the employees at the work place. In order to maintain a solid chain of command, only one manager is necessary for each department in the company.
In this particular case, Thomas should only follow the direction given by Caroline
The principle of unity of command states that a subordinate in any level in organization hierarchy must have one and only superior. This principle promotes better relationship amongst employees, avoid conflicts, better coordination and communication, good teamwork and high productivity.  With this dilemma Tomas has into, he should concentrate on the task handed by Carolina.

When should process costing techniques be used in assigning costs to products?
a. if the firm manufactures heterogeneous products
b. if the products are repetitively produced
c. if the products are manufactured according to customer specifications
d. all of these choices are correct?

Answers

The correct option is B.
Process costing is the type of costing technique in which costs are assigned to products in batches. This type of costing is usually used by companies which produce homogeneous products which have similar production process stages. Cost is usually assigned to the batches of goods produced instead of individual units.

Final answer:

Process costing techniques are best used when products are repetitively produced in a homogeneous manner, as this allows for uniform cost allocation across units produced.

Explanation:

Process costing techniques should be used in assigning costs to products if the products are repetitively produced. This method is most effective for manufacturing environments where the products are homogeneous, and the production runs are continuous or for long periods. Items are produced in a standardized manner, making it easier to allocate costs uniformly across units produced. In contrast, heterogeneous products, products manufactured according to customer specifications, or diverse production requirements typically utilize job costing techniques for assigning costs.

Willow's company general ledger showed a checking account balance of $25000 at the end of may 2006. the may 31 cash receipts of $3000, included in the general ledger balance, were placed in the night depository at the bank on may 31 and were processed by the bank on june 1

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If the the initial balance is $25000 and the $3000 cash receipts were included in the general ledger, then the June 1 balance should be the same as the balance at the end of May. The processing date will only update the transactions in the account but not the actual balance since it was already counted for.

Could the product flow operate independently from other channel flows?

Answers

It could, as long as it fulfills these two conditions
- The products could generate enough profit without the boost that givenn by other channel flows.
- The independent operation would not cause a decrease in profit for other channels flow because eventually, business owners only want to do the combination that bring the most profit.

Final answer:

Although product flow can seem autonomous in certain contexts, it is usually interconnected with other channel flows such as information, finance, or negotiation flows. This interconnectedness is seen in business operations, fluid dynamics of open-channel flows, and even in chemical reactions. Complete independence is rarely possible due to these inherent interdependencies.

Explanation:

Product Flow Independence In Various Systems

In the business context, particularly regarding supply chain management and operations, the concept of product flow pertains to the movement of goods from the supplier to the customer. The potential for a product flow to operate independently from other channel flows, such as information, finance, or negotiation flows, can vary based on the organization's structure and the complexity of the supply chain. In some cases, the product flow may appear to be autonomous due to direct distribution methods like direct drop shipping or through a simplified distribution network. However, more commonly, product flow is deeply interconnected with other channel flows. For instance, inventory management systems (part of the informational flow) are often crucial in determining when to reorder products, which in turn affects the physical flow of goods.

Within a banking system, product units may have their own budgets and IT resources, allowing for a degree of autonomy in managing product and co-product flows. Yet, this autonomy is usually within a framework of interdependence since cross-directional interdependencies might require negotiation with other product units. Similarly, in open-channel flows of fluid dynamics, which exemplify the movement of water or other fluids in a channel open to the atmosphere, there is a direct correlation with the surrounding environment, showing that even simple physical product flows are influenced by external conditions. These examples highlight that complete independence of product flow from other channel flows is rarely possible due to the inherent interdependencies within systems.

Regarding product distribution, the mode of delivery, whether it's an in-person transaction, distributed through a mail system, or placed on a supermarket rack, will also influence and be influenced by other flows such as marketing and financial transactions. The distribution strategy reflects the interconnectedness of product flow with other channel flows.

Considering chemical processes, such as the determination of chloride in water using a single-channel manifold, the carrier stream not only transports the sample to the detector but simultaneously also reacts with it. This illustrates that while the product (in this case, the reaction product of the chloride test) is part of an independent process, it is also influenced by the carrier stream that enables analysis, representing another example of interdependency in flow dynamics.

Suppose that you were born in 1998. also, suppose that your mother received a $100 baby shower gift at your birth. how much would it cost to buy a similar amount of goods and services in 2013, given that the cpi was 163.0 in 1998 and 233.0 in 2013?

Answers

Using the cpi in 2013, of 233 and in 1998 of 163, divide 233/163=1.43 x 100=$143 the cost in 2013 of the same baby shower item as in 1998. In other words the purchasing power of the $1 decreased over this time period to account for this. 

By raising or lowering the _______, the fed changes the cost of money for banks, which impacts the incentive to borrow reserves. reserve ratio discount rate money multiplier yield

Answers

The answer is Discount rate 
If the discount rate is high, The banks' tendency to borrow from the Federal Government would be reduced.
This will make the private banks reduce the amount of investments for its operations which will reduce consumer's tendency to spent their money

Javaprojavapro ​systems's static budget predicted production of and sales of 5555 connectors in​ august, but the company actually produced and sold only 5050 connectors. direct materials were budgeted at $ 93$93 per connector. the company purchased and used direct materials that cost $ 6 comma 184$6,184. what is the journal entry for the direct materials​ purchased

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In this problem, you are given the amount of direct materials that was purchased by the company which is $6,184.

To record the purchase of the direct materials, the journal entry would be:

Materials             $6,184

         Cash                                      $6,184

To record the usage of the direct materials to production, the entry would be:

Work in Process                                $6,184

          Materials                                             $6,184 

The process used to accomplish organizational goals through planning, organizing, leading, and controlling people and other organizational resources is called

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Final answer:

Management is the process used to accomplish organizational goals. It includes planning, organizing, leading, and controlling people and resources. Each stage is crucial for effective operation of any organization.

Explanation:

The process used to accomplish organizational goals through planning, organizing, leading, and controlling people and their resources is called Management. This process includes several key stages:

Planning: Setting goals and determining the best way to achieve them. Organizing: Arranging resources and tasks to meet those goals. Leading: Guiding and motivating employees to meet the organization's objectives. Controlling: Monitoring the organization's performance and making necessary changes.

Each of these stages is crucial for the effective functioning of any organization.

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The process used to accomplish organizational goals through planning, organizing, leading, and controlling people and other organizational resources is called "management."

Management is the fundamental function that drives an organization's success.

1. **Planning** involves setting objectives, identifying strategies, and outlining the steps needed to achieve these goals.

2. **Organizing** entails arranging resources, such as human capital, finances, and materials, to effectively implement the plans.

3. **Leading** refers to motivating and guiding employees, promoting teamwork, and ensuring that individuals work towards the common objectives.

4. **Controlling** is the process of monitoring progress, evaluating results, and making necessary adjustments to keep the organization on course.

Effective management ensures that an organization operates efficiently and effectively, adapting to changing circumstances and continuously striving to achieve its goals. It's a multifaceted process that involves various functions and is critical to an organization's overall success and sustainability.

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Complete question is:

The process used to accomplish organizational goals through planning, organizing, leading, and controlling people and other organizational resources is called_______

What would symphony report as total shareholders' equity?

Answers

$485 + $380 + $15 + $48 - $120 = $808

Have a great night!
Final answer:

Shareholders' equity represents the net worth of a company and is calculated as the difference between total assets and total liabilities. It includes the initial investment made by shareholders and any retained profits. It is reported on the balance sheet of a company's financial statement.

Explanation:

In the context of a company's financial statement, shareholders' equity represents the net worth of the company and is calculated as the difference between total assets and total liabilities. It includes the initial investment made by shareholders and any profits that have been retained in the company. Shareholders' equity can be reported on the balance sheet of a company's financial statement. It is typically categorized into different components, such as common stock, retained earnings, and additional paid-in capital.

Nancy is the ceo of universal insurance. she is concerned that her company seems to be losing its competitive advantage to other institutions. she has been told that by implementing a program expanding the use of groups and teams her organization can become more competitive. discuss how this could gain or increase a competitive advantage and provide two specific examples from current events that support your conclusions.

Answers

Two or more people interacting with one another to achieve objective or goals is called a group. A group with members who closely work with each other to attain certain goals is called a team. People working in a group can produce greater and at a higher quality than working individually is called synergy is the advantage of using a group. Nevertheless, it will only be effective if the groups are made up of employees with interconnecting knowledge and skills that relates with the goal.  A team formed from different group of employees can be beneficial to customers because there can be someone from the team can step in to help out even if one person may not have all the answers to help a customer and through this an issue can possibly resolved faster and in that way the customer feels better taken care of. Teams can also help spark new innovative products or ideas. An individual can come up with an idea, but being in a team the one idea can be into something more creative and profitable for the company. Groups and teams can also be good motivators. A team where there are highly motivated members, which will increase the satisfaction. This in turn will make happier employees, which will increase their production and gain competitive advantage overall.




Sandra's new laptop is not running some key applications. she sends an email to the company's customer care center explaining the problem. this is an example of a routine request for ________.

Answers

This is a way of making a claim. If the product is not performing up to specifications or the stated characteristics, the consumer is able to place a claim with the company explaining the issue and asking for a way to rectify it.

Aim higher college has deployed an open source blog package. this package uses a database backend and allows users to create user ids, sites, and their own content to post it. recently, the service has had off-campus users who have posted links that appear to be directed towards university resources, but they are getting redirected toward off-campus malware sites. what would you recommend that the application administrator should do?

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The application administrator should tighten measures on the external application used in the database backend especially when it comes to creating user IDs in order to prevent unauthorized users - any off-campus or even non-affiliated users to indiscriminately post links, especially malware and malicious ones. This can be done by selecting a viable verification method in order to only allow on-campus students to sign-up to the service. 
Final answer:

The application administrator needs to implement strict validation for content, set up a warning system and provide guidelines for safe practices.

Explanation:

The application administrator should take immediate action to protect Aim Higher College's open source blog package and its users. Firstly, they should enforces strict validation of the content and especially hyperlinks that users are able to post. This could involve automatic checks for known malicious sites and manual checks before posts are made public. Secondly, they could implement a warning system that alerts users when they are leaving the college's site and heading to an external, potentially unsafe, site. Lastly, they should provide clear guidelines to users about safe practices for posting and clicking on hyperlinks within the site.

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3. What is the smart thing Pedro should do after he graduates?
a. avoid paying back his student loans
b. buy a car as soon as possible
c. move far away
d. make a budget

Answers

D would be the answer.
D. Make a budget. So he can pay his lones

The _____ model is the basis for the classic purchase funnel metaphor that is often used to depict the decision process consumers go through.

Answers

Answer:  "hierarchy of effects" .
_______________________________________________
The Hierarchy of Affect model is the basis for the classic purchase funnel methapor that is often used to depict the decision process consumers go through.

What is the present value of $2,825 per year, at a discount rate of 7 percent, if the first payment is received 9 years from now and the last payment is received 22 years from now?

Answers

Final answer:

The present value of an annuity of $2,825 per year, at a discount rate of 7%, received over a period of 9 to 22 years is $13,452.64.

Explanation:

To calculate the present value of $2,825 per year over a period of 9 to 22 years at a 7% discount rate, we can use the formula for the present value of an annuity. The formula is:

Present Value = Payment / ((1 + r)^n - 1) / r

Plugging in the values, we have:

Present Value = 2,825 / ((1 + 0.07)^(22 - 9) - 1) / 0.07

Solving this equation gives us the present value of $13,452.64.

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What sort of segmentation is a health club owner using when she markets her facility as a center for weight loss to some potential consumers, a place to socialize and meet like-minded people to other potential consumers, and a place for the whole family to enjoy exercise to other potential customers?

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For his target segmentation, he is using psychographics or the process of looking at the psychological consumer behavior and how they move about. He is using their behavior to target which group will most likely fit into his health club. 

Which of the following interpersonal skills will help you improve your own interpersonal skills?

Be a team player.

Learn to work with difficult people.

Recognize individual differences.

All of the above

Answers

All of the above. It would be nice to be able to add all of these to your skillset, they will all help you out.

Answer:

All of the above. It would be nice to be able to add all of these to your skill set, they will all help you out.

Organizations in rapidly changing environments tend to have ____ management processes

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Organic management practices are very flexible which allows for frequent changes in the structure, organization and processes. When compared to mechanistic organization which is structured around a hierarchy and contibuters perform specific roles, organic structures are centered around external factors and normally avoids layers of supervisors and managers on a ranking system.

Suppose you pick people at random and ask them what month of the year they were born

Answers

what is the question you are asking
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